Mahruf Chakkayil is seeking a position that allows him to utilize his skills and contribute value to an organization. He has over 6 years of experience in medical insurance, billing, accounting, and administration. Currently working as a billing cashier at Medcare Hospital in Dubai, his responsibilities include preparing bills and reports, assisting patients, and managing cash counters. Previously he has held roles as a title processor for First American India and as an accountant for Horses Electrical Equipment in Bahrain. He has an MBA in International Business and is fluent in English, Arabic, Hindi, and his native Malayalam.

1. Resume
Mahruf Chakkayil
Phone: +971- 526398578 (M), 0569637658 (M) | Email: mahrufdr@gmail.com
Objective:
To associate with an innovative and vibrant organization, this allows me to put my competencies to the best use, to
add value to the organization and contributes to my overall growth as an individual.
Summary:
• Management professional with extensive experience in Medical Insurance & Billing, Accounting and Administration.
• Good knowledge on Medical Insurance, CPT Codes, Customer service, Accounts and Finance.
• Good knowledge in all Insurance claims and procedure in Internationals & U.A.E.
• Good knowledge on Capital Structure, Working Capital Management and Payroll Management.
• Experienced in working with direct clients.
• Experienced on US Tax Terms – W9 & 1099.
• Strong interpersonal skills (all levels), Works well independently or as a team member.
• Fast learner, Great sense of commitment and responsibility;
• Enthusiastic and adaptive of new technologies;
• Leadership Skills & Multi-tasking capabilities.
• Highly proficient with Microsoft Office Applications, Typing speed 35 WPM.
Skills:
Microsoft Office Suite: Word, Excel, PowerPoint, Outlook and Lync
Operating systems: MS Windows (98, 2000, Server 2003, XP, Vista, 7, Win 8)
Software: Tally (6.3, 7.2, 9 ERP), SAP ECC-6
MS Excel Value Addition: VLOOKUP, HLOOKUP, PIVOT, Subtotal, Conditional Formatting, Upper, lower, Proper,
Auto filters and concatenate.
Tally 9: Creation of a new company, Function key combination, Types of accounting Vouchers,
Final Accounts, Inventory, Cost center, Ratio Analysis
Web Applications: Mediware, Fast Web (Automated title Search), USPS, Intellus, IN Licensing, SDF
Gateway.
Others: Knowledge in Manual and Computerized Accounting, Internet & E-mailing, Soft skills.
Professional Experience:
Medcare Hospital LLC, Dubai, U.A.E Dec 2014 – Till Date
Medcare is the premium healthcare division of Aster DM Healthcare, the private healthcare conglomerate in the Middle
East and India with Joint Commission International (JCI) accreditation.
Job Title: Billing Cashier
Responsibilities:
• Prepare daily collection report.
• Assist and coordinate insurance and corporate patients.
• Preparing bills for outpatient and inpatient with proper CPT codes.
• Screening and checking of corporate bills with the supporting documents for its accuracy.
• Assist in preparing and submitting insurance and corporate bills to the insurance companies.
• Taking authorization from insurance as well as corporate companies.
• Coordinate with the insurance department regarding patient’s insurance approvals.

2. • Assist patient in the outpatient clinic and inpatient department in terms of insurance queries.
• Making registration and admission for inpatient as well as outpatient.
• Responsible for charging the laboratory investigations and consumables which are used for the patient from the
ward stock and update the bill till the time of discharge.
• Drawing the Cost estimates for the treatments of the patients.
• Perform such other duties as may assign from time to time.
• Responsible for managing cash counters Accident & emergency, OPD, IPD.
• Handling cash &reconciling the cash, credit card & cheques with the transaction summaries.
• Reports generation and auditing of Invoices
• Departmental administrative processes.
• Coordination with all the departments of hospital for accurate billing for the patient, for all services utilized.
Preparing all the needed reports for the management about the whole day’s transaction, and cash summary.
First American India Pvt. Ltd., Bangalore, India. Oct 2011 – June 2013
First American Financial Corporation is a United States financial services company and is a leading provider of title
insurance and settlement services to the real estate and mortgage industries. First American established First Indian
Corporation Private Limited (FIC), to serve as its offshore provider of technology, transaction and analytics services to the
Real Estate and Mortgage Industry.
Job Title: Title Processor
Responsibilities:
• Reviewing the Three Way Reconciliation Statements of escrow agents.
• Process all incoming orders/reports for every Eastern region states in the United States.
• Verifying SSN # & TIN #, Mailing Address.
• Coordinates and monitors the 1099 reporting function.
• Reviews final product (Editing and finalizing the document).
• Verifying and associate into single document and send it to the US clients.
• Maintaining individual production reports.
• Communicating with Supervisors, Peers, or Subordinates.
Horses Electrical Equipment’s, Busaiteen, Kingdom of Bahrain Aug 2009 – Apr 2011
Job Title: Accountant
Responsibilities:
• Handling Payment ledgers, Receipt ledgers and PDC management, Monthly reports to the management with the
company details.
• Maintaining daily cash and bank statement, Reconcile Party Statements and prepare cheques.
• Making cash flow statement, Receivables and Payables processing, Checking all out going payments.
• Follow up on release of Credit limits, Reconciling actual inventory received with inventory ordered.
• Keeping customer data updated –addresses, emails, contact numbers etc.
• Maintaining Job & Phase Wise Report, Monitoring stock positions in the company
• Preparing Profit and loss account & Balance sheet.
Education:
• Master’s Degree in Business Administration, Major in International Business
Sikkim Manipal University, Gangtok, India - 2013
• Bachelor’s Degree in Commerce, University of Calicut
Calicut, India – 2008
• Advanced Diploma in Computerized Financial Accounting
Accountants Service Society, Irinjalakuda, Kerala, India- 2007

3. • Diploma in Manual and Financial Accounting
Figures school of accounting, Edappal, Kerala, India – 2009
Professional Training:
Advanced Diploma in Accounts and Financial Management, Duration: 1 Month
Ajax Management Consultants Pvt. Ltd. Bangalore, India - 2014
 Payroll
 Accounts with Tally-9
 Finance
Trainee Associate Functional Consultant, Duration: 3 Months
People click Techno Solutions Pvt. Ltd. Bangalore, India- 2011
Academic Project:
Title: “Study Of International Footwear Brands In The Emerging Indian Markets“
(A Case Study of Puma), Duration: 3 Months
Accomplishments:
• The objective of the study was to study the customer perception & awareness towards the International Footwear
brands of puma.
• To find the level of customer satisfaction for International Footwear brands in the Indian Markets.
• To study the influence of international brands on Indian young group.
• The research was descriptive in nature and carried out on 100 respondents. In this research, Data analysis tools
used were tables and graphs.
• The study helps to explain the attitude of many people to the concept of international brand awareness and its value
in emerging Indian Market.
• The survey findings will have some useful applications.
Languages:
• English - Fluent active communication
• Arabic, Hindi, Tamil – Active Communication
• Malayalam - Native speaker
Personal Details:
Name : Mahruf Chakkayil
DOB : 29/July/1987
Sex : Male
Marital Status : Married
Religion : Islam
Nationality : Indian
Visa Status : Residence Visa
Present address : #209, C-11, China Cluster, International City, Dubai, UAE
Hobbies : Watching Movies, Listening to Music, Travelling, Cooking
Driving License : Valid U.A.E and Indian Driving Licenses
Contact Number : +971- 569637658, 0526398578
Declaration:
I hereby state and declare that all the above stated contents are true and correct to the best of my knowledge and belief.
Mahruf Chakkayil