3. ABOUT Axis Bank
• Incorporated as UTI Bank,
headquartered in Mumbai
• First Branch inaugurated at
Ahmadabad
• Completes first profitable year in
operation in 1995
• Deposit crosses Rs.10bn mark in 1996
4. Conti………
• Opens its first international branch in
Singapore
• Opens Representative Office in Shanghai
• Crosses the 12,600 ATM mark in 2011
• Opens a Full Licence Bank Branch in
Hong Kong
• Re-brands itself as Axis Bank
• Mumbai, Jul 30 2007 : UTI Bank on Monday
rechristened itself as Axis Bank.
5. • The Axis banks business is divided
into four segments:
– Retail
– Corporate
– Treasury
– Merchant banking.
6. • A part from this the bank is:
→Insurance
→Investment banking
→Mortgage financing
→Credit cards
→Depository services etc .
7. Services
Retail banking
• Deposits schemes
• Loans and advances
– Personal loans
– Housing loans
– Cards
– Consumer durables
– Auto loans
8. Conti……
Personal banking
• Accounts
– Term deposit
– Fixed deposit
– Recurring deposit
• Cards
– Different variant like: Gold plus card, Gold card,
Silver & silver plus cards.
10. Performance
As on the year ended March 31, 2012 the Bank had a net profit of
Rs 4,242.21crores
The bank now has 1035 branches including extension networks
across 30 States and 4 Union Territories.
The bank also has overseas offices in Singapore, China, Hong Kong
and Dubai.
Crosses the 19000 ATM mark in Mar 2013
Axis Bank share is now trading at Rs 1430.00 (20th April,2013)
11. Why its important
By preparing financial statement
investors can easily take decision about
particular org. whether to invest or not.
By preparing financial statement
management are easily to identify his
decision right or wrong.
12. Conti…..
It is helpful to researcher to research
for future value of org.
It is also helpful to students to
prepare such decision making reports.
13. A. Per Share Ratio
1) Earnings per share Net profit after Taxes
=
No. of Equity Shares
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
102.17 82.71 62.16 50.79 30.37
14. Conti……
2)Dividend per share= Dividends
No of shares
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
16.00 14.00 12.00 10.00 6.00
15. Conti…..
Total stockholder's equity
3)Book Value Per Share =
Number of shares
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
551.99 462.77 395.99 284.50 245.13
16. Conti…..
4)Net Operating
Income Per Share = operating income * (1-tax rate)
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
654.06 471.17 380.27 377.46 244.63
17. Conti…..
Market price per equity share
5)Price Earning Ratio =
Earnings per share
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
551.99 462.77 395.99 284.50 245.13
18. B. Profitability ratio
1)Operating Margin COGS + Operating expenses × 100
=
Net sales
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
24.13 27.43 25.58 22.13 23.25
19. Conti……
Net profit
2)Net Profit Margin =
Net sales
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
15.51 17.20 16.10 13.31 12.22
21. Conti……
4)Return on Long Term
Funds =
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
88.75 72.29 66.34 97.35 71.17
22. C. Leverage Ratio
1)Debt-Equity Ratio = Total liabilities .
Shareholders equity
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
9.65 9.96 8.81 11.49 9.99
23. C. Leverage Ratio
2)Fixed Assets Turnover Cost of Sales
Ratio = Net Fixed Assets
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
0.10 5.65 7.31 7.78 6.32
27. D. Liquidity Ratio
1) Current Ratio = Current Assets
Current Liabilities
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
0.75 0.56 0.63 0.37 0.36
28. Conti…..
current asset-inventories
2) Quick Ratio =
current liabilities
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
21.63 19.60 19.19 9.52 9.23
29. Conti……..
cost of goods sold
3) Inventory Ratio =
average inventory
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
21.63 19.60 19.19 9.52 9.23
30. E. Payout Ratio
1)Divident Payout Ratio = Dividend per Equity Share
Earnings per share
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
18.15 19.78 22.56 23.16 23.49
31. Conti….
2)Financial Charges Profit Before Interest And Tax
Coverage Ratio = Annual Interest And Bank Charges
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
0.48 0.65 1.62 1.43 1.46