This document defines and describes different types of natural and man-made disasters. It discusses natural disasters such as earthquakes, volcanic eruptions, floods, droughts and tornadoes. It also covers man-made disasters and technological hazards that can result in accidents and damage. The document emphasizes that while hazards occur naturally, it is the combination of hazards and human vulnerability through factors like poor planning and construction that turn hazards into disasters, especially in developing countries that face greater losses and casualties from disasters proportional to their GDP.