THE INVESTMENT ENVIRONMENT - PART 1: Meaning of Investment/Types of Investments/Characteristics of Investment/Objectives of Investment/Types of Investors/Investment Management Process
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
THE INVESTMENT ENVIRONMENT - PART 1: Meaning of Investment/Types of Investments/Characteristics of Investment/Objectives of Investment/Types of Investors/Investment Management Process
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
An investor is a person who allocates capital with the expectation of a future financial return. Types of investment include : equity , debt securities , real estates, currency , and commodity , derivatives such as put and call options, etc,
Investments are a great way to allow your money to earn for you. However, to yield the best results, you cannot remain completely uninvolved. These can only be achieved with constant monitoring and fine-tuning of investments. For those who have extensive financial investments, the proper management of these investments could mean the difference between success and failure in the markets. While mutual funds are considered safer than traditional investments owing to their diversity, it’s very important to constantly monitor them with the help. In fact, there are professional financial planners for this purpose. This article will explain the benefits of calculating the NAV of your mutual fund investments with a financial planner.
Formula Plan in Securities Analysis and Port folio ManagementSuryadipta Dutta
Formula Plan in Securities Analysis and Port folio Management INCLUDING introduction,need, types, advantages with constant rupee value plan, constant ratio plan, Variable Ratio Plan, limitations and with every notes.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
Financial Terms: Financial terms refer to the specific vocabulary and terminology used in the field of finance. These terms encompass various concepts, definitions, and jargon related to money, investments, banking, accounting, and other aspects of the financial industry. Understanding financial terms is crucial for individuals to navigate and comprehend financial discussions, make informed decisions, and effectively manage their finances. By familiarizing themselves with financial terms, individuals can gain a deeper understanding of financial concepts and principles, enabling them to communicate effectively and navigate the complexities of the financial world.
An investor is a person who allocates capital with the expectation of a future financial return. Types of investment include : equity , debt securities , real estates, currency , and commodity , derivatives such as put and call options, etc,
Investments are a great way to allow your money to earn for you. However, to yield the best results, you cannot remain completely uninvolved. These can only be achieved with constant monitoring and fine-tuning of investments. For those who have extensive financial investments, the proper management of these investments could mean the difference between success and failure in the markets. While mutual funds are considered safer than traditional investments owing to their diversity, it’s very important to constantly monitor them with the help. In fact, there are professional financial planners for this purpose. This article will explain the benefits of calculating the NAV of your mutual fund investments with a financial planner.
Formula Plan in Securities Analysis and Port folio ManagementSuryadipta Dutta
Formula Plan in Securities Analysis and Port folio Management INCLUDING introduction,need, types, advantages with constant rupee value plan, constant ratio plan, Variable Ratio Plan, limitations and with every notes.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
Financial Terms: Financial terms refer to the specific vocabulary and terminology used in the field of finance. These terms encompass various concepts, definitions, and jargon related to money, investments, banking, accounting, and other aspects of the financial industry. Understanding financial terms is crucial for individuals to navigate and comprehend financial discussions, make informed decisions, and effectively manage their finances. By familiarizing themselves with financial terms, individuals can gain a deeper understanding of financial concepts and principles, enabling them to communicate effectively and navigate the complexities of the financial world.
Summer intern Project "Study on Commodity Trading and Investments"chezhiang
The study and analysis that involves:
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•role of commodities in indian financial markets.
•present situation of the commodities in indian market and suggest for any improvements thereafter.
The presentation covers topics like Investment and Speculation, Investment and Gambling, Investment Management Process, Types of Speculators, Technical Analysis and Fundamental Analysis, Concept of Risk and Return
Chapter 8- Introduction to Investment.pptxAilynSBulatao
INVESTMENT TOPIC AND ANYTHING RELATED TO BUSINESS Investment is the employment of funds with the aim of getting return on it.
In general terms, it means the use of money in the hope of making more money
In finance, it means the purchase of a financial product or other item of value with an expectation of favorable future returns.
Refers to concept of deferred consumption, which involves purchasing an asset, giving loan or keeping funds in a bank account with the aim of generating future returns
Commodities: include metals, oil, grain, and animal products, as well as financial instruments and currencies.
They can either be traded through commodity futures—which are agreements to buy or sell a specific quantity of a commodity at a specified price on a particular future date—or ETFs. Commodities can be used for hedging risk or for speculative purposes. Alternative investments is a catch-all category that includes hedge funds and private equity.
Hedge funds are so-called because they can hedge their investment bets by going long and short on stocks and other investments.
Private equity enables companies to raise capital without going public. Hedge funds and private equity were typically only available to affluent investors deemed "accredited investors" who met certain income and net worth requirements. The starting point in this process is to determine the characteristics of the various investments and then matching them with the individuals need and preferences.
These objectives may be tangible such as buying a car, house etc. and intangible objectives such as social status, security etc.
Long term high priority objectives:
Some investors look forward and invest on the basis of objectives of long term needs. They want to achieve financial independence in long period. For example, investing for post retirement period or education of a child etc. investors, usually prefer a diversified approach while selecting different types of investments.
Module 1 -Intoduction to Securities and InvestmentLAKSHMI V
Meaning and concept of Securities and Investment, Speculation, Difference between speculation and Investment,Objectives of Investment, Process of Investment. Investment Avenues, Investment Constraints, Sources of Investment informan, Investment strategies under economic growth and inflation
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It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Digital Transformation and IT Strategy Toolkit and TemplatesAurelien Domont, MBA
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This PowerPoint presentation is only a small preview of our Toolkits. For more details, visit www.domontconsulting.com
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Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
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2. Investment
“Commitment of
funds made in the
expectation of
some positive
rate of return”
Investment is the
employment of
funds with the
aim of achieving
additional income
or growth in value
Expectation of
return is an
essential element
of investment.
Investment is defined as a sacrifice made now to
obtain a return later. It is current consumption
that is sacrificed.
Two forms of investment can be defined
◦ Real investment is the purchase of land,
machinery, etc.
◦ Financial investment is the purchase of a
"paper" contract
R U B Y S H A R M A
5. INVESTMENT VS SPECULATION
Risk : Normally risk involved in investments either loss of profit or lower profit than expected.
Speculation is a baseless guess and may result in a very high profits or high loss. The risk in case of
speculation is very high.
Capital gain : The motive of investment is achievement of appreciation.
The motive of speculation is achievement of profits through price changes.
Time : If securities are purchased and investor does not expect an immediate return on it and waits for long
term benefit, it is termed as investment.
If a person expects immediate returns on his investment and dispose of it in a short period, it is
known as speculation.
R U B Y S H A R M A
7. MEANING OF INVESTMENT MANAGEMENT
Investment management refers to the handling of financial assets and other investments—not only
buying and selling them.
Management includes developing a short- or long-term strategy for acquiring and disposing of
portfolio holdings. It can also include banking, budgeting, and tax services and duties, as well.
The term most often refers to managing the holdings within an investment portfolio, and their trading
is done to achieve a specific investment objective.
Investment management is also known as money management, portfolio management, or wealth
management.
R U B Y S H A R M A
8. INVESTMENT MANAGEMENT
Professional investment management aims to meet particular investment goals for the benefit of
clients whose money they have the responsibility of overseeing.
These clients may be individual investors or institutional investors.
Investment management services include :
asset allocation,
financial statement analysis,
stock selection,
monitoring of existing investments,
and portfolio strategy and implementation.
R U B Y S H A R M A
9. INVESTMENT MANAGEMENT
Investment management may also include financial planning and advisory services, not
only overseeing a client's portfolio but coordinating it with other assets and life goals.
Professional managers deal with a variety of different securities and financial assets,
including bonds, equities, commodities, and real estate.
The manager may also manage real assets such as precious metals, commodities, and
artwork. Managers can help align investment to match retirement and estate planning as
well as asset distribution.
R U B Y S H A R M A
10. SCOPE OF INVESTMENT MANAGEMENT
Identification of Investors’ Requirements
Formulation of Investment Policy and Strategy
Execution of strategy
Monitoring of Portfolio
R U B Y S H A R M A
11. CLASSIFICATION
Companies issue different type of instrument/securities for collecting funds. Depending upon the
different types of investor companies issue different types of instrument/securities and it
deepened on the nature of return or claim. Financial assets may be classified as:
a) Equity share/instrument/MF/insurance /gold/commodities.
b) Debt instrument like debenture, bonds or term loan.
c) Preference share
On the basis of financial issuer, financial assets /securities are classified as,
1) Primary securities or direct securities.
2) Secondary securities or indirect securities.
3) Derivatives
R U B Y S H A R M A
12. ON THE BASIS OF FINANCIAL ISSUER, FINANCIAL ASSETS
/SECURITIES ARE CLASSIFIED AS:
PRIMARY SECURITIES: - this type of securities is called 'direct securities'. As the name suggest
these types of securities are issued directly by the ultimate borrower to the ultimate sever or
investors. Equity Shares, preference shares, debenture, bounds under this, such types of
securities comes.
SECONDARY SECURITIES :-As the name suggest, secondary securities are the securities which are
not issued directly by ultimate borrower, these securities are issued by financial intermediaries to
the ultimate saver or investor like insurance policy, unit of mutual funds, bank deposit etc. that's
why secondary securities is called 'indirect securities'.
DERIVATIVES: - Derivatives are the financial instruments whose value is derived from the value of an
underlying finance instrument such as a treasury bill, a bond or a note an individual equity. The
financial derivatives include forwards, futures operation, swaps, warrants or a mix of these. The
important types of financial assets such as shares, debentures, hybrid securities.
R U B Y S H A R M A
13. RISK RETURN TRADE-OFF
The principal that potential return rises with an increase in risk. Low levels of uncertainty (low risk)
are associated with low potential returns whereas high levels of uncertainty (high risk) are
associated with high potential returns.
The trade off which an investor faces between risk ad return while considering investment decisions
is called Risk Return Trade-off.
Ex: Mr. Rohan faces a risk return trade-off while making his decision to invest. If he deposits all his
money in a SB account, he will earn a low return, but all his money will be insured up to an amount of
Rs. 1 Lakh. The risk return spectrum also called the risk return trade-off which is the relationship
between the amount of return gained on an investment and the amount of risk undertaken in that
investment. The more return sought, the more risk that must be undertaken.
There is always a risk incorporated in every investment like shares or debentures. The two major
components of risk systematic risk and unsystematic risk, which when combined results in total risk.
The systematic risk is a result of external and uncontrollable variables, which are not security
specific and affects the entire market leading to the fluctuation in prices of all the securities.
On the other hand, unsystematic risk refers to the risk which emerges out of controlled and known
variables, that are industry or security specific
R U B Y S H A R M A
14. ELEMENTS OF RISK
1. Systematic risk
Interest rate risk
Market risk
Purchasing power /Inflation risk
2. Unsystematic risk
Business risk
Financial risk
Operational risk
R U B Y S H A R M A
18. PORTFOLIO MANAGEMENT
A portfolio can be defined as different investments tools namely stocks, shares, mutual funds,
bonds, cash all combined together depending specifically on the investor’s income, budget, risk
appetite and the holding period. It is formed in such a way that it stabilizes the risk of
nonperformance of different pools of investments.
Portfolio management is the art of selecting the right investment tools in the right proportion to
generate optimum returns with a balance of risk from the investment made.
Objectives of Portfolio Management
Capital Growth
Security of Principal Amount Invested
Liquidity Marketability of Securities Invested in
Diversification of Risk
Consistent Returns
R U B Y S H A R M A
19. PHASES OF PORTFOLIO MANAGEMENT
Security
analysis
Portfolio
analysis
Portfolio
selection
Portfolio
revision
Portfolio
evaluation
R U B Y S H A R M A
20. VIDEO LINK FOR SYSTEMATIC & UNSYSTEMATIC RISKS
https://youtu.be/GrE9rkLvObs
All content of this PPT is taken from various sources available on internet.
R U B Y S H A R M A