Richard W. Bank, MD, who is 67 years old, draws upon decades of experience in the medical field. Richard W. Bank, MD, is a medical consultant and business veteran who feels strongly that Medicare and Medicaid cuts would have a negative effect on elderly and poor communities.
Government data shows rising OOP spending for consumers, but excludes some types of health-related items and services that can add significantly to the total amount and consumer share of spending. This infographic exposes these “hidden costs” that account for almost one-fifth of total health care spending.
For more information, visit
Richard W. Bank, MD, who is 67 years old, draws upon decades of experience in the medical field. Richard W. Bank, MD, is a medical consultant and business veteran who feels strongly that Medicare and Medicaid cuts would have a negative effect on elderly and poor communities.
Government data shows rising OOP spending for consumers, but excludes some types of health-related items and services that can add significantly to the total amount and consumer share of spending. This infographic exposes these “hidden costs” that account for almost one-fifth of total health care spending.
For more information, visit
Lawyers made the list of the top 10 most stressful jobs, but what are they so stressed about? Learn about the Top 10 Fears of Lawyers in this MyCase infographic.
Dr. Mollyann Brodie: "What Soaring Drug Prices Mean for Patients," 9.3.15reportingonhealth
Dr. Mollyann Brodie's presentation from "What Soaring Drug Prices Mean for Patients," 9.3.15
http://www.reportingonhealth.org/content/what-soaring-drug-prices-mean-patients
December 12, 2017
The Sixth Annual Health Law Year in P/Review symposium featured leading experts discussing major developments during 2017 and what to watch out for in 2018. The discussion at this day-long event covered hot topics in such areas as health policy under the new administration, regulatory issues in clinical research, law at the end-of-life, patient rights and advocacy, pharmaceutical policy, reproductive health, and public health law.
For more information, visit our website at: http://petrieflom.law.harvard.edu/events/details/sixth-annual-health-law-year-in-p-review
Health and finance are more and more interconnected. Medical expenses are the number one reason for bankruptcy in the US and health is noted as the highest expense in retirement. We know that over half of Americans can’t afford a $400 emergency and yet more and more consumers have high deductible health plans which require more cash out of their pocket than before. The lack of transparency in the system can lead people to be unaware of expenses coming their way, not understand the bills when they come, and not understand their plan and their ultimate financial responsibility. This can lead people to fund medical debt on credit cards and even avoid treatment because they can’t afford the expense. Financial products like HSAs are designed to support consumers in planning for and affording health expenses and can even reduce their taxable income and provide a long-term savings and investment vehicle, but many people are not aware or do not use them as they are designed. In addition, the stress associated with financial volatility can add to an individual’s stress and can actually cause or exacerbate the health problems they face.
This area is a crucial one to be aware of and to address in the work we do across the design and innovation community in health. There are many opportunities for those across the health system from payer to provider to benefits administrator and employer to help people understand and manage the financial aspects of health. This panel will help us to explore the concept of financial wellbeing as it pertains to health planning and navigation, opening our eyes to the obstacles and opportunities present.
Will There Be a Productivity Revolution in Health Care? - David CutlerWSU
Health care is poised to undergo a revolution in productivity. With changes in organization and financing of care, we could improve productivity in medical practices, and for the system as a whole. The talk will describe how health care productivity can be increased, and the paths that might be taken with or without reform.
HealthSparq State of Health Plan Member Engagement 2019HealthSparq
People want more control over their rising health care costs. Health plans, providers, employers and even the federal government are working to improve the situation for consumers, but there remains a large divide between where we are today and where we want to be. See where health care transparency stands today in this new infographic and report at: https://healthsparq.com/resources/white-papers/healthsparq-consumer-sentiment-benchmark-2019/
Итак, для эффективной интеллектуальной работы часто требуется вдохновение. Но как быть, если работать надо, а вдохновение не пришло? Можно создать его самим! Для этого необходимо войти в состояние, называемое «потоком». Это состояние хорошо знакомо каждому из вас, но как его вызвать произвольно?
Lawyers made the list of the top 10 most stressful jobs, but what are they so stressed about? Learn about the Top 10 Fears of Lawyers in this MyCase infographic.
Dr. Mollyann Brodie: "What Soaring Drug Prices Mean for Patients," 9.3.15reportingonhealth
Dr. Mollyann Brodie's presentation from "What Soaring Drug Prices Mean for Patients," 9.3.15
http://www.reportingonhealth.org/content/what-soaring-drug-prices-mean-patients
December 12, 2017
The Sixth Annual Health Law Year in P/Review symposium featured leading experts discussing major developments during 2017 and what to watch out for in 2018. The discussion at this day-long event covered hot topics in such areas as health policy under the new administration, regulatory issues in clinical research, law at the end-of-life, patient rights and advocacy, pharmaceutical policy, reproductive health, and public health law.
For more information, visit our website at: http://petrieflom.law.harvard.edu/events/details/sixth-annual-health-law-year-in-p-review
Health and finance are more and more interconnected. Medical expenses are the number one reason for bankruptcy in the US and health is noted as the highest expense in retirement. We know that over half of Americans can’t afford a $400 emergency and yet more and more consumers have high deductible health plans which require more cash out of their pocket than before. The lack of transparency in the system can lead people to be unaware of expenses coming their way, not understand the bills when they come, and not understand their plan and their ultimate financial responsibility. This can lead people to fund medical debt on credit cards and even avoid treatment because they can’t afford the expense. Financial products like HSAs are designed to support consumers in planning for and affording health expenses and can even reduce their taxable income and provide a long-term savings and investment vehicle, but many people are not aware or do not use them as they are designed. In addition, the stress associated with financial volatility can add to an individual’s stress and can actually cause or exacerbate the health problems they face.
This area is a crucial one to be aware of and to address in the work we do across the design and innovation community in health. There are many opportunities for those across the health system from payer to provider to benefits administrator and employer to help people understand and manage the financial aspects of health. This panel will help us to explore the concept of financial wellbeing as it pertains to health planning and navigation, opening our eyes to the obstacles and opportunities present.
Will There Be a Productivity Revolution in Health Care? - David CutlerWSU
Health care is poised to undergo a revolution in productivity. With changes in organization and financing of care, we could improve productivity in medical practices, and for the system as a whole. The talk will describe how health care productivity can be increased, and the paths that might be taken with or without reform.
HealthSparq State of Health Plan Member Engagement 2019HealthSparq
People want more control over their rising health care costs. Health plans, providers, employers and even the federal government are working to improve the situation for consumers, but there remains a large divide between where we are today and where we want to be. See where health care transparency stands today in this new infographic and report at: https://healthsparq.com/resources/white-papers/healthsparq-consumer-sentiment-benchmark-2019/
Итак, для эффективной интеллектуальной работы часто требуется вдохновение. Но как быть, если работать надо, а вдохновение не пришло? Можно создать его самим! Для этого необходимо войти в состояние, называемое «потоком». Это состояние хорошо знакомо каждому из вас, но как его вызвать произвольно?
Коучинг - тренинг «Возьми жизнь в свои руки» -
ваш билет в новую жизнь!
Давайте рассмотрим, из каких элементов он состоит:
Модуль 1. Освобождение от прошлого
Что в дне вчерашнем тормозит ваше сегодня?
Настройка на трансформационную работу. Помаршируем?
Простой способ перепрограммировать прошлое.
Как «мешок картошки» может изменить Вашу жизнь
Модуль 2. Создание ментальной перспективы будущего или смотрим в хрустальный шар
Куда ведут вас мечты?
Шагаем по ступеням пирамиды вверх
Приглашаем на примерку будущего. Порой, когда мечты сбываются, мы вдруг понимаем, что это не то, что нам нужно. Истинны ли ваши текущие желания? Тест мечты с помощью образов.
Модуль 3. Путь к источнику внутренней силы
Внимание! Операция «Поиск миссии» началась
Простой способ жить в соответствии с ценностями
Ищем Вашу «точку отсчета» или как войти в ресурсное состояние
Модуль 4. Формула Вашего успеха
Что ответить на вопрос: сомнения - это благо или вред?
Быстрый способ подружиться со своими страхами
Неожиданный секрет формулы успеха
Модуль 5. Работа с вмешательствами
Какая она, ваша карта мира?
Как создавать желаемую реальность
Узнайте ваш персональный алгоритм создания мечты
Коучинг - тренинг «Возьми жизнь в свои руки» -
ваш билет в новую жизнь!
Давайте рассмотрим, из каких элементов он состоит:
Модуль 1. Освобождение от прошлого
Что в дне вчерашнем тормозит ваше сегодня?
Настройка на трансформационную работу. Помаршируем?
Простой способ перепрограммировать прошлое.
Как «мешок картошки» может изменить Вашу жизнь
Модуль 2. Создание ментальной перспективы будущего или смотрим в хрустальный шар
Куда ведут вас мечты?
Шагаем по ступеням пирамиды вверх
Приглашаем на примерку будущего. Порой, когда мечты сбываются, мы вдруг понимаем, что это не то, что нам нужно. Истинны ли ваши текущие желания? Тест мечты с помощью образов.
Модуль 3. Путь к источнику внутренней силы
Внимание! Операция «Поиск миссии» началась
Простой способ жить в соответствии с ценностями
Ищем Вашу «точку отсчета» или как войти в ресурсное состояние
Модуль 4. Формула Вашего успеха
Что ответить на вопрос: сомнения - это благо или вред?
Быстрый способ подружиться со своими страхами
Неожиданный секрет формулы успеха
Модуль 5. Работа с вмешательствами
Какая она, ваша карта мира?
Как создавать желаемую реальность
Узнайте ваш персональный алгоритм создания мечты
Часто человек становится узником, заключенным в ограничивающие рамки своего собственного сознания и очень редко кто это осознает. И эти рамки, т.е. природа его привычного образа мыслей, формируют сценарии событий в его жизни.
Работа с образами – это самое увлекательное и захватывающее путешествие! Это путешествие вглубь себя, где на пути вы встречаетесь с вашими истинными чувствами, ценностями, раскрываете неизведанный потенциал и возможности вашей личности! Результат, который вы получаете, превосходит все известное ранее. Ведь вы получаете… Себя, целостного гармоничного, способного творить и создавать то, о чем раньше приходилось только мечтать!
Для коуча работа с образами - это возможность создавать за одну встречу глубинные изменения и результаты, которые при другом варианте могут быть достигнуты только за несколько недель или месяц работы.
Что дает вам умение работать с образами?
• Умение эффективно, глубоко и качественно работать с задачами клиента.
• Быстро достигать значимых результатов для клиента во время консультации.
• Успешно справляться даже с глубинными противоречиями и внутренними ограничениями клиента.
• Проводить невероятно интересные и позитивные коуч-сессии.
• Обрести индивидуальный, уникальный стиль в работе коуча.
• Внести более глубокий и творческий подход в консультирование.
• Превратить каждую коуч-сессию в открытие и праздник для клиентов, где каждая встреча с Вами - подарок, долгожданное событие!
• Сможете стать настоящим мастером, который способен создавать то, чего не могут другие.
Особенности коучингового подхода в образовании на разных уровнях компетентнос...Tagir Sagitov
Особенности коучингового подхода в образовании на разных уровнях компетентности учащихся.
Гульчевская Наталья
Кандидат психологических наук, коуч ICF, бизнес-тренер
http://gulchevskaya.ru
Коучинг - слово модное, но не всегда понятное. Презентация о том, чем может быть полезен коучинг конкретному человеку и чем действительно является коучинг. Как выбрать себе коуча.
Успех человека на 80% зависит от эмоционального интеллекта и только на 20% от IQ. Но почему-то большинство людей стремятся повысить коэффициент интеллекта и забывают о своей эмоциональной компетентности.
На этой мастерской поговорим о роли эмоций в жизни каждого из нас и бизнесе, и их влиянии на качество жизни конкретного человека.
На Мастерской Вы:
− определите роль эмоций в Вашей жизни и в стратегии достижения успеха;
− познакомитесь с понятием эмоциональный интеллект и узнаете, какое влияние он оказывает на достижение успеха;
− оцените свои компетенции эмоционального интеллекта;
− получите ответы на важные для Вас вопросы в сфере эмоциональной компетентности.
The Affordable Care Act has brought changes that businesses can’t ignore.
Aflac surveyed 314 brokers, 5,209 American workers and 1,856 business decision-makers to determine the impact health care reform is having on brokers’ business models and employers’ benefit offerings.
The results show the growing importance of voluntary insurance benefits.
Larry Levitt: Is Employee Health Insurance Failing Americans?reportingonhealth
Larry Levitt's slides from the Center for Health Journalism webinar, "Is Employee Health Insurance Failing Americans?" 7.23.19
More info: https://www.centerforhealthjournalism.org/content/employee-health-insurance-failing-americans
Opportunities & Challenges: A Home Health and Hospice Executive SurveyMcKesson Corporation
In the ever changing health care environment, home health and hospice organizations face enormous challenges. Discover their top challenges, such as Medicare reimbursement cuts, and other statistics on health care reform in the 2014 McKesson executive survey.
Presentation from HIMSS17 shares introductory findings from Navicure's first Patient Payment Check-Up™. Conducted by HIMSS Analytics and fielded in January 2017, the national survey reveals key differences in attitudes and behavior between those billing for healthcare and those paying for it.
Healthcare Consumer Survey: How Medicare Shoppers Are Feeling About Seminars ...Media Logic
When COVID-19 fears began receding and vaccines were widely available, Media Logic wondered how Medicare shoppers were feeling about seminars and events since being forced online to shop for Medicare insurance.
I don't understand my marketplace insuranceSteve Levine
Half a year after policies purchased via the Affordable Care Act (ACA) online marketplace exchanges first took effect, research studies and media reports show that many of these newly insured Americans don’t understand their insurance or how to use it.
“Hey Doc” is pleased to reissue some of our articles and videos to help answer some critical questions.
Webinar: Mid-Year Election Changes for Cafeteria Plansbenefitexpress
Let's talk about cafeteria plans. When can participants make election changes?
While cafeteria plans can be a great option for employees wishing to pick and choose benefits based on cost, when and how to facilitate election changes outside of open enrollment can be tricky to navigate for employers. As the use of cafeteria plans continue to grow, we take a deeper look at the rules and regulations of these plans, particularly as they pertain to mid-year election changes.
COVID-19 Health & Welfare: Compliance for Employersbenefitexpress
As part of our continuing ERISA Compliance series, we covered such compliance topics and more in our April 9th webinar discussing COVID-19 and updates from the IRS and DOL concerning the Families First Coronavirus Response Act.
Plan Sponsor Webinar: Navigating COVID-19 for Employersbenefitexpress
In this webinar, we take a deeper look into how the novel coronavirus is not only affecting the way we live, but changing the way we work. From remote work environments, FMLA, contract agreements and more, we discuss how to navigate the changing workforce during this time of uncertainty, and answer questions to help you make the best decisions for the health and safety of your employees.
Medicare & Employer Health Coverage - a Coordination Conversationbenefitexpress
Let's talk about Medicare and Employer Health Coverage. The rules on coordinating Medicare and employer coverage can be complex. How it complements other programs (such as COBRA, HSAs and the ACA) are also areas of question for both employees and their employers.
Part of our ERISA Compliance Series, this webinar is hosted by ERISA Attorney Larry Grudzien and moderated by chief marketing officer Julia Goebel. This webinar will discuss the top wage and hour issues that may be unknowingly lurking within your company.
The Affordable Care Act touches the lives of most Americans. In fact, nearly 21 million will be at risk if Obamacare is struck down, and may even lose health insurance completely if the law is ruled unconstitutional. This webinar will discuss what the outcome may be if ACA is repealed.
Watch our free one-hour webinar reviewing the rules for the new Individual Coverage HRA and the new Excepted Benefit HRA (ICHRA and EBHRA).
In June 2019, Treasury, DOL and HHS released final regulations that are effective for plan years beginning on or after January 1, 2020. These regulations created two new HRAs, Individual Coverage HRAs (ICHRA) and Excepted Benefit HRAs (EBHRA).
These new HRAs will be subject to ERISA and COBRA, but will not be subject to the nondiscrimination rules under Code Section 105(h). Any employer can offer these new HRAs to their employees. They can be offered to common law employees, but cannot be offered to self-employed individuals, partners and more than 2% S-Corporation shareholders.
Facilitated by ERISA attorney Larry Grudzien, and moderated by Chief Marketing Officer Julia Goebel, this webinar will cover the following:
-Why are these new HRAs so important?
-Which employees can be included or excluded
-What documentation is needed to be completed by employers to adopt them
-What reporting and disclosure requirements must be met
-What types of expenses can be reimbursed
-The pros and cons of establishing and participating in these new HRAs for employers
In today's multi-generational workforce, health and wellness benefits are weighted equally with salary expectations. This is why it's important for small and large businesses alike to embrace health and wellness benefits to recruit top talent as well as retain valued employees.
While offering these benefits has been shown to improve employee engagement and productivity, it comes with some challenges. This webinar reviews common questions human resources professionals confront when offering health and welfare benefits to employees.
Facilitated by ERISA attorney Larry Grudzien, this webinar covers the following:
- Questions Surrounding Tax
- Reporting Disclosures
- ERISA, COBRA & FMLA
- Workers Compensation
- Affordable Care Act (ACA)
Benefits are a critical piece of an employee compensation package, with health care benefits reigning most important. Whether you're already offering these benefits or considering adding them to your benefits offerings, view our webinar to learn more and remain competitive in the talent marketplace.
How to Administer Wellness Programs in Today's Regulatory Environmentbenefitexpress
Are you struggling to make sense of the recent legislative updates surrounding employer sponsored wellness programs? Perhaps you are trying to decide whether to continue with current wellness plans, modify your plans without guidance from the EEOC, postpone new wellness programs or discontinue them all together.
It’s a complicated landscape ripe with several options for “next steps” for employees and plan sponsors of wellness plans in 2019 — with perhaps the biggest barrier of all being that employers cannot measure the risk of wellness plans at this time.
To help guide you through this maze of options, watch our one-hour webinar on-demand to learn what rules remain after the EEOC’s regulations were found invalid and what rules have to be met in 2019 in order to offer a valid wellness program.
How to administer wellness programs in today's regulatory environment
This webinar covers:
Requirements under HIPAA
Requirements under the Internal Revenue Code
Requirements under ERISA
Requirements under GINA
Requirements under ADA
Requirements under ACA
HIPAA Training: Privacy Review and Audit Survival Guidebenefitexpress
HIPAA Privacy Overview for Employers. Review a helpful checklist of requirements an employer must adopt to stay compliant with HIPAA and to survive an audit by Health and Human Services (HHS).
Webinar | Texas vs. United States - The Repeal of ACA?benefitexpress
Recently a Federal District Court held in Texas, et al. v. United States of America, et al. that the individual mandate in the Patient Protection and Affordable Care Act (ACA) is unconstitutional, and that the other provisions in the ACA are invalid because they are inseverable from the individual mandate.
Our ACA compliance webinar reviews:
- What the Federal District Court decided.
- The basis for the decision.
- The impact of the decision.
- What may happen over the next months or year.
- What Congress may do to address the situation.
Healthcare Check-in: The Latest Developments in Health and Welfare Plansbenefitexpress
We work in an exciting industry – which means quick changes are the norm, and adaptability is a necessity. Keep your compliance plans up to date with a download of all legislative changes since our last update webinar. This webinar covered legislation that's passed in the last six months, what's on the way, and what it means for your organization.
Webinar | From Analysis to Action: How Personalization Can Lower Employer Cos...benefitexpress
Personalization is everywhere – from Amazon to Spotify, and is now the expectation for consumers. Personalization in benefits elections is also the new normal, thanks to decision support tools and data analytics. Modern decision support tools draw on data points including demographics, preferences and medical need, all highly relevant towards personalization ... as opposed to the "one-size fits all" modeler of the past that relied on strict business rules.
Using data to advise clients can be a game changer for a broker. With analytics, you can quantify your benefit plan suggestions based on hard evidence, and advise based on unbiased data versus mere opinion. But where does this data come from? And how do you know which data to use?
This webinar shows how decision support tools can provide data to simplify health benefit decisions, allowing employees to feel more confident in their decisions, leading to lower costs for employers and client retention for brokers as a result.
In this webinar, brokers will learn how decision support analytics can reinforce their role as a trusted adviser by:
• Helping employer clients understand which health plans and programs are being used and which ones are the most cost-effective
• Minimizing the number of employees who are over-insured or under-insured, helping to save on annual and long-term costs for healthcare premiums, leading to better client retention over time
• Supporting healthy employee behaviors, resulting in lower health care expenses overall
FSAs can do some heavy lifting for your benefits plan – they allow employees to save pretax dollars for healthcare costs without the price tag of other financial wellness initiatives.
However, many HR professionals lack a deep understanding of the compliance requirements to offer and administer a well-rounded program for their employees. Engage your employees with a financial wellness benefit that works.
Key webinar takeaways:
- How different types of FSAs interact with benefit plans as a whole
- FSA and reimbursement limits for 2018
- Legal implications of offering an FSA to employees
- Best practices for administering a successful FSA benefit plan
Webinar | COBRA Pitfalls: Common Mistakes and How to Avoid Thembenefitexpress
Leaving the organization isn't the end of the benefits cycle for employees. This webinar focuses on how to avoid one of the most common compliance pitfalls in benefits ... COBRA administration.
Some of the top takeaways were:
• The basics of successful COBRA administration
• Required notices associated with COBRA coverage
• How Medicare interacts with COBRA for employees and dependents
• Penalties for noncompliance
Smooth and successful off-boarding of departing employees is as important as well-planned on-boarding of new hires. Log on to your roadmap for a smooth ride into COBRA compliance.
Webinar | Clients Calling “Mayday”? Design a Benefits Technology Strategy to ...benefitexpress
Benefits administration can be a delicate, and even difficult balancing act for employers. From managing costs and administrative demands, to maintaining compliance, and integrating with workforce wellness plans, it’s not surprising that three in four employers called “mayday” and turned to benefits administration outsourcing in 2017. With the administrative difficulty level rising, and advisory competition increasing, it is now critical to become the partner of choice to relieve this distress. But how?
Join Scott Evans, chief product officer at benefitexpress, this May Day, as he guides benefits advisers through the top considerations for building, buying or borrowing benefits administration technology solutions to offer clients. If you and your clients have benefits technology questions, Scott has answers.
Webinar takeaways include:
• How to assess your readiness: learn and identify the benefits administration business model that is right for you
• Key criteria for evaluating potential benefits technology partners, plus a valuable checklist
• How to create a benefits technology strategy for your business which is seen as an imperative – not a “value-add” – by your clients
• Tips for staying competitive in a changing market, using your solutions portfolio
Webinar | Training the Technique: Advanced ERISA Compliancebenefitexpress
If your organization offers any form of retirement plan, chances are you have questions about ERISA. This advanced compliance training will go beyond the basics of the requirements of the Employee Retirement Income Security Act of 1974.
Attend our one-hour training to learn:
- Which employers are affected by ERISA regulations
- Which benefits plans are subject to ERISA
- What documentation employers must provide to prove
compliance
- Penalties for noncompliance
ERISA attorney Larry Grudzien will share industry inside knowledge to help participants ensure total compliance with ERISA regulations.
Webinar | Training the Technique: Advanced ERISA Compliance
How Are You Feeling About Benefits?
1. HOW ARE YOU FEELING ABOUT BENEFITS?
56%
42%
59%
38%
50%
47%
40%
46%
said the amount of monthly premium or the coinsurance they
have to pay for health care services is the most important
factor when choosing their major medical insurance each year
expect employers to pay 80% or more of the cost for major
medical insurance
agree they need to be more engaged in making health
insurance coverage decisions
would be more informed about their health insurance choices
if they sat with an insurance consultant during enrollment.
choose the same benefits year after year
feel strongly that their health insurance coverage greatly
influences their financial stability.
are at least somewhat likely to accept a job offer with slightly
lower compensation but better benefits
say improving their benefits package is one thing their
employer could do to keep them in their jobs
agreed all their questions were answered prior to or during
their open enrollment process
understand everything in their major medical policy
(including deductible, copays, providers in their network, etc.)
devoted less than 30 minutes to researching their benefits
options during their last open enrollment
estimate they waste up to $750 due to mistakes made with
their insurance benefits
anxious
eager
confused
apathetic
2015
graphics by
*Data collected from the 2015 Aflac WorkForces Report