The document provides information about the Indian financial system and markets. It discusses:
1) The nature and functions of financial markets, which provide a mechanism for trading financial assets and claims, and help promote savings and investment.
2) The key components of the Indian financial system - financial assets/instruments, financial institutions, and financial markets (money markets and capital markets).
3) The roles and participants in the primary and secondary markets. The primary market provides channels for new securities issues, while the secondary market facilitates trading of existing securities and promotes liquidity and price discovery.
Financial system and markets:
objectives of financial system-
Concepts of financial system-
Financial concepts-
Development of financial systems in India-
Weakness of Indian financial system
Financial markets and their impact on economyShivkumar Menon
Financial Markets - This deck captures the movement of Money markets and Capital Markets, its impact on different stakeholders viz. Individuals, businesses, markets and the economy
Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
Financial system and markets:
objectives of financial system-
Concepts of financial system-
Financial concepts-
Development of financial systems in India-
Weakness of Indian financial system
Financial markets and their impact on economyShivkumar Menon
Financial Markets - This deck captures the movement of Money markets and Capital Markets, its impact on different stakeholders viz. Individuals, businesses, markets and the economy
Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
All related information about capital market instruments such as debt instruments, equity instruments, insurance instruments, hybrid instruments, swaps etc.
Secondary Market, Primary Vs Secondary, Stock Exchanges, Listing of Securities, Trading Systems in Stock exchanges, Qualifications of Listing,Delisting, Orders, types of Orders,
This presentation covers Merchant Banking History; Categories; Services provided by them; Methods of placement; underwriting; Issue management & SEBI guidelines.
Presenting this set of slides with name - Financial Instruments Powerpoint Presentation Slides. Our topic specific Financial Instruments Powerpoint Presentation Slides presentation deck contains thirtyfour slides to formulate the topic with a sound understanding. This PPT deck is what you can bank upon. With diverse and professional slides at your side, worry the least for a powerpack presentation. A range of editable and ready to use slides with all sorts of relevant charts and graphs, overviews, topics subtopics templates, and analysis templates makes it all the more worth. This deck displays creative and professional looking slides of all sorts. Whether you are a member of an assigned team or a designated official on the look out for impacting slides, it caters to every professional field.
All related information about capital market instruments such as debt instruments, equity instruments, insurance instruments, hybrid instruments, swaps etc.
Secondary Market, Primary Vs Secondary, Stock Exchanges, Listing of Securities, Trading Systems in Stock exchanges, Qualifications of Listing,Delisting, Orders, types of Orders,
This presentation covers Merchant Banking History; Categories; Services provided by them; Methods of placement; underwriting; Issue management & SEBI guidelines.
Presenting this set of slides with name - Financial Instruments Powerpoint Presentation Slides. Our topic specific Financial Instruments Powerpoint Presentation Slides presentation deck contains thirtyfour slides to formulate the topic with a sound understanding. This PPT deck is what you can bank upon. With diverse and professional slides at your side, worry the least for a powerpack presentation. A range of editable and ready to use slides with all sorts of relevant charts and graphs, overviews, topics subtopics templates, and analysis templates makes it all the more worth. This deck displays creative and professional looking slides of all sorts. Whether you are a member of an assigned team or a designated official on the look out for impacting slides, it caters to every professional field.
In an ulterior transaction, two messages are conveyed at the same time. One of these is an overt or social level message. The other is a covert or psychological level message. Most often, the social level content is Adult-Adult. The psychological level messages are usually either Parent –Child or Child –Parent.
Non-Banking Financial Companies & MICROFINANCE Completed note for MBA Finance.
It includes Meaning, Classification, Comparison chart, Activities of NBFC, RBI guidelines, etc
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What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
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Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
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A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
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"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
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• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
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5. INDIAN FINANCIAL SYSTEM
Objectives
The basic objective of this TOPIC
is to familiarize the student with
the Indian Financial System so
as to make them conversant with
the intricacies of the functioning
of Indian Financial System
7. FINANCIAL MARKETS
financial market is any mechanism for
trading Financial assets or claims.
• ITS Not ANY physical market place,
• ITS SIMPLY A set of transactions.
• IT includes– money market which
channels wholesale funds Usually for
less than one year----dominated by
major Banks and institutions.
8. • It Includes – securities or capital
market which deal with long
dated securities--- shares,
debentures, bonds etc.
• It Includes foreign exchange
markets.
• it Includes future & options
market to provide means of
hedging.
9. • FINANCIAL MARKETS
PROVIDE MECHANISM
THROUGH WHICH THE
CORPORATE FINANCIAL
MANAGER HAS ACCESS TO
A WIDE RANGE OF
SOURCES OF FINANCE &
INVESTMENT.
11. • FINANCIALMARKETS:-
• PROMOTE SAVING &
INVESTMENT
• BY WHICH THE FINANCIAL
REQUIREMENTS OF LENDERS
(SUPPLIERS)
• & BORROWERS (USERS) CAN
BE MET.
12. FINANCIAL SYSTEM
SEEKERS OF FUNDS SUPPLIERS OF FUNDS
FLOW OF SAVINGS
FLOW OF FINANCIAL SERVICES
FINANCIAL MARKETS DEFINED AS MARKETS WHERE FINANCIAL
ASSETS ARE CREATED OR TRANSFERRED.
PRIMARY MARKETS MONEY MARKETS
SECONDARY MARKETS CAPITAL MARKETS
MONEY MARKET : WELL DEVELOPED MONEY MARKET IS TO CHANNEL
SHORT TERM SAVINGS INTO SHORT TERM PRODUCTIVE
INVESTMENT.
CALL MONEY MARKET
TREASURY BILL MARKET , MARKETS FOR COMMERCIAL PAPER
14. Financial System
An institutional framework existing in
a country to enable financial
transactions
Three main parts
• Financial assets (loans, deposits, bonds,
equities, etc.)
• Financial institutions (banks, mutual
funds, insurance companies, etc.)
• Financial markets (money market, capital
market, market, etc.)
Regulation is another aspect of the
financial system (RBI, SEBI, IRDA,
FMC)
15. Financial assets/instruments
Enable channelizing funds from surplus
units to deficit units
There are instruments for savers such as
deposits, equities, mutual fund units, etc.
There are instruments for borrowers such
as loans, overdrafts, etc.
16. Financial assets/instruments
Like businesses, governments too
raise funds through issuing of
bonds, Treasury bills, etc.
Instruments like PPF, KVP, etc.
are available to savers who wish
to lend money to the government
17. Financial
Institutions
Includes institutions and mechanisms
which
• Affect generation of savings by the
community
• Mobilization of savings
• Effective distribution of savings
Institutions are banks, insurance
companies, mutual funds-
promote/mobilize savings
Individual investors, industrial and
trading companies- borrowers
19. Financial Markets
Money Market- for short-term funds (less
than a year)
• Organized (Banks)
• Unorganized (money lenders, chit funds,
etc.)
Capital Market- for long-term funds
• Primary Issues Market
• ( secondary Stock) Market
• Bond Market
20. Structure of the Securities
Market
Securities
Market
Equity
Market
Debt
Market
Derivatives
Market
Government
Securities
Market
Corporate
Debt
Market
Money
Market
Options
Market
Futures
Market
21. Function of Securities Market
Securities Markets is a mechanism whereby
buyers and sellers of securities can enter into
transactions to purchase and sell shares, bonds,
debentures or any other securities .
Further, it performs an important role of
enabling corporate, entrepreneurs to raise
resources for their companies and business
ventures through public issues.
22. Participants in the Securities Market
The securities market essentially has three
categories of participants, namely, the
issuers of securities, investors in securities
and the intermediaries, such as merchant
bankers, brokers etc.
While the corporates and government raise
resources from the securities market to
meet their obligations, it is households that
invest their savings in the securities market.
23. Financial Markets
Money Market Capital Market
Call Money
Treasury Bills
Markets
Markets for
commercial paper
& certificates of
deposits
New Issue
Markets
Stock
Markets
IPO
FPO’S
Private
placement
Equity
Market
Debt
Market
24. Products, Participants and Functions
of financial markets
Efficient Mechanism to transfer money from savers to
users (Entrepreneurs)
Demand and supply of securities determine the price
Intermediaries match the needs of users and suppliers
Three categories of participants
Issuer of securities
Investor in securities
Intermediaries
The regulator- develops fair market practices, regulates
conduct of issuers and intermediaries
25. GOI
Ministry of Finance
RBISEBI
Depositories Companies
Broker
Dealers
Clearing
Corporations
Stock
Exchanges
Mutual
Funds
Banks
Registrar of
Companies
Merchant
Bankers
Registrar &
Transfer
Agents
Primary
Dealers
GOI
Dept of Co. Affairs
Depository
Participants
Structure of Indian Financial Markets
GOI
Ministry of Finance
RBISEBI
Depositories Companies
Broker
Dealers
Clearing
Corporations
Stock
Exchanges
Mutual
Funds
Banks
Registrar of
Companies
Merchant
Bankers
Registrar &
Transfer
Agents
Primary
Dealers
GOI
Dept of Co. Affairs
Depository
Participants
Structure of Indian Financial System:
26. II:FINANCIAL MARKETS
Are the centers or arrangements that provide
facilities for buying and selling of financial
claims and services
Like demand and supply of goods or services in
the product market or a factor market, there is
also demand for and supply of money (credit) in
the financial market and also a price for this
credit,called the rate of interest
Financial markets are however impersonal in
nature in the sense that the persons who want to
borrow need not come into Direct contact with
the persons ho wish to lend
28. PRIMARY
(DIRECT)
Deal in new financial
claims or new
securities; Thus new
issue market
Mobilize savings and
supply fresh or
additional capital to
business units
SECONDARY
(INDIRECT)
Deal in securities
already issued or
existing securities
Do not contribute
directly to supply of
additional capital but
facilitate it by making
the primary market
more liquid
29. MONEY MARKETS
Deal in short term
funds(maturity period
upto one year)
Collective name given
to various firms and
institutions that deal in
various grades of near
money instruments
CAPITAL MARKETS
Deal in medium term
and long term funds/
instruments
Long term funds are
collected and supplied
to the business
enterprises, individuals
and the government.
31. PRIMARY
(DIRECT)
Are financial claims
against the real sector
units
Created by real sector
units as ultimate
borrowers and issued
directly to ultimate
savers to raise funds
Bonds, shares, bills of
exchange,etc.
SECONDARY
(INDIRECT)
Are financial claims
issued by financial
institutions or
intermediaries against
themselves to raise
funds from
public(ultimate
savers)
Bank deposits,LIC
policies, mutual fund
units
32. SHORT TERM
< 1 YEAR
LONG TERM
> 1 YEAR
LONG TERM
> 5 YEARS
FINANCIAL INSTRUMENTS
(B)
33. Financial instruments differ in
terms of:
Liquidity
Security value
Marketability
Transferability
Maturity period
Transaction cost
34. Financial instruments differ in
terms of:
Risk and uncertainty
Tax status
Return on investment
Price fluctuations
36. FINANCIAL SERVICES
Leasing
Discounting and rediscounting of bills
The provision of these services requires the
use of various types of financial instruments
and efficient markets
40. PRIMARY MARKET
The primary market provides the channel for
sale of new securities.
Primary market provides opportunity to
issuers of securities; Government as well as
corporate, to raise resources to meet their
requirements of investment and/or
discharge some obligation.
They may issue the securities at face value,
or at a discount/premium and these
securities may take a variety of forms such
as equity, debt etc.
They may issue the securities in domestic
market and/or international market.
42. Primary issues
Qualified
institutions
placement (for
listed companies)
Preferential issue
Offer for sale
(existing shares)
Follow-on
public
offering
FPO
Initial
public
Offering
IPO
placement METHODRights
issue
Public issue
Private placement
(unlisted companies)
43. Difference between public issue
and private placement
When an issue is not made to only a select set of
people but is open to the general public and any
other investor at large, it is a public issue.
But if the issue is made to a select set of people,
it is called private placement.
As per Companies Act, 1956, an issue becomes
public if it results in allotment to 50 persons or
more.
This means an issue can be privately placed
where an allotment is made to less than 50
persons.