Real Estate Finance essay questionWhy did observers at first belie.pdf

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Real Estate Finance essay question Why did observers at first believe that the damage from the impending subprime mortgage crisis would be too small to cause a recession? Solution Subprime lending is the loan\'s, given by the banks to the people based on there creditworthiness, banks initially thought that they will earn high profits by giving loans at higher rate of interest to the people, in case if they fail to deposit the loaned amount back, the bank will profit by selling the land/home, they assumed that real state prices will rise with respect to time. Sooner the borrowers started to default on there EMI\'s, as well the availability of houses increased at such a level that nobody seemed to be interested, thus this asset is called toxic asset or the bubble burst has occured in the economy. Initially, it is beleived that this subprime crisis would be too small to cause a recession because the market was on the peak, real state prices are high, investors worldwide are investing in USA, mortgage backed securities to stronghold securitization process, governments supportive policies etc are some of the factors that led to this mirage like situation. As the borrowers defaulted, the creditors lost there confidence in the american banking system, soon the stocks crashed, people started taking there money back from the banks, the liquidity disbalanced, also it lead to the cascading effect, other european economies also affected as investors from this countries also occured big losses, in order to sustain this shock, there is high unemployement, cost cutting etc which further elevated the problems..

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Transactions On September 1 of the current year, Joy Tucker estab.pdf

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To correct the vision of a person who is nearR sighted, we use a diverging lens to cause the rays from the distant object to diverge slightly, as if they were coming from a closer object, allowing the eye to focus the image on the retina. In this example, a nearRsighted eye has near and far points of 12 cm and 17 cm, respectively. Assume that the prescribed lens is 2.0 cm from the eye. a) What lens power is needed for this person to see a distant object clearly? For a distant object, the lens must put the image at the far point of the eye so that the person can focus on it. i) What is the object distance? ii) What is the image distance? iii) Now you can use the thin lens equation to find the focal length of the lens that must be prescribed: iv) What is the power of the lens? Solution i) Object distance is u= infinity ii) Now the image from the lens should be at the far point. Since the image is in front of the lens, it is negative Image distance is v= -15cm iii) Thin lens equation => 1/f=1/u+1/v =>1/f=1/inf+1/(-15) =>f=-15cm iv) Power =1/f(in m)=-1/0.15=-6.67D.

To correct the vision of a person who is nearR sighted, we use a div.pdf

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The height of the water in the tank pictured below 7 ft. The tank is.pdf

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Suppose that a classroom has 4 light bulbs. The probability that eac.pdf

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\"Security Standards\" Please respond to the following: A number of organizations exist to define information security standards. Explain the importance of standards organizations with regard to both information systems and information systems security. Provide a rationale for your response. Determine two (2) specific concerns that you believe exist for cloud deployments, and ascertain whether or not data breaches, such as the Snowden Incident have heightened concerns. Justify your answer. Solution Information security for information systems are key for sustaining the organization and its identity in the information technology environment. As per the continues improvement on sustaining system, information systems security standardization was created huge importance to secure the organization information and to maintain certain guidelines to mitigate problems. The following standard organizations provide guidelines and required certifications for business organizations to ensure the security of information systems. American National Standards Institute (ANSI) Global Engineering Documents British Standards Institute (BSi) British Standard 7799 (BS7799) Center for Internet Security (CIS) Institute of Electrical and Electronic Engineers (IEEE) IEEE standards that relate to Security International Information Systems Security Certification Consortium, Inc. (ISC)2 International Organization for Standardization (ISO) ISO/IEC 17799:2000 ISO 17799 Community Forum Internet Architecture Board (IAB) Internet Assigned Numbers Authority (IANA) National Institute of Standards and Technology (NIST) Computer Security Resource Center (CSRC) Guide to NIST Information Security Documents Federal Information Processing Standard 200 (FIPS 200) Federal Information Processing Standard 201 (FIPS 201-1) Guide for Developing Security Plans for Federal Information Systems Federal Desktop Core Configuration (FDCC) National Security Agency (NSA) Rationale: It is always recommend to apply at least to follow any of the applicable standardization guidelines, in order to keep sustainable information systems in organization. Standardization always says and improves the security and controls on allowing security breaches to our MIS. Recent times could computing has become the predominant growth for small and medium scale organization to mitigate the cost of implementation on information systems. Security of the same and allowing access to external agents is so critical which is directly granting access to important data. Like the above standard guidelines tell us to maintain the NDAs, system access controls..

Security Standards Please respond to the following A number of .pdf

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Provide your key points of Setup Reducation Provide your key points.pdf

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Please help. C++ The program is an interactive program that reads input from the keyboard. Several instructions (listed below) may be entered by the user. For each input, the program will give a short response printed to cout. Each response to cout is followed by a single endl. Important: The program must not try to store all the numbers in a single big array. In fact, it is outlawed by the CSI police that you have any array that is larger than 100 elements. Instead, you should create a frequency array which has indexes from [0] to [99]. A location, such as frequency[i], tells you how many times the number i has occurred in the input. This frequency array should be initialized to all zeros, and each time a number is read, the program will add one to the corresponding array location. For example, frequency[42] begins at zero. When one 42 is read, frequency[42] is increased to one. If another 42 is read, frequency[42] is increased to two, and so on. All of the statistics that you need to calculate can be computed based on the frequency array (so that you don\'t need to store all those numbers separately). • Input: The letter N followed by an integer in the range 0 to 99. The biggest possible input number is 99. The specification does not care what the program does for numbers that are outside of the legal range. Output: The word \"OK\". • Input: The letter S. Output: The output is the SUM of all the input numbers read so far. This output is 0 if there has not yet been any numbers read by the program. • Input: The letter A. Output: The output is the AVERAGE of all the input numbers read so far, calculated as a double number. For example, if there have been four input numbers 2, 2, 6 and 5, then the average is 3.75. If there has not yet been any input numbers, then the program should print the word \"ERROR\" instead of an average. • Input: The letter B. Output: The output is the BIGGEST of all the input numbers read so far, For example, if there have been four input numbers 2, 2, 6 and 5, then the biggest is 6. If there has not yet been any input numbers, then the program should print the word \"ERROR\" instead of a number. • Input: The letter F. Output: The output is the most FREQUENT of all the input numbers read so far--in other words, the number that has been read most often (also called the \"mode\"). If there are several numbers that are equally often, then the smallest number is printed. For example, if there have been four input numbers 2, 2, 6 and 5, then the most frequent is 2. If there has not yet been any input numbers, then the program should print the word \"ERROR\" instead. • Input: The letter H. Output: The output is a count of HOW MANY numbers have been input so far. This could be as small as zero. • Input: The letter M. Output: The output is the MEDIAN of all the input numbers read so far. The median is a number that has no more than half of the input numbers below it and no more than half the input numbers above it. For example.

Please help. C++ The program is an interactive program th.pdf

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please answer this case using down picture in business ethics employee benefits CASE 4: Richard and Conway are talking in the hallway about the program. Conway, who has had some recent financial trouble, explains to Richard how the benefits program has a loophole that will allow him to receive some financial assistance that he really needs to help pay health care costs for his mother. Cathy, a fellow worker, overhears the conversation. Later, Cathy is approached by her supervisor who says he heard a rumor that some people were Ataking advantage of the company benefits program Solution 1. The ethical issue or problem in this case is that Conway has found a loophole in the employee benefits program. Cathy overheard the conversation between Conway and Richard and the ethical issue that she is facing her is that should she inform her supervisor that Conway has found a loophole and thus violate Conway\'s rights or should she keep quiet about the issue and let the employees take advantage of the program. 2. The facts that have most bearing on the case are: Conway had told Richard about his financial troubles. Conway\'s mother\'s health, and the possibility of the company losing money due to the loophole are the factors that have a bearing on the case. 3. Conway will be affected if Cathy informs the supervisor and he may get fired. In this case Cathy will get an award. Richard can also be fired as he has the information and selects not to pass on this information to his supervisor. 4. Conway would expect that the supervisor is not informed so that he can use the financial assistance for the treatment of his mother. Cathy would expect an award for informing about the loophole. Richard was just a listener and will expect nothing from me. 5. 3 alternatives (i) Inform the supervisor about the loophole. In this case, the best case scenario is that the supervisor will plug the loophole and award Cathy for the information. As Conway was in real need of money for his mother\'s treatment, he will not be punished and will be let off with a warning. The worst case scenario is that Conway will be fired. (ii) do not inform the supervisor about the loophole but confront Conway so as to not take any unwarranted advantage of this loophole in future. The best case scenario is that Conway will use the loophole to get his mother\'s treatment and the loophole will not be abused by him in future. The worst case is that Conway and Richard start abusing the loophole for their personal advantage. (iii) The last alternative is to do nothing. The best case scenario is that Conway will use the loophole to get his mother\'s treatment and the loophole will not be abused by him in future. The worst case is that Conway and Richard start abusing the loophole for their personal advantage. 6. The course of action determined by me is to plug the loopholes. This will ensure that the company does not lose money in future. However, Conway should be allowed by HR to take some financial a.

please answer this case using down picturein business ethics emplo.pdf

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Al has three times as much money as Bill. Bill has two times as much money as Charlie. If Charlie has $5.89, how much money does Al have? A. $11.78 B. $19.79 C. $29.24 D. $35.34 Solution D. Create equations to solve this problem. Al=3(Bill) Bill = 2(Charlie) Charlie=$5.98 Solve for Al. Substitute what you know into the formulas. Bill = 2($5.89) Bill = $11.78 To find Al, substitute what you know about Bill. Al = 3($11.78) Al = $35.34.

Al has three times as much money as Bill. Bill has two times as much.pdf

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A SURVEY is a tool used to collect information about a population. List 2 strengths and 2 weaknesses of this tool. Solution Surveys are economical They collect huge amount of data.with simple means like proper questionnaire.and not needing any advanced equipment, They help in providing overall idea regarding any issue But they are time consuming and the outcome depends on the effectivenes of the questions, approach to the people and their response...So any communication gap leads to inaccurate studies..

A SURVEY is a tool used to collect information about a population. L.pdf

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