The document discusses the history and development of automated teller machines (ATMs). It notes that ATMs were invented 40 years ago by John Shepherd-Barrron and introduced by Barclays Bank in the late 1960s and early 1970s. Currently, there are over 1.6 million ATMs worldwide, though their popularity peaked in the late 1990s. The document also outlines some of the key card systems used, security measures implemented, technological advancements made to ATMs over time, and potential future developments in the area of digital payments and a cashless society.

2. ATM
Automated Teller Machine

3. ATM
Automated Teller Machine
HISTORICAL FACTS:
o JOHN SHEPHERD-BARRON
o INVENTED 40 YEARS AGO
o BARCLAYS BANK ENDFIELD
o PROGRESS LATE 60’S EARLY 70’S

4. ATM
Automated Teller Machine
CURRENT LANDSCAPE:
o 1.6M ATM’S WORLDWIDE
o SWITCH CONNECTION NETWORK
o POPULARITY PEAK LATE 90’S
o OUT OF FASHION

5. ATM
Automated Teller Machine
CARD SYSTEM:
o DEBIT / CREDIT CARDS
o 4 DIGIT PIN SECURITY
o CHIP AND PIN, UK
o NON-BANK ATM PLATFORMS
PROVIDE SERVICES

6. ATM
Automated Teller Machine
ALTERNATE SPENDING:
o INTERNET BOOM 95-00
o ECOMMERCE
o ELECTRONIC SPENDING
o NEW FORMS OF MULTIMEDIA AND
TECHNOLOGIES; MOBILE & PC

7. ATM
Automated Teller Machine
CURRENT ADVANCEMENTS:
o VIDEO SERVICE ATM
o BIOMETRIC SECURITY
o CURRENCY CARDS
o INTERACTIVE TOUCH SCREEN
MULTIMEDIA MONITORS

8. ATM
Automated Teller Machine
CULTURAL CHANGES:
o DIGITAL MONOPOLY
o UK £100BN INTERNET 2009
o 80% GHANAIANS UNBANKED
o JAPANESE ELECTRONIC
PAYMENTS GREW 54% 2009

9. ATM
Automated Teller Machine
FUTURE DEVELOPMENTS:
o CASHLESS SOCIETY
o EXPENSIVE TECH
o SECURITY CONCERNS
o INTERNET REVOLUTION

10. ATM
Automated Teller Machine
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