Andre P. Wallace has over 15 years of experience in the financial services industry, focusing on mortgage loan compliance, quality assurance, risk management, and loan modifications. He has held roles as a Compliance Analyst, Tax Preparer, MHA Case Specialist, Risk & Compliance QC Analyst, Loss Prevention Specialist, and Underwriter. Wallace has extensive knowledge of mortgage regulations and guidelines including HMDA, RESPA, TILA, GLBA, BSA, AML, and HAMP. He holds certifications in numerous financial compliance areas and has strong analytical, auditing, and customer service skills.

1. Andre P. Wallace
5225 Las Colinas Blvd., Irving, TX, &5039
Phone: (832) 283-6370
AndrePWallace@gmail.com
Experience:
NTT Data Inc. (Contract) - Dallas, Texas 11/2014-Present
Compliance Analyst/Quality Assurance and Control
(Internal ReviewGroup and Bankruptcy Remediation)
 Identified and resolved lurking business challenges,maintained qualityof information,removed costs,and
inefficiencies related to system redundancies to ensure alignmentto business case requirements,and schedules.
 Audited samples ofloan originations to ensure compliance with companyand investor standards.
 Conducted internal auditthrough monitoring and review of companyregulation to ensure consistencyand
compliance with federal and state regulatorycompliance.
 Analyzed complexrelationships between data elements within creditreporting to identify gaps and risks.
 Provided written descriptions ofnoted policy and procedural deficiencies to business managers.
 Performed rootcause analysis to identify cause of error and effectively communicated findings to senior
managementand Line ofBusiness.
 Reviewed procedures,training materials,and policies covering new and existing laws and regulations affecting
the clientproduced by their origination policies and procedures department
 Conducted consumer compliance documentrevisions and prepared Executive Managementreports as required.
 Created,prepared and implemented qualityassurance reviews for numerous regulations and the development
and execution of test plans and testscripts.
 Audit and record findings for HMDA, FDPA, AML, RESPA, HIPAA, BSA, GLBA and TILA Compliance guidelines.
 Calculated credits,reversals,applications and balances and submitted a complete recommendation review and
analysis to verify compliance.
Exclusive Tax Solutions- Irving, TX 01/2014-Present
Tax Preparer
 Ensured tax clients received every possible deduction and creditthey are entitled to while minimizing any
possible future tax burdens by performing in-depth financial consultation services.
 Responsible for filing various tax returns to the IRS and ensuring the securityand integrity of our clients’ personal
tax information.
 Conducted financial performance reviews to assistsmall to medium business customers with financial budgeting
to forecastnext year’s finance and tax expectations.
 Reviewed personal and business financial statements and assisted in resolving existing creditand lien issues to
file currentand delinquenttax returns.
 Performed seasonal creditanalysis to inform clients concerning eminentrisk and strategies to enhance their
credit.
 As the clients authorized liaison to the IRS, I maintained constantcommunication with our clients and the IRS via
phone,fax, and email to ensure accuracy and superior customer service.
Princeton Information (Fannie Mae Contract) - Dallas, Texas 04/2013-01/2014
MHA Case Specialist
 Fulfilled Fannie Mae’s role as HAMP Program Administrator for the Treasury through receiving and processing
Non-GSE escalated cases from various sources,including homeowners,housing counselors and government
offices.
 Ensured through the review of escalated cases againstcurrentMHA guidelines thatthe servicer was in
compliance with Treasuryrequirements while advocating for the escalation source.

2.  Constructed,delivered and reviewed case resolutions to the escalation source to guarantee understanding and
prevent re-escalation for the same issue.
 Helped mitigate potential occupational risk and the risk of the release ofnon-public information byresolving
cases completely,accurately, and timely.
 Investigated implementations,guidelines and policies for the GLBA, BSA, AML and USA Patriot ACT to ensure
compliance between the bank,servicer and home owner.
 Responsible for the organization and conduction of conference calls with multiple mortgage entities to address
loan issues and discuss updates to MHA guidelines.
 Investigated possible fraud and risk using CFPB and All Regs including; Mortgage Compliance, AML, Reg B,
Reg C, HMDA , TILA and RESPA
Carlisle & Gallagher Consulting Group (Contract) - Dallas, Texas 07/2012-04/2013
Risk & Compliance QC Analyst
 Responsible for reviewing loan modification documents againstestablished loan guidelines,identifying any
compliance issues and reporting final outcome and recommendations to Managementand Line of Business.
 Audited pools of loans and collected data to ensure thatUnderwriting,FHA, BSA, HMDA, FDPA, Federal, State,
TILA, RESPA, AML and HAMP Guidelines & Compliance were enforced.
 Facilitated supportvia phone and email to Top Four Financial Institution LOB and Carlisle and Gallagher
Management.
 Conducted peer review to ensure accuracy of Test Script for the LOB.
 Firm understanding ofMortgage Process (Origination,Processing,Servicing,Underwriting,Closing,and Post
Closing),Modification Process,Foreclosure Process and BankruptcyCourtProcess.
 Responsible for the end to end design ofthe Compliance testing and associated scripts.
 Audited HAMP and Non-HAMP modification for quality and accuracy againstgovernmentregulations and
constructed reports to displayinconsistencies in processed modifications.
 Worked directly with LOB performing rootcause analysis and implementing remediation efforts due to regulatory
guidelines concerning loan origination.
 Ensured departmental policies and procedures addressed new and existing regulations and laws through the
creation and verification of training material and policy revisions.
 Worked closelywith legal to perform detailed creditanalysis to monitor potential risk.
 Conducted routine audits on origination loan documents for accuracy, completeness and Regulatory
Compliance.
Nationstar Mortgage LLC- Lewisville, Texas 10/2009-06/2012
Loss Prevention Specialist/Fraud Claims Specialist/Foreclosure Specialist
 Managed a portfolio of nonperforming real estate and handled shortsales,foreclosures and other liquidation
options for governmentand large lenders.
 Utilized federal programs and real estate laws to resolve customer delinquencyand work towards a permanent
solution.
 Reviewed loan application,underwrote and processed HAMP modifications for qualifying loans.
 Responsible for the collection reporting,loss mitigation and underwriting ofmodifications for defaulting loans.
 Performed forensic loan review to reduce investor kick-back and repurchase.
 Conducted detailed creditanalysis to authorize loan for governmentbacked or in house modification.
 Audited defaulted loans and analyzed creditand financial reports for underwriting per FHA, Federal, State a nd
HAMP guidelines
 Monitored and ensured that all GSE/Investor guidelines were followed.
 Investigated possible Fraud and Lending Risk for all relevant Regs concerning Mortgage and Compliance.
 Managed consentorders through MERS to promptlycorrect deficiencies in residential mortgage loan servicing
and foreclosure practices,as well as, verified required enforcementactions.
 On a daily basis,addressed all files containing an impedimentwith the internal curative team to insure they didn’t
go to claims.
 Investigated possible mortgage insurance fraud and claims utilizing documents from courts and banking

3. institutions and maintained and shared the data in Equator, SharePointand Excel spreadsheets.
 Created and inputted summarized investigator reports on closed,outstanding and pending claims and reported
on daily progresses and challenges to aid the expedition of resolution.
The Clayton Group- Dallas, Texas 06/2007-08/2009
Underwriter (Contractor)
 Negotiated and executed remedies to offsetexposure from the repurchase claims utilizing delegated authorityfor
decision-making.
 Performed creditanalysis to evaluate the borrower’s abilityto repay loan.
 Evaluated counterparties’ financial strengths and weaknesses to create and implementa resolution strategy.
 Completed cost/benefit analysis on non-resolved loans to make the decision on whether to pursue legal action.
 Responsible for analyzing income,assets,propertyvaluations and creditdocuments insuring information
provided warranted an acceptable creditapproval.
Education:
University of Texas at Dallas
BS: Business Administration
May 2008
Skills:
 Expert AUS, Manual and Doc Diligence Underwriting & Decision Making
 Strong Knowledge of FHA, VA, FNMA, FDIC & FHLMC Reporting Requirements
 Excellent Quality Assurance & Compliance
 Outstanding Communication & Customer Service
 Expert CreditRisk & Financial Analysis
 Strong Microsoft Office Suite Skills
 Proficient in LSAMS, AS400, MSP, Remedy,Fortracs, LPS Desktop, FHA Connection, Enterprise Case
Management,LexisNexis, Equator,MS&O, Valerie, Loan ManagementAccount, and DocumentManagement
Portal
 Proficientin Federal Tax Codes & CreditAnalysis
 Strong Analytical Skills
Certifications:
 Safe Act
 Anti-Money Laundering
 Bank Secrecy Act
 Equal CreditOpportunity Act
 Fair CreditReporting Act
 Fair Debt Collection Practices Act
 Flood Disaster Protection Act
 Fair Housing Act
 Gramm-Leach-BlileyAct
 Truth In Lending Act
 Service Members Civil ReliefAct
 Real Estate SettlementProcedures Act
 Health Insurance Portabilityand Accountability Act
 Home Mortgage Disclosure Act
 UDAAP