The EVA, made up of 18 national vending associations and 58 companies, is hoping to follow the lead of US counterpart, NAMA, and encourage the introduction of contactless payments at machines.
The position paper is aimed at credit card companies and banks and hopes to "break the deadlock" with financial institutions on transaction costs, a major barrier to the introduction of the technology.
How M2M / IoT Architecture changes the Vending market and scales for smaller ...Eurotech
How modern M2M / IoT Architecture Building Blocks change the Vending market and scale for smaller companies.
M2M Innovation World Congress
Marseille, September 2014
Moneytor is a ready-to-use telemetry system for the vending industry that enables a connection between any kind of vending machine and/or payment system and a centralised web solution, by means of a GSM/GPRS wireless link, in order to display sales and alarms information.
How M2M / IoT Architecture changes the Vending market and scales for smaller ...Eurotech
How modern M2M / IoT Architecture Building Blocks change the Vending market and scale for smaller companies.
M2M Innovation World Congress
Marseille, September 2014
Moneytor is a ready-to-use telemetry system for the vending industry that enables a connection between any kind of vending machine and/or payment system and a centralised web solution, by means of a GSM/GPRS wireless link, in order to display sales and alarms information.
Qmagik is an automated customer flow management / queue management system. It is extremely important that the queue management system should be simple and easy to use and maintain. The Queue management system once implemented will be used mostly by the general public who visits the service organization to avail one or the other kind of service Applications of Queue Management Solution software system hospitals-clinic,banks-financial,telecom services,government office in INDIA,DUBAI,UAE,LONDON.
HAKSYS is a professional embedded systems research & developement company.
HAKSYS designs, develops and manufactures its own products, offering its customers a reliable & prompt service of a great technological expertise.
The BRF210 Contactless Antenna is an optional receiver that can be plugged into the SCR200 and can support contactless and NFC payments with Visa PayWave, MasterCard PayPass, American Express and Discover.
Mobile Payments Event by Warply: Eurobank's presentationWarply
Eurobank's presentation by Antigonos Papadopoulos at Warply's special event on "Mobile payments" and new technologies in our everyday transactions through smartphones.
Featured speakers were senior executives of leading brands of the associated ecosystem: high-tech companies, banking industry, mobile operators and retail - and presented real case studies on innovative payment services via mobile, personalized advertising, mobile data, and more.
• Vasilis Koutsoubas, First Data
• Gerasimos Livieratos, iSquare
• Thomas Philippou, Vodafone
• Antigonos Papadopoulos, Eurobank
• Constantine Frydakis, Piraeus Bank
• John Doxaras, Warply
Aiming at an open and constructive dialogue at the event took place a panel, coordinated by the journalist of the newspaper "Proto Thema", Panagiotis Markidis.
The event was powered by:
Warply
INNOVATHENS, the Hub of Innovation and Entrepreneurship of Technopolis Athens
with HAMAC's support.
Communication sponsorships of the event were the magazines RETAILBUSINESS, ADBUSINESS and the business portal BusinessNews.gr
Introducing Instant EMI Solution for 0% Financing Offers
Manufacturers can drive incremental sales by launching an attractive real-time EMI offer on White Goods, Consumer Electronics, Travel Packages and much more
As society begins to look beyond the crisis, we are clearly realizing this world need teamwork to fight for the value of human existence. It's a deep pity to witness our world wide valued customers and channel partners suffering lockdown. Especially in verticals like restaurant, hospitality, and any kind of face-to-face stores.
We sincerely invite you to rediscover your own business operation, from surviving to thriving. What's the business after coronavirus is about? As a 30-year system integrator for global retailers, we are also expected to be your solution partner towards better and solid future. Today, here we summarize our stories, product, and solution. Hope you could find out what we could serve for your business, we fight coronavirus together.
[BenQ/Qisda Group] https://lnkd.in/e5gJz3G
[Product Reliability] https://lnkd.in/ea7T6bj
[Computex 2019] https://lnkd.in/fj95upM
[NRF 2020] https://lnkd.in/f7S49_n
[EuroShop 2020] https://lnkd.in/fasymD2
[Smart Store Solution] https://lnkd.in/g54HVv5
Every moment is mobile: mobile marketing for the retail industryWarply
A presentation by Fanis Koutouvelis, CEO, Intale
This presentation was part of the 2nd Mobile Marketing event by Warply. Top executives from leading brands, media agencies and Greek media presented trends of the mobile industry and real examples of how they engage their customers and capitalize on the shift towards a mobile-first reality.
The event was powered by:
Warply
Microsoft Innovation center
Nespresso
Papadopoulou Biscuits
Global Payments is a leading worldwide provider of payment technology services. We know that retailers want
to maximize conversion across all channels and markets. We have developed solutions that make online
payments easier for you and your customers.
MOBILE PAYMENTS. Provide your customers with an optimized payments experience across all devices –
desktop, tablet and mobile.
ONE-CLICK CHECKOUT. Enable your customers to save their payment credentials for easy repeat payments.
Card details are tokenized for secure storage.
FRAUD MANAGEMENT. Streamline the scheduling and management of recurring payments, while offering
your customers an improved payment experience.
Plus, with Global Payments, you benefit from the simplicity of a single payments provider relationship, the
expertise that comes with 50 years in the payments industry and powerful transaction reporting capabilities,
with real-time visibility into all your transactions.
Exploring the next generation mobile payment solutionitnewsafrica
Digital Finance Africa 2022 - https://itnewsafrica.com/event/ hosted by IT News Africa is the definitive annual event on technology leadership in the financial services industry. It asks the hard questions not asked in other conferences and identifies the skills required to steer a course in an age where the entire industry is transforming rapidly. This is a Summit for bold,visionary leaders who are willing to take calculated risks as much as they are willing to consolidate, who know what to give up as much as what they expect to gain.
Qmagik is an automated customer flow management / queue management system. It is extremely important that the queue management system should be simple and easy to use and maintain. The Queue management system once implemented will be used mostly by the general public who visits the service organization to avail one or the other kind of service Applications of Queue Management Solution software system hospitals-clinic,banks-financial,telecom services,government office in INDIA,DUBAI,UAE,LONDON.
HAKSYS is a professional embedded systems research & developement company.
HAKSYS designs, develops and manufactures its own products, offering its customers a reliable & prompt service of a great technological expertise.
The BRF210 Contactless Antenna is an optional receiver that can be plugged into the SCR200 and can support contactless and NFC payments with Visa PayWave, MasterCard PayPass, American Express and Discover.
Mobile Payments Event by Warply: Eurobank's presentationWarply
Eurobank's presentation by Antigonos Papadopoulos at Warply's special event on "Mobile payments" and new technologies in our everyday transactions through smartphones.
Featured speakers were senior executives of leading brands of the associated ecosystem: high-tech companies, banking industry, mobile operators and retail - and presented real case studies on innovative payment services via mobile, personalized advertising, mobile data, and more.
• Vasilis Koutsoubas, First Data
• Gerasimos Livieratos, iSquare
• Thomas Philippou, Vodafone
• Antigonos Papadopoulos, Eurobank
• Constantine Frydakis, Piraeus Bank
• John Doxaras, Warply
Aiming at an open and constructive dialogue at the event took place a panel, coordinated by the journalist of the newspaper "Proto Thema", Panagiotis Markidis.
The event was powered by:
Warply
INNOVATHENS, the Hub of Innovation and Entrepreneurship of Technopolis Athens
with HAMAC's support.
Communication sponsorships of the event were the magazines RETAILBUSINESS, ADBUSINESS and the business portal BusinessNews.gr
Introducing Instant EMI Solution for 0% Financing Offers
Manufacturers can drive incremental sales by launching an attractive real-time EMI offer on White Goods, Consumer Electronics, Travel Packages and much more
As society begins to look beyond the crisis, we are clearly realizing this world need teamwork to fight for the value of human existence. It's a deep pity to witness our world wide valued customers and channel partners suffering lockdown. Especially in verticals like restaurant, hospitality, and any kind of face-to-face stores.
We sincerely invite you to rediscover your own business operation, from surviving to thriving. What's the business after coronavirus is about? As a 30-year system integrator for global retailers, we are also expected to be your solution partner towards better and solid future. Today, here we summarize our stories, product, and solution. Hope you could find out what we could serve for your business, we fight coronavirus together.
[BenQ/Qisda Group] https://lnkd.in/e5gJz3G
[Product Reliability] https://lnkd.in/ea7T6bj
[Computex 2019] https://lnkd.in/fj95upM
[NRF 2020] https://lnkd.in/f7S49_n
[EuroShop 2020] https://lnkd.in/fasymD2
[Smart Store Solution] https://lnkd.in/g54HVv5
Every moment is mobile: mobile marketing for the retail industryWarply
A presentation by Fanis Koutouvelis, CEO, Intale
This presentation was part of the 2nd Mobile Marketing event by Warply. Top executives from leading brands, media agencies and Greek media presented trends of the mobile industry and real examples of how they engage their customers and capitalize on the shift towards a mobile-first reality.
The event was powered by:
Warply
Microsoft Innovation center
Nespresso
Papadopoulou Biscuits
Global Payments is a leading worldwide provider of payment technology services. We know that retailers want
to maximize conversion across all channels and markets. We have developed solutions that make online
payments easier for you and your customers.
MOBILE PAYMENTS. Provide your customers with an optimized payments experience across all devices –
desktop, tablet and mobile.
ONE-CLICK CHECKOUT. Enable your customers to save their payment credentials for easy repeat payments.
Card details are tokenized for secure storage.
FRAUD MANAGEMENT. Streamline the scheduling and management of recurring payments, while offering
your customers an improved payment experience.
Plus, with Global Payments, you benefit from the simplicity of a single payments provider relationship, the
expertise that comes with 50 years in the payments industry and powerful transaction reporting capabilities,
with real-time visibility into all your transactions.
Exploring the next generation mobile payment solutionitnewsafrica
Digital Finance Africa 2022 - https://itnewsafrica.com/event/ hosted by IT News Africa is the definitive annual event on technology leadership in the financial services industry. It asks the hard questions not asked in other conferences and identifies the skills required to steer a course in an age where the entire industry is transforming rapidly. This is a Summit for bold,visionary leaders who are willing to take calculated risks as much as they are willing to consolidate, who know what to give up as much as what they expect to gain.
Cash May Not Be King, but It's Still Royalty. ATMaaS for 350+ digital banks and e-wallets (crypto-, digital identity projects, border control, airport&hotel check-in, even offline-to-online voting on elections) by Nansen.ID. More pics&images here: https://l.Nansen.id/smartATM
myPOS devices - a payment solution for every businessmyPOS Europe Ltd
myPOS is a complete payment solution for merchants, offering a mobile POS device, online account and prepaid MasterCard, making it easy for business owners to accept cashless payments and manage their cash flow.
Financial Tech - St. Charles County Chambers Technology Committee presentatio...Ken Tucker
An Apple, a Chip and a Square walk into a bar… how does the bartender get paid?
Big change is coming Oct 1, 2015 – Make sure you have what you need to get paid.
The world of payment processing is going through some major changes – some of which are mandated by the government to happen before October – are you prepared? With all the changes in financial tech, explore different ways to accept payment. Topics include: EMV chips, the Square & similar products, NFC products (Apple iPay, Google Wallet, etc), using services such as PayPal, Stripe, or Authorize.net
Social Media Tools - la mia cassetta degli attrezziRoberto Grossi
Una breve rassegna degli strumenti che ci possono aiutare a creare, gestire, promuovere e misurare gli sforzi sui social media.
13 novembre 2014 SMX Milano, sessione 25 c
-------
As your social media campaigns scale, it’s essential to equip yourself with the right tools to help automate your social sharing. Fortunately, there are now dozens of tools that help you create, manage, promote and measure social efforts. In this session, our experts discuss their favorite social tools and show how they free them to focus on the higher-value aspects of running their social campaigns.
Programma del corso Introduzione al web marketingRoberto Grossi
Il Marketing digitale, in tutte le sue connotazioni (Web Marketing, Search Engine Marketing, Blog aziendale, Social Media, micro-Blogging, etc) è diventato un potentissimo strumento di relazione con clienti e fornitori, in diversi casi complementare ai tradizionali canali pubblicitari, in molti casi ad essi alternativo.
Programma del corso Introduzione al social media marketingRoberto Grossi
L’obiettivo di questo intervento formativo è quello di fornire un panorama sul cambiamento apportato dai Social Media alle strategie marketing e descrivere le diverse opportunità che si presentano alle aziende in un contesto in continua evoluzione tecnologica e di rottura con i modelli organizzativi tradizionali.
Instant Messaging e nuovi social media - CMI settembre 2014Roberto Grossi
Ogni giorno emerge un nuovo strumento che va ad aggiungersi alle numerose applicazioni che consentono di mettersi in contatto e comunicare con varie tipologie di contatti. Un fenomeno da conoscere e analizzare
anche per l’impatto sulla comunicazione con i clienti.
Raccolta referenze pubblicate sul profilo di Roberto Grossi, per le attività di docente corsi di formazione social media marketing. Linkedin recommendations.
I campi di applicazione di Twitter sono molteplici e anche le tecniche da
adottare vanno scelte a seconda degli obiettivi che si vogliono raggiungere.
Ecco un piano di esplorazione e di utilizzo del social network.
Social privacy: Come tutelarsi nell’era dei social networksRoberto Grossi
Ragazzi che espongono i loro segreti più intimi e le proprio fotografie per gioco o per amore, genitori inesperti della Rete, utenti che installano l'app sbagliata allettati dalla parola "gratis", professionisti che mettono a rischio i loro contatti di lavoro, molestatori e cyberbulli che pensando di essere protetti dall'anonimato colpiscono le persone più deboli.
Sono solo alcune delle tematiche che il Garante per la protezione dei dati personali affronta nella guida "Social Privacy - Come tutelarsi nell'era dei social network" [doc. web. n. 3140059]. L'Autorità analizza i principali fenomeni, problemi e opportunità legate all'uso dei social network, e propone consigli e soluzioni che possano aiutare la "generazione 2.0", utenti alle prime armi, insegnanti e famiglie, esperti e manager.
Quando si avvia una comunità on line, occorre individuare una persona che con il suo lavoro giornaliero ne garantisca lo sviluppo e l’aderenza agli obiettivi dell’azienda. Vediamo attività, qualità e caratteristiche di questa figura.
Dalla chiocciola al cancelletto: un nuovo modo di fare
marketing sul web. Il mondo del web 2.0 si caratterizza infatti per la natura sociale della classificazione dei contenuti su Internet. In che modo gli hashtag possono
essere utilizzati dagli operatori del marketing e della comunicazione?
Prima di tutto per ricerche e analisi, e poi proattivamente perché un hastag indovinato può creare una positiva interazione con il proprio pubblico.
La banca italiana diventa sempre più social - CMI settembre 2013Roberto Grossi
Molte banche italiane si stanno dedicando allo sviluppo della propria presenza sui social media, lo evidenzia un recente studio di KPMG. Molte banche attribuiscono una valenza strategica ai social media e sposano le dinamiche e le modalità di interazione. Ma è ancora elevato il potenziale inespresso nell’utilizzo di questi nuovi canali.
Digital Reputation e Social Recruiting - Indagine Adecco 2013Roberto Grossi
“Il lavoro ai tempi del #socialrecruiting e della #digitalreputation” indagine condotta da Adecco Italia, in collaborazione con l’Università Cattolica del Sacro Cuore. Giunta alla terza edizione, la ricerca rivela oggi le ultime tendenze sulle dinamiche dell’incontro tra domanda e offerta di lavoro nell’era del web 2.0, prima tra tutte il ruolo che i legami personali e le modalità con cui vengono utilizzati giocano nella ricerca del lavoro.
Digital Reputation e Social Recruiting - Indagine Adecco 2012Roberto Grossi
Qual è il punto d’incontro sul web tra chi cerca lavoro e chi lo offre? Quali sono i canali online più utilizzati dai candidati e dai selezionatori, in che modo e per quali finalità in particolare? Quali sono gli elementi che possono influire positivamente su un processo di selezione o sulla ricerca di opportunità professionali?
Per rispondere a queste domande Adecco presenta attraverso un'infografica dedicata gli ultimi dati e tendenze in tema di reputazione digitale e social recruiting in Italia, definendo il punto d'incontro sul web 2.0 tra domanda e offerta nel mondo del lavoro
L'infografica sintetizza le informazioni raccolte attraverso l'indagine condotta online da Adecco Italia in collaborazione con Reputation Manager tra i mesi di novembre 2011 e gennaio 2012.
Are you looking for a Google Reader replacement? Or do you simply hunger for the best desktop and mobile RSS reader ever made? For both the hungry and the hopeful, Feedly satisfies, and you can learn all about it in the latest MakeUseOf manual: The Unofficial Guide To Feedly.
Sometimes the death of one thing can give birth to others. Like the phoenix, Google Reader’s death brought about a resurrection in the quality and quantity of other RSS feed readers. Feedly seized the throne, adding features even Google’s product lacked.
MakeUseOf’s Kannon Yamada guides us through everything you need to know about Feedly, from signing up and exploring new feeds, to using mobile apps and advanced tools such as IFTTT recipes. Your RSS experience is in for an overhaul!
la scarna interfaccia che vediamo navigando sul web o collegandoci dal nostro smartphone è infatti solo la porta di ingresso in un mondo più vasto, un vero e proprio universo.
Ed è questo universo che vogliamo esplorare con voi in questo libro, affiancandovi in un viaggio che vi porterà ad apprendere il gergo dei comandi di Twitter, scoprire come utilizzarlo al meglio e conoscere nuovi modi comunicare.
La prima parte del libro (capitoli 2-4) è rivolta a tutti coloro che si avvicinano a Twitter per la prima volta o che hanno trovato abbastanza ostico comprendere le sue modalità di funzionamento. Anche gli utenti più esperti saranno comunque chiamati in questa parte a riflettere sulla efficacia dei metodi e delle strategie sinora adottate. Nella seconda parte ci dedicheremo invece ad approfondire alcune tecniche e strumenti, per soddisfare le esigenze degli utilizzatori più navigati o che vogliano fare un uso professionale dello strumento. Puoi acquistarlo qui: http://bit.ly/1h0mFqM
Misurare il social media ROI CMI luglio 2013Roberto Grossi
Esprimere il ROI di Social Media in termini di follower, fan o altri grandezze numeriche può essere poco significativo, meglio utilizzare metriche di business e quelle specifiche delle piattaforme social.
Chiunque può essere un Social Media Manager? - CMI giugno 2013Roberto Grossi
Quali sono le competenze di chi gestisce i social network? Quale profilo cercare per un ruolo da molte sfaccettature? Le competenze e le caratteristiche sono molto articolate e non è sufficiente avere dimestichezza
con i social media.
Crisi sui Social Media: prevenire è meglio che curare - CMI settembre 2012Roberto Grossi
Tutta colpa del microblogging? Sì, e anche no. Tutti - utenti agguerriti, opinion leader che “twittano” il loro pensiero, le aziende stesse che commettono errori di valutazione - sono responsabili delle crisi sui nuovi canali social. Per non trovarsi a gestire situazioni incontrollabili, meglio muoversi in anticipo.
Social Media: da passatempo a strumenti per il business - CMI luglio 2012Roberto Grossi
Una indagine commissionata da Google evidenzia come sta cambiando la percezione dei social media nel management.
E non è da sottovalutare il loro impatto sulle opportunità di crescita professionale.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
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RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
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Digital Transformation and IT Strategy Toolkit and TemplatesAurelien Domont, MBA
This Digital Transformation and IT Strategy Toolkit was created by ex-McKinsey, Deloitte and BCG Management Consultants, after more than 5,000 hours of work. It is considered the world's best & most comprehensive Digital Transformation and IT Strategy Toolkit. It includes all the Frameworks, Best Practices & Templates required to successfully undertake the Digital Transformation of your organization and define a robust IT Strategy.
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This PowerPoint presentation is only a small preview of our Toolkits. For more details, visit www.domontconsulting.com
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Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
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Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
1. October 2009
Vending Requirements in a contactless debit/credit
payment solution
About the EVA
The European Vending Association (EVA) represents the vending industry in Europe. It
groups together 19 national vending associations (representing 20 EU Countries) and 58
companies. Member Companies are active in 3 main areas: manufacturing of machines,
parts and peripherals (e.g. payment systems), production and distribution of ingredients
(e.g. hot and cold drinks, snacks, and chocolate bars), as well as operation of the
machines.
Some figures about the industry represented by the EVA: about 3.77 million vending
machines, run by some 10.000 companies, mostly SMEs and a yearly turnover over worth
€13 billion in 2008 and employing 85 507 persons.
The EVA works in close co-operation with its US counterpart, NAMA. The EVA and NAMA
concomitantly share and develop the vending standards EVA-DTS (data transfer),
MDB/ICP (Multi Drop Bus/internal communication protocol) and EVA-CVS (cashless).
Background
In this new era of contactless payment, the EVA’s Cashless Committee has monitored the
various payment solutions available in the US market and the introduction of similar
systems in Europe.
A contactless debit/credit offers a promising improvement to current bank card
solutions. That is, a new payment solution which would extend the existing chip contact
or magnetic stripe cards to contactless payment.
European Vending Association aisbl
Rue Van Eyck, 44 – 1000 Brussels - Tel : +32 2 512 00 75 – Fax : +32 2 502 23 42 1
vending@vending-europe.eu – www.europe-vending.eu
2. For contactless payment, a simple “touch” of the device activates the payment
transaction. This seems to be an ideal payment solution for small amounts (defined as
less than 15€ by the banking industry) and offline transactions.
The Vending Industry has on numerous occasions met and discussed the implications of a
contactless payment in unattended points of sale, with credit card institutions
(MasterCard, Visa, AMEX, JCB). However, a number of technical and commercial
concerns still need to be resolved.
Today, the EVA’s release of the Cashless Vending Specification (CVS) version 1.3 brings
forward some differences as summarised below:
The purpose of the CVS specification is to give guidance to manufacturers and operators
on the design and implementation of cashless payment devices in the vending industry.
Table 1
Banking Industry World of Vending
Transaction charges Typically fixed (debit) and Heavily cash based, typical
percentage charges (credit) transaction values <€2
typically for transactions
>€15
Selection mode Selection First Credit First
First make selection(s), then First give credit to the vending
pay machine, then make selection
(determine payment amount)
The vending industry already uses its own vending standards, which are open and which
the EVA and NAMA jointly produce and maintain. The protocol for internal
communication between the VMC and its peripherals e.g. payment terminal, is the MDB-
ICP version 3.0. Any new communication technology, regardless of its purpose, must
comply with the existing standards.
European Vending Association aisbl
Rue Van Eyck, 44 – 1000 Brussels - Tel : +32 2 512 00 75 – Fax : +32 2 502 23 42 2
vending@vending-europe.eu – www.europe-vending.eu
3. Vending requirements with a contactless debit/credit Payment
The vending industry has considered the following points relevant to a successful
implementation of a cashless system :
- Credit First is the key. First give credit to the vending machine and then make a
selection which determines the payment amount. This is how consumers currently use
vending machines with cash. (ref table 1)
- Speed is crucial. Cashless Transactions should not take longer than cash
transactions. It is estimated that transactions taking greater than 4 seconds will not be
accepted by the consumer.
- Pricing: At current transaction cost, cashless will only have limited application
in vending. For mass adoption, transaction cost will have to go down substantially.
- Technology: The EVA supports the adoption of contactless schemes (such as
cards, NFC e.g. mobile phone enabled payments) and other systems as they are best
suited to the vending environment. Earlier technologies such as chip and pin may require
a receipt printer and a secure keypad, which inflates the hardware costs to an
unacceptable level.
- Horizontal compatibility: systems should operate to common standards so that
the experience for the consumer remains consistent with existing methods of making a
purchase.
- Feedback: there must be some form of communication between the machine
and the consumer to indicate that the transaction has been successful. Systems clearly
communicate what occurs if a vend fails and how the consumer may be
reimbursed.
European Vending Association aisbl
Rue Van Eyck, 44 – 1000 Brussels - Tel : +32 2 512 00 75 – Fax : +32 2 502 23 42 3
vending@vending-europe.eu – www.europe-vending.eu
4. - Simplicity: The user interface should be user-friendly and easy to understand.
Ideally, the consumer should be able to avoid having to present their card for every
selection made.
- Certification: The vending industry requires a simple generic process for (bank)
certification of contactless payment devices in vending machines. The vending operator
cannot be made responsible for the technical integration of payment systems.
- Communication: The banking industry would prefer all machines to have online
capability. This could prove to be a significant barrier to the full adoption of
contactless payment systems.
The EVA welcomes participation from all parties involved and will be very interested in
participating in any forum that will address the contactless debit/credit applications in
vending, be it to describe the vending requirements in greater detail, or to give any
clarification on its existing standards.
Document history
First draft: 10 December 2007
Second draft: 30 January 2008
Third draft: 28 May 2008
Fourth draft: 4 march 2009
Final version: 25 June 2009
European Vending Association aisbl
Rue Van Eyck, 44 – 1000 Brussels - Tel : +32 2 512 00 75 – Fax : +32 2 502 23 42 4
vending@vending-europe.eu – www.europe-vending.eu
5. ANNEX I
A visual aid to the EVA's scope of work
In contactless debit/credit applications in vending
Outline of a Vending Machine
Vending Coin
machine
controller
Bill System
Provider
Contactless Card or
debit/credit device
terminal
MDB/ICP Interface Protocol-
EVA Standards Committee
EVA Cashless
Vending
Specification -
EVA Cashless
Committee
European Vending Association aisbl
Rue Van Eyck, 44 – 1000 Brussels - Tel : +32 2 512 00 75 – Fax : +32 2 502 23 42 5
vending@vending-europe.eu – www.europe-vending.eu