Stone and Chalk is a Sydney FinTech community seeded by KPMG with participation from the majority of the Australian Banking community plus others Moroku is keen to participate to grow the community and ourselves

1. pūroku
1. (verb) (-tia) to gather, gathering
moroku
1. (noun) mobile gathering

2. People

3. Helping banks help their retail and small merchant customers succeed

4. People rarely succeed
unless they are having
fun in what they are
doing

5. Mobile App GameServer
Game Console API
GameSystem

6. • Cloud and mobile based POS for SME and Charities

7. Payments Background
• Non Cash payments are up 10% globally YoY
• Yet cash is still king – 59% of total payment transactions in Australia in 2013 with $60bn in circulation. $USD is twice that – its
reliable, convenient and anonymous
• Cash decline is driven by Developing Markets (20%), Debit and Credit Cards (NFC and EMV) and Mobile Payments (60%)
• Increasing number of non bank providers – driven by outsourcing, innovation, regulation and customers
• Millennials most happy to use non-cash
• Cost, product mix and business models are all changing
• Traditional banks' market share in non-cash payments is projected to decline to half of the forecast 800 billion transactions by
2024
https://www.worldpaymentsreport.com/
Non cash is growing as are non-banks
This presents an enormous opportunity to shift cash to non cash payments, particularly in CEMEA and Emerging Asia to improve
the efficiency of their payment systems as well as to capture non-cash market share through innovations

8. The Really Fun Bit –
The numbers
• Business Model
• GameSystem – Sell with banks at a
$1/user/year
• Marrakash – App fees plus MSF
• The Business
• 6 of us
• 80:20 Services:Product
• 1 Bank Live on GameSystem
• 1 Bank Live on Marrakash
• Capital Raising

9. • Energy
• Experience
• Execution
• City Space– 3-4 times per week
• Deployment prospects
• Sounding Boards
• Stay close to thinking on FinTech,
Design Thinking, Trends
STONE
& CHALK
MOROKU