Presentation Mudarabah And Agency Costs
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Just a quick presentation about the impact of agency cost and information asymmetry on PLS contracts.
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2) Rental payments and sale of the asset must be structured separately to avoid making the lease contingent on sale.
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The word Morabaha is taken from the Arabic word Ribh which means Profit. Originally, Morabaha is a contract of sale in which a commodity is sold on profit. The seller tells the buyer his cost price as well as his profit he is adding to the cost. Modern form of Morabaha has become the single most popular technique of financing all over the world.
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Adapting To A Rapidly Changing Work Profile: HR Strategic Risk
Mohammad Fheili has over 30 years of experience in banking. He has delivered over 1,500 hours of training to professional bankers and has held senior roles at several Lebanese banks. Fheili received his undergraduate and graduate degrees from LSU and has taught economics and finance at LSU and LAU for over 25 years. He has published over 25 articles in refereed journals on topics related to money laundering, operational risk, law and economics. Fheili currently works as an executive at JTB Bank in Lebanon.
Rating risk
This document discusses risk management practices in the Indian banking system and supervision by the Reserve Bank of India (RBI). It provides an overview of the types of risks banks face, including credit, market, and operational risks. The document also summarizes several academic studies that have examined relationships between macroeconomic variables, bank performance, and risk. Overall, the document analyzes current risk management practices of banks in India as directed by RBI guidelines and regulations.
risk management in banks
The document provides an overview of risk management in the Indian banking sector. It discusses various types of risks banks face, including credit, market, liquidity, operational, and solvency risks. It describes the risk management process and approaches to capital allocation for operational risk under the Basel accords. The document aims to educate readers on identifying and mitigating risks to enhance efficiency and governance in Indian banks.
A safe approach to growing your loan book in wealth management
A white paper on a safe approach to increasing your loan book in wealth management. The paper will discuss the ways in which your loan book can be increased salely and in line with regulation and compliance.
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This presentation provides complete study ofcredit risk management,how it was performed in yester years ,how it is taken care nowadays and what is the road ahead in future
How We Got Here
The document proposes reforms to address the mortgage crisis and prevent future financial catastrophes. It recommends mandating third-party oversight of financial transactions to ensure objective risk ratings and valuations. Appraisals and income verification should be independently verified. Regulations should strengthen penalties for fraudulent behavior and improve transparency through a centralized registry and mandatory reporting of commercial loan data.
Factoring and Forfaiting
This document presents information on factoring and forfaiting. It defines factoring as the conversion of credit sales into cash by selling accounts receivable to a financial institution. It describes the parties involved as the supplier, buyer, and financial intermediary (factor). It then explains the steps in factoring, types of factoring, costs, and compares factoring to loans and bills discounting. Forfaiting is described as purchasing export receivables without recourse to the exporter. The document outlines the forfaiting process, costs, and compares forfaiting to factoring. It provides a comparative analysis of bills discounting, factoring and forfaiting.
Credit risk management lecture
This document discusses various types of risks faced by banks, including credit risk, market risk, operational risk, liquidity risk, and reputation risk. It provides definitions of different risk types such as credit risk, concentration risk, and interest rate risk. The document also covers topics like the importance of credit risk management, factors to consider in credit risk analysis, and modern approaches to assessing and managing credit risk in the banking industry.
The Hazards of Vendor Management - presented to NC Bankers Association by Ric...
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This document discusses bank vendor management and the vendor risk management life cycle. It provides an overview of understanding vendor risks and regulatory requirements. It describes the categories of vendor risks such as reputation, operational, transaction, financial, legal and compliance, and other risks. It discusses identifying critical vendors and outlines the vendor risk management life cycle, including planning and risk assessment, due diligence and selection, contract review, ongoing monitoring, termination, accountability, documentation, independent reviews, and regulatory reporting.Credit management
The document discusses credit risk management and outlines steps for managing a credit portfolio to minimize risk and optimize returns. It emphasizes formulating flexible credit policies, conducting target market planning and risk assessments, performing periodic reviews, and establishing a system to balance risk and revenue through various risk management objectives and capital adequacy requirements.
Bridging Finance Guide-20 Steps to Bridging Finance Success by Blueray Capital
20 key steps, important terminology and metrics to secure bridging finance in the UK. A helpful guide for property investors by Blueray Capital.
Capitalmarkets
The document discusses capital markets and the bank loan syndication process. It describes two types of loan markets - the investment grade loan market and leveraged loan market. It then details the typical steps in the loan syndication process, including the roles of the issuer/company, arrangers, agents, and lenders. It provides an example of a large syndicated loan for Harrah's Entertainment.
De risking
The document discusses Mohammad Fheili, who has over 30 years of banking experience and currently works as an executive at JTB Bank in Lebanon. He has delivered over 1,500 hours of training to bankers and has published over 25 articles. The main document appears to be about an upcoming forum on de-risking that Fheili will be speaking at, as it covers topics like the challenges in compliance that are driving banks to de-risk, the implications of de-risking, and strategies for managing risk while continuing to serve clients.
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Effective Risk Management Strategies for Factoring Success.pptx
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Adapting To A Rapidly Changing Work Profile: HR Strategic Risk
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A safe approach to growing your loan book in wealth management
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The Hazards of Vendor Management - presented to NC Bankers Association by Ric...
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国外毕业证学位证成绩单如何办理：
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.一比一原版(IC毕业证)帝国理工大学毕业证如何办理
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你做代理，可以挽救帝国理工大学一个个人才
你做代理，你将是别人人生帝国理工大学的转折点
你做代理，可以改变自己，改变他人，给他人和自己一个机会美景更增添一份性感夹杂着一份纯洁的妖娆毫无违和感实在给人带来一份悠然幸福的心情如果说现在的审美已经断然拒绝了无声的话那么在树林间飞掠而过的小鸟叽叽咋咋的叫声是否就是这最后的点睛之笔悠然走在林间的小路上宁静与清香一丝丝的盛夏气息吸入身体昔日生活里的繁忙与焦躁早已淡然无存心中满是悠然清淡的芳菲身体不由的轻松脚步也感到无比的轻快走出这盘栾交错的小道眼前是连绵不绝的山峦浩荡天地间大自然毫无吝啬的展现它的达
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Presentation Mudarabah And Agency Costs
- 1. Islamic Banking and Finance 17 February 2009 Mudarabah and Agency Costs Group Presentation of Francesco Grosso & Christine Reuther
- 8. Main reasons that prevent Islamic banks from entering mudarabah contracts (range from 0 to 1) Reasons preventing Islamic banks from entering mudarabah contracts (range from 0 to1) Problem of Moral Hazard in Mudarabah Contract The combination of unilateral risk bearing and asymmetric information on the side of the Islamic bank provide the agent with the incentive to conceal actions taken and underreport profits made after the contract has been Completed. Level of the agent’s effort and his investment decisions determine the outcome of the investment; however, both may be unobservable to the Islamic bank.
- 12. Mudarabah contracts in practice: case study of Bank Islam Malaysia Berhard (2005) Customer deposits by type of contract 3.Q 2005 (in USD) Performing financing by type of contract 3.Q 2005 (in USD) Performing financing by type of contract 3.Q 2005 (in %) Customer deposits by type of contract 3.Q 2005 (in %) Non-Mudarabah contract Mudarabah contract 43% 57% 70% 15% Bai’ Bithaman Ajil Murabahah Qard al-Hasan Musharakah: 0.5% Mudarabah: 0.1% Others: 0.4% Ijarah Bai al-Inah 9% 3% 2%
- 13. Case study of Bank Islam Malaysia Berhard (continued): Performing Financing by sector of investment 3.Q 2005 (in USD)