Air Asia- Geographic Organizational StructureAkmal Cikmat
Air Asia Berhad implements geographic organizational structure in their management. This clip shows few advantages and disadvantages of implementing such structure in their organization
Presentation by Ian Ball, chief executive officer of the International Federation of Accountants, at the L'Institut des Réviseurs d'Entreprises’ European Study Day conference in Brussels, Belgium, which details the societal role of the audit, the need for adoption of accrual-based accounting by governments and public sector institutions, and IFAC’s commitment to global convergence of international standards.
A brief description about the state owned airline carrier of the state of Qatar. Qatar airways is an award winning airline by skytrax and is operating the second longest airline route from its hub DOHA to Auckland. Qatar airways operates a fleet of 224 aircraft from its hub at Hamad International Airport,DOHA. the presentation includes how an state owned airline became the five star airline of the world. Qatar airways is also rewarded as the world,s best airline for almost four year by skytrax. It is an middle east airline which operates to 164 destinations from DOHA.
Air Asia- Geographic Organizational StructureAkmal Cikmat
Air Asia Berhad implements geographic organizational structure in their management. This clip shows few advantages and disadvantages of implementing such structure in their organization
Presentation by Ian Ball, chief executive officer of the International Federation of Accountants, at the L'Institut des Réviseurs d'Entreprises’ European Study Day conference in Brussels, Belgium, which details the societal role of the audit, the need for adoption of accrual-based accounting by governments and public sector institutions, and IFAC’s commitment to global convergence of international standards.
A brief description about the state owned airline carrier of the state of Qatar. Qatar airways is an award winning airline by skytrax and is operating the second longest airline route from its hub DOHA to Auckland. Qatar airways operates a fleet of 224 aircraft from its hub at Hamad International Airport,DOHA. the presentation includes how an state owned airline became the five star airline of the world. Qatar airways is also rewarded as the world,s best airline for almost four year by skytrax. It is an middle east airline which operates to 164 destinations from DOHA.
With the continued regulatory focus on asset values, the Institute has released a guide for year end reporting with an overview of the key concepts of impairment testing and why it is important.
Malaysian Code of Corporate Governance MCCG 2017 - Principle C _INTEGRITY IN ...Dayana Mastura FCCA CA
Malaysian Code of Corporate Governance MCCG 2017 - Principle C _INTEGRITY IN CORPORATE REPORTING AND MEANINGFUL RELATIONSHIP WITH STAKEHOLDERS_Conduct of General Meetings
Malaysian Code of Corporate Governance MCCG 2017 Principle C _INTEGRITY IN CO...Dayana Mastura FCCA CA
Malaysian Code of Corporate Governance MCCG 2017 Principle C _INTEGRITY IN CORPORATE REPORTING AND MEANINGFUL RELATIONSHIP WITH STAKEHOLDERS _Communication with Stakeholders
Malaysian Code of Corporate Governance 2017 (MCCG2017): Principle B - Effecti...Dayana Mastura FCCA CA
Malaysian Code of Corporate Governance 2017 (MCCG2017): Principle B - Effective Audit and Risk Management - Risk Management and Internal Control Framework
Governance Disclosure Analysis within the Annual Reports towards Firm Perform...Dayana Mastura FCCA CA
Governance Disclosure Analysis within the Annual Reports towards Firm Performance within the Malaysian Oil and Gas PLCs: The moderating role of Board Gender Diversity
Global Sustainability Best Practices - Global Reporting Initiative, International Integrated Reporting Council, Sustainability Accounting Standards Board, and the Value Reporting Foundation
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
2. Audit Committee
• An effective Audit Committee can bring transparency,
focus and independent judgment needed to oversee the
financial reporting process. However, the ultimate
responsibility for a company’s financial reporting
process rests with the full board.
• The Audit Committee plays a key role in a company’s
governance structure. An independent Audit Committee
is better positioned to rigorously challenge and ask
probing questions on the company’s financial reporting
process, internal controls, risk management and
governance.
• The appropriate level of knowledge, skills, experience
and commitment of its members is critical to the Audit
Committee’s ability to discharge its responsibilities
effectively. A strong understanding of financial reporting
process complemented with a wide range of diverse
perspectives can significantly strengthen the quality of
Audit Committee deliberations.
3. Intended Outcome
• 8.0 There is an effective and
independent Audit Committee.
• The board is able to objectively
review the Audit Committee’s
findings and recommendations.
The company’s financial
statement is a reliable source of
information.
4. Practice 8.1
• 8.1 The Chairman of the Audit
Committee is not the Chairman of
the board.
5. Practice 8.2
• 8.2 The Audit
Committee has a
policy that requires a
former key audit
partner5 to observe a
cooling-off period of
at least two years
before being
appointed as a
member of the Audit
Committee.
6. Practice 8.3
• 8.3 The Audit Committee has
policies and procedures to assess
the suitability, objectivity and
independence of the external
auditor.
7. Step Up
• 8.4 The Audit Committee
should comprise solely of
Independent Directors
8. Practice 8.5
• 8.5 Collectively, the Audit Committee
should possess a wide range of necessary
skills to discharge its duties. All members
should be financially literate and are
able to understand matters under the
purview of the Audit Committee
including the financial reporting process.
• All members of the Audit Committee
should undertake continuous professional
development to keep themselves abreast
of relevant developments in accounting
and auditing standards, practices and
rules.
9. Guidance 8.1
• 8.1 The Chairman of the Audit Committee is
responsible for ensuring the overall effectiveness
and independence of the Committee. Having the
positions of Chairman of the board and Chairman
of the Audit Committee assumed by the same
person may impair objectivity of the board’s
review of the Audit Committee’s findings and
recommendations.
10. Guidance 8.1
• The Chairman of the Audit
Committee together with other
members of the Audit Committee
should ensure among others that–
• the Audit Committee is fully
informed about significant
matters related to the company’s
audit and its financial statements
and addresses these matters;
• the Audit Committee
appropriately communicates its
insights, views and concerns
about relevant transactions and
events to internal and external
auditors;
11. Guidance 8.1
• Audit Committee’s concerns
on matters that may have an
effect on the financial or
audit of the company are
communicated to the external
auditor; and
• there is co-ordination
between internal and external
auditors.
12. Guidance 8.2
• 8.2 The cooling off period
safeguards the independence of
the audit by avoiding the potential
threats which may arise when a
former key audit partner is in a
position to exert significant
influence over the audit and
preparation of the company’s
financial statements.
13. Guidance 8.3
• 8.3 In assessing the suitability,
objectivity and independence of
the external auditor, the Audit
Committee establishes policies and
procedures that consider among
others–
• the competence, audit quality and
resource capacity of the external
auditor in relation to the audit;
• the nature and extent of the non-
audit services rendered and the
appropriateness of the level of fees;
and
14. Guidance 8.3
• obtaining written assurance
from the external auditors
confirming that they are, and
have been, independent
throughout the conduct of the
audit engagement in
accordance with the terms of
all relevant professional and
regulatory requirements.
• The assessment on the
suitability, objectivity and
independence of the external
audit firm should be conducted
annually.
15. • 8.5 The Audit Committee members are
expected to be financially literate and
have sufficient understanding of the
company’s business. This would enable
them to continuously apply a critical
and probing view on the company’s
financial reporting process, transactions
and other financial information, and
effectively challenge management’s
assertions on the company’s financials.
Guidance 8.5
16. • The Audit Committee should demonstrate an
appropriate level of vigilance and scepticism
towards, among others, detection of any financial
anomalies or irregularities in the financial
statements.
• Where there are significant matters requiring
judgement, the Audit Committee should ask
probing questions to ascertain whether the
financial statements are consistent with
operational and other information known.
• The Audit Committee should review and provide
advice on whether the financial statements taken
as a whole provide a true and fair view of the
company’s financial position and performance.
Guidance 8.5