This document discusses the Indian banking sector. It outlines the major types of banks in India including public, private, and foreign sectors. The banking sector has grown significantly since 2001. The Reserve Bank of India regulates the banking system and controls various policies. Major players in the sector include HDFC Bank, SBI, ICICI Bank, and others. The banking industry makes up a large portion of India's GDP and employs over 50,000 workers annually, primarily through public and private sector banks.
The document is a project report submitted by Arpan Mukherjee to the University of Mumbai for a Bachelor of Management Studies degree. The report examines awareness and usage of e-banking in India. It provides background on the development of e-banking in India, including how private banks have embraced new technologies more readily than public sector banks. The report also analyzes the opportunities and challenges of e-banking adoption in India, such as security concerns, low internet penetration rates, and the need for regulatory clarity.
100 marks topics for banking and insurance projectsbanking-insurance
Complete topics for 100 marks project for banking and insurance
http://www.managementparadise.com/forums/banking-insurance-final-100-marks-projects/16283-topics-100-marks-project-banking-insurance.html
Today, the banking industry in our country is stronger and capable of withstanding the pressures of competition. It withstood Global Financial Crisis (2008). In the era of Globalization Banking Sector in India is rapidly changing since 1990s due to technological innovation, financial liberalization with entry of new private and foreign banks, and regulatory changes in the corporate sector. Indian banking industry is gradually moving towards adopting the best practices in accounting, internationally accepted prudential norms, with higher disclosures and transparency, corporate governance and risk management, interest rates have been deregulated, while the rigour of directed lending is being progressively reduced. In our country, currently we are having a fairly well developed banking system with different classes of banks – public sector banks, foreign banks, private sector banks – both old and new generation, regional rural banks and co-operative banks with the Reserve Bank of India as the leader of the system. In the banking field, there has been an unprecedented growth and diversification of banking industry and our banks are now utilizing the latest technologies like internet and mobile devices to carry out transactions and communicate with the masses.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
This document provides a project report on a training undertaken at Axis Bank. It includes an introduction to the banking industry and Axis Bank in India. The report outlines the research methodology for a comparative analysis of products and services of Axis Bank versus its competitors. It acknowledges those who supported the project and training. The table of contents provides an overview of the report sections which will cover the banking industry, Axis Bank organization, research methodology, findings, SWOT analysis, conclusions and recommendations.
A project report on study of banking products and investment behavior of cons...Projects Kart
This document provides a summary of a report on a study of banking products and investment behavior of consumers. It begins with an introduction to the Indian banking system, including new business opportunities in India and major foreign banks operating in the country. It describes investment strategies in India and provides an overview of Standard Chartered Bank, the products it offers including savings accounts, ULIPs, and mutual funds. The report methodology and findings from analyzing consumer investment patterns are presented across several chapters. Key areas of analysis include identifying potential customers, influential factors in investment decisions, and strategies to better tap the market.
This document discusses the Indian banking sector. It outlines the major types of banks in India including public, private, and foreign sectors. The banking sector has grown significantly since 2001. The Reserve Bank of India regulates the banking system and controls various policies. Major players in the sector include HDFC Bank, SBI, ICICI Bank, and others. The banking industry makes up a large portion of India's GDP and employs over 50,000 workers annually, primarily through public and private sector banks.
The document is a project report submitted by Arpan Mukherjee to the University of Mumbai for a Bachelor of Management Studies degree. The report examines awareness and usage of e-banking in India. It provides background on the development of e-banking in India, including how private banks have embraced new technologies more readily than public sector banks. The report also analyzes the opportunities and challenges of e-banking adoption in India, such as security concerns, low internet penetration rates, and the need for regulatory clarity.
100 marks topics for banking and insurance projectsbanking-insurance
Complete topics for 100 marks project for banking and insurance
http://www.managementparadise.com/forums/banking-insurance-final-100-marks-projects/16283-topics-100-marks-project-banking-insurance.html
Today, the banking industry in our country is stronger and capable of withstanding the pressures of competition. It withstood Global Financial Crisis (2008). In the era of Globalization Banking Sector in India is rapidly changing since 1990s due to technological innovation, financial liberalization with entry of new private and foreign banks, and regulatory changes in the corporate sector. Indian banking industry is gradually moving towards adopting the best practices in accounting, internationally accepted prudential norms, with higher disclosures and transparency, corporate governance and risk management, interest rates have been deregulated, while the rigour of directed lending is being progressively reduced. In our country, currently we are having a fairly well developed banking system with different classes of banks – public sector banks, foreign banks, private sector banks – both old and new generation, regional rural banks and co-operative banks with the Reserve Bank of India as the leader of the system. In the banking field, there has been an unprecedented growth and diversification of banking industry and our banks are now utilizing the latest technologies like internet and mobile devices to carry out transactions and communicate with the masses.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
This document provides a project report on a training undertaken at Axis Bank. It includes an introduction to the banking industry and Axis Bank in India. The report outlines the research methodology for a comparative analysis of products and services of Axis Bank versus its competitors. It acknowledges those who supported the project and training. The table of contents provides an overview of the report sections which will cover the banking industry, Axis Bank organization, research methodology, findings, SWOT analysis, conclusions and recommendations.
A project report on study of banking products and investment behavior of cons...Projects Kart
This document provides a summary of a report on a study of banking products and investment behavior of consumers. It begins with an introduction to the Indian banking system, including new business opportunities in India and major foreign banks operating in the country. It describes investment strategies in India and provides an overview of Standard Chartered Bank, the products it offers including savings accounts, ULIPs, and mutual funds. The report methodology and findings from analyzing consumer investment patterns are presented across several chapters. Key areas of analysis include identifying potential customers, influential factors in investment decisions, and strategies to better tap the market.
This document is a project report submitted by S. Prarthana to the Faculty of Management Studies at Dhanalakshmi College of Engineering in partial fulfillment of an MBA degree. The project report studies customer awareness of internet banking services provided by Dena Bank's T.Nagar branch in Chennai. It includes an introduction, objectives, need for the study, industry and company profiles, literature review, research methodology, data analysis and interpretation, summary and conclusion. 150 customers were surveyed using a questionnaire and their responses were analyzed using statistical tools like percentage, chi-square and correlation to draw inferences and provide suggestions.
Axis Bank was established in 1994 as one of the first new generation private sector banks in India after the government allowed entry of new private banks. It has grown to become one of the largest private sector banks in India with over 1,200 branches and 6,000 ATMs across the country. The bank was formerly known as UTI Bank but changed its name to Axis Bank in 2007.
This document discusses the introduction and growth of internet banking. It begins with an overview of information technology and how technological developments led to the evolution of internet banking. It describes how information technology transformed the banking sector by allowing banks to offer new digital services and connect with customers remotely through online and mobile banking. The document then discusses some of the key benefits that technology provided banks, such as increased productivity, cost efficiencies, and the ability to develop customized products and services for different customer segments. Finally, it explains how information technology freed banks from physical branch constraints and created new opportunities to build closer relationships with customers.
Customer satisfaction of ebanking/online banking of SBISajid Nasar
This document is a study on customer satisfaction with internet banking at the State Bank of India's Ponganadu branch. It discusses customer satisfaction in banking, defines online/internet banking, and the benefits it provides to both banks and customers. It also outlines the key dimensions of online banking including customer to bank services, bank to bank transactions, electronic central banking, and internal bank intranet procurement. The proliferation of internet has opened new opportunities for retail banks to provide products and services through e-banking and online banking channels.
The banking industry in India is governed by the Banking Regulation Act of 1949. It began in the late 18th century and saw major developments post-independence including the nationalization of banks in 1969. Today it includes both public and private sector banks as well as foreign banks. The industry has grown significantly in size and now includes over 67,000 branches across the country. However, it also faces challenges such as a lack of expertise in new products, increasing competition, and the impact of global financial crises. New trends include a focus on customer centricity, staff efficiency, and greater use of technology.
Financial Analysis of Axis Bank Services (MBA Finance)Avinash Labade
If any have Need Project Report please call +919011888598 and i will provide only Word File.
and
Project Cost is Rs 500/- Per Project
Send Me Payment Phone Pay or Google Pay
I HAVE DONE A PROJECT ON ONLINE BANKING IN INDIA WITH RBI GUIDLINES AND IMPLEMENTATION OF ONLINE BANKING IN INDIA WITH BOTH PRIMARY AND SECONDARY DATA ANALYSIS.
Bank of Baroda is the third largest public sector bank in India. It was founded in 1908 and is headquartered in Baroda. As of fiscal year 2009, it had over 3,000 branches including 70 overseas, with total assets of Rs. 2.27 trillion and net profits of Rs. 2.22 trillion. The bank focuses on increasing retail credit, maintaining high asset quality ratios, and growing its total business while protecting asset quality. Going forward, it aims to achieve 20-22% total business growth by focusing on low-cost deposits and adding 2.5-3 million new customers annually.
This document provides information about HDFC Bank, including its history, products and services, vision, mission, business strategy, segmentation and targeting approaches, capital structure, SWOT analysis, and key milestones. Some of the main points summarized are:
HDFC Bank was established in 1994 and has grown to become one of the largest private sector banks in India with over 1,700 branches. It offers a range of banking products and services including loans, deposits, investment funds, insurance, and remittances. The bank aims to be customer-driven and market leading through technology-enabled services and growth while maintaining high asset quality. However, it faces threats from competitors and was penalized for violations uncovered in an inquiry called Operation
1) The banking industry in India has become highly competitive which has increased the need for banks to focus on customer retention through high quality services.
2) It is important for banks like ICICI Bank to understand customer satisfaction levels and the key drivers of satisfaction to improve services, gain a competitive advantage, and increase customer retention.
3) Analyzing ICICI Bank's financial performance and service quality allows them to identify areas for improvement and better meet customer needs and expectations.
A payments bank is a type of niche bank in India that can carry out most banking operations without credit risk. Payments banks can accept deposits up to Rs. 1 lakh, offer remittance services, mobile payments/transfers, and other services like ATMs but cannot issue loans or credit cards. The key objectives of payments banks are to increase financial inclusion and offer savings accounts and payment services. Some regulations for payments banks include that they must maintain a minimum capital of Rs. 100 crore and be fully networked from the beginning.
This document is a project report submitted by Shruti Mathur for her Bachelor of Management Studies degree. The report covers various topics related to internet banking in India including a history of banking in India, features and role of internet banking, products and services offered by Indian banks, risks involved, pros and cons of internet banking, challenges for banks and regulators, impact of e-transactions, uses of computers in banks, credit card frauds, banks' control of online banking, a case study on State Bank of India, and the future of banking. The report contains references, a bibliography, and questionnaires used for primary data collection.
This document provides an overview of the banking sector in India. It discusses the definition of a bank according to Indian law and the history of banking in India in phases from the 18th century to present day. It also classifies the different types of banks in India including the Reserve Bank of India, public sector banks, private sector banks, cooperative banks, and development banks. The roles of commercial banks and investment banks are explained. Finally, it discusses modern modes of banking transactions such as e-banking, ATMs, debit cards, and credit cards.
This document provides a summary of a summer training report for an MBA program. It discusses a summer training project conducted at HDFC Bank in Bhavnagar, India. The first few pages provide background information on HDFC Bank and banking in India. It then outlines the report's contents which will cover organizational structure, products, services, marketing, finance, HR, data analysis, findings, recommendations and conclusions from the training project.
This document discusses a project report on lending processes and credit services offered to small and medium enterprises by Indian Overseas Bank. It provides background on SMEs and their importance to the Indian economy. It also defines SMEs and discusses the classification system. The methodology section outlines the use of primary and secondary data collection for the project. It analyzes various government support programs and guidelines from institutions like RBI and SEBI regarding SME financing.
The document is a project report submitted by Raghu Roy for a B.Com Honours degree. It studies online banking in India and includes chapters on the conceptual framework, presentation and analysis of data/findings, and conclusions/recommendations. The report acknowledges those who helped and supported the project, and includes annexures with questions, declarations, and certificates.
The document discusses internet banking of State Bank of India. It provides background on the author's motivation for the project topic. The objectives are to understand internet banking concepts, aspects of SBI's net banking, perform a SWOC analysis, and provide recommendations. Data will be collected from SBI officials and websites. The project contains 7 chapters covering the company profile, internet banking history, how SBI's works, analysis, and conclusions.
HDFC Bank was established in 1994 as a private sector bank. It has grown to become one of the largest banks in India with over 2,000 branches and 5,000 ATMs across the country. The bank offers a wide range of products and services including credit cards, personal loans, home loans, mutual funds, and trade services. It has pursued an aggressive expansion strategy and targets both retail and corporate customers. The bank has received several awards recognizing its strong financial performance and use of technology.
E-Banking Service of SBI Bank provides banking services electronically through online and mobile channels without time or location limitations. It allows customers to access accounts, pay bills, book tickets, and transfer funds remotely. SBI Bank first introduced e-banking services in the 1980s through automated teller machines and telephone banking, and now offers a wide range of services through internet banking including account management, payments, investments, and alerts. While e-banking provides benefits of convenience, lower costs, and expanded customer reach for banks, it also poses security risks and requires computer skills for some customers.
This document is a project report submitted by S. Prarthana to the Faculty of Management Studies at Dhanalakshmi College of Engineering in partial fulfillment of an MBA degree. The project report studies customer awareness of internet banking services provided by Dena Bank's T.Nagar branch in Chennai. It includes an introduction, objectives, need for the study, industry and company profiles, literature review, research methodology, data analysis and interpretation, summary and conclusion. 150 customers were surveyed using a questionnaire and their responses were analyzed using statistical tools like percentage, chi-square and correlation to draw inferences and provide suggestions.
Axis Bank was established in 1994 as one of the first new generation private sector banks in India after the government allowed entry of new private banks. It has grown to become one of the largest private sector banks in India with over 1,200 branches and 6,000 ATMs across the country. The bank was formerly known as UTI Bank but changed its name to Axis Bank in 2007.
This document discusses the introduction and growth of internet banking. It begins with an overview of information technology and how technological developments led to the evolution of internet banking. It describes how information technology transformed the banking sector by allowing banks to offer new digital services and connect with customers remotely through online and mobile banking. The document then discusses some of the key benefits that technology provided banks, such as increased productivity, cost efficiencies, and the ability to develop customized products and services for different customer segments. Finally, it explains how information technology freed banks from physical branch constraints and created new opportunities to build closer relationships with customers.
Customer satisfaction of ebanking/online banking of SBISajid Nasar
This document is a study on customer satisfaction with internet banking at the State Bank of India's Ponganadu branch. It discusses customer satisfaction in banking, defines online/internet banking, and the benefits it provides to both banks and customers. It also outlines the key dimensions of online banking including customer to bank services, bank to bank transactions, electronic central banking, and internal bank intranet procurement. The proliferation of internet has opened new opportunities for retail banks to provide products and services through e-banking and online banking channels.
The banking industry in India is governed by the Banking Regulation Act of 1949. It began in the late 18th century and saw major developments post-independence including the nationalization of banks in 1969. Today it includes both public and private sector banks as well as foreign banks. The industry has grown significantly in size and now includes over 67,000 branches across the country. However, it also faces challenges such as a lack of expertise in new products, increasing competition, and the impact of global financial crises. New trends include a focus on customer centricity, staff efficiency, and greater use of technology.
Financial Analysis of Axis Bank Services (MBA Finance)Avinash Labade
If any have Need Project Report please call +919011888598 and i will provide only Word File.
and
Project Cost is Rs 500/- Per Project
Send Me Payment Phone Pay or Google Pay
I HAVE DONE A PROJECT ON ONLINE BANKING IN INDIA WITH RBI GUIDLINES AND IMPLEMENTATION OF ONLINE BANKING IN INDIA WITH BOTH PRIMARY AND SECONDARY DATA ANALYSIS.
Bank of Baroda is the third largest public sector bank in India. It was founded in 1908 and is headquartered in Baroda. As of fiscal year 2009, it had over 3,000 branches including 70 overseas, with total assets of Rs. 2.27 trillion and net profits of Rs. 2.22 trillion. The bank focuses on increasing retail credit, maintaining high asset quality ratios, and growing its total business while protecting asset quality. Going forward, it aims to achieve 20-22% total business growth by focusing on low-cost deposits and adding 2.5-3 million new customers annually.
This document provides information about HDFC Bank, including its history, products and services, vision, mission, business strategy, segmentation and targeting approaches, capital structure, SWOT analysis, and key milestones. Some of the main points summarized are:
HDFC Bank was established in 1994 and has grown to become one of the largest private sector banks in India with over 1,700 branches. It offers a range of banking products and services including loans, deposits, investment funds, insurance, and remittances. The bank aims to be customer-driven and market leading through technology-enabled services and growth while maintaining high asset quality. However, it faces threats from competitors and was penalized for violations uncovered in an inquiry called Operation
1) The banking industry in India has become highly competitive which has increased the need for banks to focus on customer retention through high quality services.
2) It is important for banks like ICICI Bank to understand customer satisfaction levels and the key drivers of satisfaction to improve services, gain a competitive advantage, and increase customer retention.
3) Analyzing ICICI Bank's financial performance and service quality allows them to identify areas for improvement and better meet customer needs and expectations.
A payments bank is a type of niche bank in India that can carry out most banking operations without credit risk. Payments banks can accept deposits up to Rs. 1 lakh, offer remittance services, mobile payments/transfers, and other services like ATMs but cannot issue loans or credit cards. The key objectives of payments banks are to increase financial inclusion and offer savings accounts and payment services. Some regulations for payments banks include that they must maintain a minimum capital of Rs. 100 crore and be fully networked from the beginning.
This document is a project report submitted by Shruti Mathur for her Bachelor of Management Studies degree. The report covers various topics related to internet banking in India including a history of banking in India, features and role of internet banking, products and services offered by Indian banks, risks involved, pros and cons of internet banking, challenges for banks and regulators, impact of e-transactions, uses of computers in banks, credit card frauds, banks' control of online banking, a case study on State Bank of India, and the future of banking. The report contains references, a bibliography, and questionnaires used for primary data collection.
This document provides an overview of the banking sector in India. It discusses the definition of a bank according to Indian law and the history of banking in India in phases from the 18th century to present day. It also classifies the different types of banks in India including the Reserve Bank of India, public sector banks, private sector banks, cooperative banks, and development banks. The roles of commercial banks and investment banks are explained. Finally, it discusses modern modes of banking transactions such as e-banking, ATMs, debit cards, and credit cards.
This document provides a summary of a summer training report for an MBA program. It discusses a summer training project conducted at HDFC Bank in Bhavnagar, India. The first few pages provide background information on HDFC Bank and banking in India. It then outlines the report's contents which will cover organizational structure, products, services, marketing, finance, HR, data analysis, findings, recommendations and conclusions from the training project.
This document discusses a project report on lending processes and credit services offered to small and medium enterprises by Indian Overseas Bank. It provides background on SMEs and their importance to the Indian economy. It also defines SMEs and discusses the classification system. The methodology section outlines the use of primary and secondary data collection for the project. It analyzes various government support programs and guidelines from institutions like RBI and SEBI regarding SME financing.
The document is a project report submitted by Raghu Roy for a B.Com Honours degree. It studies online banking in India and includes chapters on the conceptual framework, presentation and analysis of data/findings, and conclusions/recommendations. The report acknowledges those who helped and supported the project, and includes annexures with questions, declarations, and certificates.
The document discusses internet banking of State Bank of India. It provides background on the author's motivation for the project topic. The objectives are to understand internet banking concepts, aspects of SBI's net banking, perform a SWOC analysis, and provide recommendations. Data will be collected from SBI officials and websites. The project contains 7 chapters covering the company profile, internet banking history, how SBI's works, analysis, and conclusions.
HDFC Bank was established in 1994 as a private sector bank. It has grown to become one of the largest banks in India with over 2,000 branches and 5,000 ATMs across the country. The bank offers a wide range of products and services including credit cards, personal loans, home loans, mutual funds, and trade services. It has pursued an aggressive expansion strategy and targets both retail and corporate customers. The bank has received several awards recognizing its strong financial performance and use of technology.
E-Banking Service of SBI Bank provides banking services electronically through online and mobile channels without time or location limitations. It allows customers to access accounts, pay bills, book tickets, and transfer funds remotely. SBI Bank first introduced e-banking services in the 1980s through automated teller machines and telephone banking, and now offers a wide range of services through internet banking including account management, payments, investments, and alerts. While e-banking provides benefits of convenience, lower costs, and expanded customer reach for banks, it also poses security risks and requires computer skills for some customers.
E-banking allows customers to perform basic banking transactions electronically around the clock from anywhere in the world. It involves viewing account details, paying bills, and transferring money via the internet. While e-banking provides benefits like convenience and low costs, it also faces challenges regarding security, start-up costs, and the need for trained personnel and maintenance. Banks are working to address security issues and provide safe online banking services.
This document discusses ATM services, including the information required for ATM card use such as card number and expiry date. It outlines the basic services provided by ATMs like cash withdrawal, balance inquiries, and transaction statements. Benefits of ATM use include accessibility anywhere and anytime, a large network of ATMs, and no transaction fees. Some inconveniences are possible instability of ATM systems, withdrawal limits, and risk of losing personal information or card which could lead to monetary losses.
E-banking provides significant benefits to both banks and customers by offering convenience, increased access, and lower costs. It allows customers to bank anytime from anywhere while solving issues with traditional banking like time and place constraints. However, e-banking also presents new security threats like ATM skimming, online fraud, and mobile malware that require preventative measures such as EMV chips, multi-factor authentication, encryption, and education. Overall, e-banking has become necessary for modern banking while continued innovation aims to address ongoing security challenges.
The State Bank of India (SBI) is India's largest bank. It was founded in 1806 and nationalized by the Indian government in 1955. SBI has over 21,500 branches across India and 172 branches in 37 foreign countries. It has assets of over $369 billion and employs over 222,933 people, making it one of India's largest employers. SBI provides various banking services to individuals and businesses, including loans, deposits, credit cards, and investment services.
Unified Payments Interface (UPI) - easy way to transfer money through banksCA Janardhana Gouda
A system for instant online bank payments. A new initiative for cashless and more digital economy. A perfect system for India in Banking System. Using of Mobile in a perfect way. (awesome feature of Virtual ID for transfer of money online through online.
Mobile wallets started in Japan as a solution for small payments without change at gas stations and stores. They allow storing virtual money in a mobile account that can be used to pay for transactions with an SMS. In India, while some limited mobile wallet services exist, full implementation is awaiting RBI guidelines as current rules do not allow third party transfer of funds without a bank account. As mobile wallet usage grows, costs will decrease from current Indian rates of 0.8-1.5% per transaction. Widespread adoption faces challenges around customer acceptance of mobile payments and fraud prevention without direct bank involvement.
This document defines and provides brief descriptions of various types of e-services, including chat, video conferencing, blogs, newsgroups, e-learning, e-shopping, and social networking. E-services are business services provided over the web, beyond just e-commerce transactions. Examples of e-services given include remote printing, news updates to subscribers, and tasks performed automatically without the customer's direct involvement. Each type of e-service is then defined in one to three paragraphs.
This document discusses electronic banking (e-banking). It defines e-banking as the automated delivery of traditional banking products and services directly to customers through electronic channels. There are two approaches to e-banking - a dial-in approach that requires separate finance software and an internet approach where users log directly into their bank's website. E-banking offers benefits like anytime/anywhere banking and lower costs but also drawbacks like difficulties adopting technology. Security features like SSL encryption and firewalls aim to protect online banking.
This document discusses e-banking and security measures. It provides an overview of e-banking, including its history and how it has reduced manual work. It describes common e-banking operations like funds transfers, downloading transaction information, and loan applications. The document also discusses phishing techniques used by fraudsters to steal personal information. Finally, it outlines measures users can take to avoid e-banking fraud, such as being suspicious of urgent emails requesting financial details and knowing a bank will never ask for passwords via email.
E-Banking refers to electronic banking services offered by financial institutions. It evolved from traditional in-person banking due to innovations in internet technology. One of the first banks to offer online internet banking services was Stanford Federal Credit Union in 1994. E-banking allows customers to conduct banking transactions remotely using channels like ATMs, smart cards, phone/mobile banking, and internet banking. While e-banking provides benefits of convenience and lower costs, it also introduces risks like security threats from password/identity theft, phishing scams, trojan viruses, and skimming.
Internet banking, also known as e-banking, allows users to perform banking functions through their personal computer by accessing their bank's website. The ICICI Bank launched online banking in India in 1996. E-banking provides benefits like convenience and accessibility for customers as well as cost savings for banks by reducing branch transactions and operational costs. However, security concerns remain an issue as online banking increases the risks of hackers accessing customer accounts. Regulations and security measures will need to continue evolving to fully address privacy and fraud protection as virtual and branchless banking models grow in the future.
Internet banking allows individuals to perform banking activities online via the internet. It provides automated delivery of traditional and new banking products and services directly to customers through electronic and interactive communication channels. Some banks offer both online and traditional banking, while others are online-only.
The concept of internet banking developed alongside the world wide web in the 1980s. The first online banking services launched in the United States in 1994 and India in 1997. The Reserve Bank of India categorized internet banking into three types - information only, electronic information transfer, and fully electronic transactional - based on access levels.
Internet banking provides benefits like convenience, lower costs, faster transactions, and increased competition for both customers and banks. However, security risks and the
The document provides information on various marketing topics such as the meaning of ethics, marketing, e-marketing, fraud, and limitations and advantages of e-marketing. It defines ethics as dealing with what is good for individuals and society. Marketing is defined as a process by which individuals obtain what they need through creating and exchanging products of value. E-marketing uses technology to connect businesses to customers. While e-marketing has benefits like lower costs, it also has limitations such as reliance on technology and security concerns. The document discusses examples of e-marketing fraud and provides tips to protect oneself from fraud.
The document discusses consumer protection for electronic banking. It outlines the responsibilities of banks in four key areas:
1. E-banking oversight and management, including establishing security policies and controls over e-banking systems.
2. E-banking risk management and internal controls, such as implementing comprehensive information security programs and employing appropriate authentication methods.
3. Consumer awareness programs to educate customers on security and fraud prevention.
4. Complaint resolution procedures for issues involving unauthorized transactions or losses.
The summary captures the main topic of consumer protection for electronic banking and highlights the four main responsibilities of banks outlined in the document.
This document is a registration form for resetting an Internet banking profile password with State Bank of India. It requests the applicant's name, account number, date of birth, email address, telephone number, address, and signature. The applicant confirms they have read and understood the terms of service governing Internet banking and agree the transactions executed will be legally binding. The form is to be submitted to and verified by the applicant's branch, with notes on whether the reset password is recommended or rejected.
CSS3 is the latest standard for CSS.
CSS3 is completely new web technology and widely used by web designers,
This presentation teaches you about the new features in CSS3!
E-Banking Service of SBI Bank provides banking services electronically through online and mobile platforms. It defines e-banking and outlines the history and development of e-banking from the 1980s to present day. Wells Fargo was the first bank to offer online account access in 1995. ICICI bank introduced internet banking in India in 1997 under the brand "Infinity". The document discusses the various services provided by e-banking like bill payments, shopping, and ticket booking. It highlights the advantages for banks, customers and businesses. Some disadvantages include the need for computer skills and security risks. SBI provides many services through their e-banking platform like funds transfers, account opening and loan applications.
What is Cashless Economy ? Advantages, Disadvantages, Different Cashless payment methods, internet banking, plastic money, e-wallet, Point of sale, how to secure your cashless payment, future of cashless payment.
This document provides an overview of internet banking. It discusses how internet banking allows customers to perform banking transactions electronically via the internet. It describes the common features offered by online banking such as viewing account balances, paying bills, and transferring funds. The document also compares traditional banking to online banking, noting the conveniences of online banking like accessing accounts anywhere at any time, but also the security risks. Finally, the conclusion discusses how online banking may disrupt traditional banks by allowing new entrants to offer lower fees and more choices for customers.
This document discusses internet banking and e-banking. It defines internet banking as a system that allows individuals to perform banking activities at home via the internet. It then outlines the development of e-banking, including some of the first online banking services introduced in the United States and India. The document also discusses the different types of internet banking systems and services offered by major banks in India. It concludes by covering the advantages and disadvantages of e-banking for banks, businesses, and customers.
Virtual banking allows customers to bank remotely without visiting a physical branch by offering services online, through mobile apps, or over the phone. Security First Network Bank and FinatiQ were early pioneers of virtual banking in 1995 and 2000 respectively. Virtual banks offer conveniences like online and mobile banking for tasks like bill payments, funds transfers, and account access from anywhere at any time but also face challenges regarding security, technical issues, and a learning curve for customers.
E banking, internet banking and all servicesJomy Mathew
Computers are widely used in banks to help staff operate more efficiently and effectively. They track transactions, process customer information, and allow banks to offer good customer service daily. Key computer applications used in banks include automated teller machines (ATMs), cash deposit machines, mobile banking, internet banking, and core banking systems. These applications provide customers with convenient access to their accounts and allow banks to save time and costs.
The document discusses e-banking concepts and provides an example of ICICI Bank's "Infinity" internet banking service in India. The key points are:
1. E-banking allows customers to perform banking transactions electronically without visiting a physical bank by using online and mobile banking.
2. ICICI Bank launched its Infinity internet banking service in 1997, which has over 15,000 customers and allows users to view accounts, transfer funds, pay bills, and communicate with their account manager online.
3. Infinity provides customized online services for customers like personal finance articles, online investments, and utility bill payments.
Epayments system in India and globally iit project abhiROCKS1103
IIT project on epayments. Including all the method uses and innovations in e payments and the growth of epayments in the modern world and rapid growth in india after demonetization.
Electronic banking, or e-banking, describes transactions that take place between companies, organizations, individuals, and their banking institutions using electronic communication channels. While some banks offered early forms of e-banking in the 1980s, growth was slow due to lack of interested users and high costs. However, the rise of the internet in the late 1990s made people more comfortable conducting transactions online, helping e-banking to expand.
This document discusses e-banking and the new era of digital banking. It defines e-banking and online banking as conducting financial transactions through a bank's website. It describes the features of e-banking like online bill pay, transferring funds, and using mobile apps. It outlines the forms of e-banking like internet banking, ATMs, debit cards, and e-billing. It discusses the advantages of convenience and 24/7 access but also the disadvantages of security risks, technical difficulties, and some customers preferring human interaction.
Online banking allows customers to conduct financial transactions electronically through a bank's website. It was first introduced in the 1980s in New York. Online banking is faster, more convenient, and less expensive than traditional branch banking. However, it also poses security risks like phishing and identity theft. To mitigate these risks, banks use digital certificates and anti-virus software while customers must take precautions like using strong passwords. While online banking is growing in India, it still lags other Asian countries and remains nascent due to challenges like limited internet access in rural areas.
This document outlines India's objectives for promoting a cashless economy through digital payments. It discusses establishing digital payment frameworks, educating citizens and merchants, and the short and long term benefits. The roadmap involves awareness campaigns using common service centers, issuing cards and machines, discounts for digital payments, and reducing transaction fees. Implementation will be led by NIC teams promoting adoption among IT professionals. The document also provides information on various digital payment options like cards, UPI, USSD, Aadhaar Pay, wallets and IMPS.
This PPT includes the explanation on various types of Electronic payment systems used its working and the recent trends in E-commerce and Electronic payments with special reference to India, It also speaks of various security issues related with e commerce and the use of e-payment systems.
The document discusses electronic banking and provides information on its introduction, history, types, uses, advantages, disadvantages and security issues. It describes how electronic banking allows online banking transactions instead of visiting a physical bank. The history of electronic banking is traced from its start in New York in 1981 and India in 1997 by ICICI bank. The main types are internet banking, SMS banking, ATMs, telephone banking, debit/credit cards, and e-checks. Key functions include funds transfer, bill payments, investments, applications and viewing accounts. The main advantages are convenience, lower costs and security risks. Common security issues involve spoofing, eavesdropping and data alteration that can be addressed by using encryption and authentication.
Principles and Practices of Banking Module 5ARUNKUMAR7358
Banking Technology
Concept of universal banking
Home banking
ATM’s
Internet banking
Mobile banking
Core banking solutions
Debit, credit and smart cards
Electronic payment system
MICR
Cheque truncation
ECS
EFT
NEFT
RTGS
Books referred - Dr.Nirmala Prasad, K. Chandrasass j (Banking and financial system)& Mithani, Gordan (Banking and financial systems)
Internet banking allows customers to conduct bank transactions online instead of visiting a bank in person. It originated in New York City in 1981 when four major banks offered home banking services using videotex. Internet banking services include bill payment, viewing statements, using credit/debit cards, insurance, and shopping. To use internet banking, customers need internet access, must register with their bank, and login with a unique username and password. Internet banking provides benefits for both banks and customers, such as convenience, lower costs, and faster transactions. However, security issues and technical problems can arise. Banks and customers must take precautions to protect login credentials and accounts.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
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A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
3. Introduction
Definition:-
•The provision of banking service through electronic channels and
the customer. It can access the data without time and geographical
limitation.
•Combination of the two term Electronic technology & Banking.
•Process by which a customer performs banking transactions
electronically.
4. What is E-banking?
•E-Banking denotes the provision of banking and
related services through extensive use of information
technology.
•Delivery of bank’s services to a customer at his office
or home by using electronic technology.
5. • Development of E-banking
• Advantages of the E-Banking
• Disadvantages of the E-banking
7. Development of E-banking
May 1995 :
•Wells Fargo - the first bank in the world to offer customer
access to their accounts over the internet .
•Allows customer to see their accounts online
8. Development of E-banking
• ICICI was the first bank to initiate the Internet
banking revolution in India as early as 1997 under
the brand name 'Infinity'.
• ICICI Bank kicked off online banking way back in
1996 . But even for the Internet as a whole, 1996 to
1998 marked the adoption phase, while usage
increased only in 1999-due to lower ISP online
charges, increased PC penetration and a tech-
friendly atmosphere.
9. Different services provided under
e-banking
• ONLINE BILL PAYMENT
• SHOPPING
• TICKET BOOKING
• PRE PAID MOBILE RECHARGE
• MARKET WATCH
10. Contd…
• PERSONAL HOME PAGE
• INVESTMENT SERVICES
• ONLINE APPLICATIONS
• PERSONAL UPDADATE
11. SERVICE PROVIDED BY SBI
• Self-account funds transfer across India.
• Third party transfers in the same branch.
• New account opening.
• Demand Draft requests.
13. Contd…
• LIC and other insurance premia payments.
• SBI Mutual funds Investments.
• Remit Subscription to PPF account.
• Credit card dues payments.
14. Contd…
• Deposit your taxes.
• Donations to your religious inspirations.
• Donations to Red Cross and such other organisations.
• Setting up SMS alerts for transaction information.
18. STATE BANK VIRTUAL CARD
• SBI introduced a new feature (in may/june
2012) for its users- state bank virtual card.
• An electronic card can be used for all type of
e-commerce… online shopping, mobile
recharge, etc
• Same as regular plastic card but a single e-
card for a single transaction
• Best thing- reduced the risk of online fraud
19. FEATURES OF VC
• Single transaction card
• Secure
• Valid upto max 48 hrs/ till the transaction is
completed
• Easy to use, no extra registration is required
for its generation
• Min amt of issue- Rs 100
• Max amt of issue- Rs50,000
• Domestic use only
20. • No limit on no. of cards
• This facility is absolutely free
21. HOW TO GENERATE SBI VIRTUAL
CARD
STEP1- visit www.onlinesbi.com, log in to your
Net Banking Account
STEP2- go to e-card tab
22.
23. STEP3- select desired account & enter card amt
& click on generate button
STEP4- now it will ask you to verify your e-card
& accont details. Simply click on generate
button.
24.
25. STEP5- it will ask u to enter High Security
Transaction Password (8 digit password) , that
you received on your mob. No.
26.
27. STEP6- now it will show your name, 16 digit card
no., card limit amount, CVV no. (3 digit),
expiry date.
Note them down.
28.
29. STEP7- now you can use this VDC for shopping,
etc within 48 hrs.
Only you have to enter OTP & its done.
30.
31. Advantages of E-banking
• Benefits for Banks
• Benefits for Small to Medium Businesses
• Benefits for Customers
32. Benefits for Banks
• Larger customer coverage
• Reducing the costs of operations
• Promoting their services and products
internationally
• Increasing the customer satisfaction and providing a
personalized relationship with customers
33. Disadvantages OF E-banking
• A need for customer skill to deal with computers and
browsers.
E.g. Elderly, Housewives → Inconvenient
• Site change it will make the customer have some
confusion or delay.
• Security Risk
34. Conclusion
• E-Banking Enable Better Business Anywhere,
Anytime.
• E-Banking represent a tremendous opportunity in
India.
• However, Factors such as illiteracy in India,
availability of cheaper labor force, reluctance to
change by the existing staff of banks and slow growth
of technology in India are responsible for slow
growth of e-banking in India.
35. Contd…
• Development and acceptance of standards by
financial institutions will clearly have a positive
impact on the level of security achieved by banks and
bank customers.
• Since opportunities foregone are opportunities lost,
the banks have to rise ahead of time so as not to lag
behind in the e-banking era.