This presentation starts with a short introduction to money and how financial services are a means of facilitating its various functions. Financial Services and Financial Products are discussed in detail with special emphasis on their types, characteristics, marketing and the financial services industry. The presentation ends with an exercise requiring you to visit a web resource and answer the questions that follow.
This presentation starts with a short introduction to money and how financial services are a means of facilitating its various functions. Financial Services and Financial Products are discussed in detail with special emphasis on their types, characteristics, marketing and the financial services industry. The presentation ends with an exercise requiring you to visit a web resource and answer the questions that follow.
A summary of the products and services offered by asset management firms. Based in part on material from my book: "Figuring Out Wall Street". One in a continuing series of overviews of financial services. We provide training targeted to the financial services industry. If you need training developed or delivered contact us for details of our services.
All important topic are cover in this Presentations
introduction ,nature ,scope types of service,etc.
Hope you enjoy my presentation .
Thank you for read
A summary of the products and services offered by asset management firms. Based in part on material from my book: "Figuring Out Wall Street". One in a continuing series of overviews of financial services. We provide training targeted to the financial services industry. If you need training developed or delivered contact us for details of our services.
All important topic are cover in this Presentations
introduction ,nature ,scope types of service,etc.
Hope you enjoy my presentation .
Thank you for read
Ethnobotany and Ethnopharmacology:
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Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
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This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
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The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
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We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
1. Management financial services
Prepared by- Ajay Kumar
ROLL NO. -16PBA024
MBA 4TH SEM.
School of Management studies
Baddi University Emerging Sciences and
Technologies
3. Meaning
Management of financial services comprises two words management and financial
services.
Management means getting things done through other.
The term financial services means
• mobilizing and allocating savings
• all activities involved in the transformation of savings into investment.
In simple words management of financial services means use of management principles
(planning, organizing, directing and controlling) for the purpose of efficiently and
effectively use of financial services.
4. Features
• Financial services are Intangible
• Financial services are customer oriented
• The production and delivery of a service are simultaneous functions
• therefor are inseparable
• They are perishable in nature and cannot be stored
• They are dynamic in nature as a financial service varies with the
• changing requirements of the customer and the socio-economic
• environment. – must be dynamic socio economic changes, disposable
• income
• They are proactive in nature and help to visualize the expectations of the
• market
• They acts as link between the investor and borrower
• They aid in distribution of risks
6. Financial institutions
A financial institution (FI) is a company engaged in the business of dealing with
monetary transactions, such as deposits, loans, investments and currency
exchange.
Financial
institutions
Banking
institutions
Non-Banking
institutions Mutual Funds
Public sector Private sector
Insurance and
Housing Finance
companies
7. Financial market
A financial market is a market in which people trade financial securities,
commodities, and value at low transaction costs and at prices that reflect supply
and demand. Securities include stocks and bonds, and commodities include
precious metals or agricultural products.
8. Organised Markets -In the organized markets, there are standardized
rules and regulations governing their financial dealings. There is also a
high degree of institutionalization and instrumentalisation. These
markets are subject to strict supervision and control by the RBI or other
regulatory bodies.
Un-organised Markets - In these markets there are a number of money
lenders, indigenous bankers, traders etc., who lend money to the public.
Indigenous bankers also collect deposits from the public. There are also
private finance companies, chit funds etc., whose activities are not
controlled by the RBI.
9. Financial instruments
Financial instruments are monetary contracts between parties. They can be
created, traded, modified and settled. They can be cash (currency), evidence of
an ownership interest in an entity (share), or a contractual right to receive or
deliver cash (bond).
10. Cont.
Financial instruments refer to those documents which represent financial claims on
assets. As discussed earlier, financial asset refers to a claim to the repayment of a
certain sum of money at the end of a specified period together with interest or dividend.
Examples are Bill of exchange, Promissory Note, Treasury Bill, Government Bond, Deposit
Receipt, Share, Debenture, etc. Financial instruments can also be called financial
securities. Financial securities can be classified into:
(i) Primary or direct securities.
(ii) Secondary or indirect securities.
Primary Securities : These are securities directly issued by the ultimate investors to the
ultimate savers, e.g. shares and debentures issued directly to the public.
Secondary Securities : These are securities issued by some intermediaries called
financial intermediaries to the ultimate savers, e.g. Unit Trust of India and mutual funds
issue securities in the form of units to the public and the money pooled is invested in
companies.
11. Cont.
Short-term securities are those which mature within a period of one year. For
example, Bill of Exchange, Treasury Bill, etc.
Medium-term securities are those which have a maturity period ranging between one
and five years like Debentures maturing within a period of 5 years.
Long-term securities are those which have a maturity period of more than five years.
For example, Government Bonds maturing after 10 years.
12. Financial services
Financial services are the economic services provided by the finance industry,
which encompasses a broad range of businesses that manage money, including credit
unions, banks, credit-
card companies, insurance companies, accountancy companies, consumer-
finance companies, stock brokerages, investment funds, individual managers and
some government-sponsored enterprises.
13. Types of financial services
Capital market Services – It consists of consist of term lending institutions which mainly provide
long term funds.
Money market Services – It consists of commercial banks, financial institutions, co-operative
banks which providing short term funds agencies
Retail Service – Services provided to individuals for direct consumption
Wholesale Service – Services provided to corporate institutions which may be directly or indirectly
converted into retail services.
14. Fund Based Services – It refers to services that are used to acquire
assets or funds for a customer. It consists of –
– Primary market activities
– Secondary market activities
– Foreign exchange activities
– Specialized financial Services
Important fund based services include –
• Leasing
• Hire purchase
• Factoring
• Forfeiting
• Mutual funds
• Bill discounting
• Credit Financing
• Housing Finance
• Venture capital
Cont.
15. Cont.
Fee based services – When financial institutions operate in specialized
fields to earn income in form of fees, commission, brokerage or dividends it
is called a Fee based Service. They include –
• Issue Management
• Portfolio management
• Corporate counseling
• Merchant banking
• Credit rating
• Stock broking
• Capital restructuring
• Bank Guarantee
• Letter of Credit
• Debt Restructuring
16. Types of Financial Activities
Fund based Activities –
• Underwriting or investment in shares, debentures, bonds, etc. of new
• issues (Primary Market Activities)
• Dealing in secondary market activities
• Participating in money market instruments e.g. Discounting bills, treasury
• bills, certificate of deposit etc.
• Involving in equipment leasing, hire purchase, venture capitals
• Dealing in foreign exchange activities
17. Cont.
Fee based Activities –
• Managing the capital issue in accordance with SEBI guidelines enabling
• promoters to market their issue
• Making arrangements for placement of capital and debt instruments with
• investment institutions
• Arrangement of funds from financial institutions for clients project cost or
• working capital
• Assisting in getting all Government and other clearances
18. Cont.
Modern Activities –
• Rendering project advisory services right from the preparation of the
• project report till raising of funds
• Planning for Memorandum and Articles of Association and assisting for
• their smooth carry out
• Guiding Corporate Customers in capital restructuring
• Acting as trustees to the debenture holders
• Recommending changes in managing structure and style
• Structuring financial collaboration/Joint Venture by identifying partners
• and preparing Joint Venture agreements
19. Cont.
• Rehabilitating and Restructuring sick companies
• Hedging of risks by using swaps and other derivative products
• Managing the portfolio of large public sector corporations
• Undertaking risk management services e.g. Insurance, buy back options
• Advising clients
• Promoting credit rating agencies
• Minimizing cost of debt and determining optimum debt equity ratio