The document discusses different ways to use wishes in English based on the tense and subject. It explains that "wish + past simple" is used to talk about present or future situations for yourself, such as "I wish I had more money." "Wish + would/could + infinitive" is used to talk about another person's present actions you want to change, like "I wish you wouldn't borrow money from me." "Wish + past perfect" expresses regret about the past, as in "I wish I hadn't been late."