This document presents a novel recursive discrete Fourier transform (RDFT) algorithm that significantly reduces both multiplications (by 74%) and additions (by 73%) compared to existing techniques, resulting in power and time savings while requiring minimal memory. The proposed architecture demonstrates low complexity and cost, making it suitable for applications like dual-tone multi-frequency (DTMF) detection. Implementation will be conducted using VHDL and synthesized on Xilinx FPGA, with the design's efficiency validated through simulation results.