Ug students

1. MSMEs in India
• Problems, Policy Response & Prospects
• (Your Name | Date | Institution)

2. Introduction
• • MSMEs are vital to India’s economy.
• • Contribute ~30% to GDP and employ ~110
million people.
• • Promote inclusive growth, innovation, and
rural development.

3. Classification of MSMEs (as per
2020 definition)
• Type | Investment | Turnover
• Micro | ≤ Rs. 1 crore | ≤ Rs. 5 crore
• Small | ≤ Rs. 10 crore | ≤ Rs. 50 crore
• Medium | ≤ Rs. 50 crore | ≤ Rs. 250 crore

4. Key Challenges Facing MSMEs
• • Lack of access to formal credit.
• • Outdated technology & infrastructure gaps.
• • Regulatory compliance burden.
• • Limited market access & branding.
• • Skilled labor shortages.

5. Financial Constraints
• • 85% MSMEs rely on informal sources.
• • Collateral demands by banks.
• • Delay in payment cycles, especially from
public sector buyers.

6. Policy Responses
• 1. Credit Support:
• - MUDRA Yojana
• - CGTMSE
• - ECLGS (COVID-19 relief)
• 2. Technology Upgradation:
• - CLCSS
• - Digital MSME scheme

7. Market Access & Infrastructure
• • GeM: Government e-Marketplace.
• • MSME Champions Portal: Support &
grievance redressal.
• • Cluster Development Programme (CDP):
Infrastructure creation.

8. Skilling & Innovation Support
• • Skill India Mission
• • Incubation centers & startup support
• • Collaboration with NSDC & academic
institutions

9. Prospects
• • Growing digitization (UPI, ONDC, GST
integration)
• • Export promotion opportunities
• • Green and sustainable MSMEs
• • Rural employment generator

10. Role in Atmanirbhar Bharat
• • MSMEs key to self-reliant India vision
• • Reducing import dependency
• • Boosting local manufacturing & innovation

11. Conclusion
• • MSMEs are central to India’s growth and
employment.
• • Challenges exist, but with strong policy
support and reforms, the sector can thrive
globally.

12. Thank You
• Questions?
• (Include contact info if needed)