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Consumer Protection Act
Introduction
• In 24th October , 1986 in order to provide
better protection for the consumers Lok
Sabha introduced Consumer Protection Act.
• It came into force on 15th April , 1987
• It was on 13th November 1995 that the
honorable Supreme Court of India delivered
judgment on application of CPA, 1986 to the
medical/ dental profession, hospitals,
dispensaries, nursing homes, and other
related services
Why we need consumer protection act?
• To provide speedy and simple redressal to consumer disputes.
Advantages
• Limited time is need for decision
• No court fee is payable
Who is a consumer?
Any person
• Buys good for a consideration which has been paid or will be
paid
• Hires or avails any service for a consideration which has
been paid or will be paid
• It does not include a person who obtains good for resale or any
other commercial purpose
Who is liable to CPA?
• Doctors with independent practice
• Private hospitals charging all patients
• All hospitals having free as well as paying patients
• Doctors/ hospitals paid by an insurance firm for treatment
of a client or an employment for that of an employee
Who is not liable?
• Doctors in hospitals, which do not charge their patients
• Hospitals offering free services to all patients
1. Name and address of the complainant
2. Name and address of the opposite party or
parties
3. Description of the fact of the complaint
4. Documentary evidence regarding the
complaint
5. Relief expected as redressal of complaint
How to File a Complaint?
A complaint should contain the following information:
Time limit
• The permissible time limit to file a complaint is 2 years
from the date of injury
• The time starts from the date of injury and not from the date
of disability certificate
• However, if the injury is continuous then the time starts from
the date of last treatment given
Procedure for lodging complaint
Preventive strategies against litigation
Some DO’S
• Mention your qualifications on the prescription
• Always mention date and timing of the consultation
• Mention age, gender, weight (if child)
• In complicated cases record precisely history of illness and
substantial physical findings
• If the patients/attendants are erring on any count make a note
of it or seek written refusal preferably in local language with
proper witness
Preventive strategies against litigation contd..
• Write name of drug clearly. Use correct dosages
• Mention whether prognosis explained
• In case of any deviation from standard care, mention reasons
• Specifically, mention review, follow-up schedule
• Mention if patient/attendant is/are under the effect of
alcohol/drugs
• In case a particular drug/equipment is not available, make a note
• Mention where the patient should contact in case of non-
availability/emergency of doctor
• Establish standards of treatment of common pediatric disorders
• Train members in the art of simple yet transparent record
keeping
• Train members in judicious use of high technology investigative
procedure, laying reasonable protocols wherever possible
• Establish grievance redressal cell or forum
• If there is a case in consumer court, take due cognizance of the
case and attend personally with or without your lawyer
Preventive strategies against litigation contd..
• Never get panic or frightened of CPA
• Do not hesitate to discuss the case with your colleague
• Do not hesitate to discuss the case with patients/ attendants
Preventive strategies against litigation contd..
Some Dont’s
• Whenever there is a case in CPA, do not ignore
or disrespect court
• Do not give unnecessary details and do not
volunteer to hand over documents unless
specifically asked for
• Do not write ayurvedic/Homeopathic/Unani formulations
• Do not examine the patient if you are sick, exhausted, under
effect of alcohol
• Never talk loose of your colleagues, despite intense
professional rivalry
• Do not adopt experimental method in treatment
Preventive strategies against litigation contd..
Consent
Implied consent
Expressed consent (Tacit consent)
Informed consent
Proxy consent
Loco(Consent) Parentis
Blank consent
Implied consent
• It implies consent to
dental examination in a
general sense i.e. when
a patient approaches
the dentist for
treatment; it is
presumed that there is
consent for routine
physical examination
Expressed consent (Tacit
consent)
• Expressed consent is
one, the terms of which
are stated in distinct and
explicit language
• Express written consent
should be obtained for
all major diagnostic
procedures, general
anaesthesia, for surgical
operations etc
Informed consent
• Informed consent is
the process of
obtaining permission
of a subject to
participate in
research and to give
an opportunity to
decide about his or
her healthcare
Proxy consent
(Substitute Consent)
• This type of consent
is utilized in the event
the patient is unable
to give consent
because he/she is a
minor or mentally
unsound/
unconscious
Loco (consent)
parentis
• In an emergency
situation in case of
children, when
parents/ guardians are
not available, consent
can be obtained from
the person bringing
the child for dental
examination or
treatment
Blanket consent
• It is a consent taken
on a printed form that
covers (like a blanket)
almost everything a
dentist or a hospital
might do to a patient,
without mentioning
anything specifically
Consent may not be obtained in the following situations
Person suffering from a notifiable disease
Spread of infection
Examination of immigrants
Members of armed forces, handlers of food and dairy products
Prisoners and criminals
Vaccination
Child offenders when the Magistrate makes the request
Attempted suicide
Medical emergencies
What should a doctor do in case
of medical mishap?
• Complete the patients record
and recheck the written notes
• Be frank enough and inform
clearly of the mishap
• After these initial responses, the doctor should contact/
protection organization to seek advice
SWOT analysis- CPA
•Strength
• The complainants can argue their case
themselves in the consumer courts
Free legal aid
Consumer Advice Centres (CAC)
Mediation Advisory Centre (MAC)
Online Disputes Redressal forum (ODR)
•Weakness
• Highly technical orientation of the
Medical field
Limited definition of a ‘consumer’
Inadequate administrative support,
shortage of manpower and insufficient
infrastructure
Lack of objectivity and empirical nature of
several regimens
•Threat
• Low level of awareness among patients
• Illiteracy and low socioeconomic status of
patients
• Exaggerated claims
• Tendency of insurance companies to opt
for out of court settlements
•Opportunity
• Growing patient consciousness for quality
care
• Successful application of the CPA to other
services/ goods
• Possibility of introducing medical audit
Recent Updates
Consumer Protection Act- 1986 Consumer Protection Act- 2019
No separate regulator
CCPA formed(Central consumer
Production Authority) to control
misleading advertisements and unfair
trade practices
Complained could be filled in a consumer
court basis the site of the defendant /
sellers office
Complained could be filled in a consumer
court where the complainant either
resides or works
No specific provision for production
liability
Consumer can now seek compensation
for harm caused by a defective product
No legal provisions for mediation existed
Courts can now refer settlement through
mediation
*CPA 2019- Deleted healthcare from definition of services but still we health care
professionals will come under the definition of Consumer
Summary
• The CPA is a consumer specific legislation designed to
provide for speedy and inexpensive remedy to the consumers
• Three-tier redressal machinery at the District, State and the
National level has been constituted
• Awareness among health professional about such laws is
observed to be varied
• There is a need to raise the awareness of health professional
about such laws so that their increased professional concern
and practice conforms to welfare of patients
REFERENCES
• Essentials of preventive and community dentistry - Soben
peter (fifth edition).
• Textbook of public health dentistry- SS.Hiremath (third
edition).
24
25

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CONSUMER PROTECTION ACT (CPA)

  • 2. Introduction • In 24th October , 1986 in order to provide better protection for the consumers Lok Sabha introduced Consumer Protection Act. • It came into force on 15th April , 1987 • It was on 13th November 1995 that the honorable Supreme Court of India delivered judgment on application of CPA, 1986 to the medical/ dental profession, hospitals, dispensaries, nursing homes, and other related services
  • 3. Why we need consumer protection act? • To provide speedy and simple redressal to consumer disputes. Advantages • Limited time is need for decision • No court fee is payable
  • 4. Who is a consumer? Any person • Buys good for a consideration which has been paid or will be paid • Hires or avails any service for a consideration which has been paid or will be paid • It does not include a person who obtains good for resale or any other commercial purpose
  • 5. Who is liable to CPA? • Doctors with independent practice • Private hospitals charging all patients • All hospitals having free as well as paying patients • Doctors/ hospitals paid by an insurance firm for treatment of a client or an employment for that of an employee
  • 6. Who is not liable? • Doctors in hospitals, which do not charge their patients • Hospitals offering free services to all patients
  • 7. 1. Name and address of the complainant 2. Name and address of the opposite party or parties 3. Description of the fact of the complaint 4. Documentary evidence regarding the complaint 5. Relief expected as redressal of complaint How to File a Complaint? A complaint should contain the following information:
  • 8. Time limit • The permissible time limit to file a complaint is 2 years from the date of injury • The time starts from the date of injury and not from the date of disability certificate • However, if the injury is continuous then the time starts from the date of last treatment given
  • 10. Preventive strategies against litigation Some DO’S • Mention your qualifications on the prescription • Always mention date and timing of the consultation • Mention age, gender, weight (if child) • In complicated cases record precisely history of illness and substantial physical findings • If the patients/attendants are erring on any count make a note of it or seek written refusal preferably in local language with proper witness
  • 11. Preventive strategies against litigation contd.. • Write name of drug clearly. Use correct dosages • Mention whether prognosis explained • In case of any deviation from standard care, mention reasons • Specifically, mention review, follow-up schedule • Mention if patient/attendant is/are under the effect of alcohol/drugs • In case a particular drug/equipment is not available, make a note • Mention where the patient should contact in case of non- availability/emergency of doctor
  • 12. • Establish standards of treatment of common pediatric disorders • Train members in the art of simple yet transparent record keeping • Train members in judicious use of high technology investigative procedure, laying reasonable protocols wherever possible • Establish grievance redressal cell or forum • If there is a case in consumer court, take due cognizance of the case and attend personally with or without your lawyer Preventive strategies against litigation contd..
  • 13. • Never get panic or frightened of CPA • Do not hesitate to discuss the case with your colleague • Do not hesitate to discuss the case with patients/ attendants Preventive strategies against litigation contd.. Some Dont’s • Whenever there is a case in CPA, do not ignore or disrespect court • Do not give unnecessary details and do not volunteer to hand over documents unless specifically asked for
  • 14. • Do not write ayurvedic/Homeopathic/Unani formulations • Do not examine the patient if you are sick, exhausted, under effect of alcohol • Never talk loose of your colleagues, despite intense professional rivalry • Do not adopt experimental method in treatment Preventive strategies against litigation contd..
  • 15. Consent Implied consent Expressed consent (Tacit consent) Informed consent Proxy consent Loco(Consent) Parentis Blank consent
  • 16. Implied consent • It implies consent to dental examination in a general sense i.e. when a patient approaches the dentist for treatment; it is presumed that there is consent for routine physical examination Expressed consent (Tacit consent) • Expressed consent is one, the terms of which are stated in distinct and explicit language • Express written consent should be obtained for all major diagnostic procedures, general anaesthesia, for surgical operations etc
  • 17. Informed consent • Informed consent is the process of obtaining permission of a subject to participate in research and to give an opportunity to decide about his or her healthcare Proxy consent (Substitute Consent) • This type of consent is utilized in the event the patient is unable to give consent because he/she is a minor or mentally unsound/ unconscious
  • 18. Loco (consent) parentis • In an emergency situation in case of children, when parents/ guardians are not available, consent can be obtained from the person bringing the child for dental examination or treatment Blanket consent • It is a consent taken on a printed form that covers (like a blanket) almost everything a dentist or a hospital might do to a patient, without mentioning anything specifically
  • 19. Consent may not be obtained in the following situations Person suffering from a notifiable disease Spread of infection Examination of immigrants Members of armed forces, handlers of food and dairy products Prisoners and criminals Vaccination Child offenders when the Magistrate makes the request Attempted suicide Medical emergencies
  • 20. What should a doctor do in case of medical mishap? • Complete the patients record and recheck the written notes • Be frank enough and inform clearly of the mishap • After these initial responses, the doctor should contact/ protection organization to seek advice
  • 21. SWOT analysis- CPA •Strength • The complainants can argue their case themselves in the consumer courts Free legal aid Consumer Advice Centres (CAC) Mediation Advisory Centre (MAC) Online Disputes Redressal forum (ODR) •Weakness • Highly technical orientation of the Medical field Limited definition of a ‘consumer’ Inadequate administrative support, shortage of manpower and insufficient infrastructure Lack of objectivity and empirical nature of several regimens •Threat • Low level of awareness among patients • Illiteracy and low socioeconomic status of patients • Exaggerated claims • Tendency of insurance companies to opt for out of court settlements •Opportunity • Growing patient consciousness for quality care • Successful application of the CPA to other services/ goods • Possibility of introducing medical audit
  • 22. Recent Updates Consumer Protection Act- 1986 Consumer Protection Act- 2019 No separate regulator CCPA formed(Central consumer Production Authority) to control misleading advertisements and unfair trade practices Complained could be filled in a consumer court basis the site of the defendant / sellers office Complained could be filled in a consumer court where the complainant either resides or works No specific provision for production liability Consumer can now seek compensation for harm caused by a defective product No legal provisions for mediation existed Courts can now refer settlement through mediation *CPA 2019- Deleted healthcare from definition of services but still we health care professionals will come under the definition of Consumer
  • 23. Summary • The CPA is a consumer specific legislation designed to provide for speedy and inexpensive remedy to the consumers • Three-tier redressal machinery at the District, State and the National level has been constituted • Awareness among health professional about such laws is observed to be varied • There is a need to raise the awareness of health professional about such laws so that their increased professional concern and practice conforms to welfare of patients
  • 24. REFERENCES • Essentials of preventive and community dentistry - Soben peter (fifth edition). • Textbook of public health dentistry- SS.Hiremath (third edition). 24
  • 25. 25

Editor's Notes

  1. The process of taking legal action - litigation
  2. 6 types