Matthew Hartz has over 10 years of experience in finance, marketing, and business administration. He currently serves as a Loan Systems Manager and CCAR Regulatory Reporting Assistant Vice President at BMO Harris Bank, where he is responsible for end-to-end CCAR regulatory reporting and successfully developed technology to support the CCAR initiative. Prior to his current role, he worked as a Senior Financial Analyst and Relationship Manager at BMO Harris Bank, where he exceeded financial goals and resolved over 40 defaulted loan accounts. He holds an MBA in Marketing and a BS in Environmental Science and Public Policy.

1. MATTHEW HARTZ
920 W. Sheridan RD. #202
MJ0204@gmail.com • (312) 479-4401
FINANCE, MARKETING, AND BUSINESS ADMINISTRATION
Risk Management • Data Analyst • Regulatory Reporting
Highly driven, determined, and confident business professional with extensive experience in creating strategic
action plans, developing complete project plans, managing large volumes of business relationships, expertly
handling regulatory compliance, and risk management. Results-focused and recognized leader with success in
directing business operations, hiring, training and developing staff, improving processes, and increasing end-
to-end efficiency. Track record of successfully remediating MRA and MRIA for regulatory compliance. Active
member is the community and currently serves on the board for the office of Diversity for BMO Harris Bank
N.A.
CORE COMPETENCIES
• Hyperion Essbase
• Financial Analysis
• Revenue Building
• Strategic Planning
• Regulatory Reporting
• Team Building & Leadership
• Staff Development
• CCAR
• Compliance Remediation
PROFESSIONAL EXPERIENCE
BMO HARRIS BANK – Chicago, IL 2013 to Current
Loan Systems Manager (APMS)/ CCAR Regulatory Reporting – Assistant Vice President
Responsible for providing end-to-end line of business support for CCAR regulatory reporting. Including
technology development, remediation, planning, testing, and submitting proposals to senior executives.
Responsible for supporting new product development, reporting product profitability through financial analysis,
government and regulatory reporting and compliance. I support assigned business unit leadership in achieving goals
through enhanced reporting, developing efficiency in process, removing barriers to allow the salesforce to focus on
revenue growth. I am accountable to review and provide guidance CCAR data enhancements to be implemented
throughout the bank. In addition, I provide dedicated line of business support for all CCAR regulatory reporting and
remediation.
 Successfully developed technology and supported the CCARs initiative through the Federal Reserve
Bank.
 Expanded reporting capabilities through financial analysis for the entire Commercial Bank.
 Recognized as a subject matter expert for CCARs reporting to the Federal Reserve Bank for the
Business Purpose Lending Product Group.
 Strictly adhered to all federal regulations, compliance and fulfilled audit requirements.
 Worked through successfully remediation plans for CCARs data gaps across all lines of business for
the bank.
 Managed a team of 25 contractors throughout the remediation process to manually collect data.

2.  Manage a team of 5 FTE to ensure regulatory, risk, and compliance through maintenance of a portfolio
management loan system.
BMO HARRIS BANK – Chicago, IL 2011 to 2012
Sr. Financial Analyst III/ Relationship Manager
Relationship manager providing BMO Harris Commercial Bank Financial support, including planning,
forecasting, and ensuring the business meeting set target financials.
I supported assigned business unit leadership in achieving financial goals through the provision of decision support
including information, expertise, advice and recommendations. I am accountable to monitor and/or review financial
plans, forecasts and objectives and provide governance for issue identification and reporting for BMO US client groups,
escalating issues to the Corporate Controller, as required.
 Developed new growth schedules to aid in forecasting of financial data in a dynamic setting.
 Exceeded manager expectations within the year over year through annual employee reviews.
 Planned budgets and assigned targets to various lines of business to ensure that their financial
goals would be met within the organization.
 Communicated with segment leaders to ensure they were on track to meet there financials goals
and communicated any issues to Corporate Controller.
BMO HARRIS BANK – Chicago, IL 2008 to 2011
Relationship Manager
Manager of default loan relationships and develop comprehensive solutions to resolve the defaulted loan
account to reduce the bank’s exposure.
I am responsible for regular coordination with the bank’s legal team to determine appropriate strategies to resolve loan
defaults, adherence to strict deadlines to report on defaulted loan accounts within a specified state while ensuring
compliance with federal regulations, and directly increasing bank revenue by successfully resolving defaulted accounts. I
provide superior credit knowledge to collaborate with coworkers on resolution strategies and expert business decisions.
Integral to the training of all newly hired employees.
 Successfully resolved over 40 accounts, to date, in defaulted loans through effective team
collaboration, leveraging credit and lending knowledge, while partnering with corporate legal counsel.
 Leveraged knowledge of the internal structure of the bank to put the full resources of the
organization to resolve defaulted loans.
 Built and managed relationships on default accounts to ensure that they were resolved to
satisfaction.
EDUCATION AND CREDENTIALS
Master of Business Administration (MBA) – Marketing Focus, 2008, Argosy University, Chicago, IL
3.85 GPA, Completed Capstone Project for Amtrak (A+ Grade), Utilized SPSS Marketing Database,
Conducted Market Research, Identified Demographics, Developed Marketing Plans
B.S. in Environmental Science and Public Policy, 2004, University of South Florida, Tampa, FL

3. Officer and Member of Student Environmental Science Association, Gained Scientific Reasoning Skills
Applicable to Marketing and Sales, Presented Environmental Seminars to the Public
Technical Proficiencies: Microsoft Office (Word, Excel, Access, Outlook, PowerPoint), SQL, Lotus,
PeopleSoft, HTML, CRM, Hyperion Essbase, CCAR Regulatory Framework