This document summarizes the qualifications and experience of Mohammed Khalid Siddiqui. He has over 15 years of experience in trade finance and currently holds the position of Head of Compliance for AML Trade Operations at Guaranty Trust Bank Limited in the UK. His responsibilities include managing AML risk, ensuring compliance with policies and procedures, and providing training. Prior to his current role, he held several positions in trade finance with increasing responsibility over a team and portfolio. He has a background in banking, finance, and microbiology education.