The document provides a summary of the book "The Incredible Banker" by Ravi Subramanian. It describes the main characters, including the CEO of GB2 bank Mr. Mc Cain, and employees Deepak, Karan and Savitha. It outlines the key plot points, including a Naxal attack that affects GB2, conflicts between employees, and an investigation into suspicious bank transfers that ultimately reveals Savitha's connection to Naxal militants.
Grameen Bank Project was born in the village of Jobra, Bangladesh, in 1976. In 1983 it was transformed into a formal bank under a special law passed for its creation. It is owned by the poor borrowers of the bank who are mostly women. It works exclusively for them. Borrowers of Grameen Bank at present own 94 per cent of the total equity of the bank. Remaining 6 percent is owned by the government.
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
OBJECTIVE
Global economic activity has come to a near standstill as Covid-19 related lockdowns are imposed across a widening swathe of affected countries. Financial markets have been facing high volatility due to panic sell-offs resulting in destruction of equity markets. Financial institutions have started encountering liquidity constraints and lags in credit flow, thereby putting debt servicing at risk. The need for strong fiscal measures has become the voice of the banking sector to revive. In this webinar, we shall be focusing on the various spheres of the banking sector which has the hard hit due to the pandemic’s intensity, the RBI’s measures to cope up with the current slack and the way forward for revival of the coveted sector.
Grameen Bank Project was born in the village of Jobra, Bangladesh, in 1976. In 1983 it was transformed into a formal bank under a special law passed for its creation. It is owned by the poor borrowers of the bank who are mostly women. It works exclusively for them. Borrowers of Grameen Bank at present own 94 per cent of the total equity of the bank. Remaining 6 percent is owned by the government.
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
OBJECTIVE
Global economic activity has come to a near standstill as Covid-19 related lockdowns are imposed across a widening swathe of affected countries. Financial markets have been facing high volatility due to panic sell-offs resulting in destruction of equity markets. Financial institutions have started encountering liquidity constraints and lags in credit flow, thereby putting debt servicing at risk. The need for strong fiscal measures has become the voice of the banking sector to revive. In this webinar, we shall be focusing on the various spheres of the banking sector which has the hard hit due to the pandemic’s intensity, the RBI’s measures to cope up with the current slack and the way forward for revival of the coveted sector.
Corporate governance practice in Commercial Banks of Bangladesh A Study on S...Ariful Saimon
Premier University
INTERNSHIP REPORT
ON
Corporate governance practice in Commercial Banks of Bangladesh
A Study on Southeast Bank Ltd
PREPARED FOR
Mr.Rajib Datta
Assistant Professor
Department Of Finance
Faculty of Business Administration
Premier University
Chittagong
PREPARED BY
Md Shazzad Hossain
ID. No: 150-22080-2147
Section: A
Major: Finance
Batch: 22nd
MBA Program
Premier University
Date of Submission: 11/05/2017
The project presentation talks about public and private banks. It compares the two sectors by analyzing the financial details and the products and services provided by each of the two sectors. This is done by taking case study of two banks - State Bank of India in public sector and ICICI bank in private sector. Both of these banks are leading in their respective sectors.
How to derive the use of alternate delivery channels without customer disconn...Tejpal Verma
Summer Internship report on a project facilitated by Tejpal (Finance Intern from Savitribai phule pune university) under guidance of Mr. Rakesh Kumar Chadha, RBDM Head, Bank of Baroda,Regional office, Pune
This is the our (Team Dexters) slides for Brandwitz 2015. We had to brand a place which no one is aware of into a potential tourist spot. We chose the place " Char Kukri Mukri," a wild life sanctuary. Enjoy the slides.
This report analyzes the audience sentiments towards the Silicon Valley Bank collapse. The listening period was from Feb’15 – Mar’13 2023, and the analysis was conducted in the United States and in English. Twitter and news sources were analyzed.
Positive sentiments were attributed before the collapse, while neutral sentiment was dominant at 53%. Negative sentiment was at 45%, with mentions attesting to the bank's lack of attention to shareholders' returns. Discussion about SVB support towards the #science2startup symposium that was supposed to happen on 3rd May 2023 was also observed.
The report lists companies that were mentioned in relation to the Silicon Valley Bank collapse. It also provides an overview of how the collapse impacted the financial industry, with possible implications for other banks and financial institutions discussed.
In conclusion, this report summarizes key findings on audience sentiments towards Silicon Valley Bank collapse. A list of sources used in this report is included as references.
The thrust of this study was to determine the impact of micro credit on the MSMEs sector in CRS,
Nigeria. Three hypotheses were formulated from the research questions and tested by using chi-square statistic
to validate the truth or otherwise of the hypotheses. Ex-post factor research design was adopted and a sample
size of 158 respondents was selected and used for the study. A structured questionnaire was used in obtaining
the data. In testing the hypotheses, all the calculated chi-square values were greater than the critical chi-square
value at the given level of significance and degree of freedom. This resulted in rejecting the null hypotheses
while the alternate hypotheses were retained. The results indicated that micro credit programmes have
significant effect on MSMEs in CRS. Equally, credit administration has a significant effect on the performance
of microcredit programmes and that collateral requirements on MSMEs have significant effect on obtaining
credit from microfinance institutions in CRS. Arising from the findings, the study recommends that government
should make more microcredit programmes available for the development of MSMEs in CRS. There should be
efficiency in credit administration on the part of both government and the private sector so as to enhance the
performance of microcredit programmes in CRS and also collateral requirements should be minimized, while
low interest rate should be charged on micro, small and medium enterprises so as to enhance obtaining of credit
facilities from microfinance institutions in the State.
Practices of Corporate Governance in Commercial Banks of Bangladesh A Study...Ariful Saimon
Premier University
INTERNSHIP REPORT
ON
Practices of Corporate Governance in Commercial Banks of Bangladesh
A Study on Pubali Bank Ltd
PREPARED FOR
Mr.Rajib Datta
Assistant Professor
Department Of Finance
Faculty of Business Administration
Premier University
Chittagong
PREPARED BY
MD.Ariful Islam Saimon Chowdhury
ID. No: 150-22080-2146
Section: A
Batch: 22nd
Session: January 2016
Major: Finance
MBA Program
Premier University, Chittagong
Date of Submission: 11.05.2017
Corporate governance practice in Commercial Banks of Bangladesh A Study on S...Ariful Saimon
Premier University
INTERNSHIP REPORT
ON
Corporate governance practice in Commercial Banks of Bangladesh
A Study on Southeast Bank Ltd
PREPARED FOR
Mr.Rajib Datta
Assistant Professor
Department Of Finance
Faculty of Business Administration
Premier University
Chittagong
PREPARED BY
Md Shazzad Hossain
ID. No: 150-22080-2147
Section: A
Major: Finance
Batch: 22nd
MBA Program
Premier University
Date of Submission: 11/05/2017
The project presentation talks about public and private banks. It compares the two sectors by analyzing the financial details and the products and services provided by each of the two sectors. This is done by taking case study of two banks - State Bank of India in public sector and ICICI bank in private sector. Both of these banks are leading in their respective sectors.
How to derive the use of alternate delivery channels without customer disconn...Tejpal Verma
Summer Internship report on a project facilitated by Tejpal (Finance Intern from Savitribai phule pune university) under guidance of Mr. Rakesh Kumar Chadha, RBDM Head, Bank of Baroda,Regional office, Pune
This is the our (Team Dexters) slides for Brandwitz 2015. We had to brand a place which no one is aware of into a potential tourist spot. We chose the place " Char Kukri Mukri," a wild life sanctuary. Enjoy the slides.
This report analyzes the audience sentiments towards the Silicon Valley Bank collapse. The listening period was from Feb’15 – Mar’13 2023, and the analysis was conducted in the United States and in English. Twitter and news sources were analyzed.
Positive sentiments were attributed before the collapse, while neutral sentiment was dominant at 53%. Negative sentiment was at 45%, with mentions attesting to the bank's lack of attention to shareholders' returns. Discussion about SVB support towards the #science2startup symposium that was supposed to happen on 3rd May 2023 was also observed.
The report lists companies that were mentioned in relation to the Silicon Valley Bank collapse. It also provides an overview of how the collapse impacted the financial industry, with possible implications for other banks and financial institutions discussed.
In conclusion, this report summarizes key findings on audience sentiments towards Silicon Valley Bank collapse. A list of sources used in this report is included as references.
The thrust of this study was to determine the impact of micro credit on the MSMEs sector in CRS,
Nigeria. Three hypotheses were formulated from the research questions and tested by using chi-square statistic
to validate the truth or otherwise of the hypotheses. Ex-post factor research design was adopted and a sample
size of 158 respondents was selected and used for the study. A structured questionnaire was used in obtaining
the data. In testing the hypotheses, all the calculated chi-square values were greater than the critical chi-square
value at the given level of significance and degree of freedom. This resulted in rejecting the null hypotheses
while the alternate hypotheses were retained. The results indicated that micro credit programmes have
significant effect on MSMEs in CRS. Equally, credit administration has a significant effect on the performance
of microcredit programmes and that collateral requirements on MSMEs have significant effect on obtaining
credit from microfinance institutions in CRS. Arising from the findings, the study recommends that government
should make more microcredit programmes available for the development of MSMEs in CRS. There should be
efficiency in credit administration on the part of both government and the private sector so as to enhance the
performance of microcredit programmes in CRS and also collateral requirements should be minimized, while
low interest rate should be charged on micro, small and medium enterprises so as to enhance obtaining of credit
facilities from microfinance institutions in the State.
Practices of Corporate Governance in Commercial Banks of Bangladesh A Study...Ariful Saimon
Premier University
INTERNSHIP REPORT
ON
Practices of Corporate Governance in Commercial Banks of Bangladesh
A Study on Pubali Bank Ltd
PREPARED FOR
Mr.Rajib Datta
Assistant Professor
Department Of Finance
Faculty of Business Administration
Premier University
Chittagong
PREPARED BY
MD.Ariful Islam Saimon Chowdhury
ID. No: 150-22080-2146
Section: A
Batch: 22nd
Session: January 2016
Major: Finance
MBA Program
Premier University, Chittagong
Date of Submission: 11.05.2017
Die aktuelle Kapital & Märkte analysiert die Aussichten an den globalen Finanzmärkten für das Jahr 2014. Die Zinsen werden 2014 auf einem niedrigen Niveau verharren. Die Folge: Auch der Anlagenotstand bleibt bestehen. Die aktuelle Kapital & Märkte zeigt, mit welchen Strategien Anleger hier im Jahr 2014 gegensteuern.
Der Büroflächenumsatz in der bayerischen Landeshauptstadt erreichte durch ein starkes III. Quartal ein deutliches Umsatzplus von über 8 % im Vergleich zum Vorjahr. Mit einem Ergebnis von ca. 496.000 m2 sind die Weichen für ein gutes Jahresgesamtergebnis gestellt.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Students, digital devices and success - Andreas Schleicher - 27 May 2024..pptxEduSkills OECD
Andreas Schleicher presents at the OECD webinar ‘Digital devices in schools: detrimental distraction or secret to success?’ on 27 May 2024. The presentation was based on findings from PISA 2022 results and the webinar helped launch the PISA in Focus ‘Managing screen time: How to protect and equip students against distraction’ https://www.oecd-ilibrary.org/education/managing-screen-time_7c225af4-en and the OECD Education Policy Perspective ‘Students, digital devices and success’ can be found here - https://oe.cd/il/5yV
This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
Palestine last event orientationfvgnh .pptxRaedMohamed3
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
2. Author : Ravi
Subramanian
Publication: Rupa
Publications Pvt. Ltd.
ISBN: 978-81-291-1877-6
Place of Publication:
Noida , New Delhi
Year of publication: 2011
3. About the author
• A banker by profession.
• An alumnus of IIM –B
• Nearly 2 decades experience in financial service industry.
• Works:
1.If god was a banker
2.I bought the monk’s Ferrari
3.Devil in pinstripes
4.The banking trilogy : The Incredible Banker , The
Bankster , The Bankrupt
4. Characters involved in this
book.
• Mr. Mc Cain – CEO of GB2
• Ganjali – Naxalite
• Savitha – employee of GB2 ; the main turn twister of the book.
• Deepak and Karan : managers in GB2 and hard core
competitors for each other.
• After the characters , the book is in a chronological manner ,
comparing the past events in the present.
5. What the book is all about?
• The book is about the incidents that take place in a foreign
based bank in India ; Greater Boston Global Bank.
• The author starts the book with a Naxal attack and its adverse
effects on GB2.
• It all changes the CEO is hurriedly pulled out of meeting and
summoned by the RBI Governor.
6. 10th JAN 2004
• The scene is set in Malkangiri , Orissa.
• Ganjali , an NGO worker belongs to this place.
• After finishing his assignment with the tribals was getting back
to his home in Mumbai.
• He took a bus towards Bhubaneshwar.
• And a bomb blast………
7. 17th DEC 2009
• In GB2 bank , the routine has started. Mr. Mc Cain is the most
punctual and growth oriented person.
• A continuous repeat of audit comments and also increased in
number by RBI.
• Bank culture and problems faced in the banking sector at that
time.
• Morning meeting. And urgent call from RBI Governor to visit
the RBI office as soon as possible.
8. • Grapevine communication
• Employee conflicts
• Tension of not meeting the monthly targets
• Sudden internal inspection led to waste of time.
Here the story slowly proceeds seeing the instances from the
past and its affect on the present .
The governor of RBI had given a serious issue in hands of
McCain which has spoilt the name of GB2 in the market.
What is it????
9. • The stress grew among management as all other branches in Hong
Kong and Singapore where operating exceptionally well.
• The first part of the book deals with the unethical practices and the
second half few ethical steps to overcome it.
• And suddenly on ONE FINE DAY ….
THE TIMES OF INDIA READ….
A Senior executive of GB2 arrested for having Naxal connections……
• It was Deepak. He was trapped is what he said . But all documents
Containing the Naxal information was seized from his house.
• Question arises how will Deepak escape this trial??
• Will Karan help him out ??
10. Few incidents in the past
• Sector in India in down.
• GB2 s a foreign bank has its own restrictions and rules to be
followed.
• Employees of GB2 unable to meet the targets . Even in this
crisis situation lack of coordination and morale among
employees.
• Deepak having many successful achievements always tries to
let down his co worker Karan.
• Savitha , an employee plays a role in Deepak’s life.
• She manipulates Deepak and gets involve him into unethical
practices.
11. D DAY: 18th DEC 2009
• GB2 Office, the morning meeting. All important executives in
the conference room.
• Then a knock on the door ….. It was KARAN with the CBI….
• You are under arrest!!!!!
Deepak was released after a trial of 3 months.
Opted for a change in his job. Tried to manage all the black mark
in his career……
12. Who was under arrest????
• SAVITHA.
• One knowing that Deepak was close friend of Savitha. Her
house was inspected .
• They found all information about Naxals and also 3
unauthorized pistols.
• A photo of her marriage . She was the wife of the naxal leader
Ganjali who died in the Naxal attack in malkangiri.
• She was transferring huge amounts of funds to those Naxals
through GB2.
13. • The book is in a very simple language .
• The events are very clearly and perfectly linked to each other.
• Few of the banking and management concepts are brushed up
here.
• The suspense lingers in the book till the last page of the book.
• McCain method
• Karan Method
• Deepak Method