The elderly people are likely to be exposed to emotional, physical and financial insecurity in the years to come with the rapid changes in the social scenario and the emerging prevalence of nuclear family set-ups in India in recent years
There is an emerging need to pay greater attention to promote holistic planning including pension Planning, health care planning, fiscal discipline, savings levels etc. in the context of changing family relationships and severely lim¬ited old-age income support.
This presentation offers insights into the marketplace for retirement financial advice, What are the challenges faced by retirees, what financial advisers can do, how they can impact client’s life, and how clients can be steered toward good retired life.
We are now witnessing an acknowledgement among those in their 30s and 40s that working in retirement is, and may have to be, part of their formal retirement plans. Retirement planning no longer consists of simply putting money aside each month.
Why Retirement plan ( Things to remember while planning for retirement )Singharoy Investment
Retirement is the time when you would like to spend your days doing what you love — travel, live in the farm house, start a poultry farm, restaurant etc. However, I have come across many people who are not very comfortable about retirement thinking that their regular income will then become irregular.
Retirement is the time when you would like to spend your days doing what you love — travel, live in the farm house, start a poultry farm, restaurant etc. However, I have come across many people who are not very comfortable about retirement thinking that their regular income will then become irregular.
Starting early helps save more
It's good if you start planning your finances early – your financial commitments are likely to be fewer, and hence you can salt away more. Planning at the early years of your career also helps compound the corpus many times by the time you retire.
Things to remember while planning for retirement
1: Decide how much income you require to live comfortably in your post-retirement years. Consider aspects like increased medical costs, vacations but reduce costs like children's education and rent, if you own your home. You must map this income on basis of your current lifestyle.
2: Determine how much you need to save regularly, starting today, to have the right amount. Start allocating as much as you can towards your retirement kitty. In case you are currently not in a position to set apart the funds required, start with whatever is at your disposal.
3: Select the right retirement plan, which will help you meet your post-retirement requirements.
4: Start saving now! Then you will have time on your side and can enjoy the power of compounding.
5: Systematically invest a fixed amount every month for your post-retirement years and lead a tension free healthy retirement.
Not only is retirement planning an essential aspect of one's overall financial planning exercise but is also crucial to be commenced early in life. One must always remember that systematic and early retirement planning can help you reduce your financial burden incurred during the post retirement years and help you plan for a carefree and financially secured post retirement life today.
Financial Planning is a long term process through which you can achieve your financial goals. We at Financial Hospital bring to you a presentation to help you understand the basics of having a healthy and planned financial future.
Why Retirement plan ( Things to remember while planning for retirement )Singharoy Investment
Retirement is the time when you would like to spend your days doing what you love — travel, live in the farm house, start a poultry farm, restaurant etc. However, I have come across many people who are not very comfortable about retirement thinking that their regular income will then become irregular.
Retirement is the time when you would like to spend your days doing what you love — travel, live in the farm house, start a poultry farm, restaurant etc. However, I have come across many people who are not very comfortable about retirement thinking that their regular income will then become irregular.
Starting early helps save more
It's good if you start planning your finances early – your financial commitments are likely to be fewer, and hence you can salt away more. Planning at the early years of your career also helps compound the corpus many times by the time you retire.
Things to remember while planning for retirement
1: Decide how much income you require to live comfortably in your post-retirement years. Consider aspects like increased medical costs, vacations but reduce costs like children's education and rent, if you own your home. You must map this income on basis of your current lifestyle.
2: Determine how much you need to save regularly, starting today, to have the right amount. Start allocating as much as you can towards your retirement kitty. In case you are currently not in a position to set apart the funds required, start with whatever is at your disposal.
3: Select the right retirement plan, which will help you meet your post-retirement requirements.
4: Start saving now! Then you will have time on your side and can enjoy the power of compounding.
5: Systematically invest a fixed amount every month for your post-retirement years and lead a tension free healthy retirement.
Not only is retirement planning an essential aspect of one's overall financial planning exercise but is also crucial to be commenced early in life. One must always remember that systematic and early retirement planning can help you reduce your financial burden incurred during the post retirement years and help you plan for a carefree and financially secured post retirement life today.
Financial Planning is a long term process through which you can achieve your financial goals. We at Financial Hospital bring to you a presentation to help you understand the basics of having a healthy and planned financial future.
Admirable Worldwide is one-stop consultancy firm offering comprehensive solutions in Financial Planning and Consulting. We help individuals and corporates to achieve their strategic goals and objectives as well as increasing process efficiencies to optimize revenue and bottom line.
Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child's higher education or planning for your retirement.
Financial Planning is about “Planning Life” and “Financial Prosperity” and involves 95% strategy and 5% products. It is the blueprint for planning and management of all financial affairs for your entire life and consider holistic view that enables you achieving your life’s goals. For further details, please visit "http://www.admirableworldwide.com/".
Retirement is one of the most important life’s event many of us will ever experience. From both personal and financial perspective, realizing a comfortable retirement is an incredibly extensive process that takes sensible planning and years of persistence. visit https://www.financialhospital.in/retirement-planning.php to know more
This presentation is made by students of ACPCE - Anamika Mishra, Kirti Karawde, Prathamesh Mahadik, and Ritik Kale.
This presentation introduces the concept of financial literacy to the young generation. It also gives tips on how to go from financially crippled to financially able.
Retirement Planning is one of most important part of everyone's life. But most of them ignore this very important thing. Early retirement planning gives you the power to choose the age when you will retire. FinAtoZ gives you the retirement calculator which is an early retirement planner and gives you the idea about the final corpus you need at the time of retirement along with the correct retirement age.
Financial planning is for everyone. If you're like most people, financial planning might seem very complicated and confusing, and you might not know where to start. However, here are some ideas to help you get started.
Planning is bringing the future into the present, so that you can do something about it now. Wise money management can take a lot of worry out of your life.
Know some amazing and important Financial planning tips.
Admirable Worldwide is one-stop consultancy firm offering comprehensive solutions in Financial Planning and Consulting. We help individuals and corporates to achieve their strategic goals and objectives as well as increasing process efficiencies to optimize revenue and bottom line.
Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child's higher education or planning for your retirement.
Financial Planning is about “Planning Life” and “Financial Prosperity” and involves 95% strategy and 5% products. It is the blueprint for planning and management of all financial affairs for your entire life and consider holistic view that enables you achieving your life’s goals. For further details, please visit "http://www.admirableworldwide.com/".
Retirement is one of the most important life’s event many of us will ever experience. From both personal and financial perspective, realizing a comfortable retirement is an incredibly extensive process that takes sensible planning and years of persistence. visit https://www.financialhospital.in/retirement-planning.php to know more
This presentation is made by students of ACPCE - Anamika Mishra, Kirti Karawde, Prathamesh Mahadik, and Ritik Kale.
This presentation introduces the concept of financial literacy to the young generation. It also gives tips on how to go from financially crippled to financially able.
Retirement Planning is one of most important part of everyone's life. But most of them ignore this very important thing. Early retirement planning gives you the power to choose the age when you will retire. FinAtoZ gives you the retirement calculator which is an early retirement planner and gives you the idea about the final corpus you need at the time of retirement along with the correct retirement age.
Financial planning is for everyone. If you're like most people, financial planning might seem very complicated and confusing, and you might not know where to start. However, here are some ideas to help you get started.
Planning is bringing the future into the present, so that you can do something about it now. Wise money management can take a lot of worry out of your life.
Know some amazing and important Financial planning tips.
What is Agriculture?
Troubles in the agricultural field
Government measures
Organization of regulated markets
Grading and standardization
Dissemination of market information
Government purchase and fixation of support prices
In this presentation, we will help you understand about franchising, history, types, various advantages and disadvantages of franchising.
To know more about Welingkar School’s Distance Learning Program and courses offered, visit: http://www.welingkaronline.org/distance-learning/online-mba.html
Why don’t people buy lifetime annuity products if they help them be more confident in retirement? That’s the annuity puzzle! 🤨
Stephen Huppert has written a white paper exploring the annuity puzzle and some of the research looking for solutions
Why India needs to work on financial literacyPowertome
Finance is an important part of our lives. It holds all the pieces of our life together. But, if we raise the topic of financial literacy many of us will look clueless. The condition is even more critical for developing nations like India.
Do You Know How Much Zurich Paid out in Benefit Claims between Jan 2017 to Dec 2019 ?
Is your family protected?
https://lnkd.in/eV_GA85
https://lnkd.in/ekUXXVN
Sustainable preventive-care for Diabetes for bottom of the pyramidSrihari Boregowda
Non Communicable Diseases are like Tsunamis hitting the developing economies and killing the demographic dividend. Costly and financially devastating Curative care is not the solution. Preventive care designed on a different model with sustainability is the path to travel
The mid life mot and how it can help YOU plan for your future!Garth Delikan
With a rising state pension age and many people living for longer, there is a greater need to plan and prepare for the future than ever before. While some people in mid-life are looking forward with confidence to a good retirement, many others are not.
Daily agri commodity report by epic research limited of 11 august 2017Epic Research
Epic research offers services like stock tips, mcx tips, intraday tips and more.We also serve with market reports which can be referred to learn about market updates.
A Bulgarian work permit is valid for up to one year, after which it can be renewed as long as the conditions of employment have not changed. After obtaining a work permit, the employee will need to apply for a Type D visa at the Bulgarian embassy or consulate in their country. Urgent requirement for Bulgaria 🇧🇬🇧🇬work D Category National Permit Visa ( Indian /Nepali Nationality only) Visa Validity - 3 to 6 months on renewables basis. Job category - General worker/ Helper Salary - 800 Euro @ 8 hrs.+ Over time extra Age- 20- 40 years Total processing time -4-5 Months
The Jamstack Revolution: Building Dynamic Websites with Static Site Generator...Softradix Technologies
In this infographic, the Jamstack architecture emphasizes pre-rendered content and decoupling the frontend from the backend. It leverages static site generators (SSGs) to create fast-loading HTML files and APIs for dynamic functionality. Benefits include improved performance, enhanced security, scalability, and ease of deployment. Real-world examples include Netlify, Gatsby, and Contentful. https://softradix.com/web-development/
Maximizing Efficiency with Integrated Water Management SystemsIrri Design Studio
Integrated water management systems are essential for improving irrigation design sustainability and efficiency. Irri Design Studio helps customers maximize water consumption, reduce waste, and encourage responsible stewardship of water resources by utilizing cutting-edge technology like drone-based construction updates and BIM modeling. The increasing issues of water shortage and environmental protection require an all-encompassing strategy to water management. Irrigation systems may be planned to optimize water consumption efficiency while guaranteeing the safety of people and the environment by putting new ideas and concepts into practice. Visit our website https://www.irridesignstudio.com/ for more information.
Office Business Furnishings | Office EquipmentOFWD
OFWD is Edmonton’s Newest and most cost-effective source for Office Furnishings. Conveniently located on 170 street and 114 Avenue in Edmonton’s West End. We take pride in servicing a client base of over 500 corporations throughout the Edmonton and Alberta area. OFWD is in the business of satisfying the home or corporate office environment needs of our clients, from individual pieces of furniture for the home user to the implementation of complete turn-key projects on much larger scales. We supply only quality products from reputable manufacturers. It is our intention to continue to earn the trust of our clients by dealing with honesty and integrity and by providing service and after sales follow-up second to none.
Best Catering Event Planner Miso-Hungry.pptxMiso Hungry
Miso-Hungry, led by Executive Chef Emilio Molina, is Islamorada's premier catering event planner. We specialize in sustainable, farm-fresh cuisine, using local ingredients to create unforgettable dishes. As a FollowTheFoodHMI branded company, we bring our culinary expertise across the U.S., connecting communities through exceptional food and personalized event planning. Let us showcase our family's passion and make your event extraordinary.
Unlocking Insights: AI-powered Enhanced Due Diligence Strategies for Increase...RNayak3
Explore how a risk-based approach to Enhanced Due Diligence can deliver effective Anti-Money Laundering (AML) compliance and monitoring in banking and financial services.
Are Gutters Necessary? Explore the details now!AmeliaLauren3
Gutters are typically installed at a slight downward slope to allow water to flow freely towards downspouts or drains – the downspout being the vertical pipe attached to the gutters. The water is subsequently transported by the downspout to either the ground or an underground drainage system. Maintaining a gutter system that is free of blockages and functional requires regular maintenance.
But, many wonder in what situations gutters are required and not required. In this ppt we will discuss in detail the matter, ‘Are Gutters Necessary?’
Delightful Finds: Unveiling the Power of Gifts Under 100JoyTree Global
Stretch your budget and spread joy! This guide explores the world of gifts under 100, proving thoughtful gestures don't require a hefty price tag. Discover unique and practical options for birthdays, holidays, or simply showing someone you care. Find inspiration for every occasion within your budget!
Experience the breathtaking beauty of a Waikiki sunset aboard the MAITAI Catamaran. Sail along the stunning coastline as the sun dips below the horizon, casting vibrant hues across the sky. Enjoy the gentle ocean breeze, refreshing drinks, and a relaxed atmosphere. This unforgettable voyage offers panoramic views of Diamond Head and the Waikiki skyline, making it the perfect way to end your day in paradise. Join us for a memorable sunset cruise you won't forget. Please visit our website: https://www.maitaicatamaran.net/ and call us at 808-922-5665 for additional information.
SECUREX UK FOR SECURITY SERVICES AND MOBILE PATROLsecurexukweb
At Securex UK Ltd we are dedicated to providing top-rated security solutions tailored to your specific needs. With a team of highly trained professionals and cutting-edge technology, we prioritize your safety and peace of mind.
Our commitment to excellence extends beyond traditional security measures. We understand the dynamic nature of security challenges, and our personalized approach ensures that every client receives a bespoke protection plan.
Comprehensive Water Damage Restoration Serviceskleenupdisaster
Find out how Disaster Kleenup's professional water damage restoration services can quickly and efficiently restore your property. Find more about our advanced techniques and quick action plans. Visit here: https://iddk.com/disaster-cleanup-services/flood-damage/
Learn about Inspect Edge, the leading platform for efficient inspections, featuring the advanced NSPIRE Inspection Application for seamless property assessments. Discover how the NSPIRE Inspection Application by Inspect Edge revolutionizes property inspections with advanced features and seamless integration.
Nature’s Paradise Glamorous And Sustainable Designs For Your Outdoor Living S...Landscape Express
Create a harmonious blend of luxury and sustainability in your outdoor living space with eco-friendly kitchens, enchanting water features, and lush plant landscaping. Embrace energy-efficient appliances, solar lighting, rainwater harvesting, and native plants to enhance beauty while reducing environmental impact. Transform your space into a glamorous, eco-conscious retreat for relaxation and social gatherings.
Solar power panels, also known as photovoltaic (PV) panels, convert sunlight into electricity, offering a renewable and sustainable energy solution. Composed of semiconductor materials, typically silicon, these panels absorb photons from sunlight, generating an electric current through the photovoltaic effect. This clean energy source reduces dependence on fossil fuels, mitigates greenhouse gas emissions, and contributes to environmental sustainability.
How Does Littering Affect the Environment.ClenliDirect
Read this PPT now to gain in-depth insights into how to fight litter and safeguard our landscapes from its negative impacts.
Visit-https://clenlidirect.com/cleaning-equipment/litter-picker-grabber-equipment.html
BesT panDit Ji LoVe problem solution 9463629203 UK uSA California New Zealand...gitapress3
love problem solution astrologer
best love problem solution astrologer
online love problem solution astrologer
love problem solution astrologer in india
love problem solution astrologer in kolkata
love problem solution astrologer near me
love problem solution astrologer in ludhiana
love problem solution astrologer acharya ji
love problem solution astrologer in delhi
love problem solution astrologer amritsar
astrologer love problem solution
astrologer for love problem
astrology love problem solution
love solution astrologer
love problem solution specialist astrologer
love problem solution by astrologer
astrology love problem solution baba ji
love problem solve astrologer
love problem solution usa
love problem solution expert astrologer
astrologer for love marriage problem solution
love problem solution astrologer in mumbai
love problem solution muslim astrologer
love marriage specialist astrologer problem solution
famous love astrologer
love problem solution astrologer specialist
love problem solution astrologer tantrikBesT panDit Ji LoVe problem solution 9463629203 UK uSA California New Zealand baba ji LoVe marriage specialist Uk USA LonDOn panDit ji
Top Best Astrologer +91-9463629203 LoVe Problem SolUtion specialist In InDia ...gitapress3
Top Best Astrologer +91-9463629203 LoVe Problem SolUtion specialist In InDia Love ProBlem asTroloGer +91-9463629203 love problem solution astrologer
best love problem solution astrologer
online love problem solution astrologer
love problem solution astrologer in india
love problem solution astrologer in kolkata
love problem solution astrologer near me
love problem solution astrologer in ludhiana
love problem solution astrologer acharya ji
love problem solution astrologer in delhi
love problem solution astrologer amritsar
astrologer love problem solution
astrologer for love problem
astrology love problem solution
love solution astrologer
love problem solution specialist astrologer
love problem solution by astrologer
astrology love problem solution baba ji
love problem solve astrologer
love problem solution usa
love problem solution expert astrologer
astrologer for love marriage problem solution
love problem solution astrologer in mumbai
love problem solution muslim astrologer
love marriage specialist astrologer problem solution
famous love astrologer
love problem solution astrologer specialist
love problem solution astrologer baba ji
Blessed Marine Automation offers cutting-edge marine automation solutions tailored to enhance vessel efficiency and safety. From advanced control systems to remote monitoring, our services empower maritime operations worldwide. Explore our comprehensive range of products and services to optimize your vessel's performance. https://www.blessedmarineautomation.com/
Colors of Wall Paint and Their Mentally Properties.pptxBrendon Jonathan
Discover how different wall paint colors can influence your mood and mental well-being. Learn the psychological effects of colors and find the perfect hue for every room in your home.
3. By providing financial protection against
the major 19th century risk of dying too
soon, life insurance industry became the
biggest financial industry of the century
Now
Providing financial protection against the
new risk of not dying too soon enough
may well become the next century’s major
and most profitable financial industry
Peter Drucker
13/07/2014 Neeraj Chauhan, CFP
4. Most Populous countries
2013
Country Population (in Millions)
China 1,357
India 1,277
United States 316
Indonesia 249
Brazil 196
Pakistan 191
Nigeria 174
Bangladesh 157
Russia 143
Neeraj Chauhan, CFP13/07/2014
5. Most Populous countries
2050
Country Population (in Millions)
India 1,652
China 1,314
Nigeria 440
United States 400
Indonesia 366
Pakistan 363
Brazil 227
Bangladesh 202
Congo, Dem. Rep. 182
Neeraj Chauhan, CFP13/07/2014
9. By mid-century, this 60+ age group
is expected to reach 19%
encompass 323 million people, a
number greater than the total U.S.
population in 2012.
Neeraj Chauhan, CFP13/07/2014
13. Almost one-half (47 percent) of
older Indians have at least one
chronic disease such as asthma,
angina, arthritis, depression,
hypertension or diabetes
Neeraj Chauhan, CFP13/07/2014
14. Fewer than 10 percent of Indians
have health insurance from private
or public sources, and about 72
percent of health care spending is
paid out-of-pocket
Neeraj Chauhan, CFP13/07/2014
15. Can’t forecast size of
their retirement bucket
Neeraj Chauhan, CFP13/07/2014
16. Too much life, not
enough money as Less
than 11 percent of older
Indians have a pension of
any sort
Neeraj Chauhan, CFP13/07/2014
17. Shift in formal retirement
savings plan from defined
benefit to defined
contribution
Neeraj Chauhan, CFP13/07/2014
20. Many Indians are heavily reliant on
investments in property and are
hence very exposed to illiquidity &
movements in property values.
Neeraj Chauhan, CFP13/07/2014
30. Retirement planning is smartly shifting
purchasing power from period of high
earnings (the working years) to those
of low earnings (Retirement).
Neeraj Chauhan, CFP13/07/2014
36. A plan that alleviate their
fear, allowing them to
retire with confidence
and leisure.
Neeraj Chauhan, CFP13/07/2014
37. Give an attitude of
abundance over scarcity
with focus on life time
income and spending.
Neeraj Chauhan, CFP13/07/2014
38. Shift focus and
spotlight from
Investment portfolio to
human capital with life
cycle approach.
Neeraj Chauhan, CFP13/07/2014
39. People care more about their
lifetime standard of living than
about their wealth and this
requires a shift from return
management to risk management.
Neeraj Chauhan, CFP13/07/2014
40. In the End
It’s all about Arranging lifetime
consumption in the safest way possible
given finite lifetime income over
building largest possible portfolio
constrained by risk tolerance.
Neeraj Chauhan, CFP13/07/2014