1. CURRICULUM VITAE OF AVHAPFANI IRENE NKHUMELENI
Surname: Nkhumeleni
First Names: Avhapfani Irene
Residential Address: Unit 89 Sunset Close
Vorna Valley
Midrand
1646
Contact Number: 0837903042
E-mail address pfanim@gmail.com
Alternate Contact Number: 0713419864
Identity Number: 8108010794082
Nationality: South African
CAREER OBJECTIVE
To obtain a significant and challenging position. A job that will provide me with a scope for growth
vertically hence, very willing to learn new technologies.To be part of esteemed organization that
will nourish my talent within and mutually grow to realize great targets.
EDUCATION
Tertiary Qualification
Institution : University of the Free State
Qualification Obtained : B.com (Financial Management)
Majors : Accounting, Financial management & Statistics
Year obtained : 2006
High School Qualification
Name of School : Mbilwi Senior Secondary
Highest Standard passed : Matric (full exemption)
Year passed : 2000
Subjects passed : Afrikaans, English, Tshivenda,
Biology, Mathematics & Physical Science

2. ADDITIONAL TRAINING
Thusanani Work Readiness Program:
Duration : 09 July 2007 -26 September 2007
• Communication and Presentation Skills & also Accountability
• Problem solving and Negotiation skills
• Project management, Decision making and Business Ethics
• Diversity management and Business communications
• Two weeks practical workplace component
EMPLOYMENT HISTORY
Job title : Internal Auditor
Duration : 01 July 2016 till today
Company : Absa
Tasks & Responsibilities
 Develop an in depth knowledge of the methodology, by attending training sessions and
using knowledge gained during audits, use this proactively in executing audit activities.
 Deliver assigned by the Audit Manager / Head of Audit work to a high quality according to
the requirements of the Quality Assurance scorecard.
 Assist the Audit Manager with planning and execution of Design Effectiveness and
Operating Effectives Testing, uniformly applying the methodology and quality Standards,
focusing on key risks.
 Prepare audit observations and make sure that they are concise, factually accurate and
 Cover all significant issues. Provide insightful observations, address the root causes, and
have agreed actions that fully mitigate the risk.
 Develop and maintain relationships with key audit contacts on each audit by attending
continuous stakeholder meetings & engage closely with stakeholders during assignments
and encourage open discussion and interaction with business on the risks
Associated in their environment.
 Document all working papers in line with the methodology requeirements.the working
paper must be accurate, reflective of work performed and support conclusions drawn

3.  Provide feedback to Audit Manager and audit team with the progress and observations
raised during audit by communicating honestly, frequently and effectively.
Job title : Credit Controller
Duration : April 2012 till 30 June 2016
Company : Absa
Tasks & Responsibilities
• Provide a high level of client support and services
• Guide and assist all clients on meeting the stringent and complex requirements and
conditions of the Working Capital Solution products
• Take control of all client queries regarding the account such as the availability of funds,
funds retained and unapproved debt
• Gather and research information regarding work capital options
• Monitor monthly statistical information and report deviations from the normal trends
identified & Analyse the client's industry risk profile
• Conduct ageing analysis of the debtors' books, as well as the debtor limits, delinquent
accounts and possible new debtors
• Perform the debt collection on the disclosed factoring clients and the reconciliations of
the debtor accounts
• Investigating and resolving queries relating to non-payment of invoices
• Perform the debt collection on the legal accounts and liaise with legal department /
liquidators regarding any disputes when necessary
• Process all offers such as invoices, credit notes and client payments
• Perform and conduct journal processing such as discounts allowed, rebates and refunds
• Ensure that all special terms and conditions as per the agreement with the client
pertaining to the operational process of the facility are adhered to
• Comply with all compliancy, regulatory and legislative requirements
Job title : Financial Data Analyst
Duration : Sept 2010 till March 2012
Company : Absa
Tasks & Responsibilities

4. • Derive information for capital and credit requirement in respect of Absa Corporate
Business and Banking customers in terms of Basel 2 Financial analysis, interpretation
and capturing of client information (companies & municipalities financial statement) and
qualitative data.
• Work with team to manage and support all phases of the expense financial planning
process including consolidations
• Liaison and networking with Credit Analyst, Bankers and Business.
• Record keeping & Administration Function
• Working knowledge of financial statements, ratio analysis and interpretation.
• Financial Expert System and International Credit Analyst (WEBICA) and Knowledge of
Bank Credit Risk System.
• Knowledge of Risk models including municipality risk grading.
• Analysis of deals & Preparation of presentations
• Responsible for collecting data and liaising with funds to ensure accuracy of the data.
• Responding to ad hoc requests for performance information.
• Participation in the co-ordination of strategic planning workshops as required
Job title : Accounts Payable Clerk
Duration : Nov 2007-30 Aug 2010
Company : Deloitte & Touché
Tasks & Responsibilities:
• Responsible for daily/monthly processing of cheque, EFT payments to Creditors
• Attend to the processing of transactions from source document to final processing.
• Prepare accounts payable documentation for payment
• Records accounts payable transaction in SAP
• Ensure that invoices received comply with the VAT Act
• Ensure that invoices are properly authorized and paid timeously

5. • Ensure that all suppliers’ accounts are reconciled before being paid & post accounts payables
invoices on SAP
• Prepare daily payment run
• Ensure that payments are made on time
• Ensure that all policies and procedures are adhered to
• Ensure all General Ledger reconciliations are maintained on a monthly basis for Company.
• Execute creditor payments to ensure payments for services rendered and goods supplied to
the correct suppliers
• Post accounts receivables invoices on SAP & Attend to the reconciliation of all banking
accounts operated by Companies.
• Responsible for any other ad-hoc SAP journals required
• Prepare monthly trial balances within given timelines.
• Oversee administration to ensure smooth running of creditor payments
• Run weekly SAP reports for review by management
• Assist with the preparation of Interim and Year End audit files of company
• Assist in the responding to management and audit and audit queries on the financial records
of Head Office Companies.
• Ensure that all financial records and documents are properly filed in respect of the
Companies.
• Assist in the preparation of annual budget for the Company & assist with monthly financial
close
• Timeous resolution of accounting queries with bankers and subsidiaries.
• Assistance to other HO departments on various ad-hoc projects
• Attend to high level account enquiries
• Responsible for other general accounting and finance department tasks
ABILITIES AND SKILLS
• Highly organised, analytical and problem solving skills
• Ability to perform repetitive tasks and maintain attention to detail
• Knowledge of IFRS.
• Good communication skills (verbal and written)
• Ability to work under pressure and meet deadlines
• Ability to work on own initiative and as part of the team

6. • Achievement driven and ability to relate to people
• MS Word, MS PowerPoint, MS Excel(knowledge of pivot tables),MS Window ,Oracle,
Vista ,v-lookup & SAP
• Analyzing & Good presentation skills & interpersonal skills
• Data analysis skills & Report writing
• Delivering result and meeting customers expectations
• Following instructions and procedures
REFERENCES
Name : Laurin Padiachy
Company : Absa
Contact Number : 011 846 1104 or 072 603 3608
Name : Buyisiwe Nhlapo
Company : Absa
Contact Number : 011 3501564 or 072 262 3761
Name : Maggie Dhliwayo
Company : Deloitte and Touché
Contact Number : 011 8065852 or 0844086552

7. • Achievement driven and ability to relate to people
• MS Word, MS PowerPoint, MS Excel(knowledge of pivot tables),MS Window ,Oracle,
Vista ,v-lookup & SAP
• Analyzing & Good presentation skills & interpersonal skills
• Data analysis skills & Report writing
• Delivering result and meeting customers expectations
• Following instructions and procedures
REFERENCES
Name : Laurin Padiachy
Company : Absa
Contact Number : 011 846 1104 or 072 603 3608
Name : Buyisiwe Nhlapo
Company : Absa
Contact Number : 011 3501564 or 072 262 3761
Name : Maggie Dhliwayo
Company : Deloitte and Touché
Contact Number : 011 8065852 or 0844086552