Khary O. Earley has over 10 years of experience in debt finance, process improvement, and systems roles at companies including Fannie Mae, Freddie Mac, and Citizens Trust Bank. He has a Masters in Business Administration and a Bachelors degree in Business Administration from the University of Maryland and Morehouse College. His experience includes loan servicing, cash management, settlement processing, and commercial lending. He has advanced analytical and Microsoft Office skills.

1. Khary O. Earley
917 19th
st. NE Washington, DC 20002
301/272-4344
King_onethree@yahoo.com
Summary of Qualifications
Debt finance, process improvement & systems professional responsible for managing highly
specialized debt portfolios and developing streamlined, efficient processes. Able to work
independently, highly motivated to learn new techniques and skills with a self-starter mentality.
Significant industry knowledge of credit loss mitigation programs, analyzing and assessing
systemic challenges, data-mining, developing and implementing financial metrics/strategies in a
variety of organizational settings. Over 10 years experience in finance industry fulfilling roles such
as Systems Trainer, Internal & External Audit Lead, Business Continuity Lead, General Ledger
Operations Accounting Lead and Systems Release Lead. Advanced analytical skills and ability to
interpret financial data utilizing various Microsoft Office programs; such as Excel, Outlook, Visio,
Outlook and Power point. Ability to perform in high-pressure environments, multi-task and
prioritize efficiently. Managerial and leadership skills gained through graduate level education,
lead roles on numerous cross-departmental transactions, training, projects and participation in
professional organizations.
Professional Experience
Fannie Mae, Washington, DC (2014-present)
Loan Servicing Specialist III, Credit Division
Responsible for funding, reconciliation and analysis of the principal & Interest portion of
transactions for the largest special Sub-servicer within the Advance Facilities Department.
• Work directly with Oracle databases, Sequenced Query Language (SQL) development
and analyze results.
• Identify, measure and monitor operational risks and research variances as applicable
• Asses threats to the integrity of data and research mitigated solutions; including
identification, definition, assessment and mitigation of control gaps and/or weaknesses
• Support and collaborate with both internal and external partners involved with data and/or
reporting
• Assess the adequacy of current controls, reduce redundancy and develop new controls
as applicable
• Develop documentation of business processes and review procedures to ensure
compliance
• Lead risk assessments in order to identify the root cause of discrepancies and/or
variances, then initiate process improvement discussions with management
• Promote awareness of issues found amongst both internal and external key stakeholders
Fannie Mae, Washington, DC (2012-2014)
Cash Management Analyst III, Single-family Division
Responsible for managing all Principal and Interest related transactions for one of four large sub-
servicers within the Enhanced Servicing Program. The portfolio contains more than 350,000
loans with funds spread across various Trusts and demand deposit accounts.
• Received “2” rating on 2013 Annual review (Exceeds expectations)
• Processed 81.3% of team’s financial transactions in 2013
• Provide analytical and transactional services in order to control and monitor various cash
flows to ensure timely funding of transactions
• Analyze reporting, create associated forecasts of short term cash needs
• Prepare and forward documentation for accounting, reporting, and compliance purposes
• Assist in testing and implementing systems and/or process changes to support increased
efficiencies or conformance with banking, trading, audit and accounting regulations
• Set up instructions for wiring funds and monitor wiring activity
• Complete accounting or reporting projects or participate as a technical lead on more
complex projects
• Utilized strong presentation, project management and writing skills for Senior
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Fannie Mae, Washington, DC (2006-2012)
Loan Servicing Specialist, Multifamily Division
Responsible for processing incoming and outgoing transactions for construction loan,
participation certificate and certificate of deposit related portfolios; as well as systems testing,
implementation, monitoring and modifications.
• Issue periodic invoices and provide customer service support for billing inquiries
• Develop expertise with web-based system for tracking and reconciling loan information
• Analyze transactions to ensure compliance with regulations and policies
• Responsible for creating, recordkeeping and maintaining the filing system to organize
loans
• Familiar with broad range of software applications related to loan reconciliation processes
including but not limited to Microsoft office, SharePoint and PeopleSoft
• Assume leadership role in tracking/fulfilling Sarbanes-Oxley regulations and related
internal and external audit requests
• Lead the servicing team as the subject matter expert in the implementation, testing and
SDLC requirements for software releases
• Create and facilitate the training program for the new employees to the Servicing team
• Validate and confirm transactions related to Direct Pay/Bond Credit Enhancements
• Participate in a rotational training program in the Recourse Management Group; tracking
the performance of Credit Support Obligations
• Assist with the development of Business Continuity and Disaster Recovery Contingency
plans
• Prepare recommendations of policies and new procedures to ensure efficiency
Completed various training courses including but not limited to: Lean Six Sigma Awareness
(Yellow Belt), Records Management Awareness, Corporate Privacy, Working in a Diverse
Company, General Overview of Antitrust Issues, Overview of Insider Trading Policy, Housing
Goals 2007, HCD product development and new program Approval 2007, Housing & Community
Development Multifamily Mortgage-Backed Security Disclosure 2007, Fraud Risk and Project
Management Fundamentals.
Freddie Mac – McLean, VA (2003-2006)
Operations Specialist, Investment & Capital Markets Division
Developed broad knowledge of secondary-mortgage market and asset-backed securities
including settlement processing duties.
• Worked closely with bond/security traders and external counterparties on various
transactions for retained portfolio
• Settlement duties required intimate familiarity with trade confirmation, allocation and
reconciliation methods
• Extensive involvement with automated processes to finalize and settle trades using
federal (SAFE) and private sector (DTCC) settlement software; processed an average of
300 trade changes per month
• Responsible for post-settlement claims process, review and maintenance of department
procedures and the development of reports for senior management review
• Multi-tasking skills utilized to facilitate the completion of various tasks resulting in an
average of 400 settlements per month
• Prepared, completed and reviewed internal and external audit requests
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3. Citizens Trust Bank – Atlanta, GA (2002-2003)
Banking Specialist
Administrative Assistant, Commercial Lending
Retail & commercial lending banking experience involving full range of consumer accounts and
transactions. Detailed familiarity with wide range of retail & commercial loan processing software
products
• Worked extensively with executives and board members processing various reports for
commercial loans
• Managed complex administrative activities as the liaison between the Commercial
Lending department, the Executive Board and external commercial loan borrowers
• Developed outstanding customer service skills interacting with commercial borrowers and
processing loan documentation between departments
• Reviewed loan memoranda for Board committee discussion and approval
• Functioned as corporate secretary at Board meetings
• Updated Loan Pipeline Reports for submission to senior management
• Lead the retail banking team in all teller-line and customer service related transactions
New York Life Insurance Company – Atlanta, GA (2001-2002), Agent
Sales-based marketing experience related to various financial products
• Presented multi-product analyses to prospective clientele
• Managed the entire underwriting process from facilitating medical testing to the delivery
of all policies
• Achieved substantial sales of whole and term life insurance policies
• Attained life, accident and sickness licenses in the states of Georgia and Maryland
Other Employment
Freddie Mac, McLean, VA (September 2003-October 2003), Mortgage Purchase Consultant
Executive Leadership Council – Washington, DC (Summer, 2000)
Freddie Mac Foundation - McLean, VA (Summer, 1998)
Education
University of Maryland: Masters of Business Administration, August 2010
Morehouse College, Atlanta, GA; Bachelors of Arts, Cum Laude, May 2001
Major: Business Administration, Management Concentration
Minor: Economics
PROFESSIONAL MEMBERSHIPS AND AFFILIATIONS
The Finest! Performance Foundation, Treasurer & Secretary (2010-Present)
The Essential Theatre Non-Profit Organization, Board Member & Finance Committee Chairman
(2011-2012)Rockville Football League Pee Wee Raiders, Head Coach (2008-2009 Seasons)
City of Rockville Parks & Recreation (The Finest! Program), Volunteer/Actor/Mentor
Toastmasters International, Member
Morehouse College Endowed Student Investment Club, President
Morehouse College E.B. Williams Program, Scholar
George B. Thomas Saturday School Program, Volunteer
REFERENCES AVAILABLE UPON REQUEST
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