Recommended
More Related Content
What's hot
What's hot (20)
Similar to Fintech "Beta
Similar to Fintech "Beta (20)
More from Drago Indjic
More from Drago Indjic (19)
Recently uploaded
Recently uploaded (20)
Fintech "Beta
- 1. Fintech ”Beta” Dr Drago Indjic QMUL 12 October 2019
- 2. Housekeeping • Academic norms • A trial – ethical – volunteering x 2 • Recorded but no floating microphones for questions • Given 300 attending, pls email questions by email: • dindjic@London.edu • indjicd@regents.ac.uk • Slides pre/post module • https://www.slideshare.net/dindjic
- 3. 1st Exercise: Ad-Hoc Survey • Q1. What “money” app(s) do you use? • Can be ranked/rated (0-10). Domestic, non-UK brands very welcome! • There will be 2nd question – please use envelopes provided – first results after the break!
- 4. Fintech • Why (teaching) fintech? • 2008 == Year 0 agfc/bgfc → new: #p2p, sustainable, fair, additive. • Personal tech; user-centric finance: {citizens, persons} → (Rights. Democracy}. • Syllabus: design, crowdsource, bootstrap … • The original content researched and developed (2018/19) • Not a series of guest lecturers/videos but a monograph/textbook (2021/22?) • Not trading, #bigtech, #b2b • @dindjic • 25+ yrs City’s “hedgie” like several others at QMUL; walking the talk • “Techie”: Imperial (PhD), serial co-founder; IEEE, FCA, EU EIC • + Teaching Investment Management (Regents), Hedge Funds (LBS)
- 5. Syllabus 1. Digital Transformation of Financial Services 2. Regulation: law, community platforms 3. Identity: Customers, People, Privacy 4. PayTech: Money, Payments 5. Blockchain: Coins, Tokens and Contracts 6. WealthTech: Personal Services 7. Infrastructure: Services, business, wholesale 8. Innovation: Entrepreneurship and Strategy
- 6. 2nd Exercise • Q1. Which 2-3 modules would you like the most? • Can be ranked/rated (0-10) • (use envelopes)
- 7. Teaching Methods and Assessment • Elective = voluntary. No pre-requisites. Non-examined, no course credits • Yet …. maybe a short (team) essay? Suggestions: • Video(s) - max 1/2 h long; IMDB-like review and discussion • Apps - use case, review (loan, crypto wallet etc) • Topic - academic; bonus point if adding an annotated bibliography • Extras • Guests - founder/CEO: e.g. GlobePay, ETFmatic, Manigo, ECD … • Networking - meetups, seminars … useful for internship, job references • Syllabus is Work in Progress • Crowdsource, bootstrap, open source; just a curator, narrator • Oct 2019 news: Libra demise, tax on crypto staking, $4b ICO fined, BSA
- 8. Objectives • Practical outcome: classify apps, tech (vendors) and (lack of) features • Personal finance and tech • Identity: privacy, profiles, goals, options; behaviour, #cx/#ux • International • Mobile phone - Made in X? Cloud or app servicing you from Y? • Open markets, development, human rights, rule of law, equal opportunity etc • Scale up = {growth, demographics}: Non-growth vs BRIC/MINT. Africa. Mega- cities. • People-oriented Business models: #p2p, #d2c, #b2c, #b2b2c economics • Culture and norms. Capital formation, fund raising. Distribution.
- 9. Big Picture • Technologies • Electricity. Telecommunications. Mobile. Web. • Law and economics • #G: Money. Central bank. Stock exchange. Regulations. International business. • #P: Natural person. Identity. • #B: Legal entity. Contract. Asset. Financial instrument. • Innovation • #startups. Risk takers. • #London • Discussion: What are founders of GoCardless and WorldPay doing now?
- 10. Instant History - “Follow me” • “Install” decisions
- 11. Break: Personal Message from Lady Fintech • .