Its all about of sbi

1. By :
Ramesh Sahu
Doleshwar Patel

2. About SBI
The State Bank of India is the largest of the Big Four banks of India, along with ICICI Bank,
Punjab National Bank and HDFC Bank—its main competitors.
The State Bank of India was founded on July 1,1955.
It’s revenue is 2001.99 billion, profit 144.04 billion, total assets amounting 22806.89 billion
and total equity 1154.66 billion.
It provides employment to 2,22,933 people all over the world.
SBI is ranked #292 globally in Fortune Global 500 list in 2011.
The State Bank Group, with over 16,000 branches, has the largest banking branch network
in India.
It also has around 130 branches overseas.
The State Bank of India is the 29th most reputed company in the world according to Forbes.
The Government of India nationalized the Imperial Bank of India in 1955, with the Reserve
Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the
government took over the stake held by the Reserve Bank of India.
-----: STATE BANK OF INDIA :-------- 2

3. History of SBI
The roots of the State Bank of India lie in the first decade of 19th century, when the
Bank of Calcutta, later renamed the Bank of Bengal, was established on June 2, 1806.
The Presidency banks amalgamated on January 27, 1921, and the re-organized
banking entity took as its name Imperial Bank of India.
Pursuant to the provisions of the State Bank of India Act of 1955, the Reserve Bank of
India, which is India's central bank, acquired a controlling interest in the Imperial Bank
of India. On April 30, 1955, the Imperial Bank of India became the State Bank of India.
-----: STATE BANK OF INDIA :-------- 3

4. Associated banks
State Bank of Bikaner & Jaipur
State Bank of Hyderabad
State Bank of Indore
State Bank of Mysore
State Bank of Patiala
State Bank of Saurashtra
State Bank of Travancore
Bank of Cochin
-----: STATE BANK OF INDIA :-------- 4

5. Non-banking subsidiaries
SBI Capital Markets Ltd.
SBI Funds Management Pvt. Ltd.
SBI Factors & Commercial Services Pvt. Ltd.
SBI Cards & Payments Services Pvt. Ltd. (SBICPSL)
SBI DFHI Ltd.
SBI Life Insurance Company Ltd.
SBI General Insurance
-----: STATE BANK OF INDIA :-------- 5

6. Current Board of Directors
S.No Name Designation Under Section of SBI Act
1955
1. Smt. Arundhati Bhattacharya Chairman 19(a)
2. Shri A. Krishna Kumar Managing Director 19 (b)
3. Shri P. Pradeep Kumar Managing Director 19 (b)
4. Shri.B.Sriram Managing Director 19 (b)
5. Shri.V.G.Kannan Managing Director 19 (b)
6. Shri Sanjiv Malhotra Director 19 (c)
7. Shri Sunil Mehta Director 19 (c)
8. Shri M.D. Mallya Director 19 (c)
9. Shri Deepak I. Amin Director 19 (c)
10. Shri Jyoti Bhushan Mohapatra Workmen Employee Director 19 (ca)
11. Shri S.K. Mukherjee Officer Employee Director 19 (cb)
12. Dr. Rajiv Kumar Director 19 (d)
13. Shri Harichandra Bahadur Singh Director 19 (d)
14. Shri Tribhuwan Nath Chaturvedi Director 19(d)
15. Shri Gurdial Singh Sandhu Director 19 (e)
16. Dr. Urjit R. Patel Director 19 (f)
-----: STATE BANK OF INDIA :-------- 6

7. Branches of SBI
SBI has 21,500 branches, including branches that belong to its associate banks.
SBI includes 99345 offices in India.
Our 190 Foreign Offices in 36 countries service the international needs of the
bank's foreign customers, in addition to conducting retail operations. The focus of
these offices is India-related business.
SBI has about 25,000 ATMs (25,000th ATM was inaugurated by the then
Chairman of State Bank Shri O.P. Bhatt on 31 March 2011, the day of his
retirement); and SBI group(including associate banks) has about 45,000 ATMs.
-----: STATE BANK OF INDIA :-------- 7

8. Employees
SBI has provided employment to 2,22,933 people all over the world.
SBI has turned into the third-largest employer in India among listed
companies after Coal India Limited(383,347) and Tata Consultancy
Services(226,751).
Headquarters in Mumbai, India and employs about 205,896 people.
-----: STATE BANK OF INDIA :-------- 8

9. SMALL &
MEDIUM
ENTERPRISES
PRODUCTS
&
SERVICES
PERSONAL
BANKING
NRI
BANKING
AGRI-CULTURE
BANKING
INTER-NATIONAL
BANKING
INTERSET
BANKING
CORPORATE
BANKING
SERVICES
BANKING
GOVT.
BANKING

10. Interest rate
• Home loan 10.10% up to 75 lakh
10.25% above 75 lakh
• Car loan 10.45%
• Education loan 13.50% pa up to 4 lakh
13.75% pa above 4 lakh
• Retail gold loan 12.50 %
-----: STATE BANK OF INDIA :-------- 10

11. Communication
SBI
Advertisement
Personal
Communication
Sales
Promotion
Publicity &
Public Relations
Instructional
Material
-----: STATE BANK OF INDIA :-------- 11

12. SBI Group
Sl.N
o
Product Company URL
i) Life Insurance SBI Life Insurance Co www.sbilife.co.in
ii) General Insurance SBI General Insurance Co. Ltd. www.sbigeneral.in
iii) Mutual Funds SBI Mutual Funds www.sbimf.com
UTI Mutual Funds www.utimf.com
Franklin Templeton Mutual Funds www.franklintempletonindia.com
Tata Mutual Funds www.tatamutualfund.com
Fidelity Mutual Funds www.fidelity.co.in
Others
iv) Credit Cards SBI Cards & Payment Services Ltd. www.sbicard.com
v) Govt. Securities and Corp.
Bonds
SBI DFHI LTD www.sbidfhi.com
-----: STATE BANK OF INDIA :-------- 12

13. Profit & Loss account of State Bank of India ------------------- in Rs. Cr. -------------------
Mar '14 Mar '13 Mar '12 Mar '11 Mar '10
12 mths 12 mths 12 mths 12 mths 12 mths
Income
Interest Earned 136,350.80 119,657.10 106,521.45 81,394.36 70,993.92
Other Income 18,552.92 16,034.84 14,351.45 14,930.42 14,968.15
Total Income 154,903.72 135,691.94 120,872.90 96,324.78 85,962.07
Expenditure
Interest expended 87,068.63 75,325.80 63,230.37 48,867.96 47,322.48
Employee Cost 22,504.28 18,380.90 16,974.04 15,211.62 12,754.65
Selling and Admin Expenses 0 0 0 0 7,898.23
Depreciation 1,333.94 1,139.61 1,007.17 990.5 932.66
Miscellaneous Expenses 33,105.70 26,740.65 27,954.03 23,884.37 7,888.00
Preoperative Exp Capitalised 0 0 0 0 0
Operating Expenses 35,725.85 29,284.42 26,068.99 23,015.44 24,941.01
Provisions & Contingencies 21,218.07 16,976.74 19,866.25 17,071.05 4,532.53
Total Expenses 144,012.55 121,586.96 109,165.61 88,954.45 76,796.02
Net Profit for the Year 10,891.17 14,104.98 11,707.29 7,370.35 9,166.05
Extraordionary Items 0 0 0 0 0
Profit brought forward 0.34 0.34 6.05 0.34 0.34
Total 10,891.51 14,105.32 11,713.34 7,370.69 9,166.39
Preference Dividend 0 0 0 0 0
Equity Dividend 2,239.71 2,838.74 2,348.66 1,905.00 1,904.65
Corporate Dividend Tax 298.45 375.95 296.49 246.52 236.76
Per share data (annualised)
Earning Per Share (Rs) 145.88 206.2 174.46 116.07 144.37
Equity Dividend (%) 300 415 350 300 300
Book Value (Rs) 1,584.34 1,445.60 1,251.05 1,023.40 1,038.76
Appropriations
Transfer to Statutory Reserves 8,353.03 10,890.29 9,067.85 5,218.83 6,495.14
Transfer to Other Reserves 0 0 0 0 529.5
Proposed Dividend/Transfer to
2,538.16 3,214.69 2,645.15 2,151.52 2,141.41
Govt
Balance c/f to Balance Sheet 0.32 -----: STATE BANK 0.34 OF INDIA :-------- 0.34 0.34 13
0.34
Total 10,891.51 14,105.32 11,713.34 7,370.69 9,166.39

14. Balance Sheet of State Bank of India ------------------- in Rs. Cr. -------------------
Mar '14 Mar '13 Mar '12 Mar '11 Mar '10
12 mths 12 mths 12 mths 12 mths 12 mths
Capital and Liabilities:
Total Share Capital 746.57 684.03 671.04 635 634.88
Equity Share Capital 746.57 684.03 671.04 635 634.88
Share Application Money 0 0 0 0 0
Preference Share Capital 0 0 0 0 0
Reserves 117,535.68 98,199.65 83,280.16 64,351.04 65,314.32
Revaluation Reserves 0 0 0 0 0
Net Worth 118,282.25 98,883.68 83,951.20 64,986.04 65,949.20
Deposits 1,394,408.51 1,202,739.57 1,043,647.36 933,932.81 804,116.23
Borrowings 183,130.88 169,182.71 127,005.57 119,568.96 103,011.60
Total Debt 1,577,539.39 1,371,922.28 1,170,652.93 1,053,501.77 907,127.83
Other Liabilities & Provisions 96,412.96 95,455.07 80,915.09 105,248.39 80,336.70
Total Liabilities 1,792,234.60 1,566,261.03 1,335,519.22 1,223,736.20 1,053,413.73
Assets
Cash & Balances with RBI 84,955.66 65,830.41 54,075.94 94,395.50 61,290.87
Balance with Banks, Money at Call 47,593.97 48,989.75 43,087.23 28,478.65 34,892.98
Advances 1,209,828.72 1,045,616.55 867,578.89 756,719.45 631,914.15
Investments 398,308.19 350,927.27 312,197.61 295,600.57 285,790.07
Gross Block 8,002.16 6,595.71 5,133.87 4,764.19 11,831.63
Accumulated Depreciation 0 0 0 0 7,713.90
Net Block 8,002.16 6,595.71 5,133.87 4,764.19 4,117.73
Capital Work In Progress 0 409.31 332.68 0 295.18
Other Assets 43,545.90 47,892.03 53,113.02 43,777.85 35,112.76
Total Assets 1,792,234.60 1,566,261.03 1,335,519.24 1,223,736.21 1,053,413.74
Contingent Liabilities 1,091,358.37 993,018.45 899,565.18 790,389.59 429,917.37
Bills for collection 0 -----: STATE BANK OF 0 INDIA :-------- 0 0 166,449.04
14
Book Value (Rs) 1,584.34 1,445.60 1,251.05 1,023.40 1,038.76

15. Stock status
Last
Trade
2,411.80
Prev Cls
2,349.00
Days
Range
2,345.20-
2,418.80
Volume
204,997
Change
42.00
1.77%
Open
2,349.00
52-Week
Range
2,834.00-
1,456.00
Mkt Cap
INR
millions
1,800,57
8
Splits
Jan-28-
08 [10:0]
-----: STATE BANK OF INDIA :-------- 15
BSE
5 Years Show Chart

16. -----: STATE BANK OF INDIA :-------- 16