Okazaki Ryoko - 2015 Symposium on Financial Education in Tokyo
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This document provides an overview of the history and current state of financial education in Japan. It discusses the following key points: 1. Financial education in Japan began in the post-war period through savings promotion campaigns led by the Ministry of Finance and Bank of Japan. Local councils were later established to further promote savings. 2. After financial liberalization in the early 2000s, financial education efforts were expanded and rebranded to focus more on individual financial independence and judgment. Guidelines for financial education programs were published. 3. Recent reforms since the 2008 global financial crisis have emphasized preventing excessive risk-taking through financial education. New reports outline elaborating financial education content further. 4. Future financial education in
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The world bank
The World Bank is an international financial institution established in 1944 to provide loans and financial assistance to developing countries for projects aimed at reducing poverty. It was originally created at the Bretton Woods Conference as the International Bank for Reconstruction and Development along with its twin, the IMF. The World Bank is headquartered in Washington D.C. and has over 180 member countries. Its goals are to finance projects focused on areas like infrastructure, health, education, and private sector development in order to promote economic growth and reduce poverty in developing nations.
World Bank
The World Bank works to end poverty and promote shared prosperity. It has provided loans and assistance to help developing countries like China, Ghana, and Yemen. In China, World Bank projects have focused on integrating the economy, reducing poverty and inequality, and addressing environmental challenges. In Ghana, the World Bank has helped increase access to education, health services, water, and energy. In Yemen, World Bank projects through the Social Fund for Development aim to improve access to basic services like education and healthcare, as well as provide microfinancing opportunities.
The World Bank
The World Bank originated at the 1944 Bretton Woods Conference where the IMF and World Bank were created. The World Bank aims to reduce poverty and enhance prosperity. It is headquartered in Washington D.C. and has over 100 offices worldwide with 185 member countries. The World Bank provides loans, policy advice, technical assistance and knowledge sharing to developing countries. It focuses on five pillars: integrating countries into the global economy, reducing poverty, sustainable resource management, developing financial markets and improving institutions.
The World Bank Introduction
The World Bank works to end poverty by providing loans, policy advice, technical assistance, and knowledge sharing to middle- and low-income countries. It has supported projects in China, Ghana, and Yemen focused on poverty reduction, education, health, sanitation, agriculture, and private sector development. Key activities include microfinancing for small businesses, building schools and clinics, providing clean water, and strengthening national institutions. The overall goal is to promote economic growth and improve living standards around the world.
World Bank Ppt
The World Bank is an international organization that provides financial and technical assistance to developing countries for programs aimed at reducing poverty. It was established in 1944 and has 185 member countries. The World Bank aims to reduce poverty through lending, grants, analytical services, and capacity building for projects related to agriculture, education, health, and other sectors. However, critics argue that the World Bank promotes Western interests and lacks transparency and democratic decision making.
World Bank
The World Bank was created at Bretton Woods in 1944 to lend to European countries to help them rebuild after World War II. It was the world's first multilateral development bank, and was funded through the sale of World Bonds. Its first loans were to France and other European countries, but soon lent money to Chile, Mexico and India to build power plants and railways. The Bank came into formal existence on 27 December 1945 following international ratification of the Bretton Woods agreements, which emerged from the United Nations Monetary and Financial Conference (1–22 July 1944). It also provided the foundation of the Osiander-Committee in 1951, responsible for the preparation and evaluation of the World Development Report. Commencing operations on 25 June 1946, it approved its first loan on 9 May 1947 (US$250M to France for postwar reconstruction, in real terms the largest loan issued by the Bank to date). Its five agencies are:
• International Bank for Reconstruction and Development (IBRD)
• International Development Association (IDA)
• International Finance Corporation (IFC)
• Multilateral Investment Guarantee Agency (MIGA)
• International Centre for Settlement of Investment Disputes (ICSID)
The World Bank's activities are focused on developing countries, in fields such as human development (e.g. education, health), agriculture and rural development (e.g. irrigation, rural services), environmental protection (e.g. pollution reduction, establishing and enforcing regulations), infrastructure (e.g. roads, urban regeneration, electricity), and governance (e.g. anti-corruption, legal institutions development). The IBRD and IDA provide loans at preferential rates to member countries, as well as grants to the poorest countries. Loans or grants for specific projects are often linked to wider policy changes in the sector or the economy. For example, a loan to improve coastal environmental management may be linked to development of new environmental institutions at national and local levels and the implementation of new regulations to limit pollution. The World Bank Institute is the capacity development branch of the World Bank, providing learning and other capacity-building programs to member countries. Two countries, Venezuela and Ecuador, have recently withdrawn from the World Bank. It is stated that it is also an observer on the United Nations Development Group.
Department of Foreign Affairs
The Department of Foreign Affairs (DFA) is the Philippines' executive department responsible for foreign policy. It was established on June 22, 1906 and is headquartered in Pasay City. The DFA has an annual budget of P10.954 billion and is led by Secretary Albert del Rosario. Its mission is to advance Philippine interests in the international community through bilateral, regional, and multilateral relations.
International relations of the philippines
The Philippines participates in many international organizations to facilitate cooperation on issues like security, economic development, and human rights. It is a founding member of the UN and participates in organizations within the UN like the WHO, UNESCO, FAO and ILO. The Philippines also belongs to regional economic cooperation groups like ASEAN, APEC, and the Asian Development Bank as well as international agreements on trade through the WTO.
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The world bank
The World Bank is an international financial institution established in 1944 to provide loans and financial assistance to developing countries for projects aimed at reducing poverty. It was originally created at the Bretton Woods Conference as the International Bank for Reconstruction and Development along with its twin, the IMF. The World Bank is headquartered in Washington D.C. and has over 180 member countries. Its goals are to finance projects focused on areas like infrastructure, health, education, and private sector development in order to promote economic growth and reduce poverty in developing nations.
World Bank
The World Bank works to end poverty and promote shared prosperity. It has provided loans and assistance to help developing countries like China, Ghana, and Yemen. In China, World Bank projects have focused on integrating the economy, reducing poverty and inequality, and addressing environmental challenges. In Ghana, the World Bank has helped increase access to education, health services, water, and energy. In Yemen, World Bank projects through the Social Fund for Development aim to improve access to basic services like education and healthcare, as well as provide microfinancing opportunities.
The World Bank
The World Bank originated at the 1944 Bretton Woods Conference where the IMF and World Bank were created. The World Bank aims to reduce poverty and enhance prosperity. It is headquartered in Washington D.C. and has over 100 offices worldwide with 185 member countries. The World Bank provides loans, policy advice, technical assistance and knowledge sharing to developing countries. It focuses on five pillars: integrating countries into the global economy, reducing poverty, sustainable resource management, developing financial markets and improving institutions.
The World Bank Introduction
The World Bank works to end poverty by providing loans, policy advice, technical assistance, and knowledge sharing to middle- and low-income countries. It has supported projects in China, Ghana, and Yemen focused on poverty reduction, education, health, sanitation, agriculture, and private sector development. Key activities include microfinancing for small businesses, building schools and clinics, providing clean water, and strengthening national institutions. The overall goal is to promote economic growth and improve living standards around the world.
World Bank Ppt
The World Bank is an international organization that provides financial and technical assistance to developing countries for programs aimed at reducing poverty. It was established in 1944 and has 185 member countries. The World Bank aims to reduce poverty through lending, grants, analytical services, and capacity building for projects related to agriculture, education, health, and other sectors. However, critics argue that the World Bank promotes Western interests and lacks transparency and democratic decision making.
World Bank
The World Bank was created at Bretton Woods in 1944 to lend to European countries to help them rebuild after World War II. It was the world's first multilateral development bank, and was funded through the sale of World Bonds. Its first loans were to France and other European countries, but soon lent money to Chile, Mexico and India to build power plants and railways. The Bank came into formal existence on 27 December 1945 following international ratification of the Bretton Woods agreements, which emerged from the United Nations Monetary and Financial Conference (1–22 July 1944). It also provided the foundation of the Osiander-Committee in 1951, responsible for the preparation and evaluation of the World Development Report. Commencing operations on 25 June 1946, it approved its first loan on 9 May 1947 (US$250M to France for postwar reconstruction, in real terms the largest loan issued by the Bank to date). Its five agencies are:
• International Bank for Reconstruction and Development (IBRD)
• International Development Association (IDA)
• International Finance Corporation (IFC)
• Multilateral Investment Guarantee Agency (MIGA)
• International Centre for Settlement of Investment Disputes (ICSID)
The World Bank's activities are focused on developing countries, in fields such as human development (e.g. education, health), agriculture and rural development (e.g. irrigation, rural services), environmental protection (e.g. pollution reduction, establishing and enforcing regulations), infrastructure (e.g. roads, urban regeneration, electricity), and governance (e.g. anti-corruption, legal institutions development). The IBRD and IDA provide loans at preferential rates to member countries, as well as grants to the poorest countries. Loans or grants for specific projects are often linked to wider policy changes in the sector or the economy. For example, a loan to improve coastal environmental management may be linked to development of new environmental institutions at national and local levels and the implementation of new regulations to limit pollution. The World Bank Institute is the capacity development branch of the World Bank, providing learning and other capacity-building programs to member countries. Two countries, Venezuela and Ecuador, have recently withdrawn from the World Bank. It is stated that it is also an observer on the United Nations Development Group.
Department of Foreign Affairs
The Department of Foreign Affairs (DFA) is the Philippines' executive department responsible for foreign policy. It was established on June 22, 1906 and is headquartered in Pasay City. The DFA has an annual budget of P10.954 billion and is led by Secretary Albert del Rosario. Its mission is to advance Philippine interests in the international community through bilateral, regional, and multilateral relations.
International relations of the philippines
The Philippines participates in many international organizations to facilitate cooperation on issues like security, economic development, and human rights. It is a founding member of the UN and participates in organizations within the UN like the WHO, UNESCO, FAO and ILO. The Philippines also belongs to regional economic cooperation groups like ASEAN, APEC, and the Asian Development Bank as well as international agreements on trade through the WTO.
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The World Bank is an international financial institution that provides loans and technical assistance to developing countries for development programs. It was established in 1944 to help less developed countries raise their living standards. The World Bank exists to provide financing, advice, and research to developing nations to aid their economic advancement. It provides low-interest loans, interest-free credits, and grants to developing countries for investments in areas like education, health, infrastructure, and agriculture. The World Bank's main mission is to reduce poverty globally and improve living standards.
World bank
The World Bank is an international financial institution with 188 member countries that provides loans and technical assistance to developing countries for programs aimed at reducing poverty. It was established in 1944 at the Bretton Woods Conference to rebuild Europe after WWII. The World Bank's goals are to end extreme poverty by 2030 and boost shared prosperity by focusing on areas like health, education, infrastructure, private sector development, and institutional reform. It consists of five institutions that work to attain its mission: the IBRD, IDA, IFC, MIGA, and ICSID. The United States is the largest shareholder and the President has always been a U.S. citizen, leading to some criticism of lack of transparency and promotion of Western
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India & world bank Dr. C S Shaijumon
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The document summarizes the educational system in Japan. It follows a 6-3-3-4 structure, with 6 years of primary school, 3 years of junior high school, 3 years of high school, and 4 years of university. Education is compulsory through junior high school. The curriculum focuses heavily on Japanese language, mathematics, social studies, and science at the primary and junior high levels. Students have a choice to attend junior college for 2 years or university for 4 years after high school. There are 778 universities in Japan, some of the top ranked in Asia, as well as various types of high schools including vocational and correspondence options.
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The Japanese educational system was reformed after World War II, changing to a 6-3-3-4 structure of six years of elementary school, three years of junior high, three years of senior high, and four years of university. This new system was implemented by the School Education Law of 1947. Education is compulsory through junior high school, and most schools operate on a three-term academic calendar similar to France. The Ministry of Education closely supervises curriculum and textbooks to maintain uniform education standards nationwide.
ProfEd113 Educational System (Japan)
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Each teacher is provided with a Korean assistant who helps with translation,
cultural issues, paperwork and other daily tasks. This assistant is usually a student or
recent graduate who speaks excellent English.
Vacation Time: Teachers receive paid national holidays and summer/winter breaks.
National holidays include New Years, Lunar New Year, Independence Movement Day
and more. Summer break is usually 6 weeks and winter break is 2 weeks.
Health Insurance: All teachers receive national health insurance which covers the cost
of doctor visits and hospital stays. Some schools also provide additional private
insurance.
Severance Pay: Upon completion of the contract, teachers receive a lump sum
severance payment equal to one month's salary for
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Educational system in japan
This document provides information about the education system in Japan. It discusses the history of education in Japan from the introduction of Chinese learning in the 6th century through periods of influence from China and Europe. It also describes the current K-12 system with 6 years of elementary school, 3 years of junior high, and 3 years of high school. The administration of schools is outlined from the national Ministry of Education down to local boards. Requirements for teacher certification and types of certificates are presented. Finally, some issues with the system are raised such as lack of competition and individual differences.
Education in japan
The Japanese educational system is highly centralized and administered by the Ministry of Education. It consists of five levels from kindergarten through university. About 10% of students go on to university, while the rest attend private or public schools. The system emphasizes obedience, discipline, and academic achievement. Students perform well on international exams in math and science. The curriculum focuses on core subjects like Japanese, math, and science. Higher education consists primarily of private universities that are very competitive to enter, requiring national and individual university exams.
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The document outlines several criticisms of the World Bank, including that it supports U.S. business interests rather than reducing poverty as intended, engages in donor-driven imperialism, and has an undemocratic decision-making structure dominated by economically powerful countries. Additionally, the World Bank is criticized for pushing a neo-liberal agenda on developing countries, focusing more on issuing loans than achieving development results, and sometimes increasing poverty and harming the environment. India has been a major borrower from the World Bank for projects involving poverty alleviation, infrastructure, rural development, and more, having borrowed over $65.8 billion, but the Bank also faces criticisms of its influence and priorities.
6 future directions
This document discusses the key terms of reference, principles, and priorities that guide Philippine foreign policy. It outlines the Constitution and national interests as the basis for an independent foreign policy. It also examines various flashpoints and challenges facing Philippine foreign affairs, including efforts to resolve insurgencies, combat terrorism, and address territorial disputes. Environmental issues and sustainable development are also discussed as important considerations in Philippine diplomacy.
World bankibrd
The World Bank is an international financial institution that provides loans and technical assistance to help developing countries reduce poverty. It was established in 1944 at the Bretton Woods Conference to rebuild Europe after World War 2. The World Bank provides loans, policy advice, technical assistance and knowledge sharing services to developing countries. Some of its key projects in India include funding infrastructure development, rural development, health, employment generation and reconstruction efforts.
World bank
The World Bank is an international financial institution that provides loans and technical assistance to developing countries for development programs. It was established in 1944 to help less developed countries raise their living standards. The World Bank exists to provide financing, advice, and research to developing nations to aid their economic advancement. It provides low-interest loans, interest-free credits, and grants to developing countries for investments in areas like education, health, infrastructure, and agriculture. The World Bank's main mission is to reduce poverty globally and improve living standards.
World bank
The World Bank is an international financial institution with 188 member countries that provides loans and technical assistance to developing countries for programs aimed at reducing poverty. It was established in 1944 at the Bretton Woods Conference to rebuild Europe after WWII. The World Bank's goals are to end extreme poverty by 2030 and boost shared prosperity by focusing on areas like health, education, infrastructure, private sector development, and institutional reform. It consists of five institutions that work to attain its mission: the IBRD, IDA, IFC, MIGA, and ICSID. The United States is the largest shareholder and the President has always been a U.S. citizen, leading to some criticism of lack of transparency and promotion of Western
Asian development bank
The Asian Development Bank (ADB) was established in 1966 to promote economic and social progress in Asia. It has since provided over $250 billion in loans for development projects across Asia and the Pacific. ADB aims to eradicate poverty and improve living standards through projects focused on infrastructure, energy, education, health, and financial sector development. Key challenges include continuing high levels of poverty, lack of access to clean water and sanitation, and high infant mortality rates in some member countries.
Association of southeast asian nations
The Association of Southeast Asian Nations(ASEAN) is a regional intergovernmental organization comprising ten countries in Southeast Asia, which promotes intergovernmental cooperation and facilitates economic, political, security, military, educational, and sociocultural integration among its members and other countries in Asia.
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Wb by nitin
The World Bank is an international financial institution that provides loans and technical assistance to developing countries for projects aimed at reducing poverty. It has 188 member countries and has provided over $65 billion to India for projects in areas like agriculture, infrastructure, education and health. Key aspects include that it was founded in 1944, has over 9,000 employees, and includes several affiliated organizations that make up the World Bank Group and work towards poverty reduction.
World Bank
The World Bank is an international financial institution that provides loans and grants to developing countries with the goals of reducing poverty and increasing economic growth. It has five branches that each provide different types of financing: the International Bank for Reconstruction and Development provides loans to middle-income countries; the International Development Association provides interest-free loans and grants to the poorest countries; the International Finance Corporation promotes private sector growth through financing and advice; the Multilateral Investment Guarantee Agency encourages foreign investment through guarantees; and the International Centre for Settlement of Investment Disputes provides facilities for settling investment disputes.
7 foreign policy process (1)
Foreign policy involves a state using political influence to induce other states to exercise their lawmaking power in a way that benefits the influencing state. It aims to protect territorial integrity and citizen interests both within and outside the state. Additionally, foreign policy seeks to maintain international links through policies of conflict or cooperation to promote national interests like security, self-preservation, and economic and political goals. A country's foreign policy is determined by internal factors like geography, culture, economic strength, and political structures as well as external factors like the international power structure, organizations, alliances, and world public opinion.
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The document discusses the roles of various United Nations organizations and the World Bank in promoting good governance. It notes that the UNDP supports democratic transitions by providing policy advice, technical support, and capacity building. The UNDEF supports projects that strengthen civil society and democratic participation. UNPAN facilitates information exchange between public administration institutions to improve governance. The World Bank lends funds to developing countries for infrastructure and programs to reduce poverty, and has provided Bangladesh with loans totaling $12.5 billion since 1970 to shape institutions and policies.
India & world bank Dr. C S Shaijumon
- The World Bank consists of five institutions that provide financing, insurance, and other services to further economic development. The document provides details on each institution - the International Bank for Reconstruction and Development (IBRD), International Development Association (IDA), International Finance Corporation (IFC), Multilateral Investment Guarantee Agency (MIGA), and International Centre for Settlement of Investment Disputes (ICSID).
- India has a long relationship with the World Bank and was influential in the establishment of both IBRD and IDA. Currently, India has the second largest portfolio with the World Bank and has benefited from hundreds of projects across sectors like education, healthcare, and livelihood programs.
- Key World Bank projects in India include support for
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Education in South Korea
The document discusses various topics related to student life including discipline, study hours, private versus public schools, extracurricular classes, causes and consequences of school related issues. It also provides Spanish translations for the words treatment, expenditure, pressure, suffer, and discipline.
Education in japan
The document summarizes the educational system in Japan. It follows a 6-3-3-4 structure, with 6 years of primary school, 3 years of junior high school, 3 years of high school, and 4 years of university. Education is compulsory through junior high school. The curriculum focuses heavily on Japanese language, mathematics, social studies, and science at the primary and junior high levels. Students have a choice to attend junior college for 2 years or university for 4 years after high school. There are 778 universities in Japan, some of the top ranked in Asia, as well as various types of high schools including vocational and correspondence options.
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The document summarizes the education system in South Korea. It describes the structure of the system including levels from preschool through higher education. It also discusses the goals of education in South Korea, which are to provide educational opportunities for all children and high quality human resources. Additionally, it notes some issues with the system including the high cost of education, intense academic competition, and tight job market for graduates.
The Educational System in Japan
The Japanese educational system was reformed after World War II, changing to a 6-3-3-4 structure of six years of elementary school, three years of junior high, three years of senior high, and four years of university. This new system was implemented by the School Education Law of 1947. Education is compulsory through junior high school, and most schools operate on a three-term academic calendar similar to France. The Ministry of Education closely supervises curriculum and textbooks to maintain uniform education standards nationwide.
ProfEd113 Educational System (Japan)
The Japanese educational system underwent reform after World War II. It now consists of 6 years of elementary school, 3 years of junior high school, 3 years of senior high school, and 4 years of university. Elementary and junior high education is compulsory for 9 years. Enrollment rates are near 100% for compulsory education and over 96% for high school nationwide. About 46% of high school graduates go on to university. The Ministry of Education closely supervises education nationwide to maintain high standards. The national curriculum includes subjects like Japanese, math, science, and English. High schools can be academic or vocational. The school year runs from April to March.
South Korea Educational System
Each teacher is provided with a Korean assistant who helps with translation,
cultural issues, paperwork and other daily tasks. This assistant is usually a student or
recent graduate who speaks excellent English.
Vacation Time: Teachers receive paid national holidays and summer/winter breaks.
National holidays include New Years, Lunar New Year, Independence Movement Day
and more. Summer break is usually 6 weeks and winter break is 2 weeks.
Health Insurance: All teachers receive national health insurance which covers the cost
of doctor visits and hospital stays. Some schools also provide additional private
insurance.
Severance Pay: Upon completion of the contract, teachers receive a lump sum
severance payment equal to one month's salary for
Education system SOUTH KOREA
This document provides information about the education system in South Korea. It discusses the history and development of education from pre-modern times to the present. The current system includes pre-primary education for ages 3-6, primary education from ages 6-12, middle school from 12-15, high school from 15-18, and higher education including universities. Testing and grades play a large role in the Korean education system.
Education In Korea (Ppt)
The document summarizes the history and organization of South Korea's education system from its introduction in the 1880s to the present day. It describes the establishment of modern schools, the introduction of compulsory education, and the current national education ministry structure. Statistics are provided on education budgets, student enrollment numbers, and the types of schools at different levels. Recent reforms and initiatives to improve education quality through technology and lifelong learning are also outlined.
Educational system in japan
This document provides information about the education system in Japan. It discusses the history of education in Japan from the introduction of Chinese learning in the 6th century through periods of influence from China and Europe. It also describes the current K-12 system with 6 years of elementary school, 3 years of junior high, and 3 years of high school. The administration of schools is outlined from the national Ministry of Education down to local boards. Requirements for teacher certification and types of certificates are presented. Finally, some issues with the system are raised such as lack of competition and individual differences.
Education in japan
The Japanese educational system is highly centralized and administered by the Ministry of Education. It consists of five levels from kindergarten through university. About 10% of students go on to university, while the rest attend private or public schools. The system emphasizes obedience, discipline, and academic achievement. Students perform well on international exams in math and science. The curriculum focuses on core subjects like Japanese, math, and science. Higher education consists primarily of private universities that are very competitive to enter, requiring national and individual university exams.
Japan's Educational System
Japan's educational system is clever that indeed made them placed fourth in the international science and math study in 2007,and many other achievements wherein they are competing globally.
Amidst these achievements in the said major subjects, Japan also gives emphasis and importance to what they really own; their language as part of their curriculum.
Above all of these, agencies both in public and private sectors made a big part in which they provided the needs and necessities in education.
By this, its quite obvious that Japan will continue reigning in the international education studies and also continue aiming the reality of their vision; to produce a globally-competitive individuals.
Education in Japan
The Japanese education system uses a 6-3-3-4 structure with 6 years of elementary school, 3 years of junior high school, 3 years of senior high school, and 4 years of university. It has 100% enrollment through the first 9 years and zero illiteracy. Nearly half of high school graduates continue to university or junior college. The system emphasizes whole-person education and moral development through activities like cleaning and lunch.
Educational System of Japan
This document provides an overview of the educational systems in Japan and America. It discusses the key aspects of Japan's educational system from kindergarten through university, including curriculum, facilities, administration/staff, classroom management, and daily schedules. The educational system in Japan is highly standardized and demands a rigorous curriculum. It emphasizes teacher quality, equitable access to education, and strong school-home communication. Studying different countries' educational systems can provide ideas for how to improve one's own teaching practices and better prepare students for a globalized world.
North korea ppt
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Okazaki Ryoko - 2015 Symposium on Financial Education in Tokyo
- 1. OVERVIEW OF FINANCIAL EDUCATION IN JAPAN Ryoko Okazaki Bank of Japan 1
- 2. CONTENTS １．Savings Promotion Movement ２．Financial Education after Financial Liberalization ３．Recent Movements after the Lehman Brothers Bankruptcy ４．Implications for the Future of Financial Education ５．Conclusion 2
- 3. １．SAVINGS PROMOTION MOVEMENTS 1946 “Savings Campaign for Economic Salvation” was launched, managed mainly by the Ministry of Finance and Bank of Japan, to curb post-war inflation. 1950 Local Council for Savings Promotion started to be established. 1952 The Central Council for Savings Promotion was established. 1958 Savings Practicing Districts were established. 1960 Savings Promoters were appointed. 1973 The system of Schools for Pecuniary Education was introduced, based on the children’s bank activities. 3
- 4. ２．FINANCIAL EDUCATION AFTER FINANCIAL LIBERALIZATION(AROUND 2000 AND AFTER) As a result of Japanese Financial Big-Bang, individuals were expected to become independent and to be able to judge financial matters appropriately. 2001 Central Council for Savings Promotion was renamed Central Council for Financial Services Information and Local Councils for Savings Promotion were renamed Prefectural Councils for Financial Services Information. 2002 Districts for Promotion of Savings and Life Planning were renamed Financial Study Groups, and Promoters of Savings and Life Planning were renamed Financial Services Information Advisers. 2005 The Central Council regarded this fiscal year as the first year of promoting financial education. 2007 The Central Council published the “Financial Education Program.” 4
- 5. ３．RECENT MOVEMENTS AFTER THE LEHMAN BROTHERS BANKRUPTCY Excessive risk taking as one of the major causes of Lehman Brothers bankruptcy Financial education as a measure to prevent excessive risk taking “Report on the Promotion of Financial Education” by the Financial Service Agency in 2013 Elaboration of the contents of financial education by CCFSI 5
- 6. ４．IMPLICATIONS FOR THE FUTURE OF FINANCIAL EDUCATION i) Importance of the Neutrality and Fairness Role of CCFSI and the Local Council for Financial Services Information in savings promotion movement Concern of teachers about influencing on the personal choice of financial products ii) Importance of Life Planning and Household Management Importance of life planning in the society with increasing variety of life styles Effectiveness of using household account book in promotion of thriftiness and savings among people Showing risk related to her own life as a key 6
- 7. ４．IMPLICATIONS FOR THE FUTURE OF FINANCIAL EDUCATION iii) Emphasis on the behavioral aspects of financial literacy Emphasizing “interests, willingness, and a positive attitude” in revised “Financial Education Program” Learning from behavioral economics and consumer pcychology 7
- 8. ５．CONCLUSION Revision of the “Financial Education Program(2007)” is underway. We expect it to be a driving force for the promotion of financial education. Thank you! 8