Public and product liability insurance policies provide insurance cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection with the insured business.
2. Public and product liability insurance policies provide insurance cover in
respect of insured's liability for loss or damage caused negligently to third
parties, who are not the insured, as a result of an occurrence in
connection with the insured business.
Refer below to the Frequently Asked Questions about Liability Insurance and
Hook Liability (Goods in Care Custody & Control) Insurance for further
information.
Public and Product Liability Insurance Policies
3. To obtain a quotation, enquire online at www.optimuminsurance.com.au.
In most circumstances we are able to provide an quote over the phone. If
you would like to discuss your needs further, contact us on 1300 739
861.
Policy coverage is always subject to the terms, conditions and exclusions
of the insurance contract and policy wording provided by the insurer.
Each insurance company has its own policy wording. This means that
coverage can vary considerably from one insurer to another. It is vital that
you compare each policy based on the appropriateness of cover for your
individual or business needs.
As Insurance Advisers, it is our role to understand the terms and
conditions, so contact us now for advice and a quote.
Public & Products Liability Insurance Quote
4. Public and Products Liability Insurance indemnifies the insured business
against legal liability to pay compensation in respect of personal injury or
property damage claims arising in respect of the product and/or service sold
or supplied by the insured, however it does not cover product warranty and is
always subject to terms, conditions and exclusions. In addition, these policies
also provide cover for defence costs even if the action against you is false or
fraudulent, provided that an excluded circumstance does not apply.
What does Public and Products Liability
Insurance provide cover for?
5. Cover includes:
• Death, bodily injury, sickness, disease, disability, shock, fright, mental
anguish and mental injury
• False arrest, wrongful detention or imprisonment, and malicious
prosecution
• Wrongful eviction
• Assault or battery
• Libel, slander, defamation of character or invasion of the right of privacy
Personal Injury
6. Cover includes:
• Physical damage to tangible property
• The loss of use of tangible property which has not been damaged but
cannot be used due to damage to other tangible property
Care, Custody & Control/Hook Liability
Provides cover for Legal Liability for property damage or destruction to third
party property in your physical possession or legal control.
Property Damage
8. Contact Us
Phone +61 1300 739 861
Fax +61 1300 732 225
Hours 9.00am to 5.00pm (EST)
Monday – Friday
Email service@optimuminsurance.com.au
Website www.optimuminsurance.com.au
Presentation Disclaimer –– “This material contains general information only and may not suit your
particular circumstances. To decide if a policy is right for you please carefully read the relevant Product
Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by
contacting our office on 1300 739 861;”
Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised
Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services
Licence No 240549, ABN 15 003 886 687.”