The document discusses the history and development of online banking in the United States from the 1950s to present. It outlines some of the key innovations and milestones that helped shape online banking, such as the introduction of credit cards in the 1950s, the first online banking services in the 1980s that allowed customers to conduct transactions via telephone and television connections, and the growth of mobile banking technology in recent decades that has made online banking highly convenient and accessible. Online banking has now become the most commonly used form of banking in the US due to technological advances over several decades.