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Public & Product Liability Insurance
Public and product liability insurance covers the insured's liability for loss or damage to third parties resulting from their business operations. The policy includes coverage for various personal injury claims and property damage, but does not cover product warranty, and is subject to specific terms and conditions. For quotes or further inquiries, interested parties can contact Optimum Insurance via their website or phone.
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Public & Product Liability Insurance
- 1. Public & ProductLiability Insurance
- 2. Public and productliability insurance policies provide insurance cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection with the insured business. Refer below to the Frequently Asked Questions about Liability Insurance and Hook Liability (Goods in Care Custody & Control) Insurance for further information. Public and Product Liability Insurance Policies
- 3. To obtain aquotation, enquire online at www.optimuminsurance.com.au. In most circumstances we are able to provide an quote over the phone. If you would like to discuss your needs further, contact us on 1300 739 861. Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer. Each insurance company has its own policy wording. This means that coverage can vary considerably from one insurer to another. It is vital that you compare each policy based on the appropriateness of cover for your individual or business needs. As Insurance Advisers, it is our role to understand the terms and conditions, so contact us now for advice and a quote. Public & Products Liability Insurance Quote
- 4. Public and ProductsLiability Insurance indemnifies the insured business against legal liability to pay compensation in respect of personal injury or property damage claims arising in respect of the product and/or service sold or supplied by the insured, however it does not cover product warranty and is always subject to terms, conditions and exclusions. In addition, these policies also provide cover for defence costs even if the action against you is false or fraudulent, provided that an excluded circumstance does not apply. What does Public and Products Liability Insurance provide cover for?
- 5. Cover includes: • Death,bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury • False arrest, wrongful detention or imprisonment, and malicious prosecution • Wrongful eviction • Assault or battery • Libel, slander, defamation of character or invasion of the right of privacy Personal Injury
- 6. Cover includes: • Physicaldamage to tangible property • The loss of use of tangible property which has not been damaged but cannot be used due to damage to other tangible property Care, Custody & Control/Hook Liability Provides cover for Legal Liability for property damage or destruction to third party property in your physical possession or legal control. Property Damage
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- 8. Contact Us Phone +611300 739 861 Fax +61 1300 732 225 Hours 9.00am to 5.00pm (EST) Monday – Friday Email service@optimuminsurance.com.au Website www.optimuminsurance.com.au Presentation Disclaimer –– “This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by contacting our office on 1300 739 861;” Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”