The document discusses several theories of how and why accidents occur: 1. Single Event Theory sees accidents as caused by a single identifiable cause and places blame on individual workers. 2. Domino Theory sees accidents as a chain of related events leading to injury. Investigators address eliminating any link in the chain. 3. Multiple Cause Theory recognizes accidents result from many random and interacting factors in both individual behavior and workplace environment/systems. 4. Unsafe acts and unsafe conditions are identified as the two basic causes of accidents, with factors further categorized by task, material, environment, personnel and management.