The document discusses blockchain technology, emphasizing its characteristics such as decentralized ledger, encryption, and consensus methods, which enable peer-to-peer transactions without intermediaries. It outlines various use cases in financial services, including cross-border payments and smart contracts, while highlighting the challenges and opportunities for businesses looking to adopt blockchain solutions. Additionally, it presents a framework for organizations to assess the viability of blockchain applications and deploy relevant solutions effectively.

1. Blockchain @ Zensar
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2. What is Blockchain
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Title Goes Here
There are many of the
variations passages
Distributed Transparent Ledger
• Looked up as public repository to
store and verify individual records
• Ease in dispute resolution
• Records secured through
encryption using public and
private key
Business Model & Processes
• Value Transfer
• No need for central
authority or intermediary
• Participating Nodes Consensus
Authorization
• Reduce processing time and TXN
fees
• Real time transaction monitoring
Consensus based Value Transfer
Entity A sends
Funds to Entity B
The transaction is broadcast
across the network which validates it
Entity B receives
Funds from Entity A
The block is then added to the
chain which records the
entire non-reversible history of
transactions in a public ledger
The transaction is
Configured into a block
SENT
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3. 3
Money transfer, digital currency
exchange, P2P bitcoin trading
Oct 2013
01 02
2014
03
Jan-May 2015
04
June-Dec 2015
05
2016
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Risk management, cross-border payments,
money transfer services, digital security
Digital payment system, pre-IPO trading, industry-wide
alliance for “utility settlement” product, payments
settlement, smart bonds on Ethereum platform, tracking of
assets and claims and real-time record keeping
International payments, smart contracts, low-cost
& cross-border payments platform, Payments and
settlement of fiat currencies, asset registries,
derivative contracts, regulatory reporting, KYC,
AML registries, formation of R3 Consortium
World’s first rules-based blockchain payments
network, new types of high-volume, low-value
global transactions, international B2B payment
solution
Exploration Journey of Blockchain

4. Blockchain Industry
4
Evolution
What is Industry looking for ?
Business
Blockchain?
$1.5 billion investment Across
Sectors
$15b Bitcoin Market Value
Crypto currency Creditability Rising
$20b annual saving projection in FS
Should I consider blockchain ?
How to identify relevant business area / use
case?
What will be associated benefits?
What approach to follow ?
How long would it take ?
Do I need to invest heavily ?
WEF - 80% banks active
IBM Study - 15% banks plan 2017 rollout
Cross border payments: 75% MoM
growth seen by BitPesa
Increase in Non-financial areas - Property
registries, Identity solutions, Energy grid,
Music industry, Sharing economy
In Delaware, Governor Jack Markell
announced two Blockchain initiatives
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5. Addressing Enablement challenges: Our Framework
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Business Area Viability Return on Digital
Solution IPs Accelerators
• Business processes and model driven
• Return on Digital
• Rapid deployment of blockchain based services
Solution IPs Accelerators
• Trade Finance Payments
• Funds Disbursement
• Mortgage Pre-Approval
• Technology Template for blockchain enablement
• A private network, which provides decentralisation and transparency along with data
security using encryption technologies
• Organisations can define smart contracts (core business engine) as per business needs
for both financial and non-financial applications
• Web3 or custom-built APIs to interact with the blockchain database
• System integration and UX components for seamless build and deployment

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Platform Agnostic
Caters to multiple Blockchain platforms,
supporting interoperability and
collaboration
Platform Agnostic
The API framework addresses scalable
demands. It enables institutions to
deploy their own custom Blockchain
services
Transaction Interoperability
Accommodation of digitized currencies,
tokens, securities and other digital assets
across industries regardless of network type
(Public/Private)
Digital Asset Agnostic
De-centralized, peer-validated, time-stamped
ledger providing transparency of ownership, data
Integrity and security
Distributed and Permissioned Ledgers
Use of Design Thinking approach as an
innovation process to arrive at feasible business
ideas through research and systemic reasoning
Design Thinking
Dimensions of our Framework

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Discover
• Align stakeholders in
terms of Blockchain
understanding
• Identify business areas in
FS to leverage Blockchain
• Determine business
feasibility
• Define high-level
roadmap
Define
• Identify business drivers for
the Blockchain opportunity
• Establish the goals and
approach
• Determine Return-on-
Digital enabled by
Transaction drivers
• Identify current gaps in
business processes and set
the boundaries
Design and Develop
• Identify relevant
technology platform
• Leverage our IPs and
solution accelerators
• Enhance core systems to
support Blockchain
enablement
• Incremental solution
development
Deliver
• Readily available Private
blockchain network for
rapid demonstrable pilot
• Validate that expected
business outcomes are
being delivered
• Assess FS industry
readiness and go-live
• Deliver improvements and
sustain results, explore
scalability and performance
Design-thinking mind-set, fuelled by conversation and collaboration, constantly improving along the way
Business driven Consulting led approach

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Thank you