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Terrance Segars
402 Burma Street
Hartsville, SC, 29550
803/530-0133
tsegars786@msn.com
Objective
A conscientious and experiencedprofessional with a diverse background in Accounting, Real Estate, and Insurance Industry seeking a career
opportunity utilizingmy strongorganizational skills, educational background, and ability to work well with people.
Skills
 Proficient in MS Word, Excel, PowerPoint, andOutlook.
 Strong knowledge of Accounting; Real Estate; and Insurance Industries.
 Very strongwritten and oral communication skills.
 Excellent organizational and problem solving skills.
Experience
Independent Insurance Agent, South Carolina 10/2010-Present
 Responsible for the sale of various types of insurance policies to consumers on behalf of insurance companies to include life, accident,
medical and Medicare insurance products.
 Calculate premiums and establish payment methods.
 Meet with policyholders to deliver and explain policies, analyze insurance programs, add or change products, or make updates to
beneficiaries.
 Confer with clients to obtain and provide information when claims are made on a policy.
 Contact underwriter and submit forms to obtain binder coverage.
 Customize insurance programs to suit individual customers, often coveringa variety of risks.
 Ensure that policy requirements are fulfilled, including any necessary medical examinations andthe completion of appropriate forms.
 Monitor insurance claims to ensure they are settledequitably for the insurer.
 Perform administrative tasks, such as maintainingrecords and handling policy renewals.
 Seek out new clients and develop clientele by networkingto find new customers and generate lists of prospective clients.
Ellis & James Realty Columbia, South Carolina 01/2001-05/2012
Real Estate Agent
 Arranged the sale of real estate between buyers and sellers, generally representingone or the other.
 Compared properties recently soldto determine the competitive market price.
 Advised clients on market conditions, prices, mortgages, legal requirements and related matters.
 Accompanied buyers during visits to and inspections of property, advisingthem on the suitability and value of the homes they were
considering.
 Prepareddocuments such as representation contracts, purchase agreements, closing statements, deeds and leases.
 Conferred with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms andconditions of purchase
agreements were met before closing dates.
 Coordinated property closings, oversaw signing of documents and disbursement of funds.
 Arranged for title searches to determine whether clients were purchasing properties with clear titles.
 Investigatedclients' financial and credit status to determine eligibility for financing.
 Reviewed property listings, trade journals, and relevant literature, andattendedconventions, seminars, and staff and association
meetings to remain knowledgeable about real estate markets.
 Developed networks of attorneys, mortgage lenders, and contractors to whom clients may be referred.
Blue Cross Blue Shield Columbia, South Carolina 10/1995-08/2005
Senior Auditor
 Planned, directed, and coordinatedcomplex audits around Medicare cost reportingcompliance.
 Identified and analyzed operational andinternal control issues and risks and escalated both concerns and potential solutions
appropriately.
 Preparedand presented reports to senior management andthe Audit Committee concerningrelevant issues and recommendations in a
concise and effective manner.
 Maintainedappropriate project documentation,reviewed audit work papers, as well as supervised and provided meaningful feedback
to audit staff.
 Researched and stayed current on emerging business and audit regulations, issues, and topics within the health care industry to
continuously improve Company and department practices.
 Lead special projects as requested by management and the Audit Committee.
Education
Bachelor of Science: Accounting South Carolina State University 1992
Hartsville Senior High School: General Studies Hartsville Senior High School 1984

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Resume 2014

  • 1. Terrance Segars 402 Burma Street Hartsville, SC, 29550 803/530-0133 tsegars786@msn.com Objective A conscientious and experiencedprofessional with a diverse background in Accounting, Real Estate, and Insurance Industry seeking a career opportunity utilizingmy strongorganizational skills, educational background, and ability to work well with people. Skills  Proficient in MS Word, Excel, PowerPoint, andOutlook.  Strong knowledge of Accounting; Real Estate; and Insurance Industries.  Very strongwritten and oral communication skills.  Excellent organizational and problem solving skills. Experience Independent Insurance Agent, South Carolina 10/2010-Present  Responsible for the sale of various types of insurance policies to consumers on behalf of insurance companies to include life, accident, medical and Medicare insurance products.  Calculate premiums and establish payment methods.  Meet with policyholders to deliver and explain policies, analyze insurance programs, add or change products, or make updates to beneficiaries.  Confer with clients to obtain and provide information when claims are made on a policy.  Contact underwriter and submit forms to obtain binder coverage.  Customize insurance programs to suit individual customers, often coveringa variety of risks.  Ensure that policy requirements are fulfilled, including any necessary medical examinations andthe completion of appropriate forms.  Monitor insurance claims to ensure they are settledequitably for the insurer.  Perform administrative tasks, such as maintainingrecords and handling policy renewals.  Seek out new clients and develop clientele by networkingto find new customers and generate lists of prospective clients. Ellis & James Realty Columbia, South Carolina 01/2001-05/2012 Real Estate Agent  Arranged the sale of real estate between buyers and sellers, generally representingone or the other.  Compared properties recently soldto determine the competitive market price.  Advised clients on market conditions, prices, mortgages, legal requirements and related matters.  Accompanied buyers during visits to and inspections of property, advisingthem on the suitability and value of the homes they were considering.  Prepareddocuments such as representation contracts, purchase agreements, closing statements, deeds and leases.  Conferred with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms andconditions of purchase agreements were met before closing dates.  Coordinated property closings, oversaw signing of documents and disbursement of funds.  Arranged for title searches to determine whether clients were purchasing properties with clear titles.  Investigatedclients' financial and credit status to determine eligibility for financing.  Reviewed property listings, trade journals, and relevant literature, andattendedconventions, seminars, and staff and association meetings to remain knowledgeable about real estate markets.  Developed networks of attorneys, mortgage lenders, and contractors to whom clients may be referred. Blue Cross Blue Shield Columbia, South Carolina 10/1995-08/2005 Senior Auditor  Planned, directed, and coordinatedcomplex audits around Medicare cost reportingcompliance.  Identified and analyzed operational andinternal control issues and risks and escalated both concerns and potential solutions appropriately.  Preparedand presented reports to senior management andthe Audit Committee concerningrelevant issues and recommendations in a concise and effective manner.  Maintainedappropriate project documentation,reviewed audit work papers, as well as supervised and provided meaningful feedback to audit staff.  Researched and stayed current on emerging business and audit regulations, issues, and topics within the health care industry to continuously improve Company and department practices.  Lead special projects as requested by management and the Audit Committee. Education Bachelor of Science: Accounting South Carolina State University 1992 Hartsville Senior High School: General Studies Hartsville Senior High School 1984