marriott international Third Quarter 2008finance20
The document summarizes Marriott International's third quarter 2008 earnings conference call. Key points include:
- Marriott reported adjusted diluted EPS of $0.34, at the upper end of guidance, excluding a tax item.
- Worldwide RevPAR increased 1% overall and 3.4% excluding currency impacts. North American margins declined slightly while international margins increased.
- Marriott's development pipeline remains at 130,000 rooms despite financing challenges.
- Marriott's timeshare business faces significant challenges from the financial crisis, impacting note sales and consumer demand. Timeshare guidance was lowered by $75 million.
Veltri & Associates, Realtors is a large real estate company operating in Monmouth and Ocean Counties, New Jersey. They offer both traditional and internet-based real estate sales and services across various property types. The company has multiple regional offices and utilizes various marketing strategies. It provides its sales associates with technology resources, training programs, and compensation plans to support their success.
marriott international 2008 Q4 Earnings Call Transcript with Q&Afinance20
Marriott International reported challenging results for Q4 2008 and full year 2008 due to the difficult economic environment. Systemwide RevPAR declined 8% in Q4 both in North America and outside North America. Marriott is actively managing costs and reducing investments to prepare for continued weak demand according to two forecast scenarios. First quarter 2009 is expected to be particularly difficult with estimated RevPAR declines of 17% in North America and 15% outside North America, and total fee revenue declining 20-25%. However, Marriott remains focused on gaining market share and has significant available capital to withstand the downturn.
Gannett held a conference call to discuss its second quarter 2008 earnings results. Gracia Martore, the CFO, introduced Craig Dubow, the CEO, to provide an overview of Gannett's strategic initiatives and financial performance. Dubow discussed Gannett's plans to grow its digital business while enhancing its core newspaper and television operations. He outlined several recent investments and partnerships that will allow Gannett to better serve advertisers across its digital properties. However, Dubow noted the results were impacted by the challenging economy in both the US and UK. Preliminary earnings per share were $1.02 but will be reduced by impairment charges. More details on the financials would be provided later in the call.
The document outlines a business plan for a proposed housing real estate project in Kenya. It discusses constructing 50 residential housing units to sell. It covers objectives, vision, mission, target market, SWOT analysis, startup costs, required personnel, sales strategy, projected profits, development plan, and assumptions. The key points are developing high-quality housing units for sale targeting professionals and expatriates, with projected sales of £2.3 million and profits of over £1 million within 2 years of completing construction.
Exotic Vibez is a start-up retail business that will sell unique clothing and accessories online and through a physical storefront. The business aims to understand customer needs and provide a personalized shopping experience. Key objectives include establishing brand awareness, becoming a leader in quality apparel, and aggressively expanding over the first three years. The business will focus on quality products, customer service, and competitive pricing to attract customers and achieve success.
About:
Holiday apartment and leisure facilities. We build new
holiday complexes, develop them to market maturity and
keep them in our own portfolio. We operate these
complexes on our own responsibility or sell them to
interested parties. A special goal for us is the targeted
support of the vacationers during their stay in their free
time. We put special emphasis on entertainment, from
sporting,
marriott international Third Quarter 2008finance20
The document summarizes Marriott International's third quarter 2008 earnings conference call. Key points include:
- Marriott reported adjusted diluted EPS of $0.34, at the upper end of guidance, excluding a tax item.
- Worldwide RevPAR increased 1% overall and 3.4% excluding currency impacts. North American margins declined slightly while international margins increased.
- Marriott's development pipeline remains at 130,000 rooms despite financing challenges.
- Marriott's timeshare business faces significant challenges from the financial crisis, impacting note sales and consumer demand. Timeshare guidance was lowered by $75 million.
Veltri & Associates, Realtors is a large real estate company operating in Monmouth and Ocean Counties, New Jersey. They offer both traditional and internet-based real estate sales and services across various property types. The company has multiple regional offices and utilizes various marketing strategies. It provides its sales associates with technology resources, training programs, and compensation plans to support their success.
marriott international 2008 Q4 Earnings Call Transcript with Q&Afinance20
Marriott International reported challenging results for Q4 2008 and full year 2008 due to the difficult economic environment. Systemwide RevPAR declined 8% in Q4 both in North America and outside North America. Marriott is actively managing costs and reducing investments to prepare for continued weak demand according to two forecast scenarios. First quarter 2009 is expected to be particularly difficult with estimated RevPAR declines of 17% in North America and 15% outside North America, and total fee revenue declining 20-25%. However, Marriott remains focused on gaining market share and has significant available capital to withstand the downturn.
Gannett held a conference call to discuss its second quarter 2008 earnings results. Gracia Martore, the CFO, introduced Craig Dubow, the CEO, to provide an overview of Gannett's strategic initiatives and financial performance. Dubow discussed Gannett's plans to grow its digital business while enhancing its core newspaper and television operations. He outlined several recent investments and partnerships that will allow Gannett to better serve advertisers across its digital properties. However, Dubow noted the results were impacted by the challenging economy in both the US and UK. Preliminary earnings per share were $1.02 but will be reduced by impairment charges. More details on the financials would be provided later in the call.
The document outlines a business plan for a proposed housing real estate project in Kenya. It discusses constructing 50 residential housing units to sell. It covers objectives, vision, mission, target market, SWOT analysis, startup costs, required personnel, sales strategy, projected profits, development plan, and assumptions. The key points are developing high-quality housing units for sale targeting professionals and expatriates, with projected sales of £2.3 million and profits of over £1 million within 2 years of completing construction.
Exotic Vibez is a start-up retail business that will sell unique clothing and accessories online and through a physical storefront. The business aims to understand customer needs and provide a personalized shopping experience. Key objectives include establishing brand awareness, becoming a leader in quality apparel, and aggressively expanding over the first three years. The business will focus on quality products, customer service, and competitive pricing to attract customers and achieve success.
About:
Holiday apartment and leisure facilities. We build new
holiday complexes, develop them to market maturity and
keep them in our own portfolio. We operate these
complexes on our own responsibility or sell them to
interested parties. A special goal for us is the targeted
support of the vacationers during their stay in their free
time. We put special emphasis on entertainment, from
sporting,
FULLCOVER 10 - Interview with John Neal, QBE Group CEOMDS Portugal
QBE has had an international dimension to its operations for over 113 years, and today this extends across 37 countries and employs 14,500 people. FULLCOVER speaks to John Neal about how the business has evolved and grown as a global insurer, the importance of culture and diversity, and what drives an Englishman, now living in Australia, working globally and with a love of Portugal.
This document is a presentation by Hal Kennelley, an executive broker with Crye-Leike Realtors, about selling property through his real estate agency. Kennelley outlines Crye-Leike's marketing advantages such as advertising on Realtor.com, a large network of realtors, and connections to investors and lenders. He also discusses establishing goals with clients, conducting an absorption analysis, and providing neighborhood reports and enhanced listings to sell properties for the best price in the shortest time.
This document brings together a set of latest data points and publicly available information relevant for Hospitality Industry. We are very excited to share this content and believe that readers will benefit from this periodic publication immensely.
This document provides information about Michael Paul Holidays, an innovative holiday letting agency in the UK and Ireland. It summarizes their services, including pre-vetting accommodations, flexible letting options with no allocation requirements, competitive commission rates, and marketing of properties. They utilize API integration between property booking systems and their website to allow for real-time availability and bookings. The document discusses their focus on customer service, relationships with property operators, and marketing strategies to generate bookings. It introduces the leadership team and client partners.
5 dividend on your investment amount up to 60 monthsRoland Diaz
This is a Presentation on BitCoin and LiteCoin Mining Farm Project, I am looking for an investor who are willing to invest with us to make this project happen.
Gannett held their third quarter 2008 earnings conference call to discuss financial results. Revenues were impacted by a steep decline in advertising demand, especially in real estate, retail, and employment, due to the weak economy and housing downturn. Publishing revenues fell 17.6% due to declines across all categories. Broadcasting provided a bright spot with revenue increases from the Olympics and political advertising. Gannett's digital strategy focuses on growing properties like CareerBuilder and ShopLocal, and developing niche websites. While the economy poses challenges, management is confident core revenues will rebound and digital growth will continue when economic conditions improve.
Sunset Paradise Hotel is establishing three luxury hotels in Barcelona, Rome, and Antalya owned by Golden Wings Airline Company. The goal is to provide differentiated experiences through high-quality personal service and unique locations. The business plan outlines the company structure, services, competitors, and marketing strategies. Sunset Paradise Hotel aims to be the top choice in its locations through superior customer experiences and partnerships with local tour agencies.
This document provides a marketing plan for Deserved Break, a new travel agency service in Orlando, FL. The plan includes a market analysis showing strong tourism growth in Orlando. It identifies families and individuals visiting Orlando as the target market. The plan performs a SWOT analysis and identifies competitors. It proposes offering a unique "one-stop-shop" service for planning vacations and includes 24/7 customer service and childcare services. Key objectives are to achieve 70% product awareness and 30% sales growth in the first year through various marketing strategies. The marketing mix, research, implementation, and contingency plans are also outlined.
Le Rues Chaitner & Co is a global private investment and real estate firm that also provides architectural design services. The annual report discusses the company's operations in 8 countries and financial highlights for 2020-2021, including cash flow, debt, equity ratios and employee numbers. It also contains the CEO's introduction addressing the impact of COVID-19 and oil price declines on business and strategies for the future, focusing on cost reductions and efficiency. The parent company is described as J Stone Management Group & Co, a music and media company.
Fontaine de Chocolat is a dessert restaurant located in Santa Monica, California that focuses on providing customers a unique chocolate experience. The restaurant was conceived after one of the founders went through a breakup and was looking for a place to satisfy her chocolate cravings. It will serve chocolate desserts during the day and function as a bar at night. The restaurant aims to target tourists, couples, students and chocolate lovers. It analyzes the growing chocolate and cafe industries to inform its offerings and business approach.
The document is a marketing brochure for The ReReport, which provides property news and digital marketing services. It summarizes The ReReport's mission as researching, reporting, and engaging on property markets globally to inform users. It then describes The ReReport's services such as daily property news updates, expert support, and digital marketing opportunities including website advertisements, email marketing, and content creation. Pricing and inventory details are provided for the different digital marketing packages.
Supporting the retail and food industry during Covid-19 September 2020Robert Kedzlie
If you do not have the resource on the ground, or continue to furlough key team members, our team of food industry professionals can support you over the coming months.
Financial Synergies received positive client feedback on its recent satisfaction survey, with an average rating of 9.29 out of 10. The document then provides summaries of the firm's portfolio performance in the first half of 2014, noting gains across all asset classes. It encourages clients to consider having the firm also manage any outside retirement accounts. The document concludes with articles on new digital signature options from Schwab and on addressing behavioral biases in investing.
Gannett Co., Inc. held a first quarter 2008 earnings conference call to discuss their financial results with analysts. Craig Dubow, Chairman, President and CEO, and Gracia Martore, Executive Vice President and CFO, presented on the company's transformation efforts and performance in the challenging economic environment. Key points included a 10% decline in newspaper advertising revenue, continued weakness in real estate and employment classifieds, cost cutting measures resulting in a 7% expense decline, and a focus on growing digital revenues.
Alain Pinel Realtors is a large real estate brokerage firm based in the San Francisco Bay Area. They have over 26 office locations and $7 billion in annual sales volume, making them one of the largest real estate companies in the nation. They specialize in luxury properties and have access to an international clientele of qualified buyers through their affiliation with Luxury Portfolio. Alain Pinel Realtors aims to market clients' homes extensively using various online and print advertising methods to maximize exposure and sell homes quickly at the highest price. They also offer related services like mortgages, relocation assistance, and luxury home marketing.
Brechtian alienation techniques were used in a community theater performance to distance the audience from emotional engagement with the story. These techniques included having the actors directly address the audience, using minimal props and sets, and presenting the story in an overtly theatrical style. This prevented the audience from passively experiencing the story and instead encouraged critical thinking about its themes. The goal was to use alienation to promote discussion about social issues rather than just evoke an emotional response. Overall, the performance successfully employed Brechtian alienation techniques to engage and educate the community audience.
This document provides a 7-step guide to achieving financial certainty through strategic property investment. It outlines how to create a wealth plan and investment strategy, conduct a financial assessment to determine what you can afford, research the market and create a property shortlist, perform due diligence and risk minimization, manage properties and protect your investments, add value to properties to increase returns, and continually review your portfolio and repeat the process. Key recommendations include consulting professionals, choosing the right loan structure, focusing on quality over quantity, and sticking to a long-term strategy. The goal is to build a high-performing portfolio that provides financial security and passive income.
Arura Hospitality is a hotel management company that operates and manages hotels to provide guests with an extraordinary experience. They have extensive experience in the hospitality industry and provide a full suite of management services including marketing, sales, human resources, accounting and more. Their goal is to optimize profits and returns for hotel owners while relieving them of day-to-day responsibilities. They aim to achieve this through strategic business planning, experienced personnel, volume purchasing discounts, and multi-channel marketing efforts.
Airbnb's business plan revolves around providing an online platform connecting hosts with travelers seeking unique accommodations. The platform allows hosts to list their properties, and travelers to discover and book lodging options worldwide. Airbnb earns revenue through service fees charged to hosts and guests, facilitating a decentralized and diverse lodging marketplace.
Better Homes Realty offers real estate brokers a franchise opportunity with a unique revenue sharing model called Path to Success. This program allows brokers to earn residual income from their own sales as well as those of agents they recruit and mentor. The goal is to help brokers retire within 7 years through this multi-level compensation structure. The franchise also provides training, technology, and marketing support to help brokers and their agents succeed.
Sample Summaries of Emily Raine’s Why Should I Be Nice to You.docxagnesdcarey33086
Sample Summaries of Emily Raine’s “Why Should I Be Nice to You”
Sample Summary 1
Most people at some point in their life have worked in the service industry. This particular
industry can be quite satisfying whether it be working in fine dining, as a cocktail waitress, or at a local
diner, but for Emily Raine, who had done all of these things, the only place she ever felt “whipped” was
working as a barista at one of largest specialty coffee chains in the world (358). Raine is bothered by
how the café industry has set up the impersonal server/customer relationship and feels the best way to
solve the issue is be to “be rude” (365). In 2005, Raine expanded in an essay that appeared in the
online journal, Bad Subjects, on her frustration within the service industry and what good service really
means.
Good service in the coffee industry does not require much skill these days. Most people are
usually talking on their cell phone while ordering their daily coffee and pastry while also paying and then
out as fast as they walked into the café probably not even noticing or acknowledging any interaction
with the people serving. The coffee sector has recognized this and has set up the counters as linear
coffee bars that act the same as an assembly line. The workers are trained and assigned specific jobs in
the coffee preparing process, such as taking the order, handling the money, making the drink, to
delivery. This makes the interaction with the customer very limited, mostly just seconds. This is where
Raine feels some of the problem with the customer and server interaction. Although this is the most
effective and efficient way of working, Raine describes productive work as “dreary and repetitive” (359).
Since the 1960’s companies have been branding themselves with the quality of having “good
service” distinguishing them from the rest of the competition. Raines explains that in good service there
is an exchange between two parties: “the ‘we’ that gladly serves and the ‘you’ that happily receives,”
but also a third party, the boss, which is the ultimate decider on exactly what good service will be (360).
Companies in the service industry must market their products on servers’ friendliness; therefore
it is monitored and controlled from the people on top. Raine notes that cafés “layouts and management
styles” help create a cozy atmosphere that plays a factor in good service, but in a way that will not
disrupt the output (361). In Raine’s essay, she gives the example of an employee Starbucks has
branded; “The happy, wholesome perfume-free barista” (361). She points out that the company offers
workers stock options, health insurance, dental plans, as well as other perks of discounts and giveaways,
while also using moving personal accounts from workers who “never deemed corporate America could
care so much” (362). Raines also adds that the company does not give into unionization and although
the company pay.
SAMPLEExecutive Summary The following report is an evalua.docxagnesdcarey33086
SAMPLE:
Executive Summary
The following report is an evaluation of multiple facets of the Uruguayan economy, its overall investment attractiveness, and feasibility of doing business. After conducting research and analysis on the country in areas such as legal frameworks, fiscal policy, trade relations, infrastructure, housing, and monetary policy, Uruguay proves to be an economy of strong opportunity when evaluated against its regional/continental partners, but with significant and pressing challenges that would place the nation lower when considered at a global level. The national government and political system are proven to be stable, offering legal protections and investment frameworks that are comparable to developed economies. As a member of MERCOSUR and independently, Uruguay has ratified trade agreements, particularly with developed nations and Latin America, in a variety of structures, namely goods, services, investment promotion and protection, public procurement, and double taxation avoidance. The country offers valuable exports, and derives its imports significantly from MERCOSUR members in which people, goods, and currency are permitted to move freely. Uruguay has shown strong numbers in growth, particularly GDP and unemployment rate. Having reacted appropriately to an economic and banking crisis in the early 2000s, Uruguay was one of the few countries that was not significantly impacted by the 2008-09 economic crisis. The housing market has also seen considerable growth and looks to continue growing as the level of foreign direct investment in construction increases. Challenges that have limited the country and are foreseeable as continuing to limit Uruguay’s attractiveness include a public banking system that offers limited access to credit, undesired volatility in prime rate lending, seemingly unsustainable fiscal policy, and a lack of coordination in monetary and exchange rate policies. Given the widespread availability and transparency of information on the country and having taken all these factors into consideration, we determine Uruguay to be one of best investment opportunities in terms of a Latin American scope, but as still significantly behind developed economies. A total score of 30.5 points out of a possible 55 was assigned.
Description and Analysis of Each Measured Attribute
A.1 Government Expenditure, Tax System, Rule of Law, and Education System - 2/5; This ranking reflects Uruguay’s controlled government spending and competitive tax rate. The tax free zones are a great way to incentivize companies to operating in Uruguay. However, it does take into account the difficult experiences that corporations undergo in paying taxes. Uruguay benefits from a mature democracy with a stable political system and independent judiciary system. Uruguay has a well-established education system that provides free education and equal access to all students through the university level. However, the socioeconomic gap become.
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This document is a presentation by Hal Kennelley, an executive broker with Crye-Leike Realtors, about selling property through his real estate agency. Kennelley outlines Crye-Leike's marketing advantages such as advertising on Realtor.com, a large network of realtors, and connections to investors and lenders. He also discusses establishing goals with clients, conducting an absorption analysis, and providing neighborhood reports and enhanced listings to sell properties for the best price in the shortest time.
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5 dividend on your investment amount up to 60 monthsRoland Diaz
This is a Presentation on BitCoin and LiteCoin Mining Farm Project, I am looking for an investor who are willing to invest with us to make this project happen.
Gannett held their third quarter 2008 earnings conference call to discuss financial results. Revenues were impacted by a steep decline in advertising demand, especially in real estate, retail, and employment, due to the weak economy and housing downturn. Publishing revenues fell 17.6% due to declines across all categories. Broadcasting provided a bright spot with revenue increases from the Olympics and political advertising. Gannett's digital strategy focuses on growing properties like CareerBuilder and ShopLocal, and developing niche websites. While the economy poses challenges, management is confident core revenues will rebound and digital growth will continue when economic conditions improve.
Sunset Paradise Hotel is establishing three luxury hotels in Barcelona, Rome, and Antalya owned by Golden Wings Airline Company. The goal is to provide differentiated experiences through high-quality personal service and unique locations. The business plan outlines the company structure, services, competitors, and marketing strategies. Sunset Paradise Hotel aims to be the top choice in its locations through superior customer experiences and partnerships with local tour agencies.
This document provides a marketing plan for Deserved Break, a new travel agency service in Orlando, FL. The plan includes a market analysis showing strong tourism growth in Orlando. It identifies families and individuals visiting Orlando as the target market. The plan performs a SWOT analysis and identifies competitors. It proposes offering a unique "one-stop-shop" service for planning vacations and includes 24/7 customer service and childcare services. Key objectives are to achieve 70% product awareness and 30% sales growth in the first year through various marketing strategies. The marketing mix, research, implementation, and contingency plans are also outlined.
Le Rues Chaitner & Co is a global private investment and real estate firm that also provides architectural design services. The annual report discusses the company's operations in 8 countries and financial highlights for 2020-2021, including cash flow, debt, equity ratios and employee numbers. It also contains the CEO's introduction addressing the impact of COVID-19 and oil price declines on business and strategies for the future, focusing on cost reductions and efficiency. The parent company is described as J Stone Management Group & Co, a music and media company.
Fontaine de Chocolat is a dessert restaurant located in Santa Monica, California that focuses on providing customers a unique chocolate experience. The restaurant was conceived after one of the founders went through a breakup and was looking for a place to satisfy her chocolate cravings. It will serve chocolate desserts during the day and function as a bar at night. The restaurant aims to target tourists, couples, students and chocolate lovers. It analyzes the growing chocolate and cafe industries to inform its offerings and business approach.
The document is a marketing brochure for The ReReport, which provides property news and digital marketing services. It summarizes The ReReport's mission as researching, reporting, and engaging on property markets globally to inform users. It then describes The ReReport's services such as daily property news updates, expert support, and digital marketing opportunities including website advertisements, email marketing, and content creation. Pricing and inventory details are provided for the different digital marketing packages.
Supporting the retail and food industry during Covid-19 September 2020Robert Kedzlie
If you do not have the resource on the ground, or continue to furlough key team members, our team of food industry professionals can support you over the coming months.
Financial Synergies received positive client feedback on its recent satisfaction survey, with an average rating of 9.29 out of 10. The document then provides summaries of the firm's portfolio performance in the first half of 2014, noting gains across all asset classes. It encourages clients to consider having the firm also manage any outside retirement accounts. The document concludes with articles on new digital signature options from Schwab and on addressing behavioral biases in investing.
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Sample Summaries of Emily Raine’s Why Should I Be Nice to You.docxagnesdcarey33086
Sample Summaries of Emily Raine’s “Why Should I Be Nice to You”
Sample Summary 1
Most people at some point in their life have worked in the service industry. This particular
industry can be quite satisfying whether it be working in fine dining, as a cocktail waitress, or at a local
diner, but for Emily Raine, who had done all of these things, the only place she ever felt “whipped” was
working as a barista at one of largest specialty coffee chains in the world (358). Raine is bothered by
how the café industry has set up the impersonal server/customer relationship and feels the best way to
solve the issue is be to “be rude” (365). In 2005, Raine expanded in an essay that appeared in the
online journal, Bad Subjects, on her frustration within the service industry and what good service really
means.
Good service in the coffee industry does not require much skill these days. Most people are
usually talking on their cell phone while ordering their daily coffee and pastry while also paying and then
out as fast as they walked into the café probably not even noticing or acknowledging any interaction
with the people serving. The coffee sector has recognized this and has set up the counters as linear
coffee bars that act the same as an assembly line. The workers are trained and assigned specific jobs in
the coffee preparing process, such as taking the order, handling the money, making the drink, to
delivery. This makes the interaction with the customer very limited, mostly just seconds. This is where
Raine feels some of the problem with the customer and server interaction. Although this is the most
effective and efficient way of working, Raine describes productive work as “dreary and repetitive” (359).
Since the 1960’s companies have been branding themselves with the quality of having “good
service” distinguishing them from the rest of the competition. Raines explains that in good service there
is an exchange between two parties: “the ‘we’ that gladly serves and the ‘you’ that happily receives,”
but also a third party, the boss, which is the ultimate decider on exactly what good service will be (360).
Companies in the service industry must market their products on servers’ friendliness; therefore
it is monitored and controlled from the people on top. Raine notes that cafés “layouts and management
styles” help create a cozy atmosphere that plays a factor in good service, but in a way that will not
disrupt the output (361). In Raine’s essay, she gives the example of an employee Starbucks has
branded; “The happy, wholesome perfume-free barista” (361). She points out that the company offers
workers stock options, health insurance, dental plans, as well as other perks of discounts and giveaways,
while also using moving personal accounts from workers who “never deemed corporate America could
care so much” (362). Raines also adds that the company does not give into unionization and although
the company pay.
SAMPLEExecutive Summary The following report is an evalua.docxagnesdcarey33086
SAMPLE:
Executive Summary
The following report is an evaluation of multiple facets of the Uruguayan economy, its overall investment attractiveness, and feasibility of doing business. After conducting research and analysis on the country in areas such as legal frameworks, fiscal policy, trade relations, infrastructure, housing, and monetary policy, Uruguay proves to be an economy of strong opportunity when evaluated against its regional/continental partners, but with significant and pressing challenges that would place the nation lower when considered at a global level. The national government and political system are proven to be stable, offering legal protections and investment frameworks that are comparable to developed economies. As a member of MERCOSUR and independently, Uruguay has ratified trade agreements, particularly with developed nations and Latin America, in a variety of structures, namely goods, services, investment promotion and protection, public procurement, and double taxation avoidance. The country offers valuable exports, and derives its imports significantly from MERCOSUR members in which people, goods, and currency are permitted to move freely. Uruguay has shown strong numbers in growth, particularly GDP and unemployment rate. Having reacted appropriately to an economic and banking crisis in the early 2000s, Uruguay was one of the few countries that was not significantly impacted by the 2008-09 economic crisis. The housing market has also seen considerable growth and looks to continue growing as the level of foreign direct investment in construction increases. Challenges that have limited the country and are foreseeable as continuing to limit Uruguay’s attractiveness include a public banking system that offers limited access to credit, undesired volatility in prime rate lending, seemingly unsustainable fiscal policy, and a lack of coordination in monetary and exchange rate policies. Given the widespread availability and transparency of information on the country and having taken all these factors into consideration, we determine Uruguay to be one of best investment opportunities in terms of a Latin American scope, but as still significantly behind developed economies. A total score of 30.5 points out of a possible 55 was assigned.
Description and Analysis of Each Measured Attribute
A.1 Government Expenditure, Tax System, Rule of Law, and Education System - 2/5; This ranking reflects Uruguay’s controlled government spending and competitive tax rate. The tax free zones are a great way to incentivize companies to operating in Uruguay. However, it does take into account the difficult experiences that corporations undergo in paying taxes. Uruguay benefits from a mature democracy with a stable political system and independent judiciary system. Uruguay has a well-established education system that provides free education and equal access to all students through the university level. However, the socioeconomic gap become.
Sample Student Industry AnalysisExecutive SummaryCom.docxagnesdcarey33086
Sample Student Industry Analysis
Executive Summary
Company Description
Seg and Cycle the City is a Koblenz, Germany based company specializing in offering rentals for recreational vehicles (Segways, bikes, tandems and inline skates), guiding and informational services to mainly tourists, locals and their visitors, students or for event entertainment purposes. The company will begin operations in April, 2010, as a Limited Liability Company (Unternehmensgesellschaft). The company will take advantage of the increasing popularity of Segway scooters: two-wheeled, self-balancing electric vehicles invented by Dean Kamen in 2001, as a new, more exiting and relaxing alternative to walking tours for tourists to enjoy the sights and atmosphere of the city. Also, the company will provide high quality MP3 Audio-City Guides to capture the large number of visitors who are more independent-minded, not willing to participate in guiding services offered by the tourism board of Koblenz and thereby gain significant market share.
Mission Statement
“Seg and Cycle the City is a speciality tour operator committed to providing a unique, entertaining, memorable and educational experience of the city that meets the needs of both kinds of tourists: those who seek a guided experience and those who are more independent minded.
We will take pride in doing our best to present our city tour in a memorable way and leave our customers with the image that Koblenz is a place to go back to. We will achieve this by building strong personal relationships with our customers during our guided tours and by suggesting journeys for the individual exploration.
As an advocate for sustainability, we want to promote the use of environmentally friendly transportation devices and, thereby, improve the image of our beloved city. We will also fulfil this mission of sustainability by providing an affordable opportunity for college students to rent a bike.”
Industry Analysis & Trends
The services provided by Seg and Cycle the City as a player in the service industry are affected by the developments in the recreational and sports equipment rental trade and by developments in the city and bike tourism industry in Germany, Rhineland Palatinate and, specifically, Koblenz.
Size and Growth
The personal service industry in Germany generally shows a stable performance with relatively stable revenue regardless of the difficult economic situation. A high employment rate, increased wages, and a decreasing inflation rate have increased disposable income, which especially benefits the leisure industry (German Chamber of Commerce e.V).The following graph shows that the service industry (blue line), as the leading sector concerning economic added value in the Koblenz (including surrounding communities) underwent major growth compared to other main sectors from 1992 to 2005. Since 2004, growth rate appears to be stable and rather low, but remains in a leading position.
Travel Germany, Rhineland-Pa.
SAMPLING MEAN DEFINITION The term sampling mean is.docxagnesdcarey33086
The document provides definitions and explanations of statistical concepts including:
- Sampling mean, which is an estimate of the population mean based on a sample.
- Sample variance, which measures the spread or variation of values in a sample from the sample mean.
- Standard deviation, which is the square root of the sample variance and measures how dispersed the values are from the mean.
- Hypothesis testing, which determines the validity of claims about a population by distinguishing rare events that occur by chance from those unlikely to occur by chance.
- Decision trees, which use a tree structure to systematically layout and analyze decisions and their potential consequences.
SAMPLING MEANDEFINITIONThe term sampling mean is a stati.docxagnesdcarey33086
SAMPLING MEAN:
DEFINITION:
The term sampling mean is a statistical term used to describe the properties of statistical distributions. In statistical terms, the sample meanfrom a group of observations is an estimate of the population mean. Given a sample of size n, consider n independent random variables X1, X2... Xn, each corresponding to one randomly selected observation. Each of these variables has the distribution of the population, with mean and standard deviation. The sample mean is defined to be
WHAT IT IS USED FOR:
It is also used to measure central tendency of the numbers in a database. It can also be said that it is nothing more than a balance point between the number and the low numbers.
HOW TO CALCULATE IT:
To calculate this, just add up all the numbers, then divide by how many numbers there are.
Example: what is the mean of 2, 7, and 9?
Add the numbers: 2 + 7 + 9 = 18
Divide by how many numbers (i.e., we added 3 numbers): 18 ÷ 3 = 6
So the Mean is 6
SAMPLE VARIANCE:
DEFINITION:
The sample variance, s2, is used to calculate how varied a sample is. A sample is a select number of items taken from a population. For example, if you are measuring American people’s weights, it wouldn’t be feasible (from either a time or a monetary standpoint) for you to measure the weights of every person in the population. The solution is to take a sample of the population, say 1000 people, and use that sample size to estimate the actual weights of the whole population.
WHAT IT IS USED FOR:
The sample variance helps you to figure out the spread out in the data you have collected or are going to analyze. In statistical terminology, it can be defined as the average of the squared differences from the mean.
HOW TO CALCULATE IT:
Given below are steps of how a sample variance is calculated:
· Determine the mean
· Then for each number: subtract the Mean and square the result
· Then work out the mean of those squared differences.
To work out the mean, add up all the values then divide by the number of data points.
First add up all the values from the previous step.
But how do we say "add them all up" in mathematics? We use the Roman letter Sigma: Σ
The handy Sigma Notation says to sum up as many terms as we want.
· Next we need to divide by the number of data points, which is simply done by multiplying by "1/N":
Statistically it can be stated by the following:
·
· This value is the variance
EXAMPLE:
Sam has 20 Rose Bushes.
The number of flowers on each bush is
9, 2, 5, 4, 12, 7, 8, 11, 9, 3, 7, 4, 12, 5, 4, 10, 9, 6, 9, 4
Work out the sample variance
Step 1. Work out the mean
In the formula above, μ (the Greek letter "mu") is the mean of all our values.
For this example, the data points are: 9, 2, 5, 4, 12, 7, 8, 11, 9, 3, 7, 4, 12, 5, 4, 10, 9, 6, 9, 4
The mean is:
(9+2+5+4+12+7+8+11+9+3+7+4+12+5+4+10+9+6+9+4) / 20 = 140/20 = 7
So:
μ = 7
Step 2. Then for each number: subtract the Mean and square the result
This is t.
sampleReportt.docx
Power Electronics
Contents Comment by adtaylor: This table of contents is clear and precise: I can see the flow of ideas and were the report will go
1.1 Introduction 2
1.2 Aim 2
1.3 Objectives 2
2.1 Diode Origins 3
2.1.1 Early Diodes 3
2.1.2 Thermionic Diodes 3-4
2.1.3 Crystal Diodes 4
2.2 Diode Fundamentals 5
2.2.1 Semiconductors 5
2.2.2 Doping 5-6
2.2.3 PN Junctions 6
2.2.4 Forward and Reverse Bias 7
2.3 Diode Operation 8
2.3.1 PN Junction Diode 8
2.3.2 Diode DC Operation 9
2.3.3 Diode AC Operation 10
2.4 Full Wave Bridge Rectification 11
2.4.1 Bridge Configuration 11
2.4.2 Diode Conduction Pairing 11
2.5 Three Phase Full Wave Bridge Rectification 12
2.5.1 Bridge Configuration 12
2.5.2 Diode Conduction Sequence 12-14
2.5.3 Output Voltage and current characteristics 14-15
3 Lab Report 16
3.1 Lab Report Objectives 16
3.2 Lab Report important notes 16
3.3 Output Signal 17
3.4 Output Signal (D1 removed) 18
3.5 Output Signal (D5 removed) 19
3.6 Output Signal (D6 removed) 20
4 Results, Comparisons and Discussions 21-22
5 Conclusions 23
6 References 24
1.1 Introduction
1. Rectifiers are electrical devices that convert an AC supply into a DC output through a process known as rectification. The theory of rectification has been around for over one hundred years, when early discoveries uncovered the unidirectional current flow (polarity dependent) in vacuum valves and crystal (solid state) devices. These devices were known as rectifiers; however the naming convention was changed in 1919 to diode. The name diode was derived from the Greek words ‘dia’ (through) and ‘ode’ (path). Comment by adtaylor: I don’t really think this sort of thing is necessary: the project report is supposed to be on investigating these devices or technology, not its 100 year old history.
When the marker sees this sort of thing, the first thing that springs to mind is that the student is padding out their report. It is very clear when this happens
2. Diodes are commonly known as switching devices; however due to there complex non-linear voltage and current characteristics, there applications have become numerous depending on the PN junction construction. Some special diode applications are as follows: Comment by adtaylor: This is good in an introduction, giving the reader some background on the device and what it does: this is the objective of this report after all
a. Voltage regulator (Zener diodes),
b. Tuners (Varactor diodes),
c. RF oscillators (Tunnel diodes), and
d. Light emitters (LED’s).
1.2 Aim
1. To observe the operation of a three phase uncontrolled rectifier circuit with a purely resistive load. Comment by adtaylor: This aim i.
Sample Investment PropertyAverage InlandSan Diego HomeASSUMPTION.docxagnesdcarey33086
This document provides a 30-year pro forma analysis of an investment property in San Diego, California. It outlines key assumptions and projected financial details including purchase price, loan amounts, rental income, operating expenses, debt service, cash flows, taxes, and projected property value over 30 years. The analysis estimates an after-tax cash flow of $36,359.19 in year 1 and projected property value growth from $500,000 to nearly $1,000,000 over the 30-year period.
SAMPLE Project (Answers and explanations are in red)I opened t.docxagnesdcarey33086
SAMPLE Project (Answers and explanations are in red)
I opened the Week 1 Project from Doc Sharing.
Projects
Project 1: Working With the Data Editor.
Downloading Statdisk
1) First go to the website at www.statdisk.org and then scroll down to the bottom of the page to download
the Statdisk program version 11.1.0. by clicking on the windows or the MAC version.
I went to www.statdisk.org and downloaded the statdisk 11.1.0 windows version.
Download Statdisk Version 11.1.0
Statdisk 11.1.0 Windows 2K, XP, Vista
Statdisk 11.1.0 OSX
See the included ReadMe.txt file for details.
Open A Saved Data File
2) After you have opened the Statdisk program, go to Datasets and then Elementary Stats, 9th Edition.
Open the file named SUGAR. The data will appear in column 1 in the Sample Editor.
I opened the statdisk program, went to Datasets, then Elementary Stats, 9th edition and opened the Sugar file.
Copy and Paste a Data File
3) Make a copy of the data values listed in column 1. Paste the data files into column 2. Re-name the title
of column 2 to COPY.
I went to Copy and then selected column 1. I then selected copy. Then I clicked on Paste and chose column 2. I then had 2 identical columns of the Sugar data.
Sorting Data Values
4) Make another copy of the data values listed in column 1 and paste those into column 3. Then sort only
the data values in column 3. Label the column SORT.
I selected Copy and clicked on column 1 and then pasted them into column 3. I clicked on Sort and then selected column 3.
Entering a Set of Data Values
5) Manually enter all of the data values listed below into column 4 in the Statdisk editor. Type all of the data values into the one column in vertical fashion like the other data values are listed in the other columns. It does not matter what order you input the data values. Label the data values with the name of IQ.
I typed the following data into column 4.
83
56
43
65
74
28
88
77
74
51
65
46
55
66
35
75
54
63
74
48
37
57
37
62
32
48
43
52
52
61
80
75
54
45
44
60
65
44
33
32
41
52
38
62
74
74
46
37
37
39
6) What are some of the problems that could occur when entering data values into a statistics technology
editor?
Problems that could occur when entering data values into a statistics technology editor include ………………………………………………………………………..
Sample Transformation
7) Go to the Data menu then select Sample Transformations to add 100 to all of the data values in column 4 and then paste them into column 5.
I went to the Data menu and ……………………………………………………………………………..
Classifying Variables
8) Would the grams of sugar data in column 1 be considered a sample or a population?
The grams of sugar data in column 1 would be considered a ……………..
9) State whether the sugar variable is qualitative or quantitative?
The sugar variable is ……………………………..
10) State whether the sugar variable is discrete, continuous or neither?.
Sample Questions to Ask During an Informational Interview .docxagnesdcarey33086
Sample Questions to Ask During an Informational Interview
You will not have time to ask all of the questions that you will want to ask the interviewee. Remember to
focus on the ones you feel will be most useful to you personally. Pick10-15 to use as a guideline but leave
room for the possibility that other questions will develop from your conversation.
x What is your job like?
o A typical day?
o What do you do? What are the duties/functions/responsibilities of your job?
o What kind of problems do you deal with?
o What kinds of decisions do you make?
o What percentage of your time is spent doing what?
o How does the time use vary? Are there busy and slow times or is the work activity fairly
constant?
x Why did this type of work interest you and how did you get started?
x How did you get your job? What jobs and experiences have led you to your present position?
x Can you suggest some ways a student could obtain this necessary experience?
x What are the most important personal satisfactions and dissatisfactions connected with your
occupation? What part of this job do you personally find most satisfying? Most challenging?
What do you like and not like about working in this industry?
x What things did you do before you entered this occupation?
o Which have been most helpful?
o What other jobs can you get with the same background?
x What are the various jobs in this field or organization?
x Why did you decide to work for this company?
x What do you like most about this company?
x How does your company differ from its competitors?
x Are you optimistic about the company’s future and your future with the company?
x What does the company do to contribute to its employees’ professional development?
x How does the company make use of technology for internal communication and outside
marketing?
x What sorts of changes are occurring in your occupation?
x How does a person progress in your field? What is a typical career path in this field or
organization?
o What is the best way to enter this occupation?
o What are the advancement opportunities?
o What are the major qualifications for success in this occupation?
x What are the skills that are most important for a position in this field?
x What particular skills or talents are most essential to be effective in your job? How did you learn
these skills? Did you enter this position through a formal training program? How can I evaluate
whether or not I have the necessary skills for a position such as yours?
x How would you describe the working atmosphere and the people with whom you work?
x What can you tell me about the corporate culture?
x Is there flexibility related to dress, work hours, vacation schedule, place of residence, etc.?
x What work-related values are strongest in this type of work (security, high income, variety,
independence)?
x If you job progresses as you like, what would be the next step in your career?
Kori Ryerson
Though these a.
Sample Table.pdfTopic RatingPatients Goal Able to walk .docxagnesdcarey33086
This document provides information about assessing body composition and circumference measurements. It discusses calculating BMI from height and weight measurements and interpreting the results. Abdominal circumference is highlighted as an important indicator of health risk. Standard procedures for measuring circumferences at various body sites are outlined. The waist-to-hip ratio is also described as a method for assessing body fat distribution and health risk. Cut-off values for high health risk based on waist-to-hip ratio and age/gender are provided.
SAMPLE QUESTIONExercise 1 Consider the functionf (x,C).docxagnesdcarey33086
SAMPLE QUESTION:
Exercise 1: Consider the function
f (x,C)=
sin(C x)
Cx
(a) Create a vector x with 100 elements from -3*pi to 3*pi. Write f as an inline or anonymous function
and generate the vectors y1 = f(x,C1), y2 = f(x,C2) and y3 = f(x,C3), where C1 = 1, C2 = 2 and
C3 = 3. Make sure you suppress the output of x and y's vectors. Plot the function f (for the three
C's above), name the axis, give a title to the plot and include a legend to identify the plots. Add a
grid to the plot.
(b) Without using inline or anonymous functions write a function+function structure m-file that does
the same job as in part (a)
SAMPLE LAB WRITEUP:
MAT 275 MATLAB LAB 1 NAME: __________________________
LAB DAY and TIME:______________
Instructor: _______________________
Exercise 1
(a)
x = linspace(-3*pi,3*pi); % generating x vector - default value for number
% of pts linspace is 100
f= @(x,C) sin(C*x)./(C*x) % C will be just a constant, no need for ".*"
C1 = 1, C2 = 2, C3 = 3 % Using commans to separate commands
y1 = f(x,C1); y2 = f(x,C2); y3 = f(x,C3); % supressing the y's
plot(x,y1,'b.-', x,y2,'ro-', x,y3,'ks-') % using different markers for
% black and white plots
xlabel('x'), ylabel('y') % labeling the axis
title('f(x,C) = sin(Cx)/(Cx)') % adding a title
legend('C = 1','C = 2','C = 3') % adding a legend
grid on
Command window output:
f =
@(x,C)sin(C*x)./(C*x)
C1 =
1
C2 =
2
C3 =
3
(b)
M-file of structure function+function
function ex1
x = linspace(-3*pi,3*pi); % generating x vector - default value for number
% of pts linspace is 100
C1 = 1, C2 = 2, C3 = 3 % Using commans to separate commands
y1 = f(x,C1); y2 = f(x,C2); y3 = f(x,C3); % function f is defined below
plot(x,y1,'b.-', x,y2,'ro-', x,y3,'ks-') % using different markers for
% black and white plots
xlabel('x'), ylabel('y') % labeling the axis
title('f(x,C) = sin(Cx)/(Cx)') % adding a title
legend('C = 1','C = 2','C = 3') % adding a legend
grid on
end
function y = f(x,C)
y = sin(C*x)./(C*x);
end
Command window output:
C1 =
1
C2 =
2
C3 =
3
Joe Bob
Mon lab: 4:30-6:50
Lab 3
Exercise 1
(a) Create function M-file for banded LU factorization
function [L,U] = luband(A,p)
% LUBAND Banded LU factorization
% Adaptation to LUFACT
% Input:
% A diagonally dominant square matrix
% Output:
% L,U unit lower triangular and upper triangular such that LU=A
n = length(A);
L = eye(n); % ones on diagonal
% Gaussian Elimination
for j = 1:n-1
a = min(j+p.
Sample PowerPoint Flow Week 5Select a current product with which.docxagnesdcarey33086
Sample PowerPoint Flow Week 5
Select a current product with which you are familiar, and pitch a new Integrated Marketing Communication plan (IMC) to your client.
Create a Microsoft PowerPoint presentation of 8-10 slides that includes the following components:
· Identify any considerations you will need to employ to build and maintain the brand and customer loyalty.
· Make a recommendation for an integrated marketing communications program. Include at least three of the five communication channels (Advertising, Sales Promotion, Personal Selling, Direct Marketing, Public Relations).
· First state who the target market is that you are communicating with
· Next discuss each channel of communication individually that you have selected and explain your rationale. State what the purpose of the channel is, give your objectives, and explain the strategy or how you will use this to accomplish the objectives.
-PowerPoint Outline-
Integrated Marketing Communication plan (IMC)
· Background on the product
· Target Market (describe)
· Choose at least 3 Marketing Communications to fit best with your product (most important component is that you can distinguish between the three)
1. Advertising (the purpose of advertising, explain that you know what it is)
· Purpose
· Objectives
· Strategy (How will you do this? TV, Radio, Mag, Internet)
2. Sales Promotion
· Purpose
· Objectives
· (
Only choose 3 of these Marketing Communications
)Strategy
3. Personal Selling
· Purpose
· Objectives
· Strategy
4. Direct Marketing
· Purpose
· Objectives
· Strategy
5. Public Relations
· Purpose
· Objectives
· Strategy
Please remember to include: Identify any considerations you will need to employ to build and maintain the brand and customer loyalty. (Beginning on the Background slide)
(
Remember: Identify any considerations you will need to employ to build and maintain the brand and customer loyalty.
)
Integrated Marketing Communicaitons Plan (title slide)
Background
Background of the product
Communication 3
Target Market
Communication 1
Communication 2
Purpose
Objective
Strategy
Purpose
Objective
Strategy
Purpose
Objective
Strategy
Introduction
.
Sample Of assignmentIntroductionComment by Jane Summers Introd.docxagnesdcarey33086
The document summarizes a reflective paper about an ethical issue that arose in a law firm. There were three main ethical issues: whether to accept the client's claims at face value, whether to properly assess the mental capacity of one individual involved, and whether an independent lawyer should have been involved to avoid conflicts of interest. After drafting the necessary documents, the intended outcome of protecting the grandparents failed, and legal action was taken. Upon reflection, the author realized they took a utilitarian approach that did not properly consider all ethical perspectives or parties' rights. Going forward, they would take a virtue ethics approach to ensure all actions were ethical.
Sample Access Control Policy1.Purpose2.Scope3.Pol.docxagnesdcarey33086
Sample Access Control Policy
1. Purpose
2. Scope
3. Policy
Access control policy
Who and how is authorisation for access to systems and business applications granted?User access
How is access to information systems to be granted (eg passwords etc)?
Who is responsible for monitoring and reviewing access rights?
Who is responsible for removing and notifying of redundant User IDs and accounts and what is the process?
Who is responsible for granting access to systems utilities and privilege management?
How is access and use of systems utilities monitored?User responsibilities
How are users to be educated and made aware of access responsibilities?
What are users’ responsibilities for access and passwords?Network access
Who is responsible for authorising network access (both internally and external connections)?
What is the process for enforced network paths, user authentication for external connection, Node authentication, use of remote diagnostic ports?
How will network domains and groups be segregated?
What network connection controls will be in place – eg. times, type and size of file transfers to external source?Operating system access
How is automatic terminal identification used to authenticate connections to specific locations and portable equipment?
What is the secure logon and logoff process for access?
Are there restrictions on connection times in place?
How will passwords be issued and managed – what are the rules for passwords?
How will systems utilities’ use be controlled? Application access
Who authorises application access eg read, write?
What is the process for authorising access to information when systems share resources, eg. two separate systems are integrated to form a third application or system?Monitoring system access
What system events will be logged, eg. date, IP address, User-IDs, unsuccessful logins, alerts from intrusion detection systems (firewall)?
When and who will review and monitor system logs? And where are they stored?Mobile computing and telecommuting
Outline Agency policy for each type of mobile device – eg. physical storage, personal usage, protection of information held on the device, access mechanisms (eg password), virus protection, backup.
Policy on use of computer equipment for telecommuting, eg. authorisation process, system access, physical security, etc.
Template - Access Control Policy Page 1 of 2 June 06
.
SAMPLE GED 501 RESEARCH PAPERTechnology Based Education How.docxagnesdcarey33086
1) The document discusses how Vygotsky's sociocultural theory of development can guide the use of technology in teaching immigrant and English language learners. 2) It notes that the number of English language learners in US classrooms is rapidly increasing as the number of immigrant students grows. 3) Vygotsky's theory emphasizes that social interaction and culture play important roles in cognitive development, and that instruction should be tailored to students' zones of proximal development to help them progress to more advanced levels.
Sample Action Research Report 1 Effect of Technol.docxagnesdcarey33086
Sample Action Research Report 1
Effect of Technology on Enthusiasm for Learning Science
Jane L. Hollis
Lake City Middle School
Lake City, Florida
ABSTRACT
The effect of technology on students’ enthusiasm for learning science (both at school and
away from school) was investigated. Pre- and post-student and parent surveys, student and
parent written comments, and teacher observations were used to record changes in enthusi-
asm for learning science during a six-week study period.
In this study, I investigated how the integration of technology into my middle school
science curriculum would impact my students’ enthusiasm for learning science. Enthusiasm
for learning science can be defined as the students’ eagerness to participate in science activi-
ties in the classroom, as well as away from school. My motivation for focusing on technol-
ogy was twofold. First, I have had an interest in integrating technology into my students’
studies of science for some time. Secondly, the funding for technological equipment and
software recently became available. During the 1993–1994 school year, my school was
awarded a $115,000 incentive grant to purchase equipment and software and to train
teachers in the use of this software and technological equipment. One of the stipulations of
the grant was that the equipment and software must be for student use.
According to Calvert (1994), American education is a system searching for solutions.
Our children drop out, fail to sustain interest in learning, and perform below capacity. Some
have argued that television is the culprit. Others have argued that computers may be the
answer.
Today’s middle school students have grown up in a technological world with television,
electronic toys, video games, VCRs, cellular phones, and more. They are accustomed to
receiving and processing information through multi-sensory sources.
I wanted to bring technology into my classroom and incorporate it into my science
curriculum using multimedia computer presentations. Barbara ten Brink (1993) noted, “. . .
students look to us [teachers] to prepare them for an increasingly technological world.
Fortunately, with videodiscs, we are meeting the challenge by delivering curriculums in
ways that engage, motivate, and thrill our students.” In this study my students had an
opportunity to use assorted multimedia technology as they explored a segment of a middle
school science curriculum.
THEORETICAL FRAMEWORKS
Learning is an extremely complex human process. During my twenty-four years of teaching
I have used many strategies to enhance student learning and to teach new concepts. I am still
not convinced that I thoroughly understand how children learn. Yet, at this point, I do
believe children learn through experiences. They build on past experiences and previous
knowledge to process new concepts. As children redefine old understandings of concepts
and integrate new experiences into thei.
Sample Case with a report Dawit Zerom, Instructor Cas.docxagnesdcarey33086
Sample Case with a report
Dawit Zerom, Instructor
Case Study: Ft. Myers Home Sales
Due to a crisis in subprime lending, obtaining a mortgage has become difficult even for
people with solid credit. In a report by the Associated Press (August 25, 2007), sales of
existing homes fell for a 5th consecutive month, while home prices dropped for a record
12th month in July 2007. Mayan Horowitz, a research analyst for QuantExperts, wishes to
study how the mortgage crunch has impacted the once booming market of Florida. He
collects data on the sale price (in $1, 000s) of 25 single-family homes in Fort Myers,
Florida, in January 2007 and collects another sample in July 2007. For a valid
comparison, he samples only three bedroom homes, each with 1,500 square feet or less of
space on a lot size of 10, 000 square feet or less.
Excel data are available in Titanium page.
Use the sample information (appropriate descriptive statistics) to address the following
aspects. Your report should not exceed one page.
1. Compare the mean and median in each of the two sample periods.
2. Compare the standard deviation and coefficient of variation in each of the two sample
periods. Also incorporate quartiles.
3. Discuss significant changes in the housing market in Fort Myers over the 6-month
period.
Sample Case with a report
Dawit Zerom, Instructor
Sample Report
The steady stream of dismal housing market statistics lately is a clear indication that the national
real estate market is in a serious crisis. The uncertainty is also forcing lenders to slow down on
their lending, and as a result obtaining a mortgage is becoming increasingly difficult even for
people with solid credit. In light of this situation, Mayan Horowitz conducts a small study to
learn if the national trend also affects the once booming market of Florida by focusing on Fort
Myers, Florida. To see the trend of the housing market over a 6-month period, he obtains price of
25 single family homes in January 2007 and another comparable 25 single family homes in July
2007. Table 1 below shows the most relevant descriptive analysis.
The average home price in January of 2007 was $231, 080 versus $182, 720 in July of the same
year. That is about a 21% drop in the average home price. Also in January, half of the homes
sold for more than $205,000, versus only $180,000 in July (see the median). Since the mean is
more effected by outliers (in this case, a few relatively high prices), the median is an appropriate
measure of central location.
While measures of central location typically represent where the data clusters, these measures do
not relay information about the variability in the data. Both the standard deviation and the
coefficient of variation are higher in January indicating that home prices were more dispersed in
January. Further, while 25% of the houses were sold at the price of $158, 000 or less in Janua.
Elevate Your Nonprofit's Online Presence_ A Guide to Effective SEO Strategies...TechSoup
Whether you're new to SEO or looking to refine your existing strategies, this webinar will provide you with actionable insights and practical tips to elevate your nonprofit's online presence.
How to Manage Reception Report in Odoo 17Celine George
A business may deal with both sales and purchases occasionally. They buy things from vendors and then sell them to their customers. Such dealings can be confusing at times. Because multiple clients may inquire about the same product at the same time, after purchasing those products, customers must be assigned to them. Odoo has a tool called Reception Report that can be used to complete this assignment. By enabling this, a reception report comes automatically after confirming a receipt, from which we can assign products to orders.
How to Download & Install Module From the Odoo App Store in Odoo 17Celine George
Custom modules offer the flexibility to extend Odoo's capabilities, address unique requirements, and optimize workflows to align seamlessly with your organization's processes. By leveraging custom modules, businesses can unlock greater efficiency, productivity, and innovation, empowering them to stay competitive in today's dynamic market landscape. In this tutorial, we'll guide you step by step on how to easily download and install modules from the Odoo App Store.
A Free 200-Page eBook ~ Brain and Mind Exercise.pptxOH TEIK BIN
(A Free eBook comprising 3 Sets of Presentation of a selection of Puzzles, Brain Teasers and Thinking Problems to exercise both the mind and the Right and Left Brain. To help keep the mind and brain fit and healthy. Good for both the young and old alike.
Answers are given for all the puzzles and problems.)
With Metta,
Bro. Oh Teik Bin 🙏🤓🤔🥰
THE SACRIFICE HOW PRO-PALESTINE PROTESTS STUDENTS ARE SACRIFICING TO CHANGE T...indexPub
The recent surge in pro-Palestine student activism has prompted significant responses from universities, ranging from negotiations and divestment commitments to increased transparency about investments in companies supporting the war on Gaza. This activism has led to the cessation of student encampments but also highlighted the substantial sacrifices made by students, including academic disruptions and personal risks. The primary drivers of these protests are poor university administration, lack of transparency, and inadequate communication between officials and students. This study examines the profound emotional, psychological, and professional impacts on students engaged in pro-Palestine protests, focusing on Generation Z's (Gen-Z) activism dynamics. This paper explores the significant sacrifices made by these students and even the professors supporting the pro-Palestine movement, with a focus on recent global movements. Through an in-depth analysis of printed and electronic media, the study examines the impacts of these sacrifices on the academic and personal lives of those involved. The paper highlights examples from various universities, demonstrating student activism's long-term and short-term effects, including disciplinary actions, social backlash, and career implications. The researchers also explore the broader implications of student sacrifices. The findings reveal that these sacrifices are driven by a profound commitment to justice and human rights, and are influenced by the increasing availability of information, peer interactions, and personal convictions. The study also discusses the broader implications of this activism, comparing it to historical precedents and assessing its potential to influence policy and public opinion. The emotional and psychological toll on student activists is significant, but their sense of purpose and community support mitigates some of these challenges. However, the researchers call for acknowledging the broader Impact of these sacrifices on the future global movement of FreePalestine.
This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.
This document provides an overview of wound healing, its functions, stages, mechanisms, factors affecting it, and complications.
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There are 4 phases of wound healing: hemostasis, inflammation, proliferation, and remodeling. This document also describes the mechanism of wound healing. Factors that affect healing include infection, uncontrolled diabetes, poor nutrition, age, anemia, the presence of foreign bodies, etc.
Complications of wound healing like infection, hyperpigmentation of scar, contractures, and keloid formation.
Andreas Schleicher presents PISA 2022 Volume III - Creative Thinking - 18 Jun...EduSkills OECD
Andreas Schleicher, Director of Education and Skills at the OECD presents at the launch of PISA 2022 Volume III - Creative Minds, Creative Schools on 18 June 2024.
1. Sales
ForecastJanFebMarAprMayJunJulAugSepOctNovDecSales:Begi
nning InventoryERROR:#VALUE!Goods Available for
SaleERROR:#VALUE!Cost of Goods SoldGross Profit
MarginsOperating Expenses:SalariesWagesBenefits & Payroll
TaxesInsuranceRentUtilitiesTelephoneLicensesAccounting &
LegalOffice SuppliesMaintenance & CleaningPromotion &
AdvertisingDirect MailMiscellaneousTotal Operating
ExpensesStartup Expenses:Office
EquipmentFixturesDecorDepreciationTotal Startup
ExpensesOther Expenses:Principle PaymentInterestTotal Other
ExpensesNet Profit (Loss)
Cash Flow
StatementJanFebMarAprMayJunJulAugSepOctNovDecCash
Balance (opening)Cash ReceiptsCash SalesCredit
CollectionsBank Loan ProceedsSales RevenueOtherTotal Cash
ReceiptsCash DisbursementsPurchasesSalariesWagesBenefits &
Payroll
TaxesInsuranceRentUtilitiesTelephoneLicensesAccounting &
LegalOffice SuppliesMaintenance & CleaningPromotion &
AdvertisingDirect MailLoan RepanymentMiscellaneousStarttup
ExpensesOffice EquipemntFixturesDecorTotal Cash
DisbursementsBeginning Cash
BalanceERROR:#NAME?ERROR:#NAME?End-of-Month Cash
BalanceRepayBorrowFinal Cash Balance
Startup Costs-Retail StoreItemsCostsBeginning
inventoryFurniture and fixturesStorage shelvesDisplay
standsWindow display fixtureSpecial lightingCountersOutside
signInstallation costsOther decorating and remodeling
costsOther assets:Cash registerSafeLandBuildingAutomotive
equipemnetOther equipment and machineryDeposits with public
utilitiesLegal and other professional feesLicenses and
permitsAdvertising and promotion for openingAccounts
receivablePrepaid itemsCash registerOther expensesMonthly
2. expenses (allowing for 3 to 4 months cash on hand)Salary of
owner/entrepreneurOther salariesRentTelephoneOther
utilitiesAdvertisingProfessional feesTravel and
entertainmentDelivery expenseRepairs and maintenanceOffice
suppliesTaxesInterestMiscellaneous expensesTOTAL START-
UP COSTS
Profit and Loss statementYear 1Year 2Year 3Year 4Year
5RevenuesLess: Cost of SalesGross ProfitLess:Salary
ExpensePayroll ExpenseOther ServicesOffice
SuppliesMaintenance & RepairsAdvertisingAutomobileTravel &
EntertainmentConsulting
ServicesRentTelephoneUtilitiesInsuranceTaxesInterestDeprciati
onOther ExpensesTotal ExpensesOperating ProfitAdd: Other
IncomeLess: Other ExpensesPretax ProfitIncome Tax
ProvisionNet Income after Taxes
Balance sheetCurrentProjectedAssetsCurrent Assets:Cash and
equivalentsAccounts receivableInventoury (net)Office
suppliesPrepaid itemsOther current assetsTotal Current
AssetsFixed Assets (net):Furniture and fixturesLeasehold
improvementsMachinery and equipmentLand and buildingTotal
Fixed AssetsOther AssetsTotal AssetsLiabilities and net
worth:Current Liabilities:Account payableTaxes payableInterest
payableCurrent portion oflong-term debtShort-term
debtMiscellaneous payablesTotal Current LiabilitiesLong-term
LiabilitiesLong-term debt (net)Convertible debenturesTotal
Long-Term LiabilitiesNet Worth:Captial stockPaid-in
surplusRetained earningsTotal Net WorthTotal Liabilities and
Net Worth
CONFIDENTIAL EXECUTIVE SUMMARY
OAKVIEW MANOR Bed &
Breakfast
CONVERTIBLE DEBT OFFERING, $650,000.00, $25,000.00
3. PER UNIT
BUSINESS PLAN
Prepared October 2012
Contact Information
Indira Keller 2900 Westfork Drive, Suite 401
[email protected] Baton Rouge, Louisiana 70827, USA
www.maisonblanchehome.com 1-225-361-6306
Oakview Manor Bed & Breakfast i
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
Table of Contents
Executive Summary
.................................................................................1
Who We
Are.........................................................................................
....................................................................1
What We Sell
...............................................................................................
............................................................1
Who We Sell To
...............................................................................................
.......................................................2
4. Financial Summary
...............................................................................................
...............................................3
Products and
Services.............................................................................4
Products and Services
...............................................................................................
..........................................4
Competitors.............................................................................
...............................................................................4
Financial Plan
...........................................................................................6
Sales Forecast
...............................................................................................
..........................................................6
Personnel Plan
...............................................................................................
........................................................7
Budget
...............................................................................................
.......................................................................8
Profit and Loss
Statement................................................................................
...................................................9
Oakview Manor Bed & Breakfast 1
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
5. with third parties without the express written consent of the
plan author.
Executive Summary
Who We Are
• 30811 Greenwell Springs Road, Baton Rouge, Louisiana
70739
• Investor: Convertible Debt Offering, $650,000.00, $25,000.00
per unit
Offered at $650,000.00, This 6 bedroom 6 bath distressed home
called, Oakview Manor, waspatterned
after Oak Alley Plantation in design. Built in 1984, The
Oakview Manor is a luxurybed and breakfast
located in the town of Greenwell Spring, Louisiana a suburb of
Baton Rouge.The Oakview Manor will
need some rehab to bring it to a marketable state. The home sits
on 7.4acres surrounded by live oak trees,
numerous fruit and tropical plants, a pond, several gazebos, a 18
x 36 enclosed pool with a new liner, a
15x32 workshop, and several storage areas. TheManor will be a
full service bed and breakfast & Event
Facility offering guests breakfast anddinner as well as numerous
other amenities. Targeted at the baby
boomer generation, the Manorwill be an exclusive place to stay
for millions of travelers. It will be owned
6. and operated byMBH Investment Group, LLC. The first floor
contains the main living areas---Formal
living anddining, large Great Room/Den, kitchen and breakfast
rooms, Master Suite, laundry room,
anotherlarge bedroom and an elegant foyer with an exquisite
circular staircase! The 2nd floor has 4
largebedrooms and a sunroom. The 3rd floor is sheet rocked and
could easily be made into 2 more
bedrooms and a bath. Atop the house from the 3rd floor is a
couplet which allows for terrificviews of the
countryside!
What We Sell
The Oakview Manor is a luxurious bed and breakfast (B&B) in
the town of Baton Rouge,Louisiana. As a
niche of the hospitality industry, the bed and breakfast business
is rapidlyexpanding as travelers begin
looking for alternative places to stay. Today, bed and breakfasts
canbe found almost anywhere and are
even beginning to offer numerous additional services as a wayto
draw in customers and capitalize on the
industry. Below is a brief description of the bed andbreakfast
(B&B) industry�s history, followed by a look
at the current industry, a business plan,marketing analysis and
7. employee handbook.
The Manor will be owned and operated by MBH Investment
Group, LLC. Additional employees will be
hired as needed throughout the year. In order to keep costs low,
most of the work will be done by the
owner.
Objectives
1. To open the Oakview Manor as a successful, luxurious bed
and breakfast in the BatonRouge area.
Oakview Manor Bed & Breakfast 2
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
2. Offer rates competitive with local lodging alternatives in the
area, while providing a oneof a kind
experience that will continually bring in returning and new
guests.
3. Display an average of 80% occupancy rate during the winter
and summer seasons anda 60% rate
8. during the off seasons during our first year with progressive
increases infollowing years.
4. Offer incentives and promotional packages to draw in
travelers during the off season.
5. Increase and establish exposure to international markets and
baby boomers through
marketing techniques such as social networks, travel and city
sites, as well as bed and breakfast
sites.
Who We Sell To
Our mission is to offer travelers a unique, luxurious experience
at a local bed and breakfast in the
mountains. Oakview Manor offers guests a “home-like” feel
while still providing guests with an
experience unlike those found in the other local
accommodations. Highly personalized, we will treat each
guest as if they were a relative in our own home by offering
exceptional customer service.
Directed at guests ages 50 and up, Oakview Manor focuses on
creating an exciting stay forvisitors. Taking
a cue from the cruise ship industry, Oakview Manor offers
guests exciting dayand night activities while
providing them with every amenity needed to satisfy their
9. comfort. Onreturn from their long day on the
slopes, golf course or trails, guests can expect to find set
menuhome cooked dinners followed by wine
tasting, canvas and cocktails, music, movie and cardnights and
other exciting activities before turning in
to bed.
To increase revenues we intend on collaborating with local
attractions to entice guests and
offerpromotional packages and discounts. In the off-season, we
expect to maintain occupancy ratesby
offering packages that favor attractions such as hiking, fishing
and golfing. By exclusivelydirecting
business at the 50 and over demographic, guests can avoid
dealing with small childrenand young adults
and enjoy a relaxing experience. We will also provide guests
with any theinformation they need on the
area and attractions.
Amenities include:
� King size beds in each room.
� Complimentary personalized wine glasses, and wash cloths.
� IPod alarm clock/players in each room.
� A common flat screen TV and individual room flat screens as
10. well.
� Library of classic and modern novels for pleasure reading.
� Daily high tea sessions, and assortment of coffee blends.
Oakview Manor Bed & Breakfast 3
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
� Daily breakfast and set dinners.
� Free wireless internet.
� Information on local activities, trails and neighboring
attractions.
Financial Summary
Financial Highlights
The sales forecast for Oakview Manor is based on optimistic
occupancy assumptions for the first year and
years thereafter. Because we are only offering 5 rooms, our
occupancy on average will tend to be higher
than the standard median bed and breakfast rate of 44%
11. (Thorsen, 2009).
The bed and breakfast will be opened in December, but does not
expect occupancy to pick upuntil
January, during the peak winter season; for this reason, we have
estimated occupancy at50%. Moving
forward into the spring and summer seasons, we expect to see a
30% occupancyrate in the spring as it is
considered downtime. Having established some identity in
theMammoth Lakes market, we expect to see
occupancy increase to 60% throughout the summerfollowed by
rates dropping again to 30% during the
October and November months. As the peakseason resumes in
December, we expect 60% occupancy
again. In year two, we estimate 80%occupancy in peak seasons
and 40% in off season. Year three expects
90% peak season and 60%off season, followed by 100%
occupancy in year four during peak seasons and
60% off seasons.
Sales by Month
Oakview Manor Bed & Breakfast 4
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
12. shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
Products and Services
Products and Services
Oakview Manor offers a “homey, yet luxurious” feel for guests
looking for somewhere otherthan a
mundane hotel, motel or condo. We will offer guests breakfast,
set dinners, activities, andspa specials. The
idea of the luxury hotel industry depicts an image of expensive
prices, numerous staff, and high-end
fixtures. In the hospitality industry, “luxury hotels are showing
some signs of life, but they're coming at a
hefty price”. As the current recessions seem to be ending, the
desire for luxury hotels is coming back, but
at a discount. Hotels are cutting prices and eliminating services
in order to maintain profits. As a
“luxurious” bed and breakfast in the Baton Rouge area,it will be
imperative to offer the quality and value
guests expect at affordable prices. While the initial investment
will create the luxury atmosphere, it is up
to the owner and any employees to create the upscale service.
Marketing to the baby boomer generation,
13. it is important that services provided be comfortable and up to
their expectations. Today “luxury travel
must work hard to deliver magic, surprise and serendipity”
(Kournelis, 2010). Creating luxury
accommodations at competitive prices, while retaining that
„home� feel will provide guests everything
they want today. The location will give guests the opportunity
to create experiences and once in a
lifetime vacations.
Competitors
The major competitors in the area include the condos, hotels,
campgrounds, and high-end resorts that
currently dominate the market. A list of the local hotels can be
found in exhibit 4. The top three
competitors compared for further analysis were chosen based on
their accommodations,amenities and
environment. These include the Bocage Plantation, The
Stockade Bed &Breakfast, and Avenue Inn Bed &
Breakfast.
Bocage Plantation Inn
The Bocage Plantation Inn is a local established bed and
breakfast in Darrow, Louisiana which is in a
suburb outside of New Orleans. This would be the Oakview
14. Manor�s greatest competitors because it
offers many of the same amenities at competitive prices. They
offer a “homey atmosphere, with a full
complimentary breakfast each morning and hors devours in the
afternoon” (bocageplantation.com).
Rates are reasonable and are based on a mid week and weekend
basis $250.00 plus the 13% transient
occupancy tax. Rooms available are 1 full bedroom. The interior
is “New England Colonial style and
provide a private bath and cable television
(bocageplantation.com). Summer and winter packages are also
available. There are a total of 5 rooms.
The Stockade Bed & Breakfast
The Stockade Bed & Breakfast is a local luxury inn offering 5
rooms and many similar roomamenities. The
inn offers a number of services as well including, shuttle
service, complimentaryski storage, Jacuzzi and
sauna, a billiard room, complimentary breakfast as well as free
Wi-Fiand pet friendly rooms. Interior wise,
Oakview Manor Bed & Breakfast 5
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plan contains confidential, trade-secret information and is
15. shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
this will be the closest to the Oakview Manor. Several ofthe
packages offered include the “early winter
booking, massage therapy, romance package andthe lift and
lodging package” (thestockade.com). Rates
range between $135 and $215 during theoff season and $132
and $299 during the peak season.
St Gemme de Beauvais
Finally, the St. Genne de Beauvais is a historic hotel local in
Ethel Louisiana and may be oneof the least
expensive in comparison to the Oakview Manor. Offering
numerous amenities as well, the St. Gemme de
Beauvais offers free breakfast and Wi-Fi,and has a top-notch
lodge feel. Rooms offered include chalets,
suites, kings, double queen and lodge rooms
(http://www.stgemmedebeauvais.com). Rates offered can
range anywhere between $100 up to $150.
Oakview Manor Bed & Breakfast 6
CONFIDENTIAL - DO NOT DISSEMINATE. This business
16. plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
Financial Plan
Sales Forecast
Sales Forecast
FY2013 FY2014 FY2015
Unit Sales
Room 1 11 12 12
Room 2 11 12 12
Room 3 11 12 12
Room 4 11 12 12
Price Per Unit
Room 1 $25,246 $25,246 $25,246
Room 2 $25,245 $25,245 $25,245
Room 3 $28,750 $28,750 $28,750
Room 4 $28,750 $28,750 $28,750
Sales
18. Oakview Manor Bed & Breakfast 7
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
Sales by Month
About the Sales Forecast
The bed and breakfast will be opened in December, but does not
expect occupancy to pick upuntil
January, during the peak winter season; for this reason, we have
estimated occupancy at50%. Moving
forward into the spring and summer seasons, we expect to see a
30% occupancy rate in the spring as it is
considered downtime. Having established some identity in
theMammoth Lakes market, we expect to see
occupancy increase to 60% throughout the summer followed by
rates dropping again to 30% during the
October and November months. As the peak season resumes in
December, we expect 60% occupancy
again. In year two, we estimate 80%occupancy in peak seasons
and 40% in off season. Year three expects
19. 90% peak season and 60%off season, followed by 100%
occupancy in year four during peak seasons and
60% off seasons.
Personnel Plan
Personnel Table
FY2013 FY2014 FY2015
Desk Manager $32,084 $36,050 $37,132
Housekeeper $12,320 $13,440 $13,440
Total $44,404 $49,490 $50,572
Oakview Manor Bed & Breakfast 8
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
About the Personnel Plan
The personnel forecast reflects modest raises for the one Desk
Manager staff each year. It is expected that
lower-level staff may turn over, but the positions will be
20. systematized to an extent that this does not
disrupt the business. There will be a contract housekeeping
maid part-time
Budget
Budget Table
FY2013 FY2014 FY2015
Expenses
Salary $44,404 $49,490 $50,572
Employee Related Expenses $1,605 $1,803 $1,857
Marketing & Promotion $450 $0 $0
Utilities $2,750 $3,000 $3,000
Office Supplies & Equipment $2,650 $1,200 $1,200
Insurance $650 $650 $650
Lawncare $1,650 $1,800 $1,800
Total Expenses $54,159 $57,943 $59,079
Expenses by Month
Oakview Manor Bed & Breakfast 9
CONFIDENTIAL - DO NOT DISSEMINATE. This business
21. plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
About the Budget
Marketing expenses will be higher in the first year to announce
the opening of the firm and will drop
after that. Most expenses will show small increases each year as
the business will remain in the same
location over the first three years. The mortgage payment will
change when the property is refinanced at
3.5% rate rather than 12% from private investor in the first 6-12
months.
Startup Costs
Start up cost will include buying a computer and printer all with
new furnishing for the home decor. The
home will need considerable renovation to be brought forward
as a modern Interior. The Exterior will
remain as a stately Plantation Style Home.
Profit and Loss Statement
Profit and Loss Statement
FY2013 FY2014 FY2015
23. Oakview Manor Bed & Breakfast 10
CONFIDENTIAL - DO NOT DISSEMINATE. This business
plan contains confidential, trade-secret information and is
shared only with
the understanding that you will not share its contents or ideas
with third parties without the express written consent of the
plan author.
Gross Margin by Year
Net Profit (or Loss) by Year
About the Profit and Loss Statement
The company generates a profit as sales revenue gets above the
break-even line. A push on sales will be
very important in generating bottom line profits and refinancing
the initial mortgage will adjust the
payment considerable in the 2nd year.
Executive Summary Who We Are What We Sell Who We Sell
To Financial Summary Financial Highlights Sales by Month
Products and Services Products and Services Competitors
Financial Plan Sales Forecast Sales Forecast Sales by Month
About the Sales Forecast Personnel Plan Personnel Table About
the Personnel Plan Budget Budget Table Expenses by Month
About the Budget Startup Costs Profit and Loss Statement Profit
and Loss Statement Gross Margin by Year Net Profit (or Loss)
by Year About the Profit and Loss Statement
LastPageBookmark
24. [company logo]
[the company name]
Established [date]
[name, address, phone and fax numbers of contact person]
A Business Plan
Table of Contents
Cover page
Table of Contents
I. Executive Summary
A. Mission Statement
B. Company Information
C. Market Opportunity
D. Financial Date
II. Description of Your Company and Industry
A. Company Background and History
B. The Industry
III. Description of the Product or Service
A. Description of the Product or Service
B. Competitive Advantages
IV. Market Research and Evaluation
A. Markets
B. Market Trends
C. Competition
D. Market Share
25. V. Marketing Plan
A. Market Strategy
B. Product
C. Pricing
D. Promotion
E. Place
F. Service Policies
VI. Manufacturing and Operations Plan
A. Production
B. Geographic Location
C. Facilities
D. Make or Buy Policy
E. Control Systems
F. Labor Force
G. Training
H. Staffing Plan
VII. The Management Team
A. Identification of Key People
B. Succession Plan
C. Management Philosophy
D. Business/Organization Structure
E. Identification of Firms Assisting the Company
VIII. Timeline
A. Key Events
IX. Critical Risks and Assumptions
A. Risk Management Strategies
X. Benefits to Community
A. Economic Development
B. Community Development
C. Human Development
26. XI. Financial Plan
A. Sources and Uses of Funds
B. Financial Practices
C. Cash Flow Statement
D. Cash Budget
E. Profit and Loss Statement
F. Breakeven Analysis
G. Financial Ratios
H. Intangibles-Intellectual Property
Summary and Conclusions
Appendices (as needed)
A. Resumes/Biographies of Key Personnel
B. Advertising Samples
C. Organizational Chart
D. Customer Profiles
E. Competitor Profiles
F. Product Profiles
G. Site Study and Store Layout
H. Financial Statements
I. Global Issues
SECTION I—EXECUTIVE SUMMARY
Mission Statement
[Type here]
Business Objective(s)
[Type here]
Company Information
[Type here]
Market Opportunity
27. [Type here]
The Financials
Summary of 3 years actual, 3 years projectd. [Insert your
summary financial tables here. The data is easiest to read if in
table rather than narrative format.]
Actual 20__ Projected 20__Etc.
· Revenue
· Net Income
· Assets
· Liabilities
· Net Worth
Summary of Financing
Current Amount Amount Needed
Debt
Debt with Warrants
Convertible Debentures
Stock—Preferred and Common
SECTION II – DESCRIPTION OF THE BUSINESS AND
INDUSTRY
Company Background and History
[If this is a startup, all the elements of question #1 won’t apply
to you.]
The Industry
[Type here]
SECTION III – DESCRIPTION OF THE PRODUCT OR
SERVICE
Description of the Product or Service
[Type here]
[Reference the appropriate appendix where your detailed
product profile is located with accompanying diagrams, etc.]
28. Competitive Advantages
[Type here]
[Frame in terms of your customers’ desire benefits. Consider
referencing your customer profile in the appropriate appendix as
supports for your competitive advantages.]
SECTION IV – MARKET RESEARCH AND EVALUATION
Markets
[Type here]
[Reference the appropriate appendix where your customer
profiles are.]
Market Trends
[Type here]
Competition
[Type here]
Market Share
[Type hare]
[Sales Summary Forecast Table]
SECTION V – MARKETING PLAN
Market Strategy
29. [Type here]
Product
[Type here]
Pricing
[Type here]
Promotion
[Type here]
Place
[Type here]
Service Policies
[Type here]
SECTION VI – MANUFACTURING AND OPERATIONS
PLAN
Production
[Type here]
Geographic Location
[Type here]
Facilities
[Type here]
Make or Buy Policy
[Type here]
Control Systems
[Type here]
Labor Force
[Type here]
30. Training
[Type here]
Staffing Plan
[Type here]
SECTION VII – THE MANAGEMENT TEAM
Identification of Key People
[Type here]
[Reference the appropriate appendix where key peoples’
resumes and biographies are located.]
Succession Plan
[Type here]
Management Philosophy
[Type here]
Business/Organizational Structure
[Type here]
[Include the organizational chart here or provide a narrative
description and reference the appropriate appendix.]
Identification of Firms Assisting the Company
[Type here]
SECTION VIII – TIMELINE
Key Events
[Type here]
SECTION IX – CRITICAL RISKS AND ASSUMPTIONS
Risk Management Strategies
[Type here]
SECTION X – BENEFITS TO THE COMMUNITY
Economic Development
[Type here]
31. Community Development
[Type here]
Human Development
[Type here]
SECTION XI – FINANCIAL PLAN
Source and Uses of Funds
[Type here]
Financial Practices
[Type here]
Cash Flow Statement
[Type here]
[You may include it here or reference the appropriate
appendix.]
Cash Budget
[Type here]
[You may include it here or reference the appropriate
appendix.]
Profit and Loss Statement
[Type here]
[You may include it here or reference the appropriate
appendix.]
Breakeven Analysis
[Type here]
Financial Rations
[Type here]
[Refer to your textbook for the formulas to calculate these
rations.]
Intangibles-Intellectual Property
32. [Type here]
SUMMARY AND CONCLUSION
[Type here]
Appendix A
Resumes and Biographies of Key Personnel
[Type here]
Appendix B
Advertising Samples
[Type here]
Appendix C
Organizational Chart
[If not included in body of the plan.]
[Type here]
Appendix D
Customer Profiles
[Type here]
Appendix E
Competitor Profiles
[Type here]
Appendix F
Product Profiles
[Type here]
Appendix G
Site Study and/or Store Layout
Site Study
[Type here]
Store Layout
[Type here]
33. 25
Appendix I
Global Issues
[Type here]
Appendix F1
Sales Forecast – Most Likely Forecast
[Use this chart to complete your Most Likely Forecast. These
forms use the Calendar year as the financial year. Adjust as
appropriate to fit your financial year.]
Appendix F2
Cash Flow Statement – Most Likely
[Use this chart to complete your Most Likely Cash Flow
Statement. These forms use the calendar year as the financial
year. Adjust as appropriate to fit your financial year.]
Appendix F3
Table of Startup Costs – Retail Store
Appendix F4
Current and Projected Profit and Loss Statement
Appendix F5
Current and Projected Balance Sheet