The document is a curriculum vitae for Jyoti Bhoola that summarizes her personal details, qualifications, courses attended, personality traits, career summary, and previous employers. It details her work experience spanning from 1994 to the present in roles such as an administrator, clerk, and assistant for companies in the financial services industry. Her most recent role since 2009 has been as a Fund Reconciliation Administrator at Momentum Wealth.
A result oriented professional offering over 14 years of experience in Commercial, Finance & Accounts.
Able to understanding new concepts, new information, initiative, enthusiastic and commitment to hard work.
Industrial awareness and business development, managing projects and meeting with clients.
Good communication and interpersonal skill, excellent analytical and problem solving skill.
Dynamic in collection of various types of payments and vetting of contracts for any balance dues.
Interaction with various clients namely RIL, GAIL, ESSAR, L&T, BPCL, HPCL, ONGC, KPTL, IL&FS & TICB.
• Managing daily cash balances;
• Ensuring that cash flows are adequate to allow business units to operate effectively;
• Forecasting cash payments and anticipating challenges arising from limited cash flow;
• Maintain banking relationships and negotiating loans and merchant services for business units;
• Maintaining our accounts system;
• Preparing and presenting financial reports for meetings and investors;
• Working with executives and business heads to prepare budgets and track profit / loss performance by business unit and on consolidated basis;
• Creating solutions to new financial challenges by applying financial/treasury knowledge;
• Liaising with other departments and business units on a range of issues;
• Providing advice on financial matters impacting on the company as a whole;
• Taking responsibility for, and supervising the work of, more junior members of staff;
• Preparing financial reports and submissions to relevant government entities;
• Arranging financial audits and reviews as required;
• Banking money and cheques received and issuing receipts as requested or needed;
• Processing credit card payments received and transferring money from Paypal accounts;
• Maintaining and transferring money between bank accounts as required;
• Payment of invoices and fees as required or otherwise instructed;
• Manage payroll and MPF matters for Company, business units and subsidiaries;
• Recommend and maintain a system of policies and procedures that impose an adequate level of control over Finance Department activities.
A result oriented professional offering over 14 years of experience in Commercial, Finance & Accounts.
Able to understanding new concepts, new information, initiative, enthusiastic and commitment to hard work.
Industrial awareness and business development, managing projects and meeting with clients.
Good communication and interpersonal skill, excellent analytical and problem solving skill.
Dynamic in collection of various types of payments and vetting of contracts for any balance dues.
Interaction with various clients namely RIL, GAIL, ESSAR, L&T, BPCL, HPCL, ONGC, KPTL, IL&FS & TICB.
• Managing daily cash balances;
• Ensuring that cash flows are adequate to allow business units to operate effectively;
• Forecasting cash payments and anticipating challenges arising from limited cash flow;
• Maintain banking relationships and negotiating loans and merchant services for business units;
• Maintaining our accounts system;
• Preparing and presenting financial reports for meetings and investors;
• Working with executives and business heads to prepare budgets and track profit / loss performance by business unit and on consolidated basis;
• Creating solutions to new financial challenges by applying financial/treasury knowledge;
• Liaising with other departments and business units on a range of issues;
• Providing advice on financial matters impacting on the company as a whole;
• Taking responsibility for, and supervising the work of, more junior members of staff;
• Preparing financial reports and submissions to relevant government entities;
• Arranging financial audits and reviews as required;
• Banking money and cheques received and issuing receipts as requested or needed;
• Processing credit card payments received and transferring money from Paypal accounts;
• Maintaining and transferring money between bank accounts as required;
• Payment of invoices and fees as required or otherwise instructed;
• Manage payroll and MPF matters for Company, business units and subsidiaries;
• Recommend and maintain a system of policies and procedures that impose an adequate level of control over Finance Department activities.
• Demonstrated capability in analyzing breaks and issues along with proficiency in OTC products
• Self-motivated, passionate, curious and driven personality
• Proven ability to interact with clients, present actionable findings and partner cross-functionally to deliver results and possess strong experience in client management
• Possess strong attention to detail and ability to effectively manage multiple tasks and initiatives
• Comfortable working in a highly competitive, high-performance and target-driven environment
• Possess excellent communication, interpersonal skills, team building, Project Cordination, organizational and collaboration skills
2. Personal DetailsPersonal Details
Full Names &
Surname
Jyoti Amrat Bhoola
Date of Birth 26 June 1975
Marital Status Married
Home Language English
Other Languages Afrikaans
Nationality Indian
Contact Number 083 377 7358
Area of Residence Erasmia
Geographical Area Centurion, Pretoria
Sport and Hobbies Gym, Reading
High School Azara Secondary School
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3. QualificationsQualifications
Highest Grade : Grade 12
Subjects : Afrikaans
English
Maths
Technical Electronics
Biology
Science
UNISA
2009 To Current : IN102-4
INTRODUCTION TO ECOMOMICS
AND MANAGEMENT ENVIROMENT B - PASSED
IN101-3
INTRODUCTION TO THE ECONOMIC
AND MANAGEMENT ENVIROMENT A -PASSED
Commercial Law 1 - PASSED
Business Management 1 – Passed
Economics 1
Human Resources – Passed
Courses AttendedCourses Attended
Assertiveness Course
Telephone Skills
Time Management
Planning & Organising
Computer Systems:
Microsoft Office – Excel, Word & Outlook
Lotus 1,2,3
Wealth system (Local and MWI)
MCPWAN
AWD
Oracle (Milkyways)
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4. Personality/Character TraitsPersonality/Character Traits
Abilities
• ADAPTABLE to change
• Good NEGOTIATION skills.
• Getting the work done in the most TIME-EFFECTIVE way.
• Setting TARGETS and goals.
• Good TYPING and COMPUTER SKILLS.
• THRIVING under pressure.
• Reviewing basic activities and MANAGING PROSPECTS.
• Require and love TRAINING – in all relevant markets.
• Have good INITIATIVE and IMAGINATION.
• Team player.
• High energy levels and passionate
• Good communication skills.
• Work well with people.
• Computer literacy.
• Proven Client service exposure.
Characteristics
• Self-starter and quick learner.
• Pro-active and confident.
• Most loyal to the institution I work for and my colleagues.
• Self-Driven / Motivated.
• Even tempered.
• Dynamic and energetic.
• Innovative.
• Persistent and assertive.
Achievements
• 2009 – Monthly winner-Excellent responsibility
• Monthly Sparky Awards
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5. Career SummaryCareer Summary
Company Momentum Wealth
Employment Dates July 2009 – Current (10 years)
Positions Held Fund Reconciliation Administrator (Current Position)
Cash Management Administrator (Promoted)
Core Tasks / Responsibilities (Fund Reconciliation Administrator):
• Downloaded all reconciliations from Finswitch daily.
• Reconciled all Cash to Purchase Control.
• Allocated and match all money market accounts.
• Offshore Bank Account Allocation
• Unit Reconciliation.
• Price Fixes.
• Weekly Responsibilities.
• N1 Fund Splits daily.
• Check cash reports.
• Purchase control queries.
• Capturing of Manual Funds.
• Unit Reconciliations daily.
• Unit Queries.
• Follow up and manage logged queries.
• Weekly bases check reports.
• Monthly feedback reporting.
• Control Accounts
Core Tasks / Responsibilities (Cash Management Administrator):
• Allocation of all amounts received in all the bank accounts.
• Email enquiries regarding all amounts received and allocations.
• Loading and allocating of Funding and Sweeping between accounts.
• Payments to Fund Managers in respect of fees or SARS payment in respect
of DWT/tax.
• Ensure that enough funds are in accounts for payments to Fund managers
and clients.
• Generating information regarding all unallocated amounts; then follow up
with bankers / brokers / internal departments / clients.
• Importing CFC information on a daily basis and capturing of the balance per
currency.
• Capturing of CFC balances.
• Generate report to double check balance on Wealth system versus balance
on bank account.
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6. • Processing of CFC payments; sell bookings and buy bookings.
• Control account to be monitored and checked on daily basis.
• Broker close off.
• Month-end reporting.
• Security officer of authorities.
• Follow up and manage logged queries.
Previous EmployersPrevious Employers
Company Rand Merchant Bank Asset Management
Employment Dates June 2002 – May 2009
Position Held Creditors Clerk and Commissions
Core Tasks / Responsibilities:
• Ensure daily, weekly and monthly deadlines are met,
• Capturing of creditors on Oracle and payments are made.
• Calculation, Preparation and payment of monthly and quarterly Trustee Fees and Momentum
Fees.
• Calculation and Preparation of monthly and quarterly Rebate Fees.
• Commissions –Preparation and Reconciliation of payment to brokers (Independent and
Corporate
• Payments to Creditors, Distributions, Repurchases, Rebates, Refunds
• Preparation of Petty Cash Reconciliation and expenditure.
• Ensure that FINANACIAL REPORTING receives relevant Invoice for Fix Assets/Staff
Debtors/Training.
• Liaise directly with internal and external clients-Suppliers. Consultants and Manager.
• Involved in System testing.
• Bee Reporting.
• Ensure that all queries are resolved.
• Back-up for Section Head
• Book value – more than R360 000 000.00 a day
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7. Company First National Bank Limited
Employment Dates December 1996 – February 2002
Position Held Administration Capex and Creditors & Debtors Clerk
Core Tasks / Responsibilities:
• Dealt with problematic cases.
• Addressed queries concerning new and existing businesses.
• Furnished quotations and client information to brokers.
• Reconciliation of Bank statements
• Debtors clerk
• Creditors clerk
• Depreciation of fixed assets
• CAPEX
• Liaison with branch Managers and project managers
• Ordering of furniture for branches and signatures
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8. Company Liberty Life PTY (LTD)
Employment Dates May 1996 - November 1996
Position Held Client Service Advisor
Core Tasks / Responsibilities:
• Compiled and maintain development plans.
• Attended meetings / communications.
• Took part in mentorship programme.
• Applied workstation procedures & corrective actions.
• Performed co-ordinating role between internal sales, administration and other internal
departments.
• Dealt with problematic cases.
• Controlled rejections.
• Serviced brokers (statements & quotations).
• Adhered to client service ethics.
• Applied and maintained quality control procedures pertaining to outgoing documentation.
• Addressed queries and submitted new business.
• Developed and maintained relationship with client base and broker assistants.
• Controlled petty cash.
Company KBS CORPORATE SERVICES
Employment Dates March 1994 - April1996
Position Held Consultant Assistant (Atterbury broker services) (Promotion)
New Business Assistant (Andries Street) (Relocation)
Marketing Assistant (Broker Services - Pietersburg) (Relocation)
Secretary (Financial Advisor - Auckland Park) (Promotion)
Terminal Operator (Johannesburg) (Relocation)
Clerk - Unit Trusts
Core Tasks / Responsibilities (Consultant assistant (Atterbury broker services)):
• Dealt with problematic cases.
• Addressed queries concerning new and existing businesses.
• Furnished quotations and client information to brokers.
• Reconciliation of Bank statements
• Debtors clerk
• Creditors clerk
• Depreciation of fixed assets
• CAPEX
• Liaison with branch Managers and project ma Bookkeeper – To books to Trial balance
• Debtors
• Creditors
• Secretarial work
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9. • VAT 201
• RSC
• UIF
• CC and Pty’s (Ltd) for companies
• nagers
• Ordering of furniture for branches and signatures
• Bookkeeper – To books to Trial balance
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10. • VAT 201
• RSC
• UIF
• CC and Pty’s (Ltd) for companies
• nagers
• Ordering of furniture for branches and signatures
• Bookkeeper – To books to Trial balance
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