- The document is a curriculum vitae for Santosh L Kamble that outlines his personal and professional details. - It includes his contact information, work experience as an Assistant Finance Manager and Assistant Accountant at various firms, qualifications including a BCom and pursuing MCom, and computer skills including accounts packages. - His primary responsibilities in his current role include overseeing accounts, cost accounting, financial reporting and analysis, budgeting, and ensuring compliance.

1. CURRICULUM VITAE
SANTOSH .L. KAMBLE
E-Mail ID: skamble3633@gmail.com
Mobile: 09241072555
Present Address: Permanent Address:
No.17, Jayaganesh Nilaya H.No # 620 Kowadkar Galli
Sri, Venkataramaiah Layout, Benkkanhalli Road
1st Main, 9th Cross, Sulga (Hindalga)
Bhuvaneshwari Nagar, R.T. Nagar Post, Tal/Dist – Belgaum
Bangalore, Karnataka State- Karnataka
Pin-560032 Pin- 591108
Career Objective
To enhance my knowledge and exhibit talent in terms of Accounts and Taxation. I am confident to play a key role for the success of
organization.
WORK EXPERIENCE
Organization: PSMI Management India Pvt. Ltd.-Bangalore(Head Office) (15 Nov 2010 – till date)
Designation: Assistant Finance Manager
PRIMARY RESPONSIBILITIES MAY INCLUDE THE FOLLOWING:
 Guides financial decisions by establishing, monitoring, and enforcing policies and procedures.
 Oversee cost and general accounting, accounts receivable/collection and risk management.
 Complete oversight of accounts payable, accounts receivable and billing, including supervision of
employees.
 Coordinate Annual Reviews/Audits.
 Monthly Bank Reporting.
 Maintain Employee Expense Reimbursements/Auto Allowances.
 Check processing and cash-flow management, maximize prompt payment discounts.
 Review & advice terms and agreements with key customers and vendors.
 Evaluate and define requirements of various software upgrades/implementations to improve
operational efficiency and accuracy.
 Provide information to management, vital in the decision making process.
 Bank balance / reconciliations.
 Preparation of monthly financial statements, ratios and budgets.
 Required monthly, quarterly and annual tax filings.
 Review of Reports and Tax Returns prepared by external auditor

2.  Trains & develop staff effectively. Takes corrective action as necessary on a timely basis and in
accordance with company policy. In consultation with Human Resources as necessary.
 Keeps up-to-date on information and technology affecting functional area(s) to increase innovation
and ensure compliance.
 Perform other activities as requested by management.
 Work with IT to assist the organization to use technology that produces greater efficiency, greater
reporting & tracking for increasing ROI.
 Ensure a realistic cash flow statement for each company every month.
 Advice & implement measures to increase turnover from 25 cores to 100 cores in Company.
 Advices individual department heads to ensure that departmental objectives are aligned with
company’s revenues.
 Resolve internal issues that cannot be resolved by team leaders
 Interface with sales organization to increase business and resolve customer issues.
The finance manager engages in financial analysis in such areas as
 Day today financial requirements to superior based on management requirements
 Forecasting,
 Budgeting
 Engaging in cost reduction analysis,
 Reviewing operational performance - Verification, analysis and required corrections / updates of
ledger / account.
 Managing daily cash and bank balances
 Ensuring that cash flows are adequate to allow business units to operate effectively
 Forecasting cash payments and anticipating challenges arising from limited cash flow
 Maintain banking relationships and negotiating loans and merchant services for business units
 Maintaining our accounts system
 Preparing and presenting financial reports for meetings and investors
 Working with executives and business heads to prepare budgets and track profit / loss
 performance by business unit and on consolidated basis;
 Creating solutions to new financial challenges by applying financial/treasury knowledge;
 Liaising with other departments and business units on a range of issues;
 Providing advice on financial matters impacting on the company as a whole;
 Taking responsibility for, and supervising the work of, more junior members of staff;
 Preparing financial reports and submissions to relevant government entities;
 Arranging financial audits and reviews as required;
 Banking money and cheques received and issuing receipts as requested or needed;
 Processing customer payments received and transferring money from NEFT / RTGS and etc., accounts;
 Maintaining and transferring money between bank accounts as required based on instruction
 Payment of invoices and fees as required or otherwise instructed
 Manage payroll and MPF matters for Company, business units and subsidiaries;
 Complete tax filings and dealing with tax matters relating to the company
 Recommend and maintain a systemof policies and procedures that impose an adequate level of
control over Finance Department activities

3. Principal Accountabilities:
1. Management
a. Maintain a documented system of accounting policies and procedures
b. Oversee the operations of the treasury department, including the design of an organizational
structure adequate for achieving the department's goals and objectives
c. Manage the delegated functions / works.
2. Funds Management
a. Forecast cash flow positions, related borrowing needs, and available funds for allocation
b. Ensure that sufficient funds are available to meet ongoing operational and working capital
requirements
c. Financial risks related to the interest rates on the company's borrowings, as well as on its
positions
d. Maintain banking relationships
e. Recommend appropriate fund allocation based on historical patterns and expected cash flows
3. Budgeting
a. Manage the preparation of the company's master budget ( Sales, Expenses, inventory and etc.,)
b. Report to management on variances from the established budget, and the reasons for those
variances
c. Assist management in the formulation of its overall strategic direction
4. Financial Analysis
a. Engage in ongoing cost reduction analyses in all areas of the company
b. Review the performance of competitors and report on key issues to management
c. Engage in benchmarking studies to establish areas of potential operational improvement
d. Interpret the company's financial results to management and recommend improvement
activities
e. Review company bottlenecks and recommend changes to improve the overall level of company
throughput
f. Participate in target costing activities to create products that meeting predetermined price
goals
g. Assist in the determination of product pricing in relation to features offered and competitor
pricing
h. Compile key business metrics and report on them to management
i. Manage the budgeting process, based on constraint analysis and cash flow analysis
j. Create additional analyses and reports as requested by superior / management

4. Organization: Sunil Kalburgi & Company-Belgaum (CA Firm) 1year & nine months (February 2009 to October 2010)
Designation: Assistant Accountant.
Work Profile;
 Yearly Statutory Auditing and all types of vouchers checking and reconciliation (Purchase, Sales, Contra, payment
Receipt and journal Voucher) Monthly VAT, Excise duties TDS Service tax CST calculation & reconciliation ...Etc.
Organization: Chougule & Company-Belgaum (CA Firm) 1year & four months (October 2007 to December 2008)
Designation: Assistant Accountant
Work Profile;
 Yearly Statutory Auditing and all types of vouchers checking and reconciliation (Purchase, Sales, Contra, payment
Receipt and journal Voucher) Monthly VAT, Excise duties TDS Service tax CST calculation & reconciliation ...Etc.
ACADEMIC QUALIFICATION
1. SSLC completed in G V High School form Belgaum- (1998 to 2000)
2. PUC II In Jyoti Per-university college from Belgaum-(2000 to 2002)
3. B.Com from Karnataka University Dharwad. From Belgaum ( 2002 to 2005)
4. M Com ( present doing correspondence)
COMPUTER SKILLS
 Accounting Package: Tally 7.2,9 & 9 ERP Release version 4.9 and oracle implemented
 Citrix Application: SX Release version 3.1. (Totally accounting package).
 TDs E –Return Software: Win man E-TDS release Version
 Vat E- Return software: Saral E- Vat Return
 Applications: Ms-Office ( MS outlook, MS-Word, MS-Excel, MS-PowerPoint, MS-Access
Ms-Word-2010 & Ms-Excel-2010)
STRENGHTS
 Ability to learn Quickly, Positive Attitude, your ability to relate to people and achieve a common goal, I am Hard and smart
working and Flexible according to the work
INTERESTS
 Making New Friends, Reading Books, Listening to Music, Watching and playing Cricket Football, Travelling,
Watching Television and Swimming.
PERSONAL PROFILE
Father Name : Laxman .G.Kamble
Mother Name : Lalita. L. Kamble
Wife Name : Chaitali Kale
Family Member : Six
Date of Birth : 23/04/1985
Marital Status : Married
Sex : Male
Mother Tongue : Kannada
Language Known : English, Hindi, Kannada & Marathi.
Passport No : K2762785 (Date-07 May 2012 to 06 to May 2022)
Reference : Santhoshkumar Amin (Working in Tesco Ltd as software Development Manager)
Mobile No- 9972448229
: Swetha. R (Working in PSMI Management India Pvt. Ltd as HR Manager)
Mobile No -9449429188
Permanent Address : H .NO- 620 Kowadkar Galli
Benkkanhalli Road
Sulga (Hindalga)

5. Belgaum, Karnataka
Pin Code -591108
Temporary Address : No.17, Jayaganesh Nilaya
Sri, Venkataramaiah Layout,
1st Main, 9th Cross,
Bhuvaneshwari Nagar, R.T. Nagar Post, Bangalore-560032
Declaration
I hereby declare the above mentioned information is true & correct to the best of my knowledge.
Place: Bangalore
Date: (SANTOSH L KAMBLE)