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A company by Invested by
The tool that makes tenants, landlords and real estate
agents happier by bringing transparency, protection
and speed to the rental process.
March, 2022
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* Sources: MSCI, Anticipa Real Estate, Eurostat, Idealista, Internal Research
1.1 Context: The real estate sector continues to grow, and
rentals do more
Global rental market up to $1.7 trillion in
2020. In Spain, +500K rentals per year
+50% in the next 10 years
Investment in PropTech, InsurTech and
FinTech reached $200B in 2021
The chimera of disintermediation. 70% via
real estate, servicers, large owners and
asset management companies
Asymmetric market, with much more
demand than supply
Asymmetry of information and lack of
digitized processes throughout the value
chain.
Post-COVID-19 accelerated digitization call
for changes.
Structure Opportunity
Size and trends
Rent Sell
0
10
20
30
40
50
60
2020
2016
2012
2008
2004
Total (ES)
From 16 to 29 years (ES)
From 30 to 44 years (ES)
From 45 to 64 years (ES)
65 and older (ES)
Total (EU 27)
Total (FR)
% of tenants within total households
Rent vs Sell price evolution in Spain
(Idealista Index, 2014: M1 = 100)
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Main challenges
Operational optimization
Transparency and Security
Financial barriers
1.1 Context: A play with three main characters
The house rental process is BOOMING characterized by increasing demand and the surge of diverse and more professional players las
build-to-rent funds, asset managers, servicer who usually manage hundreds to thousands of houses.
Tenants
Landlords Industry
professionals
The trend of digitization
Many claim tech will erase the
middleman,
BUT reality is showing the OPPOSITE,
It will help become LARGER, BETTER
AND MORE EFFICIENT.
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1.2 Problem: Starting a rental is expensive, complex and full of
friction points for all the parties involved
The rental life cycle concentrates most interactions and frictions at the BEGINNIG. Poorly optimized and automated,
these PAINS can’t be solved if addressed separately.
Before the rent During the rent After the rent
PAIN 1 : The financial barrier for a tenant to start a new lease.
This barrier is constituted by an excessive rent-deposit (three
months) and/or more requirements such as bank or personal
guarantees.
PAIN 2 : Lack of trust/transparency and fear of loss of the
landlord, either through non-payment or damages to the house.
PAIN 3 : Professionals deal with opposite requirements without
proper tools. Tenant screening, visits, payments and admin tasks
are done manually wasting time and money.
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1.3 Opportunity: A big market provides big opportunities
 Digitization: Low
 Competition: Low
 Predominant channel:
Professionally mediated
Total market in Spain
* Calculation: 500,000 new contracts / year x 3 years of duration (36 months) x 750€ rent / month
500,000
New rental contracts
TAM
€13.5B*
Gross rental value
SAM SOM
Tenants under 35 years old
(~60% of total)
300,000
New rental contracts
€8.1B
Gross rental value
10% of SAM by 2027
30,000
New rental contracts per year
€24M
Revenue
(3% value)
€810M
Gross rental value
The situation provides an opportunity to extract value from a sector that is still very little digitized, which encourages
investment in PropTech to grow year by year.
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2.1 Solution: Complete offering for a complex issue
Two tools in a single solution that makes life easier for agents to select the best tenants and protect landlords, with a rent-
guarantee automatically attached to their leases and additional insurance on demand.
QuotaScore
Digital certificate for quality tenants
 Process and select as many potential tenants
as you like
 Reduce the number of visits to rent the
properties
 Receive and offer transparency to your
customers
 Reduce risk and increase your credibility
QuotaProtect
Rent-deposit guarantee and insurance
 Two progressive levels of protection against
payment defaults and damages
 A) 3-months rent deposit guarantee replacing
cash deposit: cheap for tenant, free for the
landlord*
 B) 12 months insurance that costs to landlords
50% less than every product in the market
Build customer loyalty with the definitive solution
* Tenants pay the guarantee to save money over a cash
deposit, offering protection to their landlords
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2.2 Solution: Our solution in 4 simple steps
Streamlined rental process introducing technology for tenant validation and selection, while providing financial freedom to
the tenant and protection to the landlord.
1. The tenant
completes his profile
2. Quota validates the
tenant
3. The landlord/Agent
accepts the tenant
.
4. The tenant has a new
home!
And replace rent-deposit for
3 months rent-guarantee
CHEAP for the tenant
FREE for landlords.
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2.3 Solution: In the end, it's all a matter of trust
Quota reinvents the traditional relationship between tenants and landlords to provide greater financial security and
flexibility to both parties easing the work of professionals
Axis of TRUST
Rent-deposit
Traditional rent
insurance
Possible bank
guarantee
QuotaScore QuotaProtect QuotaProtect Plus by
1 month
1 to 3 months
3 months 6 to 12 months
Without Quota
The traditional solution only brings partial benefit
to the landlord because it costs him money and
reduces the number of potential tenants (demand
reduction effect). Also, the agencies still must
organize visits and collect all documentation by
themselves to check tenants’ solvency
With Quota solve all pains
QuotaScore: Collect documentation and find the
right tenant BEFORE visiting the flat
QuotaProtect: Offer 2 layers of protection to
landlords without spending a fortune
Both solutions combined: Allow tenants to reduce
their financial barriers by avoiding locking cash
into deposits as they offer additional information
and alternative guarantee
6 to 12 months
Compulsory
rent-deposit
50% cheaper than traditional
rent insurance
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2.4 Solution: Three main monetization channels
Our pricing and revenue stream allow us to increase the probability to succeed and increase financial profitability by splitting between
parties the cost of a fair valued service
QuotaProtect premium*
 10 – 20% of one month of rent
 40% gross margin
QuotaScore subscription
 Currently tenant scoring based on volume starting at 100€/month
 2022 Q4 → Use of the platform features: Payment gateway, contract management, claims, public admin.
Paid by tenant
Paid by landlord
Paid by agency/servicer*
* Agencies are client and sales channel as they can get commission as prescriber of insurance and financial products
Commission on insurance and financial products*
 Currently 20% of rent insurance premium by DAS
 2022 Q2 → Multiproduct marketplace available on the platform
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2.5 Product: Fast, reliable digital tenant validation. QuotaScore
Our QuotaScore is allows the selection of the best candidate through a secure and more transparent process, enabling a
reduction of administrative work by 90% and number of visits required to rent the house by 75%.
QuotaProtect max. coverage
Profile status
Rent recommendation
QuotaScore breakdown
More information and details
Executive summary
QuotaScore
Multichannel
communication
Up to 25 sources of dynamic data
Smart clustered
database
A.I.
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3.1 Technology: Proprietary technology and state-of-the-art
integrations
Quota's technological platform is developed on Bubble.io, a no/low-code web application development platform that has
allowed us to carry out a fast and flexible development of the product.
Tenant Onboarding and
User Area
Professional Platform
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4.1 Benchmark: International landscape and models
We have performed an exhaustive analysis of foreign companies and their models and picked the best practices.
Company Category Country Launch Funds raised Valuation
Digital insurance provider United States 2015 $481M $1,500M
Security deposit insurance United States 2016 $63M $310M
Security deposit insurance United States 2017 $140M $500M
Billing authorization technology United States 2017 $57M $210M
Digital scoring of tenants United Kingdom 2015 $10M $25M
Security deposit insurance United Kingdom 2016 $13M $65M
Security deposit insurance France 2017 $5M $25M
Digital insurance provider Germany 2015 $921M $3,000M
Security deposit insurance Germany 2021 Private Private
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Available Coming soon Not available
4.2 Competition focused on disintermediation via B2C
We focus on a B2B2C model, providing a compelling solution to realtors, asset managers and servicers who can deliver
better services to their customers in a digital, simplified and fast manner.
.
Key insight! Market size calls for co-
existence of different players. Competition
will rise awareness too.
Automatic tenant onboarding
Dashboard for professionals
Advanced Scoring
Deposit-free guarantee
Rent insurance (50% discount)
Chatbot (Visit form and Booking)
Pay in installments
Multiproduct marketplace
Connection with public admin.
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5.1 Unique Selling Proposition: Why Quota?
The post-pandemic situation, with the changes it has brought about, and the technological momentum provide the perfect setting for
the development of a project by a team that has already demonstrated its ability and the validity of its ideas.
Now
Investment in PropTech, InsurTech and FinTech is growing
exponentially demanding for efficient processes through
technology.
We are the first to deliver a complete solution tailored to the
professional sector, and by investing in technology
development, sales and marketing. we can leverage our first-
mover position before new competitors rise in the market.
Us
Team: Two committed, energetic and complementary
founders and a team of young and international
professionals.
Technology: We develop our own solutions and, based on
3rd party products, we deliver the best customer experience
in a frictionless process of information and data collection.
* Source: Ft Partners, WTW, KPMG, Astorya VC, CRETI
AI and Big Data scoring
Digital onboarding
Multichannel lead
management module
Financial flexibility and
protection
Multiproduct
marketplace
Task-oriented chatbots
Dashboard for
professionals
Tenant matching engine
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+20 agencies signed
agreement
€3,200 monthly income
in pipeline
6.1 Present : Proof of Market
Since launching our commercial operations in December 2021
we have received much attention and engagement from our
clients, especially professionals and tenants.
+1,300 tenants onboarded
Facebook Ads, Organic, B2B2C
€1.75 per lead
+1,000 real estate agencies in CRM
Google, Social Networks, Newsletter, Organic
+10,000 RE professional leads
Newsletter email list
+250 completed
profiles with
sensitive docs
€9.1 per qualified lead
2 pilots running since
February
€800 and +€6,000 monthly
income in pipeline
Key insight! 100% of tenants expressed
their interest in paying for QuotaScore +
QuotaProtect vs available alternatives
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6.2 Future: Consolidation and expansion plan
Technology, guarantee and insurances can be adapted quickly to other geographies,
where proper partnerships can accelerate our plan. Europe seem the easy choice to test
international expansion, besides LATAM provides large scale.
2023 2024
2022
10,000
transactions
1,000
transactions
1. Spain  Madrid, Barcelona, Valencia
2. Italy  Rome, Milan, Turin
3. Germany, France, Portugal, United Kingdom
4. Other countries in EU and LATAM
3. France
1. Spain
3. Germany
2. Italy
3. UK
2
1 3
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7.1 Team: Diversity, passion, expertise and vision
Our two energetic and competitive founders lead a team of young professionals with passion and ambition to succeed in
the industry.
In addition, these institutions
provide us talented rookies:
Giovanni Buono (CEO)
MBA in ESADE with +15 years of
experience in FinTech,
PropTech, Telecom. He teaches
innovation applied to RE and
Finance at LUMSA and
24oreBusiness School
Jesús Ramos (Product &
Operations)
People-centric professional with
+5 years of experience in
international business and
strategy consulting. Versatile,
hyper-fast learner and tech-
passionate
Emilia Laviero (UX/UI Design)
With love from Buenos Aires
Holiday Gym
David Perez (Sales)
Young, talented and hungry
Remax Premium
José Freán (Marketing)
Art and Communication
made person
ESIC
Rashid Ibrahimli (Data Science)
Passionate about mathematics
Bosch, Rapid LTD, Backer Huges
Partnership established to
work on data modelling and
predictive algorithm with three
Tech, Business and Data
Science profiles
Data Science
Program
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7.2 Investors and Advisory Board
We are supported by an amazing team of advisors who guide and accompany us in the development and distribution of
our solutions to the market. We strive to be surrounded by expert professionals with years of experience, knowledge and
network in relevant sectors for Quota.
DAS
Insurance. Aitor Cruz (Chief Marketing,
Innovation & UW-Pricing Director) and Patricio
Ilyef (Head or Organization and IT)
Vanesa Carceller
Real Estate. Former Managing Director at JLL,
Bluestone Asset Management and Servihabitat
David Uriarte
Real Estate. CEO at Aticco Coliving, former
Managing Director at Pierre&Vacances and
Barceló Hotel Group
Think Bigger Capital (15%)
Pre-seed investor. Follow-up investment option
in next round up to €500K
Carlos Pérez de Yrigoyen
Real Estate. Former Commercial Director at
Haya RE, Bain Capital Credit and Anticipa RE
Kiyomi Cerezo
Real Estate. CEO at T3N Sport & Investment.
Connected to Gilmar Consulting Inmobiliario
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Top 10 Finalist
8.1 Achievements: Challenges and events
Since the beginning of our journey, we have participated in multiple challenges and events, frequently receiving amazing
feedback, prizes and the energy that pushed us to continue. We have succeeded repeatedly and have been rewarded as
winners or finalists in many of these occasions.
confidential
Top 5 Finalist Top 5 Winner Top 2 Winner
Esade Alumni & Idealista Real Estate
Innovation Challenge (March 2022)
DAS Innovation Lab, powered by Attico Lab
(Nov. 2021 – Apr. 2022)
EQUIFAX Rental House Business
(Mar. 2022)
ACA Insurance Innovation Awards in
Luxembourg (Nov. 2021)
Top 10 Finalist
SuperConnect For Good
FinTech Shortlist (Sep. 2021)
Incubation and
pre-seed
investment
Think Bigger Capital funded the company in ’21
and keep a €500K ticket for the next round
And other events and distinctions:
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Thank you!
Contact us
hola@quotarent.com
Visit us
www.quotarent.com
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Back up slides
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Index
1. Context, Problem and Opportunity
2. Solution, Products and Technology
3. Benchmark, Competition and USP
4. Achievements and Future
5. Team,Advisory Board and Investors
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4.1 Achievements with excellence: Legal protection and
coverage
We are supported by top-notch professionals in the industry that have enabled us to take the first steps on this project by
delivering the first deposit-free guarantee solution available in Spain. Further, we are in conversations with some of the
leading insurance companies in the continent in order to maximize our coverage and provide better services and
protection to our clients.
Legal excellence
 We paid extreme attention to
fulfil the whole legal spectrum
when building our services.
We produced several top
contracts for our terms and
conditions
 We covered all the regulatory
topics, from traditional
insurance to tech-related
frameworks, as well
compliance to Data Protection
GDPR rules
Insurance brokerage
 We have signed an agreement
and are registered as legal
collaborators of VIDA SR, a
brokerage firm with more than
80 years of history
 Official insurance distribution
training course – Level 2, in
progress
 Access to most insurance
products and firms in Spain
(Home, Life, Healthcare…)
Insurance coverage and partnerships
 Participating in the 1st DAS Incubation Programme
(among 5 winners). Already distributing DAS exclusive
products (QuotaProtect Plus)
 In conversations with Covéa group (France), Eir
Försäkring (Sweden) and others to cover our risk
through pecuniary losses and surety insurances
 Integration with cutting edge platform, e.g., Luko
(France), to complete our offering with compelling
additional coverages for both tenants and landlords
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4.1 Achievements: Testimonials
Our customers and partners love us, with extremely positive feedback about our services and support.
Now I have the coverage I need
I got a new couple as tenants for my
apartment that I am happy with.
Jesús helped me through the
process to contract the rent
insurance I wanted and solved all the
doubts I had.
Alejandro – Landlord
Fast and reliable support
We get a reliable tenant evaluation
that allows us to save time and give
more security to the owners.
Now we are closing our deals faster
thanks to the additional protection
we provide.
Ricard – Professional
Saved a lot of money to spend where
I wanted!
Thanks to Quota my friends and me
saved more than 2,000€ that we
need to live in Madrid.
Everything has been fine so far, and
we have a great relationship with our
landlord.
Adriana – Tenant
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Marketing and Sales
60%
Technology
20%
Operations
20%
6. Financials: Growth and funding roadmap
€1M equity seed
4Q ‘22 – 1Q ‘23
Already committed: €40-60K
Conversion: 30% discount in next round (expected in 2022 Q4)
Interest (without conversion): 7% annual
Proceedings Goals
Data
30,000 profiles
Product
60% roadmap
Sales
 1,000 to 10,000 contracts
 1,000 agencies
 5 RE funds
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26 confidential
155 € 171,559 €
1,057,247 €
2,692,877 €
8,724,970 €
17,307,796 €
- €
2,000,000 €
4,000,000 €
6,000,000 €
8,000,000 €
10,000,000 €
12,000,000 €
14,000,000 €
16,000,000 €
18,000,000 €
20,000,000 €
2021 2022 2023 2024 2025 2026
REVENUES
6. Financials: P&L forecast
A credible business plan, aiming to reasonable market share and timing to establish strong presence in the domestic
market and international launch after 2.5y operations
Trends in RE, insurance and finance plus an accurate balance between tech, operations, marketing and sales-effort support our numbers
-62,374 €
-314,517 €
-891,187 €
-2,940,021 €
461,201 €
5,221,427 €
-4,000,000 €
-3,000,000 €
-2,000,000 €
-1,000,000 €
- €
1,000,000 €
2,000,000 €
3,000,000 €
4,000,000 €
5,000,000 €
6,000,000 €
2021 2022 2023 2024 2025 2026
EBIDTA
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27 confidential
2.3 Technology: Roadmap for the next 24 months
2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q4
2023 Q3 2024 Q1
 Pay in installments
 Task-oriented chatbot
 Payment initiation: Recurring rent payments
New products
 Social login
 Multilingual platform
UX
New products
 Digital KYC
 Marketplace
 Financial insights
UX
 House listing
Growth
UX
 AI-based scoring
R&D
 CRM integration
 API connection
 Credit-bureau
 Social references
R&D
Growth
 Public admin.
connection
New products

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Quota - InsurTech Innovation Award 2022

  • 1. confidential 1 A company by Invested by The tool that makes tenants, landlords and real estate agents happier by bringing transparency, protection and speed to the rental process. March, 2022
  • 2. confidential 2 confidential * Sources: MSCI, Anticipa Real Estate, Eurostat, Idealista, Internal Research 1.1 Context: The real estate sector continues to grow, and rentals do more Global rental market up to $1.7 trillion in 2020. In Spain, +500K rentals per year +50% in the next 10 years Investment in PropTech, InsurTech and FinTech reached $200B in 2021 The chimera of disintermediation. 70% via real estate, servicers, large owners and asset management companies Asymmetric market, with much more demand than supply Asymmetry of information and lack of digitized processes throughout the value chain. Post-COVID-19 accelerated digitization call for changes. Structure Opportunity Size and trends Rent Sell 0 10 20 30 40 50 60 2020 2016 2012 2008 2004 Total (ES) From 16 to 29 years (ES) From 30 to 44 years (ES) From 45 to 64 years (ES) 65 and older (ES) Total (EU 27) Total (FR) % of tenants within total households Rent vs Sell price evolution in Spain (Idealista Index, 2014: M1 = 100)
  • 3. confidential 3 confidential Main challenges Operational optimization Transparency and Security Financial barriers 1.1 Context: A play with three main characters The house rental process is BOOMING characterized by increasing demand and the surge of diverse and more professional players las build-to-rent funds, asset managers, servicer who usually manage hundreds to thousands of houses. Tenants Landlords Industry professionals The trend of digitization Many claim tech will erase the middleman, BUT reality is showing the OPPOSITE, It will help become LARGER, BETTER AND MORE EFFICIENT.
  • 4. confidential 4 confidential 1.2 Problem: Starting a rental is expensive, complex and full of friction points for all the parties involved The rental life cycle concentrates most interactions and frictions at the BEGINNIG. Poorly optimized and automated, these PAINS can’t be solved if addressed separately. Before the rent During the rent After the rent PAIN 1 : The financial barrier for a tenant to start a new lease. This barrier is constituted by an excessive rent-deposit (three months) and/or more requirements such as bank or personal guarantees. PAIN 2 : Lack of trust/transparency and fear of loss of the landlord, either through non-payment or damages to the house. PAIN 3 : Professionals deal with opposite requirements without proper tools. Tenant screening, visits, payments and admin tasks are done manually wasting time and money.
  • 5. confidential 5 confidential 1.3 Opportunity: A big market provides big opportunities  Digitization: Low  Competition: Low  Predominant channel: Professionally mediated Total market in Spain * Calculation: 500,000 new contracts / year x 3 years of duration (36 months) x 750€ rent / month 500,000 New rental contracts TAM €13.5B* Gross rental value SAM SOM Tenants under 35 years old (~60% of total) 300,000 New rental contracts €8.1B Gross rental value 10% of SAM by 2027 30,000 New rental contracts per year €24M Revenue (3% value) €810M Gross rental value The situation provides an opportunity to extract value from a sector that is still very little digitized, which encourages investment in PropTech to grow year by year.
  • 6. confidential 6 confidential 2.1 Solution: Complete offering for a complex issue Two tools in a single solution that makes life easier for agents to select the best tenants and protect landlords, with a rent- guarantee automatically attached to their leases and additional insurance on demand. QuotaScore Digital certificate for quality tenants  Process and select as many potential tenants as you like  Reduce the number of visits to rent the properties  Receive and offer transparency to your customers  Reduce risk and increase your credibility QuotaProtect Rent-deposit guarantee and insurance  Two progressive levels of protection against payment defaults and damages  A) 3-months rent deposit guarantee replacing cash deposit: cheap for tenant, free for the landlord*  B) 12 months insurance that costs to landlords 50% less than every product in the market Build customer loyalty with the definitive solution * Tenants pay the guarantee to save money over a cash deposit, offering protection to their landlords
  • 7. confidential 7 confidential 2.2 Solution: Our solution in 4 simple steps Streamlined rental process introducing technology for tenant validation and selection, while providing financial freedom to the tenant and protection to the landlord. 1. The tenant completes his profile 2. Quota validates the tenant 3. The landlord/Agent accepts the tenant . 4. The tenant has a new home! And replace rent-deposit for 3 months rent-guarantee CHEAP for the tenant FREE for landlords.
  • 8. confidential 8 confidential 2.3 Solution: In the end, it's all a matter of trust Quota reinvents the traditional relationship between tenants and landlords to provide greater financial security and flexibility to both parties easing the work of professionals Axis of TRUST Rent-deposit Traditional rent insurance Possible bank guarantee QuotaScore QuotaProtect QuotaProtect Plus by 1 month 1 to 3 months 3 months 6 to 12 months Without Quota The traditional solution only brings partial benefit to the landlord because it costs him money and reduces the number of potential tenants (demand reduction effect). Also, the agencies still must organize visits and collect all documentation by themselves to check tenants’ solvency With Quota solve all pains QuotaScore: Collect documentation and find the right tenant BEFORE visiting the flat QuotaProtect: Offer 2 layers of protection to landlords without spending a fortune Both solutions combined: Allow tenants to reduce their financial barriers by avoiding locking cash into deposits as they offer additional information and alternative guarantee 6 to 12 months Compulsory rent-deposit 50% cheaper than traditional rent insurance
  • 9. confidential 9 confidential 2.4 Solution: Three main monetization channels Our pricing and revenue stream allow us to increase the probability to succeed and increase financial profitability by splitting between parties the cost of a fair valued service QuotaProtect premium*  10 – 20% of one month of rent  40% gross margin QuotaScore subscription  Currently tenant scoring based on volume starting at 100€/month  2022 Q4 → Use of the platform features: Payment gateway, contract management, claims, public admin. Paid by tenant Paid by landlord Paid by agency/servicer* * Agencies are client and sales channel as they can get commission as prescriber of insurance and financial products Commission on insurance and financial products*  Currently 20% of rent insurance premium by DAS  2022 Q2 → Multiproduct marketplace available on the platform
  • 10. confidential 10 confidential 2.5 Product: Fast, reliable digital tenant validation. QuotaScore Our QuotaScore is allows the selection of the best candidate through a secure and more transparent process, enabling a reduction of administrative work by 90% and number of visits required to rent the house by 75%. QuotaProtect max. coverage Profile status Rent recommendation QuotaScore breakdown More information and details Executive summary QuotaScore Multichannel communication Up to 25 sources of dynamic data Smart clustered database A.I.
  • 11. confidential 11 confidential 3.1 Technology: Proprietary technology and state-of-the-art integrations Quota's technological platform is developed on Bubble.io, a no/low-code web application development platform that has allowed us to carry out a fast and flexible development of the product. Tenant Onboarding and User Area Professional Platform
  • 12. confidential 12 confidential 4.1 Benchmark: International landscape and models We have performed an exhaustive analysis of foreign companies and their models and picked the best practices. Company Category Country Launch Funds raised Valuation Digital insurance provider United States 2015 $481M $1,500M Security deposit insurance United States 2016 $63M $310M Security deposit insurance United States 2017 $140M $500M Billing authorization technology United States 2017 $57M $210M Digital scoring of tenants United Kingdom 2015 $10M $25M Security deposit insurance United Kingdom 2016 $13M $65M Security deposit insurance France 2017 $5M $25M Digital insurance provider Germany 2015 $921M $3,000M Security deposit insurance Germany 2021 Private Private
  • 13. confidential 13 confidential Available Coming soon Not available 4.2 Competition focused on disintermediation via B2C We focus on a B2B2C model, providing a compelling solution to realtors, asset managers and servicers who can deliver better services to their customers in a digital, simplified and fast manner. . Key insight! Market size calls for co- existence of different players. Competition will rise awareness too. Automatic tenant onboarding Dashboard for professionals Advanced Scoring Deposit-free guarantee Rent insurance (50% discount) Chatbot (Visit form and Booking) Pay in installments Multiproduct marketplace Connection with public admin.
  • 14. confidential 14 confidential confidential 5.1 Unique Selling Proposition: Why Quota? The post-pandemic situation, with the changes it has brought about, and the technological momentum provide the perfect setting for the development of a project by a team that has already demonstrated its ability and the validity of its ideas. Now Investment in PropTech, InsurTech and FinTech is growing exponentially demanding for efficient processes through technology. We are the first to deliver a complete solution tailored to the professional sector, and by investing in technology development, sales and marketing. we can leverage our first- mover position before new competitors rise in the market. Us Team: Two committed, energetic and complementary founders and a team of young and international professionals. Technology: We develop our own solutions and, based on 3rd party products, we deliver the best customer experience in a frictionless process of information and data collection. * Source: Ft Partners, WTW, KPMG, Astorya VC, CRETI AI and Big Data scoring Digital onboarding Multichannel lead management module Financial flexibility and protection Multiproduct marketplace Task-oriented chatbots Dashboard for professionals Tenant matching engine
  • 15. confidential 15 confidential +20 agencies signed agreement €3,200 monthly income in pipeline 6.1 Present : Proof of Market Since launching our commercial operations in December 2021 we have received much attention and engagement from our clients, especially professionals and tenants. +1,300 tenants onboarded Facebook Ads, Organic, B2B2C €1.75 per lead +1,000 real estate agencies in CRM Google, Social Networks, Newsletter, Organic +10,000 RE professional leads Newsletter email list +250 completed profiles with sensitive docs €9.1 per qualified lead 2 pilots running since February €800 and +€6,000 monthly income in pipeline Key insight! 100% of tenants expressed their interest in paying for QuotaScore + QuotaProtect vs available alternatives
  • 16. confidential 16 confidential 6.2 Future: Consolidation and expansion plan Technology, guarantee and insurances can be adapted quickly to other geographies, where proper partnerships can accelerate our plan. Europe seem the easy choice to test international expansion, besides LATAM provides large scale. 2023 2024 2022 10,000 transactions 1,000 transactions 1. Spain  Madrid, Barcelona, Valencia 2. Italy  Rome, Milan, Turin 3. Germany, France, Portugal, United Kingdom 4. Other countries in EU and LATAM 3. France 1. Spain 3. Germany 2. Italy 3. UK 2 1 3
  • 17. confidential 17 confidential confidential 7.1 Team: Diversity, passion, expertise and vision Our two energetic and competitive founders lead a team of young professionals with passion and ambition to succeed in the industry. In addition, these institutions provide us talented rookies: Giovanni Buono (CEO) MBA in ESADE with +15 years of experience in FinTech, PropTech, Telecom. He teaches innovation applied to RE and Finance at LUMSA and 24oreBusiness School Jesús Ramos (Product & Operations) People-centric professional with +5 years of experience in international business and strategy consulting. Versatile, hyper-fast learner and tech- passionate Emilia Laviero (UX/UI Design) With love from Buenos Aires Holiday Gym David Perez (Sales) Young, talented and hungry Remax Premium José Freán (Marketing) Art and Communication made person ESIC Rashid Ibrahimli (Data Science) Passionate about mathematics Bosch, Rapid LTD, Backer Huges Partnership established to work on data modelling and predictive algorithm with three Tech, Business and Data Science profiles Data Science Program
  • 18. confidential 18 confidential 7.2 Investors and Advisory Board We are supported by an amazing team of advisors who guide and accompany us in the development and distribution of our solutions to the market. We strive to be surrounded by expert professionals with years of experience, knowledge and network in relevant sectors for Quota. DAS Insurance. Aitor Cruz (Chief Marketing, Innovation & UW-Pricing Director) and Patricio Ilyef (Head or Organization and IT) Vanesa Carceller Real Estate. Former Managing Director at JLL, Bluestone Asset Management and Servihabitat David Uriarte Real Estate. CEO at Aticco Coliving, former Managing Director at Pierre&Vacances and Barceló Hotel Group Think Bigger Capital (15%) Pre-seed investor. Follow-up investment option in next round up to €500K Carlos Pérez de Yrigoyen Real Estate. Former Commercial Director at Haya RE, Bain Capital Credit and Anticipa RE Kiyomi Cerezo Real Estate. CEO at T3N Sport & Investment. Connected to Gilmar Consulting Inmobiliario
  • 19. confidential 19 confidential Top 10 Finalist 8.1 Achievements: Challenges and events Since the beginning of our journey, we have participated in multiple challenges and events, frequently receiving amazing feedback, prizes and the energy that pushed us to continue. We have succeeded repeatedly and have been rewarded as winners or finalists in many of these occasions. confidential Top 5 Finalist Top 5 Winner Top 2 Winner Esade Alumni & Idealista Real Estate Innovation Challenge (March 2022) DAS Innovation Lab, powered by Attico Lab (Nov. 2021 – Apr. 2022) EQUIFAX Rental House Business (Mar. 2022) ACA Insurance Innovation Awards in Luxembourg (Nov. 2021) Top 10 Finalist SuperConnect For Good FinTech Shortlist (Sep. 2021) Incubation and pre-seed investment Think Bigger Capital funded the company in ’21 and keep a €500K ticket for the next round And other events and distinctions:
  • 22. confidential 22 Index 1. Context, Problem and Opportunity 2. Solution, Products and Technology 3. Benchmark, Competition and USP 4. Achievements and Future 5. Team,Advisory Board and Investors
  • 23. confidential 23 confidential 4.1 Achievements with excellence: Legal protection and coverage We are supported by top-notch professionals in the industry that have enabled us to take the first steps on this project by delivering the first deposit-free guarantee solution available in Spain. Further, we are in conversations with some of the leading insurance companies in the continent in order to maximize our coverage and provide better services and protection to our clients. Legal excellence  We paid extreme attention to fulfil the whole legal spectrum when building our services. We produced several top contracts for our terms and conditions  We covered all the regulatory topics, from traditional insurance to tech-related frameworks, as well compliance to Data Protection GDPR rules Insurance brokerage  We have signed an agreement and are registered as legal collaborators of VIDA SR, a brokerage firm with more than 80 years of history  Official insurance distribution training course – Level 2, in progress  Access to most insurance products and firms in Spain (Home, Life, Healthcare…) Insurance coverage and partnerships  Participating in the 1st DAS Incubation Programme (among 5 winners). Already distributing DAS exclusive products (QuotaProtect Plus)  In conversations with Covéa group (France), Eir Försäkring (Sweden) and others to cover our risk through pecuniary losses and surety insurances  Integration with cutting edge platform, e.g., Luko (France), to complete our offering with compelling additional coverages for both tenants and landlords
  • 24. confidential 24 confidential 4.1 Achievements: Testimonials Our customers and partners love us, with extremely positive feedback about our services and support. Now I have the coverage I need I got a new couple as tenants for my apartment that I am happy with. Jesús helped me through the process to contract the rent insurance I wanted and solved all the doubts I had. Alejandro – Landlord Fast and reliable support We get a reliable tenant evaluation that allows us to save time and give more security to the owners. Now we are closing our deals faster thanks to the additional protection we provide. Ricard – Professional Saved a lot of money to spend where I wanted! Thanks to Quota my friends and me saved more than 2,000€ that we need to live in Madrid. Everything has been fine so far, and we have a great relationship with our landlord. Adriana – Tenant
  • 25. confidential 25 confidential Marketing and Sales 60% Technology 20% Operations 20% 6. Financials: Growth and funding roadmap €1M equity seed 4Q ‘22 – 1Q ‘23 Already committed: €40-60K Conversion: 30% discount in next round (expected in 2022 Q4) Interest (without conversion): 7% annual Proceedings Goals Data 30,000 profiles Product 60% roadmap Sales  1,000 to 10,000 contracts  1,000 agencies  5 RE funds
  • 26. confidential 26 confidential 155 € 171,559 € 1,057,247 € 2,692,877 € 8,724,970 € 17,307,796 € - € 2,000,000 € 4,000,000 € 6,000,000 € 8,000,000 € 10,000,000 € 12,000,000 € 14,000,000 € 16,000,000 € 18,000,000 € 20,000,000 € 2021 2022 2023 2024 2025 2026 REVENUES 6. Financials: P&L forecast A credible business plan, aiming to reasonable market share and timing to establish strong presence in the domestic market and international launch after 2.5y operations Trends in RE, insurance and finance plus an accurate balance between tech, operations, marketing and sales-effort support our numbers -62,374 € -314,517 € -891,187 € -2,940,021 € 461,201 € 5,221,427 € -4,000,000 € -3,000,000 € -2,000,000 € -1,000,000 € - € 1,000,000 € 2,000,000 € 3,000,000 € 4,000,000 € 5,000,000 € 6,000,000 € 2021 2022 2023 2024 2025 2026 EBIDTA
  • 27. confidential 27 confidential 2.3 Technology: Roadmap for the next 24 months 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q4 2023 Q3 2024 Q1  Pay in installments  Task-oriented chatbot  Payment initiation: Recurring rent payments New products  Social login  Multilingual platform UX New products  Digital KYC  Marketplace  Financial insights UX  House listing Growth UX  AI-based scoring R&D  CRM integration  API connection  Credit-bureau  Social references R&D Growth  Public admin. connection New products

Editor's Notes

  1. Renters are forecast to outnumber owners by 2039