Electronic payment systems allow customers to make online payments for purchases. It is a form of direct payment without physical presence using electronic means. Some examples of electronic payment systems include online reservations, bill payments, ticket bookings, shopping, and learning. Common electronic payment methods include smart cards, credit cards, debit cards, e-wallets, and e-cash. A payment gateway is an e-commerce service that authorizes payments for online businesses by encrypting sensitive credit card information to securely pass between customers, merchants and payment processors.

1. E –
Payment
☻

2. ☻ekbal sohsah
☻elham hassan
section 2

3. What Electronic Payment
system is ☻?
☻Electronic payment system is a system which helps the
customer or user to make online payment for their shopping.
☻ E-payment is a subset of e-governance which is the
application of electronic means in the interaction between
Government and Citizens and Government and Businesses.

4. ☻ It is a form of direct payments and banking
without physical appearance at the MDA or Bank
through the means of electronic, interactive
communication channels and other technology
infrastructure To transfer money over the Internet.

5. Benefits of e-payment
☻enable customer buy any thing on any where.
☻ It is the beginning of a cashless society.
☻fast buy.
☻providing convenient and multi-channel payment
methods to the payers.
☻ It reduces cases of corruption .
☻Reduced transaction costs.

6. Some Examples Of EPS
☻Online reservation .
☻Online bill payment .
☻Online order placing .
☻Online ticket booking ( Movie).
☻Online ticket booking ( transport ).
☻Online shopping .
☻Online learning .
☻ All kinds of phone bills

7. ☻Methods of
electronic payment.
○smart card
○credit card
○debit card
○wallets
○Electronic cash

8. ☻Methods of traditional
payment
○cash
○check
○banking

9. E-Cash
☻ A system that allows a person to pay for goods or
services by transmitting a number from one computer to
another.
☻ Like the serial numbers on real currency notes, the E-
cash numbers are unique.
☻ This is issued by a bank and represents a specified sum
of real money.
☻ It is reusable.

10. E-Wallet
☻ The E-wallet is another payment scheme that
operates like a carrier of e-cash and other
information.
☻ The aim is to give shoppers a single, simple,
and secure way of carrying currency electronically.
☻ Trust is the basis of the e-wallet as a form of
electronic payment.

11. Smart Cards ☻
☻ A smart card, is any pocket-sized card
with embedded integrated circuits which can
process data.
☻ This implies that it can receive input
which is processed and delivered as an
output.

12. Credit Cards ☻
☻ It is a Plastic Card having a Magnetic Number
and code on it.
☻ It has Some fixed amount to spend.
☻ Customer has to repay the spend amount after
sometime.

13. Processing a Credit cards
payment

14. INTEGRATION OF
PAYMENT
GATEWAYS☻

15. SOMETHING
NEED TO KNOW
○What is a payment gateway?
○Why gateways are used?
○Name some payment gateways.

16. What is a payment
gateway?
○ is an e-commerce application service
provider service that authorizes payments for e-
businesses, online Shopping, etc.

17. Why payment gateways
are used?
☻Payment gateway protects credit cards
details encrypting sensitive information, such
as credit card numbers, to ensure that
information passes securely between the
customer and the merchant and also between
merchant and payment processor.

18. How It works??