CV

1. MALLORON NAIR
PROFESSIONAL STATEMENT
My passion for business and entrepreneurship is supported by a strong academic background, an interest in uplifting people, and an
analytically enquiring mind- making me an ideal candidate for a career in the Financial Services Industry. My creativity, passion and
conviction to act with integrity make me a versatile asset. In my current role, I continuously strive to identify and solve complex
business problems while demonstrating exemplary leadership and conceptual skills. Delivering excellence is now an innate
characteristic of mine, with adding significant value to the workplace a constant thrill to me. I am looking for a stimulating environment
with the opportunity to work on multiple projects, in which I am able to display my time management skills, enthusiasm and innovative
thinking. Whilst I acknowledge I have much to learn, I have the ability to adapt, innovate and think strategically - critical for long-term
success.
EDUCATION AND AWARDS
University of Kwazulu-Natal
2013
University of Kwazulu-Natal
2007 - 2012
Kharwastan Secondary
School
2002 - 2006
Honours in Economics
 Received a 73% yearly average
 Received a distinction in Monetary Economics
Bachelor of Commerce (Economics and Finance)
 Completed Accounting until 2nd
level
 Degree issued with majors in Finance and Economics
 Distinction received for 3rd
level Finance
Matric Certificate with distinction pass
LEADERSHIP EXPERIENCE
Art of living part one course
+ Sahaj Samadi Meditation
Reference: Denise:
0761616706
Individual Development
Journey- 5 week leadership
Course
Reference: Sally: 0762737969
Tutoring
Reference: Lecturer Name-
Ralitza Dobreva; Email:
Dobrevar@ukzn.ac.za
Course Elements Includes:
 Practical Knowledge to deal with the daily challenges of life
 Meditation
Benefits of Course :
 Reduced stress
 More Joy and enthusiasm
 Improved efficiency and productivity
 Greater self esteem
 Enhanced sense of well being
 Improved interpersonal skills
 Clearer perception and decision making
 Listening and communication skills
 Assertiveness skills
 Conflict management together with conflict role plays
 Stress management techniques and work/life balance
 Interactive, practical and experiential training
 Informal tutoring of peers throughout my academic career
 Appointed as a formal tutor for 3rd
level Quantitative Economics at the
University of Kwazulu-Natal (Class of 50 students)
Contact: +27822231464/
malloron89@gmail.com
Date of Birth: 24/01/1989
I.D no. : 8901245379087
Address: 40A 12th
St,
Parkmore, Sandton, 2196
Drivers License: Yes

2. WORK EXPERIENCE
Investec Bank
October 2017- Present
(Quantitative Analyst: IFRS9
Model Development and
Stress Testing)
Investec Bank
September 2014- September
2017 (Financial Operations
Consultant)
Reference: Preya Moodley
Cell: 071 868 7611
Work: 011 291 6290
 Predictive modelling for the bank as a whole, mainly calculating the expected
credit losses for each division in line with IFRS9 standards
 Building probability of default, loss given default and exposure at default
models with the relevant macroeconomic variables
 Building stress test models that predict how the bank will react to Extreme Up,
Up, Extreme Down, Down and Expected macroeconomic conditions
 Modelling the possible outcomes of a country or bank rating downgrade
 Building of both Developed and Emerging Market Bank models
 Ensuring that all models built on Matlab are identically done on Excel
 Ad hoc credit risk modelling tasks
 Member of Technical Risk Committee that presents to business heads for
model sign off
 Performing internal debit and credit instructions to client accounts from
various stakeholders
 Allocation of funds from suspense accounts in to various Investec products
 Interest calculations and reconciliations
 Ad hoc Client queries on Investec products (transactional, lending and
investment)
 End of day and month end reconciliations
 Working closely with business analysts on I.T related queries
 Designing training manuals for new starters/various stakeholders
 Running of workshops to upskill new starters and external stakeholders
 Facilitating forex transactions/queries
 Servicing of lending deals (from vanilla deals in private banking to structured
deals in investment banking)
 Supporting the funding of lending products via corporate banking
interdivisional accounts
 Liaising with legal in terms of adjusting and settling lending facilities
 Coordinating the relationship between legal and lending specialists in terms of
deal restructuring
 Attending monthly SMI (small and medium innovation) forums to present on
ways to improve the business
 User acceptance testing with business analysts and software developers to
implement ideas that were successful pitched on the SMI forum
Classy Petcare
2008 – 2012 (Part time
manager)
Reference: Name- Sagren
Cell: 072 541 99 85
 Promoting the image of quality, caring and commitment
 Human resource management including staff motivation and development
 Sales and customer liaison and monitoring and developing proactive sales
measures
 Conducting marketing and promotional exercises
 Interacting with financial management over cost cutting