The document discusses key performance indicators (KPIs) in the retail banking sector and the need for business intelligence and data warehousing in banking. Some important KPIs mentioned are total cash deposits, average annual deposits, number of depositors per branch, and number of default borrowers. Business intelligence can help with risk management, improving operational efficiencies, customer segmentation, cross-selling products, and meeting regulatory requirements. Examples provided demonstrate how business intelligence helped banks like Bank of India and ICICI Bank optimize operations and boost customer acquisition.

13. Fact table for all accounts

14. Multivalued Dimensions

15. Arbitrary Band value reporting

16. Point in time balance

17. Heterogeneous product : Specific line of business schema