1. The main contribution of Fintech
to the SDG11 challenge:
“Safe and affordable housing”
especially in the post-COVID -19 world
is Token Economics
2. Token Economics
I Recommend the course on the Si Systems innovation website
(some of the charts from the site)
https://www.systemsinnovation.io/post/token-economies-course
4. Block chain enables a Paradigm shift
Global Plug & Play network of services for demand
•No need to live in a
costly neighborhood
to participate in the
global economics
https://www.bloomberg.com/news/articles/2020-09-11/vmware-twitter-cut-pay-for-remote-workers-fleeing-bay-area
5. Blockchain enables Value Chain efficiency
Smart contract and value chain management> increase efficiency
> Reduce construction cost
6. • Issuing Security Tokens backed by real assets,
attracting more resources to housing and infrastructure
By making the investment attractive : Stable, Liquid, Tradable >
increasing assets supply
Real Estate Tokenization
7. Living as a Service (LaaS) Utility Token
• Following the trend of Service-oriented
architecture (SOA)
• Issuing a basket of Utility Tokens for
Living as a Service (LaaS)
• Expand housing to living services,
including housing, utilities, and food,
ensuring a complete solution
A use case: Universal Basic Income (UBI)
8. Consumption in advance
Buying LaaS Utility Tokens in advance,
enabling consumers to invest in their
future consumption
> increases certainty for service suppliers
> lower risk > reduce housing cost
A use case: Hedging of Pension Portfolio
9. Opportunities for Impact investors
Unlock liquidity for real estate properties $200 T
(20% liquidity premia)
10. Challenges and new ideas
(opportunities for the accelerator)
A need for a mass market to enable liquidity and trad of tokens
• Supporting Accredited investor reform - expanding token holders
potential - enabling access to attractive investment asset class
#ACCREDITEDINVESTORREFORM
• August 26, 2020, The Securities and Exchange Commission expanded
the pool of sophisticated investors who can purchase unregistered
securities
This approach provides the Commission with flexibility to reevaluate or
add certifications, designations, or credentials in the future.
11. ACCREDITED INVESTOR REFORM
A balance between:
• Access to types of investments that could increase portfolio
performance and diversification
• The knowledge and the asset base in order to understand
and absorb the risk
12. Challenges and new ideas
(opportunities for the accelerator)
• Harmonize and standardization of global regulation (Accredited
investor, AML, KYC)
• Tokenize mass of quality RE (Core CRE)and Infrastructure assets
• Develop issuing and trading platforms
• Develop trading tools for digital securities
13. Real-time DD to supporting Investors decisions
Collecting real - time data using IoT and
analyzing It by AI, would link the BCH
network and smart contracts to the real-
world,
enabling updating DD (Due Diligence) >
Supporting Investors Decision
14. • A vision that could be realized by combining presented concepts:
• Global service economics
• Real estate Tokenization
• Buying Living as a Service (LaaS) Utility Token in advance
• Use the high IR in developing countries as an investment
opportunity for global investors in a near - zero IR environment
Transforming Slams into Smart Urban Villages
Transformation
15. • I call on leaders, entrepreneurs, investors, and
sponsors to join us in realizing the vision to
improve the well-being of a third of the world
population who do not enjoy life in affordable
housing
• Let’s take advantage of the unique opportunity of
the COVID-19 that has undermined the status quo
and facilitated a paradigm shift, combined with
zero interest rates, and technology maturity
• Join us as mentors to help startups accelerate to
change the world for the better!
A call for action
About a year ago at a blockchain conference in Tel Aviv, I met Yael Tamar from SB, and realized the tremendous potential in real estate tokenization. Since, as I deepen my understanding in the field, I am more convinced that it is the next big thing, and now is the time to invest in innovation in this pioneering field.