its about internet banking and about icici bank

1. INTERNET BANKING

3. INTRODUCTION: -
 It is an electronic payment system that enables customers of a
bank
 It is typically connect or to be a part of core banking system
It was first introduced in the early 1980s in New York , and it
started services in 1981 by four major banks Citibank, Chase
Manhattan, Chemical and Hanover.
In India ICICI bank was first Indian bank to provide internet
banking facility.

4. •It is an Indian multinational banking financial services company.
•It was founded in 1994 and its headquarters in Mumbai.
• Chanda Kochhar ceo of ICICI from 2009
•In 2014 it was second largest bank in India in terms of assets and
third in term of market capitalisation
•It offers a wide range of financial services for corporate and retail
customers.

5. Internet banking services of ICICI:-
•You can make and receive payments to ICICI Bank accounts and
Non-ICICI Bank accounts.
•Open Fixed and Recurring Deposits, view account details,
request a cheque book and a lot more, while you are online.
•Transfer of funds to other bank account through NEFT and
RTGS cardless cash withdrawal, Receive funds, Bill payments,
Recharge etc.

6. BENEFITS: -
•Convenience
•Time saving
•View you transactions
•Services
•Mobility

7. Method of Transactions: -
Mobile wallet:
•It is a virtual wallet available on your mobile phone
•You can store cash on mobile to make online or offline payments
via mobile apps
•You can transfer the money into these wallets online using
credit/debit card
Plastic money:
•It includes credit and debit cards
•It can be bought and recharged online via net banking and can
use to make online purchases

8. DRAWBACKS :-
•Relationship
•Complex transactions
•Security
•Net connectivity

9. Conclusion:-
• The strategy of bank is to provide value added services and
products to the consumer, utilizing the internet extensively.
• The main aim of E-banking is to making transactions through
online poses and make customer more beneficial