A credit default swap (CDS) is a contract where the buyer makes periodic payments to the seller in exchange for a payoff if a third party defaults on its debt obligations. It allows one party to transfer the credit risk of a loan or bond to another party. For example, a bank (buyer) pays premiums to a hedge fund (seller) to insure against the risk of a borrower defaulting on its loan. If the borrower defaults, the seller pays the buyer the full value of the loan.
This presentation provides readers with an introduction to bonds and their many characteristics. Topics discussed such as types of bonds, bond trading, valuing bonds and much more are highlighted in this presentation and can be further discussed on our site www.finpipe.com.
This presentation provides readers with an introduction to bonds and their many characteristics. Topics discussed such as types of bonds, bond trading, valuing bonds and much more are highlighted in this presentation and can be further discussed on our site www.finpipe.com.
Interest rate risk management for banks under Basel II, presentation by Christine Brown, Department of Finance , The University of Melbourne, Shanghai, December 8-12, 2008
Debt instruments provide fixed and higher returns. We have listed types of Debt Instruments that includes fixed income securities promising the investors that they will receive cash.
For full text article go to : http://www.educorporatebridge.com/securitization/securitization-of-assets This Article explain concepts like securitization of asset, meaning of securitization in layman language, ABS,MBS,CDO,CMO etc.
Interest rate risk management for banks under Basel II, presentation by Christine Brown, Department of Finance , The University of Melbourne, Shanghai, December 8-12, 2008
Debt instruments provide fixed and higher returns. We have listed types of Debt Instruments that includes fixed income securities promising the investors that they will receive cash.
For full text article go to : http://www.educorporatebridge.com/securitization/securitization-of-assets This Article explain concepts like securitization of asset, meaning of securitization in layman language, ABS,MBS,CDO,CMO etc.
Mortgage Pledge Hypothetication Lien Charge(1st and 2nd Charge) Fixed & float...Study Guide Pro
This PPT is for BMS and Banking student . It consist of following Terms with suitable example.
Mortgage
Pledge
Hypothetication
Lien
Charge(1st and 2nd Charge)
Fixed & floating charge
Pari passu
PlR
Margin money
Rob Tolley London - Is a Surety Bond a Better Option Than a Bank GuaranteeRob Tolley
A surety bond is a financial instrument designed to protect the parties involved in a
contract It indemnifies these parties against the risk of a broken or failed contract
A surety bond is a legally binding contract between three parties the principal, the
surety and the obligee.
We have all heard of Financial speculation, which involves the buying & selling of stocks, bonds, currencies, real estate or any other valuable financial instrument owing to anticipated fluctuations in its price with the aim of profiting from it.
Return on Net Worth (RONW) is used in finance as a measure of a company’s profitability. It reveals how much profit a company generates with the money that the equity shareholders have invested.
Capital Employed is represented as total assets minus current liabilities. In other words, it is the value of the assets that contribute to a company’s ability to generate revenue
In finance, the yield curve is the relation between the interest rate (or cost of borrowing) and the time to maturity of the debt for a given borrower in a given currency.
Simply put, a budget deficit occurs when an entity (often a government) spends more money than it takes in. The opposite of a budget deficit, on the other hand, is a budget surplus.
The expenses that the government incurs is always more than the income it makes. This difference or deficit is known as “Fiscal Deficit”. It is expressed as a percentage of GDP.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
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Credit Default Swaps
1.
2. Credit Default Swaps
A Credit Default Swap (CDS) is a contract in which a buyer pays a payment to a
seller to take on the credit risk of a third party.
In exchange, the buyer receives the right to a payoff from the seller if the third
party goes into default or on the occurrence of a specific credit event named in the
contract (such as bankruptcy or restructuring).
3. To give an example…
Say there is a person A who lends Rs. 1000 to person B on Monday.
Person B promises to pay him back on Friday. But there is a possibility
that person B may default in paying back person A in the event of a
bankruptcy etc.
Therefore, person A gets into a contract with a person C to take over the
credit risk of this transaction, in case person B defaults.
According to the contract, person A pays a one-time premium of Rs. 100
to person C.
4. Now, imagine two situations…
Situation A: Person B pays back Rs. 1000 to person A. Since person B has not
defaulted, the transaction ends between persons A & B, and also between persons A
& C.
Situation B: Person B defaults in his payment to person A. Now, according to the
contract between persons A & C, It becomes the obligation of person C to pay back
Rs. 1000 to person A.
5. Diagrammatically explaining…
Person B (Borrows Money
from A)
Person C (takes Person A (lends money to B
on the credit risk & enters into a contract with
of B) C)
6. Therefore…
This contract, which:
Transfers the ‘credit’ risk from one person to another
Is exercised when one party ‘defaults’ in its payment
Consists of a ‘swap’ of a buyer and a seller (in our example, person A is a
seller to person B and a buyer to person C)
is called a Credit Default Swap.
7. Now…
One party of the CDS contract is called the protection buyer while the other party is
called the protection seller.
Protection Buyers are mostly banks and financial institutions but Protection
Sellers could be anybody with an appetite for risk, such as hedge funds and
insurers in the US.
In all CDS contracts, a protection buyer transfers his Credit Risk of a third party
transaction to a protection seller.
8. So what is Credit Risk?
Credit risk is the risk involved in all transactions of borrowing and lending. If you lend
money, what are the chances that the borrower will make the repayment?
In case the borrower is likely to promptly return the money, then you have a low credit
risk, and in case there is a high probability of default then you have a high credit risk.
So each borrowing and lending has its own element of risk involved.
9. So…
A credit default swap resembles an insurance policy. You pay the premium
and the insurance company undertakes to make good your loss.
So, everything depends on the happening of the credit event. If no default occurs
then the protection seller would not make any payment.
11. Also…
Like any other Over The Counter (OTC) derivatives contract, CDS contracts are
negotiated directly between the two parties.
But most of these contracts follow the standard terms and conditions of the
International Swaps and Derivatives Association (Isda), which makes them look
like a standardized product.
12. To sum Up…
A Credit Default Swap (CDS) is a credit derivative contract between two
counterparties, whereby the "buyer" pays periodic payments to the "seller" in
exchange for the right to a payoff if there is a default or credit event in respect of a
third party.
They typically apply to municipal bonds, corporate debt and mortgage securities and
are sold by banks, hedge funds and others.
Like most financial derivatives, credit default swaps can be used to hedge existing
exposures to credit risk, or to speculate on changes in credit spreads.