This document introduces key risk indicators (KRI) models for managing customer credit and risks. It discusses how KRIs can be used to measure and visualize risks through business intelligence dashboards. Specific KRIs are identified for credit risk, such as late payments, credit limits exceeded, number of bank accounts, and life expectancy in a given sector. The KRI dashboards would provide an interactive interface to examine individual high-risk customers and make informed decisions about credit management. Customized KRI models and business analytics solutions are offered to help clients optimize performance and decision-making.

1. Yaar Daat
Knowledge Information
System Consulting LTD
Introducing:
Key Risk Indicators
Model
Managing Your Customers’ Credit

2. The World As We Know It
ERP Designed to generate and manage data
Creates records, made of thousands rows and columns
KPI
A quantifiable measurement tool allowing Data inquiring from Your ERP system,
as well as external data sources
Short Question – Clear Answer : Enables measuring the organizations
performance, while generating actionable data
BI
A Visual Data world that enables faster processing
Uncovers trends and connections in an era of Data Versatility
Countless pieces of information formed into one coherent conclusion
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

3. The KPI process
• What happened within the organizationWhat?
• How did we get here? A focused review of
the process that lead us hereWhy?
• What could be done differently?
Analyzing various scenariosWhat If?
• Evaluating what should be the
organizations next course of
action
What Next?
• Adapting in order to optimize
organization’s performance
How?
After applying
changes, the
process will
repeat to
measure
progress
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

4. A Picture Is Worth A Million Rows
Data Visualization Enhances BI Capabilities, by basically allowing it to fulfill its purposes
Search • For insights
Examine • To further understand and identify
causes
Explain • To improve procedures in Decision
Making Process
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

5. KRI – Identifying Potential Risks
Customers can become a source of danger. Will we be able to tell?
 Several parameters allow us to measure risk
 These parameters will list our potentially
risky customers
Growing
Trend Of
Late
Payments
Number Of
Active Bank
Accounts
Customers
Exceeding
Their Credit
Average
Life
Expectancy
In A Given
Sector
When the open debt
is higher than the
given credit limit
Additional accounts
for extra banking
creditLate payments
tendencies are
growing
What are the
sector’s survival
statistics? Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

6. KRI – Facing the Risk Comparing the
Open Debt to
the overall
insured sum.
Filtering by
customer
Comparing the
Credit Limit to
the overall
insured sum
Pareto Analysis
demonstrated
each customer’s
part of the
overall Open
DebtYaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

7. KRI – Facing the Risk Drill down to
Customer
Details for a
fuller
understanding
Value Or
Percentage?
Choose how to
see the data
Multiple factors
will aid your
decision making
process
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

8. KRI – Facing the Risk See the worst
transgressors
Alert dashboard
shows the
highest values in
each criteria
See the Full
Picture
An interactive
interface allows
cross
examination of
risks
KnowYour
Status
an extensive
overview to help
you decide what
to doYaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota

9. So what did we have here?
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota
 Business Analytics at its finest
≡ Our experience is your advantage
≡ Every aspect can be brought onto the dashboard
 Interactivity & Intuition
≡ Our dashboards are meant to serve your every need
≡ Customization & fine tuning will adjust each dashboard to your specific
requirements
 Vision & Attentiveness
≡ The work depends on how well we attend to you
≡ The only question is: what can we ask for you?

10. Like what you saw?
 Contact us and we will:
≡ Ask the right questions
≡ Do a proper research on your sector
≡ Cultivate a clever, clear KPI analysis
≡ Design a BI model tailored just for you
knowledge is power –
use it wisely
Yaar.Daat@bezeqint.net || 972-544385410 || Baby Sirota
Short
Questions
Clear
Answers
Actionable
Knowledge
Immediate
Results

11. Thank You For Your Attention
Yaar Daat
Knowledge Information
System Consulting LTD
Mobile: 972-54-4385410 | Office: 972-8-6757689 | Yaar.Daat@bezeqint.net