A policy change with FAFSA now allows students and families to use tax data from prior-prior tax year to complete the FAFSA and the application will become available each year on October 1. Students and families could be presented with complete admissions and financial aid decisions earlier in the admission cycle, which could alter the traditional timeline for college applications. Attendees at this session will learn more about the change and the implications for school counselors and college admissions counselors. Panelists will explore ways in which college/universities, secondary schools and families will need to prepare for the effects of this policy change.
If you have a high school senior starting to receive college acceptances, congrats! The admissions process is a long road, and your family is nearing the end of it. But one of the most important steps – figuring out how to pay the college bill – still needs to be completed.
If you’re beginning repayment on a student loan soon (or know someone who is), it’s important to understand the process and to stay on track. Keeping up to date with student loan payments is necessary to build a solid credit history and maintain strong financial health.
If you have a high school senior starting to receive college acceptances, congrats! The admissions process is a long road, and your family is nearing the end of it. But one of the most important steps – figuring out how to pay the college bill – still needs to be completed.
If you’re beginning repayment on a student loan soon (or know someone who is), it’s important to understand the process and to stay on track. Keeping up to date with student loan payments is necessary to build a solid credit history and maintain strong financial health.
How to fill out the FAFSA (Free Application for Federal Student Aid), from Darryl Young and the 15K Degrees Initiative in Louisville, KY (www.15kdegrees.org)
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
Conference presentation from the Texas Association of Graduate Admissions Professionals (TxGAP) 2012 Professional Development Conference.
Author:
Lisa Palacios
Director of Graduate Recruitment
University of Texas at San Antonio
Description:
The research on graduate recruiting and retention points to financial aid as the number component to successful degree completion, especially during the current economic downturn. With this said- the Graduate School partnered with our Financial Aid department to offer a series of events and services to address this need.
For more information, visit www.txgap.com.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
How to fill out the FAFSA (Free Application for Federal Student Aid), from Darryl Young and the 15K Degrees Initiative in Louisville, KY (www.15kdegrees.org)
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
Conference presentation from the Texas Association of Graduate Admissions Professionals (TxGAP) 2012 Professional Development Conference.
Author:
Lisa Palacios
Director of Graduate Recruitment
University of Texas at San Antonio
Description:
The research on graduate recruiting and retention points to financial aid as the number component to successful degree completion, especially during the current economic downturn. With this said- the Graduate School partnered with our Financial Aid department to offer a series of events and services to address this need.
For more information, visit www.txgap.com.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
MEFA's presentation outlines the things families need to know about paying their college bill. Learn about financial aid (and types), and how to select a college loan.
If you have a child going to college next year, chances are you’ll be applying for financial aid. The FAFSA, which is the main application for college financial aid, becomes available on October 1st this year, giving you the opportunity to submit the form much earlier than in previous years. Most colleges have financial aid due dates set in February or March, so you have plenty of time to apply. But make sure to check the deadline at every school your student may attend next year – you can find that on each college or university’s financial aid website. It is crucial for you to apply for financial aid on time.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
How to Create Map Views in the Odoo 17 ERPCeline George
The map views are useful for providing a geographical representation of data. They allow users to visualize and analyze the data in a more intuitive manner.
This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Ethnobotany and Ethnopharmacology:
Ethnobotany in herbal drug evaluation,
Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
Earlier Financial Aid Decisions: Preparing for Prior-Prior
1. Earlier Financial Aid Decisions:
Preparing for Prior-Prior
Matt Lopez, Director of Admission, University of Utah
Todd Rinehart, Associate Vice Chancellor for Enrollment, University of Denver
Diane Campbell, College Counselor, FossilRidge High School, CO
2. What the heck is Prior-Prior??
Two main things are changing:
• FAFSA will be available earlier - October 1 instead of January 1, beginning
fall of 2016.
• Families will use financial info from two years prior to the academic year
they will enroll. Both FAFSA and CSS PROFILE will use prior-prior financial
data.
3. What are the benefits?
• Earlier financial aid application provides better alignment with existing
admission schedules and deadlines.
• Allows more time for school counselors and admission reps to work with
students to apply for financial aid.
• Accuracy of Data –
o Federal tax returns will be filed by the time families apply for aid.
o Most families will be able to import their income data from the IRS to
FAFSA using the Data Retrieval tool.
• Provide a financial picture to families much earlier.
• More time to promote financial fit, and articulate a value proposition.
4. Considerations for Enrollment Managers
• Adjust timeline and content of communications
o Instead of a fall/winter campaign to seniors, consider spring/summer
campaigns to juniors, educating students and parents about the
opportunity to apply for financial aid in October.
o Combine messages to encourage students to apply for admission and
financial aid simultaneously. Don’t treat admission and financial aid as
separate processes!
• Encourage campus administrators to set Cost of Attendance earlier,
allowing the financial aid office to provide packages, not estimates. Avoid
the volume of duplicate work – don’t provide estimates and packages.
• Get out the door first with your costs and awards! Consider combining
admission offers with financial aid packages - or at least within a few
weeks of each other.
5. More considerations…
• Should financial aid deadlines be adjusted to match existing (and earlier)
admission timelines?
• To balance and afford many priorities, should more private schools become
need-aware now that financial information will be available at the point of
admission review?
• Predicting yield/enrollment?? Up in deposits or just receiving earlier
commitments?
• Summer melt!?!? Look out for year-long melt! Adjust communications and
frequency to keep students engaged and committed to your institution.
• Should schools add a ‘family income increase’ when packaging institutional aid?
Since income data is two years old, add a 2% income increase?
6. What does all this mean?
• This is a disruption, but things are going to be fine! J
• In many ways, this simply allows colleges and universities to ‘serve the
demand,’ providing admission and aid offers to students who choose to submit
both applications simultaneously.
• Many families will still consider admission and financial aid sequential
processes, and will apply for aid after they have been offered admission.
• But...to remain competitive with peer schools, colleges better be prepared to
‘serve’ the demand, providing both admission and aid offers when students have
raised their hands.
• Longer-term, we may see the ‘limited demand’ shift to a much larger audience,
and families will expect colleges to provide financial information much earlier in
the process. The ‘New Normal’…
• Most importantly, use the additional time to assist the students Prior-Prior was
intended to serve the most. Efforts to increase college access should be
enhanced greatly by the additional time our offices will have to work with families
to complete the financial aid process.
7. How will the process look at DU?
• Adjust financial aid deadlines to match our admission deadlines:
• November 1 for Early admission and financial aid
• January 15 for Regular admission and financial aid
• Revise budget timeline, determining Cost of Attendance each fall for the
following year, allowing our financial aid office to provide packages, not
estimates, to admitted students.
• Financial Aid packages will be provided at the same time as admission offers
(or within a couple weeks of admission offers).
8. How will the process look at Utah?
qResponse to PPY and Earlier FAFSAAvailability
ü Surveyed high school counselors in Oct 2015 asking about impact to moving
priority admissions deadline from Dec 1 to Nov 1.
§ Overwhelming response was “No”
§ Application deadlines will remain the same with exception of Transfer
Priority Application Date will move to January 1 (was March 1).
ü Will likely move FAFSA Priority Date from March 1 to January 1 for all
students (including continuing).
ü Tuition/Fees are finalized in April following the Utah Legislative Session
q Future Considerations
ü Release admissions decisions earlier than Jan 15 notification date
ü Award merit-based scholarships with admissions offer (currently 2-3 weeks
after)
ü Begin awarding need-based financial aid packages shortly after admission
offers are released
ü Add yield events/activitiessincethe yield period will be much longer
9. How will the process look at CU?
• CU-Boulder has decided to take a conservative approach during the
first year of PPY implementation
ü Under consideration - moving up the “Priority Deadline” for financial aid and
scholarships – currently - March 1, 2017, could become February 1, 2017
ü Careful consideration – We want to make sure we do not adversely impact any
students or families
• Tuition and Fees – Cost Setting
ü Approved by the Board of Regents (April Meeting)
ü Fixed 4-yr Tuition Rates for Resident and Nonresidents – could change tuition and fee
landscape and compliment PPY
ü Potentially allow for earlier award packages
• End Result Academic Year 2016-17
ü Possibility of moving up financial aid priority date and scholarship application due
date
10. What will PPY mean for school and
independent counselors?
12. How will the process look at Fossil Ridge?
• Fall 2015 - Planning and Paying for College
• May 2016-Junior College Planning Night
• Finance Class Presentations
• Spring/Early Fall Cleaning!
-websites, newsletters, college handbooks
PPY Resources
ü College Planning/Financial Aid Events
-Bring in the experts
ü PPY Fact Sheets - NACAC Website
*Families *Counselors * Admission Professionals
ü FAFSA Website- Financial Aid Toolkit
13. SPGP Consequences?
• II.B.12. not establish any application deadlines for first-year candidates for fall
admission prior to October 15 and will give equal consideration to all
applications received by that date;
▫ PPY and all subsequent strategies by colleges need to be monitored. No need to
rush any revisions.
• II.B.3. permit first-year candidates for fall admission to choose among offers of
admission and institutionally-affiliated financial aid and scholarships until May 1
and state this deadline explicitly in their offers of admission;
▫ Again, observation and monitoring should precede any recommendations.
▫ Admission Practices Committee should protect the May 1 deadline!
▫ Changing May 1 would defeat a main purpose of PPY, which provides MORE time
for students and families. We don’t need to return to the six-week rush!