1. Crowdfunding is a process of raising funds from the general public through small individual contributions to support a project or business. It has emerged as an alternative form of capital formation, especially for entrepreneurs and startups who have difficulty accessing traditional bank financing.
2. While the concept of collecting donations or investments from communities is not new, crowdfunding has gained popularity in recent years through internet-enabled platforms. It provides a way for individuals and organizations to get funding and validation for their ideas.
3. Crowdfunding is a new concept in India but growing as it allows talented people to pursue their dreams without large upfront investments. Regulations are needed to protect investors and support its development as an alternative
Angel investors and
entrepreneurs. Its objective would be to help lucrative, reasonable and pleasant relationships
between entrepreneurs and angels.
After being an energetic angel investor for around fifteen decades, many investors recognized
that lots of the conversations they were involved with were practically just like types they
would had often before.
Definition and history of merchant and investment banking, Who is a merchant banker, difference between investment and commercial banking and roles and functions of merchant and investment banking.
Presentación con los aspectos fiscales y la tributación aplicable a las diversas modalidades de crowdfunding, tanto en lo referente a las plataformas de financiación y captación de recursos, como a las partes involucradas (mecenas/inversores, promotores/beneficiarios).
Tracxn Research — Crowdfunding Landscape, November 2016Tracxn
Equity and reward based crowdfunding platforms were also the top funded business models in this sector from a historical perspective so far. The sector also witnessed acquisition activity with three buyout deals. Y Combinator, 500 Startups, Collaborative Fund, SV Angel and Techstars emerged as the most active investors by deal volume.
Angel investors and
entrepreneurs. Its objective would be to help lucrative, reasonable and pleasant relationships
between entrepreneurs and angels.
After being an energetic angel investor for around fifteen decades, many investors recognized
that lots of the conversations they were involved with were practically just like types they
would had often before.
Definition and history of merchant and investment banking, Who is a merchant banker, difference between investment and commercial banking and roles and functions of merchant and investment banking.
Presentación con los aspectos fiscales y la tributación aplicable a las diversas modalidades de crowdfunding, tanto en lo referente a las plataformas de financiación y captación de recursos, como a las partes involucradas (mecenas/inversores, promotores/beneficiarios).
Tracxn Research — Crowdfunding Landscape, November 2016Tracxn
Equity and reward based crowdfunding platforms were also the top funded business models in this sector from a historical perspective so far. The sector also witnessed acquisition activity with three buyout deals. Y Combinator, 500 Startups, Collaborative Fund, SV Angel and Techstars emerged as the most active investors by deal volume.
This is a presentation given at the UNIDO Conference in Manama, Bahrain on how to spur economic development in the region through the use of crowd funding.
RocketHub Congressional Testimony - Regulation of CrowdfundingRocketHub
On June 26, 2012, The Congressional Committee on Oversight and Government Reform held a hearing on job creation and the Securities and Exchange Commission's efforts to implement the JOBS Act. Rep. Patrick McHenry (R-NC) chaired the hearing. RocketHub's CFO, Alon Hillel-Tuch, was invited to testify on the potential the "crowdfunding for equity" model holds for start-ups, job growth, and the US economy.
Crowdfunding - A disruptive financial innovation - Implication for the Caribbean. A look at crowdfunding for the Caribbean and the implication for securities law
Crowdfunding's Potential for the Developing WorldAutonomy Hub
A new report commissioned by infoDev studies the promise and the risks of crowdfunding as a tool to finance innovation and growth in developing countries. It also provides an in-depth case study of crowdfunding’s potential in funding clean energy and climate technologies.
Crowdfunding for Women: The Capital Raising EqualizerPatch of Land
Crowdfunding for Women: The Capital Raising Equalizer is a presentation given by Reality Crowd TV Media Corporation to the University of Hartford Entrepreneurial Center for Women on 10/30/14.
Crowdfunding, meaning of crowdfunding, source of funding, internet enabled modern day crowdfunding, crowdfunding websites , Advantages of Crowdfunding, Limitations of Crowdfunding, CSR v/s Crowdfunding, Types of Crowdfunding, Reward Crowdfunding, Debt Crowdfunding, Equity Crowdfunding, Donation Crowdfunding, Working of Crowdfunding, Process of Crowdfunding, Strategies of Crowdfunding, Future of Crowdfunding, Case Studies related to Crowdfunding
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
2. • Crowdfunding is a process of seeking funds from the
general public to create project or support an idea or
fund businesses
• It is an internet enabled way used by business or other
organizations to raise money in the form of either
donations or investments from various individuals
3. • This is the new form of capital formation emerged in an
organized way in the wake of the 2008 financial crisis largely
because of the problems faced by entrepreneurs, artisans, and
early stage enterprises in raising finance.
• Traditional banks less interested to provide finance to
entrepreneurs, started to look elsewhere for capital.
• Crowd funding began as an online extension of traditional
financing by friends and family: communities pool money for
fund members with wise business ideas.
4. • In less than a decade, crowd funding has gained
traction in a number of developed economies,
including Australia, The United Kingdom, the
Netherlands, Italy and the United States.
• The modern day crowd funding is the modified,
internet model of the same old concept. The Web has
made the entire process of floating an idea and raising
funds for the same much easier and faster.
5. • Apart from getting access to funds, another major
advantage is to getting validation of the idea or
concept.
• One of the first instances of using internet to raise
funds occurred in 1997 when the British rock group
Marillion raised $60,000 from its fans to fund its
North American tour.
• ArtistShare was the first US-based company to
establish the crowdfunding website in 2001.
6. 1. Models of crowd funding.
2. The legal issues and challenges in India.
3. Risks in crowd funding.
4. Pros and cons of crowd funding.
7. This is a descriptive study in nature. The
secondary data was collected from various
websites, journals and news papers.
8. • India is a huge, developing country and enormous
economy. With a population of over 1.2 Billion, and a
middle class that is expanding dramatically, one would
expect the capital formation power of crowd funding
would be taking hold in this dynamic country.
• Equity crowd funding is not live yet in India, but it is
expected to hit the country at some point in the near
future. In the next six months or so, many crowd
funding platforms are expected to be in India.
Worldwide, nearly a thousand such platforms will be
launched. Most of them are in the rewards and donation
space, as there aren’t too many regulatory issues around
this model.
9. • There have been attempts at crowd funding for
events like the Goa Project and campaigns like
Teach for India. Crowd funding is slowly
becoming an alternative funding channel for
the film industry. Film Director Pawan Kumar
from Karnataka recently raised Rs 51 lakh
using Face book and other platforms.
10. • As India being the one biggest country for Non
Government Organizations (NGOs), crowd
funding stands a big chance. “Lot of new
platforms are going to come in the next few
days”. Many colleges and even individuals will
push students to list causes on crowd funding
platforms.
• The new companies act, which mandates all
companies to spend 2% of their profits on
corporate social responsibility, will also help them
crowd funding gain traction.
11.
12.
13.
14. 1. The idea of crowd funding is not new in India. Places
of worship, for example, are built overnight using a
large number of donations. However, the concept of
online crowd funding is new to the country.
2. The industry is also not very investors friendly. It seems
people are still not ready for this concept.
3. Low trust levels of doing the things online are also a
challenge. India’s ecommerce space needs to really
mature before anything substantial can happen in this
space. People need to be spending more and more
online for them to even start thinking about backing
online projects online.
15. 4. Ecommerce in India only got a boost when
they initiated the concept of cash on delivery.
Similarly, crowd funding will have to look at
building an offline base to finally induce mass
awareness and encouraging larger
participation.
16. Crowd funding comes with risk to the investor. CFI is not unique
in this regard, but it does have characteristics that require
regulatory protection and robust investor education for crowd
funding to contribute meaningfully and successfully to a coun-
try’s economy. Crowd funding markets have been operating in
many countries for several years with few reported instances
of fraud.
17. Despite this, the biggest concerns regarding risk are
business failure and execution or fulfillment
challenges.
Failure may result from poor management
decisions, lack of funds, or miscalculations of
market demand.
Execution or fulfillment challenges may occur in
some successful crowd funding campaigns when
a company is not ready with, for instance, the
necessary logistics and manufacturing capacity to
meet the demand generated by their campaign.
18. It is a new concept in India and many of us are unaware
about its advantages. Crowd funding has proved to be very
advantageous.
1. Lack of money becomes a hurdle in the way of talented
people. Crowd funding helps to cross that hurdle and
fulfill dreams.
2. It is open to anyone with potential and a dream. Artists,
musicians, painters, dancers, singers, photographers,
writers, scientists, event managers anyone can benefit
from crowd funding.
3. It helps collect funds for the project quickly and easily.
Don’t have to invest lifetime savings or wait for years to
save money to make ones dream come true.
19. 4. Crowd funding minimizes the tedious fundraising process
(and its associated time and cost) so entrepreneurs can
spend more time on their business.
5. Anyone who is interested and has a little capital to spare
can participate in financings. Ultimately, the industry
shifts from “rich gets richer” to “smart gets richer.”
Diversification of the investor base is good for
management, who receives a wealth of points-of-view but
is no longer beholden to a small number of parties.
6. Complex and difficult ideas get funded. Entrepreneurs not
constrained to 5-7 year payback windows can pursue
models with high creativity, democratized invention, and
positive externalities in society. Unusual companies have
the opportunity to form, recruit sharp minds and push
boundaries.
20. 1. By putting less of their own skin in the game and no longer facing
investors one-on-one, entrepreneurs lose out on the truly valuable
step of convincing others
2. Crowd funding information may highly asymmetric. Investors are
susceptible to fraud or just plain incompetence.
3. Crazy ideas get funded. More ideas get funded today than can
possibly return capital, but with crowd funding the percentage of
successes markedly decreases. A lion’s share of crowd funded
investments will never make money and investors will be out-of-
luck. While small, fragmented investments limit the catastrophic
risk to any single investor, too many failures will give crowd
funding a bad rap and prompt regulatory tightening.
21. • An act should be passed for regulation of
crowdfunding websites.
• This Act restrict the maximum amount that can
raised through the crowdfunding.
• The Act has put an audit compulsion by
certified public accountant in some cases of
crowd funding.
• Disclosures need to be made by the company
raising funds and utilizing it.
22. • Disclosures need to be made by the company
raising funds and utilizing it.
• The company needs to explain everything
about its project for which it is raising funds.
The fund utilization plan needs to be disclosed.
23. There is no doubt that crowd funding is rapidly being
looked upon as a serious way of raising funds for
startups and new businesses. The US and European
agencies have started implementing laws for this to
function. There are serious concerns, which make it
mandatory to bring this method under the laws of the
land. India may soon bring in the requisite laws to
support this in a big way, as efficient crowd funding
system can really play the role of catalyst in bringing
the startup ideas into reality
24. BIGLIOGRAPHY
Books
• Howe, Jeff, 2008: Crowdsourcing: How the Power of the Crowd is
Driving the Future of Business,
• Random House Business Books
• Young, Thomas, 2013: The Everything Guide to Crowdfunding,
Aadams Media
• Agrawal, Ajay, et. al., The geography of crowdfunding, NBER
working paper series.
• Douglas Cumming, Sofia Johan, Demand Driven Securities
Regulation: Evidence from Crowdfunding,
• Mollick, Ethan, The dynamics of crowdfunding: An exploratory
study, Journal of Business Venturing
• Ordanini, Andrea, et. al., Crowdfunding: transforming customers
into investors through innovative serviceplatforms,