Hyundai Commercial Inc. (HCI) presented its 1Q15 investor presentation. Key highlights included: - Revenue and operating profit increased due to growth in lending volume and higher profit auto leasing business. - Net income increased as impairment losses from an affiliate decreased. - The company maintained its dominant auto lending market share and aims to diversify its portfolio into new business lines like corporate lending and machinery finance. - Asset quality remained strong with low delinquency rates, and the company pursued conservative provisioning policies. - Capital and liquidity positions were stable with leverage and capital adequacy ratios within regulatory guidelines.