The document provides an overview of the key components of a personal financial plan, including budgeting and tax planning, managing liquidity, financing large purchases, protecting assets and income through insurance, investing funds, and planning for retirement and one's estate. It outlines the six main steps to developing an effective financial plan: establishing goals, evaluating one's current financial position, identifying alternative plans, selecting the best plan, evaluating progress, and revising the plan as needed. Finally, it discusses how the Internet can facilitate financial planning by providing updated information and tools to support all aspects of the financial planning process.

1. Chapter 1 Overview of a Financial Plan

8. Budgeting and Tax Planning Exhibit 1.1: How a Budget Affects Savings

11. Managing Your Liquidity Exhibit 1.2: Managing Your Liquidity

13. Financing Your Large Purchases Exhibit 1.3: Financing Process

16. Components of Your Financial Plan Exhibit 1.4: Components of Your Financial Plan

20. How Financial Planning Relates to Cash Flow Exhibit 1.6: How Financial Planning Affects Your Cash Flows

23. Developing the Financial Plan

24. Developing the Financial Plan

30. How the Internet Facilitates Financial Planning 1.1 Financial Planning Online: Should You Pursue a Career in Financial Planning?

32. Integrating Key Concepts