This document provides an overview of a proposed system called UMFroDo (User Management of Coins with Fraud Resilient Device for Off-line micro-Payments) that aims to address weaknesses in an existing system called FRoDo. The proposed system extends FRoDo by adding coin management capabilities and addressing vulnerabilities that could allow sensitive customer data to be stolen. It describes modules for system construction, identity elements, coin elements, attack mitigation, and shopping. The goal is to create a more secure offline payment solution for micro-payments that is resilient against data breaches by leveraging coin management and a tamper-proof security architecture.