This presentation compares private sector banks and public sector banks in India. Private sector banks have grown faster since liberalization using newer technology, innovations, and tools. They offer higher salaries and more growth opportunities but less job security. Public sector banks provide more job security from the start with promotions based on seniority, but offer fewer growth opportunities and lower salaries. They provide loans at lower interest rates than private banks. The presentation includes comparative data on net sales and profits of major private and public banks.

1. A presentation on
CORPORATE ACCOUNTING
Presented by:
-Dhruvi adhvaryu _97
-Huma ansari _98
-Yogita attal _99
-Lakshit bohra _100

2. Topic :
PRIVATE SECTOR BANKS
V/s PUBLIC SECTOR BANKS

3. PRIVATE BANKS:
 The banks where greater parts of stake or equity are held by the private
shareholders and not by government.
 Have grown faster & bigger over the two decades since liberalisation using
the latest technology, providing contemporary innovations and monetary
tools and techniques.
 Old private-sector banks
 The banks, which were not nationalized at the time of bank nationalization
that took place during 1969 and 1980 are known to be the old private-
sector banks. Ex-City Union Bank, ING Vysya Bank, Federal Bank etc.
 New private-sector banks
 The banks, which came in operation after 1991.

4. PUBLIC SECTOR BANKS :
 Public Sector Banks (PSBs) are banks where a majority
stake (i.e. morethan 50%) is held by a government.
 The shares of these banks are listed on stock exchanges.
 There are a total of 27 PSBs in India [19 Nationalised
banks + 6 State bank
 group (SBI + 5 associates) + 1 IDBI bank (Other Public
Sector-Indian Bank) = 26 PSBs + 1 recent Bhartiya
Mahila Bank].

5. COMPARATIVE STUDY:
Public Sector Banks(Net Sales) Private Sector Banks(Net Sales)
Compa
ny
Name
Last
Price
Chan
ge
%
Chan
ge
Net
Sales
(Rs.
cr)
Comp
any
Name
Last
Price
Chan
ge
%
Chan
ge
Net
Sales
(Rs.
cr)
SBI 2,423.
00
-
19.35
-0.79 136,35
0.80
ICICI
Bank
1,428.
45
-6.80 -0.47 44,178
.15
PNB 881.7
0
-5.60 -0.63 43,223
.25
HDFC
Bank
865.20 -5.80 -0.67 41,135
.53
Canara
Bank
353.5
5
3.30 0.94 39,547
.61
Axis
Bank
380.85 3.05 0.81 30,641
.16

6. Net Profits Comparison :
Public Sector Banks(Net Sales) Private Sector Banks(Net Sales)
Compa
ny
Name
Last
Price
Chang
e
%
Chang
e
Net
Profit
(Rs.
cr)
Compa
ny
Name
Last
Pric
e
Chang
e
%
Chang
e
Net
Profit
(Rs.
cr)
SBI 2,423
.00
-19.35 -0.79 10,891
.17
ICICI 1,42
8.45
-6.80 -0.47 9,810.
48
BOB 898.4
0
-4.10 -0.45 4,541.
08
HDFC 865.
20
-5.80 -0.67 8,478.
38
PNB 881.7
0
-5.60 -0.63 3,342.
58
Axis 380.
85
3.05 0.81 6,217.
67

7. Cash/Bank Comparison:
Public Sector Banks Private Sector Banks
Comp
any
Last
Price
Chan
ge
%
Chg
Cash
&
Bank
% of
Total
Liabil
ities
Comp
any
Last
Price
Chan
ge
%
Chg
Cash
&
Bank
% of
Total
Liabil
ities
SBI 2,42
3.00
-
19.3
5
-
0.79
132,
549.
63
7.82 ICI
CI
1,42
8.45
-6.80 -0.47 41,5
29.6
0
7.42
BOB 898.
40
-4.10 -
0.45
130,
877.
9
7.82 HDF
C
865.
20
-5.80 -0.67 39,5
83.6
4
8.79
BOI 232.
40
0.65 0.28 61,3
82.2
9
11.0
5
Axis 380.
85
3.05 0.81 28,2
38.7
0
7.64

8. Other Differences:
Private Sector Banks Public Sector Banks
Jobs mainly got through campus
placements.
Right arena for highly ambitious
people.
Better salary packages and more
Growth opportunities.
Promotion to the highest level
possible irrespective of age.
 Job security is a bit of issue as
private sector is highly professional.
 Loans have high interest rates.
More pronounced hiring activity
through advertisements.
Right job for people who want to be in
a safe position in a company for years.
 Less growth opportunities and pension
assures steady income during old age.
Promotion is entirely based on
seniority.
 Job security is assured from the day
one.
Loans at very low interest rates and
additional interest rates on deposits.

10. REFERENCES :
 https://www.moneycontrol.com/
 Association of Mutual Funds in India(Amfi)